River Financial Stock Net Income
| RVRF Stock | USD 40.00 0.00 0.00% |
As of the 2nd of February, River Financial holds the Variance of 1.81, coefficient of variation of 527.45, and Risk Adjusted Performance of 0.1417. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of River Financial, as well as the relationship between them. Please check River Financial risk adjusted performance, variance, as well as the relationship between the Variance and kurtosis to decide if River Financial is priced some-what accurately, providing market reflects its current price of 40.0 per share. Given that River Financial has variance of 1.81, we recommend you to check out River Financial's recent market performance to make sure the company can sustain itself at a future point.
River Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing River Financial's valuation are provided below:River Financial does not presently have any trending fundamental ratios for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. River |
River Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to River Financial's pink sheet what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of River Financial.
| 11/04/2025 |
| 02/02/2026 |
If you would invest 0.00 in River Financial on November 4, 2025 and sell it all today you would earn a total of 0.00 from holding River Financial or generate 0.0% return on investment in River Financial over 90 days. River Financial is related to or competes with Cashmere Valley, Mission Bancorp, NASB Financial, BankFirst Capital, Century Financial, Morris State, and Truxton. River Financial Corporation operates as the bank holding company for the River Bank Trust that provides various financia... More
River Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure River Financial's pink sheet current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess River Financial upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | 0.1562 | |||
| Maximum Drawdown | 9.45 |
River Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for River Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as River Financial's standard deviation. In reality, there are many statistical measures that can use River Financial historical prices to predict the future River Financial's volatility.| Risk Adjusted Performance | 0.1417 | |||
| Jensen Alpha | 0.2599 | |||
| Total Risk Alpha | 0.18 | |||
| Treynor Ratio | (0.57) |
River Financial February 2, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1417 | |||
| Market Risk Adjusted Performance | (0.56) | |||
| Mean Deviation | 0.4868 | |||
| Coefficient Of Variation | 527.45 | |||
| Standard Deviation | 1.34 | |||
| Variance | 1.81 | |||
| Information Ratio | 0.1562 | |||
| Jensen Alpha | 0.2599 | |||
| Total Risk Alpha | 0.18 | |||
| Treynor Ratio | (0.57) | |||
| Maximum Drawdown | 9.45 | |||
| Skewness | 5.95 | |||
| Kurtosis | 37.2 |
River Financial Backtested Returns
River Financial appears to be very steady, given 3 months investment horizon. River Financial maintains Sharpe Ratio (i.e., Efficiency) of 0.19, which implies the firm had a 0.19 % return per unit of risk over the last 3 months. We have found seventeen technical indicators for River Financial, which you can use to evaluate the volatility of the company. Please evaluate River Financial's Coefficient Of Variation of 527.45, risk adjusted performance of 0.1417, and Variance of 1.81 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, River Financial holds a performance score of 15. The company holds a Beta of -0.43, which implies possible diversification benefits within a given portfolio. As returns on the market increase, returns on owning River Financial are expected to decrease at a much lower rate. During the bear market, River Financial is likely to outperform the market. Please check River Financial's risk adjusted performance, variance, as well as the relationship between the Variance and kurtosis , to make a quick decision on whether River Financial's historical price patterns will revert.
Auto-correlation | -92,233,720,368,547,760 |
Near perfect reversele predictability
River Financial has near perfect reversele predictability. Overlapping area represents the amount of predictability between River Financial time series from 4th of November 2025 to 19th of December 2025 and 19th of December 2025 to 2nd of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of River Financial price movement. The serial correlation of -9.223372036854776E16 indicates that 9.223372036854776E16% of current River Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | -92233.7 T | |
| Spearman Rank Test | 1.0 | |
| Residual Average | 0.0 | |
| Price Variance | 0.0 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, River Financial reported net income of 25.04 M. This is 98.04% lower than that of the Financial Services sector and significantly higher than that of the Banks—Regional industry. The net income for all United States stocks is 95.62% higher than that of the company.
River Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses River Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the pink sheets which would be a good addition to a portfolio. Peer analysis of River Financial could also be used in its relative valuation, which is a method of valuing River Financial by comparing valuation metrics of similar companies.River Financial is currently under evaluation in net income category among its peers.
River Fundamentals
| Return On Equity | 0.18 | |||
| Return On Asset | 0.0111 | |||
| Profit Margin | 0.33 % | |||
| Operating Margin | 0.43 % | |||
| Current Valuation | 137.24 M | |||
| Shares Outstanding | 6.65 M | |||
| Shares Owned By Insiders | 15.64 % | |||
| Price To Earning | 8.25 X | |||
| Price To Book | 1.82 X | |||
| Price To Sales | 2.67 X | |||
| Revenue | 80.69 M | |||
| Gross Profit | 75.95 M | |||
| EBITDA | 40.42 M | |||
| Net Income | 25.04 M | |||
| Cash And Equivalents | 39.82 M | |||
| Cash Per Share | 5.98 X | |||
| Total Debt | 39.34 M | |||
| Book Value Per Share | 18.16 X | |||
| Cash Flow From Operations | 41.22 M | |||
| Earnings Per Share | 4.10 X | |||
| Number Of Employees | 304 | |||
| Beta | 0.36 | |||
| Market Capitalization | 226.25 M | |||
| Total Asset | 2.4 B | |||
| Z Score | 3.0 | |||
| Net Asset | 2.4 B | |||
| Last Dividend Paid | 0.44 |
About River Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze River Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of River Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of River Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Other Information on Investing in River Pink Sheet
River Financial financial ratios help investors to determine whether River Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in River with respect to the benefits of owning River Financial security.