Banco Santander SA Net Income
| SAN Stock | USD 12.71 0.48 3.92% |
As of the 7th of February, Banco Santander shows the Downside Deviation of 2.01, risk adjusted performance of 0.1645, and Mean Deviation of 1.37. In respect to fundamental indicators, the technical analysis model gives you tools to check existing technical drivers of Banco Santander, as well as the relationship between them.
Banco Santander Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 7.3654 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 14.5 B | 15.2 B | |
| Net Income Applicable To Common Shares | 8.6 B | 4.9 B | |
| Net Income From Continuing Ops | 15.8 B | 9.1 B | |
| Net Income Per Share | 0.95 | 1.00 | |
| Net Income Per E B T | 0.75 | 0.65 |
Banco | Net Income | Build AI portfolio with Banco Stock |
Evaluating Banco Santander's Net Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into Banco Santander SA's fundamental strength.
Latest Banco Santander's Net Income Growth Pattern
Below is the plot of the Net Income of Banco Santander SA over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Banco Santander SA financial statement analysis. It represents the amount of money remaining after all of Banco Santander SA operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Banco Santander's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Banco Santander's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 12.57 B | 10 Years Trend |
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Net Income |
| Timeline |
Banco Net Income Regression Statistics
| Arithmetic Mean | 6,543,622,951 | |
| Coefficient Of Variation | 83.67 | |
| Mean Deviation | 3,673,551,058 | |
| Median | 6,515,000,000 | |
| Standard Deviation | 5,475,341,336 | |
| Sample Variance | 29979362.8T | |
| Range | 23B | |
| R-Value | 0.58 | |
| Mean Square Error | 21122543.4T | |
| R-Squared | 0.34 | |
| Significance | 0.01 | |
| Slope | 631,741,393 | |
| Total Sum of Squares | 479669804T |
Banco Net Income History
Other Fundumenentals of Banco Santander SA
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Banco Santander Net Income component correlations
Banco Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Banco Santander is extremely important. It helps to project a fair market value of Banco Stock properly, considering its historical fundamentals such as Net Income. Since Banco Santander's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Banco Santander's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Banco Santander's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Diversified Banks sector continue expanding? Could Banco diversify its offerings? Factors like these will boost the valuation of Banco Santander. If investors know Banco will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Banco Santander data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.535 | Earnings Share 1 | Revenue Per Share | Quarterly Revenue Growth 0.106 | Return On Assets |
The market value of Banco Santander SA is measured differently than its book value, which is the value of Banco that is recorded on the company's balance sheet. Investors also form their own opinion of Banco Santander's value that differs from its market value or its book value, called intrinsic value, which is Banco Santander's true underlying value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Because Banco Santander's market value can be influenced by many factors that don't directly affect Banco Santander's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Banco Santander's value and its price as these two are different measures arrived at by different means. Investors typically determine if Banco Santander is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, Banco Santander's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
Banco Santander 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Banco Santander's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Banco Santander.
| 11/09/2025 |
| 02/07/2026 |
If you would invest 0.00 in Banco Santander on November 9, 2025 and sell it all today you would earn a total of 0.00 from holding Banco Santander SA or generate 0.0% return on investment in Banco Santander over 90 days. Banco Santander is related to or competes with Barclays PLC, ING Group, HSBC Holdings, Natwest Group, UBS Group, Banco Bilbao, and Banco Bilbao. Banco Santander, S.A. provides various retail and commercial banking products and services to individuals, small and med... More
Banco Santander Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Banco Santander's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Banco Santander SA upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.01 | |||
| Information Ratio | 0.1471 | |||
| Maximum Drawdown | 9.51 | |||
| Value At Risk | (2.37) | |||
| Potential Upside | 2.9 |
Banco Santander Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Banco Santander's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Banco Santander's standard deviation. In reality, there are many statistical measures that can use Banco Santander historical prices to predict the future Banco Santander's volatility.| Risk Adjusted Performance | 0.1645 | |||
| Jensen Alpha | 0.239 | |||
| Total Risk Alpha | 0.166 | |||
| Sortino Ratio | 0.1311 | |||
| Treynor Ratio | 0.2634 |
Banco Santander February 7, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1645 | |||
| Market Risk Adjusted Performance | 0.2734 | |||
| Mean Deviation | 1.37 | |||
| Semi Deviation | 1.68 | |||
| Downside Deviation | 2.01 | |||
| Coefficient Of Variation | 506.85 | |||
| Standard Deviation | 1.79 | |||
| Variance | 3.2 | |||
| Information Ratio | 0.1471 | |||
| Jensen Alpha | 0.239 | |||
| Total Risk Alpha | 0.166 | |||
| Sortino Ratio | 0.1311 | |||
| Treynor Ratio | 0.2634 | |||
| Maximum Drawdown | 9.51 | |||
| Value At Risk | (2.37) | |||
| Potential Upside | 2.9 | |||
| Downside Variance | 4.03 | |||
| Semi Variance | 2.84 | |||
| Expected Short fall | (1.47) | |||
| Skewness | (0.80) | |||
| Kurtosis | 1.84 |
Banco Santander SA Backtested Returns
Banco Santander appears to be not too volatile, given 3 months investment horizon. Banco Santander SA secures Sharpe Ratio (or Efficiency) of 0.17, which signifies that the company had a 0.17 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for Banco Santander SA, which you can use to evaluate the volatility of the firm. Please makes use of Banco Santander's Mean Deviation of 1.37, risk adjusted performance of 0.1645, and Downside Deviation of 2.01 to double-check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Banco Santander holds a performance score of 13. The firm shows a Beta (market volatility) of 1.3, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Banco Santander will likely underperform. Please check Banco Santander's value at risk, as well as the relationship between the skewness and day median price , to make a quick decision on whether Banco Santander's price patterns will revert.
Auto-correlation | 0.66 |
Good predictability
Banco Santander SA has good predictability. Overlapping area represents the amount of predictability between Banco Santander time series from 9th of November 2025 to 24th of December 2025 and 24th of December 2025 to 7th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Banco Santander SA price movement. The serial correlation of 0.66 indicates that around 66.0% of current Banco Santander price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.66 | |
| Spearman Rank Test | 0.72 | |
| Residual Average | 0.0 | |
| Price Variance | 0.14 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Banco Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Banco Santander SA reported net income of 12.57 B. This is much higher than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is significantly lower than that of the firm.
Banco Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Banco Santander's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Banco Santander could also be used in its relative valuation, which is a method of valuing Banco Santander by comparing valuation metrics of similar companies.Banco Santander is currently under evaluation in net income category among its peers.
Banco Santander ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Banco Santander's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Banco Santander's managers, analysts, and investors.Environmental | Governance | Social |
Banco Santander Institutional Holders
Institutional Holdings refers to the ownership stake in Banco Santander that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Banco Santander's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Banco Santander's value.| Shares | Atlantic Trust Group, Llc | 2025-06-30 | 8.6 M | Todd Asset Management | 2025-06-30 | 7.9 M | Lazard Asset Management Llc | 2025-06-30 | 7.6 M | Clark Capital Management Group Inc | 2025-06-30 | 5.7 M | Bank Of America Corp | 2025-06-30 | 4.8 M | Teachers Retirement System Of The State Of Kentucky | 2025-06-30 | 4.7 M | American Century Companies Inc | 2025-06-30 | 3.6 M | Royal Bank Of Canada | 2025-06-30 | 3.4 M | Envestnet Asset Management Inc | 2025-06-30 | 3 M | Fisher Asset Management, Llc | 2025-06-30 | 117.6 M | Mondrian Investment Partners Ltd | 2025-03-31 | 38.1 M |
Banco Fundamentals
| Return On Equity | 0.14 | ||||
| Return On Asset | 0.0081 | ||||
| Profit Margin | 0.28 % | ||||
| Operating Margin | 0.44 % | ||||
| Current Valuation | 142.57 B | ||||
| Shares Outstanding | 14.68 B | ||||
| Shares Owned By Institutions | 3.15 % | ||||
| Number Of Shares Shorted | 3.91 M | ||||
| Price To Earning | 4.82 X | ||||
| Price To Book | 1.50 X | ||||
| Price To Sales | 3.62 X | ||||
| Revenue | 119.54 B | ||||
| Gross Profit | 49.98 B | ||||
| EBITDA | 17.52 B | ||||
| Net Income | 12.57 B | ||||
| Cash And Equivalents | 440.31 B | ||||
| Cash Per Share | 26.25 X | ||||
| Total Debt | 461.38 B | ||||
| Book Value Per Share | 8.05 X | ||||
| Cash Flow From Operations | (24.16 B) | ||||
| Short Ratio | 1.30 X | ||||
| Earnings Per Share | 1.00 X | ||||
| Price To Earnings To Growth | 3.06 X | ||||
| Target Price | 10.74 | ||||
| Number Of Employees | 204.77 K | ||||
| Beta | 0.94 | ||||
| Market Capitalization | 181.14 B | ||||
| Total Asset | 1.87 T | ||||
| Retained Earnings | 104.32 B | ||||
| Working Capital | (662.58 B) | ||||
| Current Asset | 283.18 B | ||||
| Current Liabilities | 945.76 B | ||||
| Annual Yield | 0.02 % | ||||
| Five Year Return | 5.29 % | ||||
| Net Asset | 1.87 T |
About Banco Santander Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Banco Santander SA's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Banco Santander using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Banco Santander SA based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with Banco Santander
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Banco Santander position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Banco Santander will appreciate offsetting losses from the drop in the long position's value.Moving together with Banco Stock
| 0.88 | RY | Royal Bank | PairCorr |
| 0.94 | BMO | Bank of Montreal | PairCorr |
| 0.63 | WFC | Wells Fargo Aggressive Push | PairCorr |
Moving against Banco Stock
The ability to find closely correlated positions to Banco Santander could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Banco Santander when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Banco Santander - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Banco Santander SA to buy it.
The correlation of Banco Santander is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Banco Santander moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Banco Santander SA moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Banco Santander can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out You can also try the Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.
Will Diversified Banks sector continue expanding? Could Banco diversify its offerings? Factors like these will boost the valuation of Banco Santander. If investors know Banco will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Banco Santander data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.535 | Earnings Share 1 | Revenue Per Share | Quarterly Revenue Growth 0.106 | Return On Assets |
The market value of Banco Santander SA is measured differently than its book value, which is the value of Banco that is recorded on the company's balance sheet. Investors also form their own opinion of Banco Santander's value that differs from its market value or its book value, called intrinsic value, which is Banco Santander's true underlying value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Because Banco Santander's market value can be influenced by many factors that don't directly affect Banco Santander's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Banco Santander's value and its price as these two are different measures arrived at by different means. Investors typically determine if Banco Santander is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, Banco Santander's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.