Skyward Specialty Insurance Net Income

SKWD Stock   45.25  0.52  1.14%   
As of the 14th of February 2026, Skyward Specialty has the Coefficient Of Variation of (3,770), variance of 5.02, and Risk Adjusted Performance of (0.02). In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Skyward Specialty, as well as the relationship between them. Please validate Skyward Specialty market risk adjusted performance, information ratio, as well as the relationship between the Information Ratio and skewness to decide if Skyward Specialty is priced more or less accurately, providing market reflects its prevalent price of 45.25 per share. Given that Skyward Specialty has information ratio of (0.06), we advise you to double-check Skyward Specialty Insurance's current market performance to make sure the company can sustain itself at a future point.

Skyward Specialty Total Revenue

1.39 Billion

Skyward Specialty's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Skyward Specialty's valuation are provided below:
Gross Profit
373.6 M
Profit Margin
0.1057
Market Capitalization
B
Enterprise Value Revenue
1.5083
Revenue
1.3 B
There are over one hundred nineteen available fundamental trend indicators for Skyward Specialty Insurance, which can be analyzed over time and compared to other ratios. Investors should ensure to double-check all of Skyward Specialty's current performance against the performance from 2010 to 2026 to make sure the company is sustainable down the road. The current year's Market Cap is expected to grow to about 1.9 B. The current year's Enterprise Value is expected to grow to about 1.9 B This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
Last ReportedProjected for Next Year
Net Income136.7 M143.5 M
Net Income Applicable To Common Shares23.6 M24.8 M
Net Income From Continuing Ops136.7 M143.5 M
Net Income Per Share 2.67  2.80 
Net Income Per E B T 0.70  0.56 
At present, Skyward Specialty's Net Income Applicable To Common Shares is projected to increase significantly based on the last few years of reporting. The current year's Net Income From Continuing Ops is expected to grow to about 143.5 M, whereas Net Income Per E B T is forecasted to decline to 0.56.
  
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Analyzing Skyward Specialty's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Skyward Specialty's current valuation and future prospects.

Latest Skyward Specialty's Net Income Growth Pattern

Below is the plot of the Net Income of Skyward Specialty Insurance over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Skyward Specialty financial statement analysis. It represents the amount of money remaining after all of Skyward Specialty Insurance operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Skyward Specialty's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Skyward Specialty's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 118.83 M10 Years Trend
Slightly volatile
   Net Income   
       Timeline  

Skyward Net Income Regression Statistics

Arithmetic Mean2,783,765
Geometric Mean33,425,796
Coefficient Of Variation2,879
Mean Deviation65,182,900
Median(1,241,000)
Standard Deviation80,150,844
Sample Variance6424.2T
Range218.1M
R-Value0.62
Mean Square Error4219.7T
R-Squared0.38
Significance0.01
Slope9,838,301
Total Sum of Squares102786.5T

Skyward Net Income History

2026143.5 M
2025136.7 M
2024118.8 M
202386 M
202239.4 M
202138.3 M

Other Fundumenentals of Skyward Specialty

Skyward Specialty Net Income component correlations

Skyward Net Income Driver Correlations

Understanding the fundamental principles of building solid financial models for Skyward Specialty is extremely important. It helps to project a fair market value of Skyward Stock properly, considering its historical fundamentals such as Net Income. Since Skyward Specialty's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Skyward Specialty's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Skyward Specialty's interrelated accounts and indicators.
Will Property & Casualty Insurance sector continue expanding? Could Skyward diversify its offerings? Factors like these will boost the valuation of Skyward Specialty. If investors know Skyward will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Skyward Specialty data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.236
Earnings Share
3.37
Revenue Per Share
33.127
Quarterly Revenue Growth
0.271
Return On Assets
0.0292
Investors evaluate Skyward Specialty using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Skyward Specialty's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Skyward Specialty's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Skyward Specialty's value and its price as these two are different measures arrived at by different means. Investors typically determine if Skyward Specialty is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Skyward Specialty's market price signifies the transaction level at which participants voluntarily complete trades.

Skyward Specialty 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Skyward Specialty's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Skyward Specialty.
0.00
11/16/2025
No Change 0.00  0.0 
In 2 months and 31 days
02/14/2026
0.00
If you would invest  0.00  in Skyward Specialty on November 16, 2025 and sell it all today you would earn a total of 0.00 from holding Skyward Specialty Insurance or generate 0.0% return on investment in Skyward Specialty over 90 days. Skyward Specialty is related to or competes with Horace Mann, Stewart Information, Slide Insurance, Aspen Insurance, Nicolet Bankshares, Northwest Bancshares, and PACS. Skyward Specialty is entity of United States More

Skyward Specialty Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Skyward Specialty's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Skyward Specialty Insurance upside and downside potential and time the market with a certain degree of confidence.

Skyward Specialty Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for Skyward Specialty's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Skyward Specialty's standard deviation. In reality, there are many statistical measures that can use Skyward Specialty historical prices to predict the future Skyward Specialty's volatility.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Skyward Specialty's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
43.0445.3447.64
Details
Intrinsic
Valuation
LowRealHigh
40.7355.0957.39
Details
12 Analysts
Consensus
LowTargetHigh
58.0663.8070.82
Details
Earnings
Estimates (0)
LowProjected EPSHigh
1.011.201.26
Details

Skyward Specialty February 14, 2026 Technical Indicators

Skyward Specialty Backtested Returns

Skyward Specialty owns Efficiency Ratio (i.e., Sharpe Ratio) of -0.038, which indicates the firm had a -0.038 % return per unit of risk over the last 3 months. Skyward Specialty Insurance exposes twenty-two different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please validate Skyward Specialty's Variance of 5.02, risk adjusted performance of (0.02), and Coefficient Of Variation of (3,770) to confirm the risk estimate we provide. The entity has a beta of 0.68, which indicates possible diversification benefits within a given portfolio. As returns on the market increase, Skyward Specialty's returns are expected to increase less than the market. However, during the bear market, the loss of holding Skyward Specialty is expected to be smaller as well. At this point, Skyward Specialty has a negative expected return of -0.0872%. Please make sure to validate Skyward Specialty's jensen alpha, as well as the relationship between the skewness and day median price , to decide if Skyward Specialty performance from the past will be repeated at some point in the near future.

Auto-correlation

    
  -0.42  

Modest reverse predictability

Skyward Specialty Insurance has modest reverse predictability. Overlapping area represents the amount of predictability between Skyward Specialty time series from 16th of November 2025 to 31st of December 2025 and 31st of December 2025 to 14th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Skyward Specialty price movement. The serial correlation of -0.42 indicates that just about 42.0% of current Skyward Specialty price fluctuation can be explain by its past prices.
Correlation Coefficient-0.42
Spearman Rank Test-0.39
Residual Average0.0
Price Variance3.09
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Competition

Skyward Accumulated Other Comprehensive Income

Accumulated Other Comprehensive Income

(20.9 Million)

At present, Skyward Specialty's Accumulated Other Comprehensive Income is projected to decrease significantly based on the last few years of reporting.
Based on the recorded statements, Skyward Specialty Insurance reported net income of 118.83 M. This is 90.7% lower than that of the Insurance sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 79.19% higher than that of the company.

Skyward Net Income Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Skyward Specialty's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Skyward Specialty could also be used in its relative valuation, which is a method of valuing Skyward Specialty by comparing valuation metrics of similar companies.
Skyward Specialty is currently under evaluation in net income category among its peers.

Skyward Specialty ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Skyward Specialty's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Skyward Specialty's managers, analysts, and investors.
Environmental
Governance
Social

Skyward Fundamentals

About Skyward Specialty Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Skyward Specialty Insurance's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Skyward Specialty using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Skyward Specialty Insurance based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Skyward Specialty is a strong investment it is important to analyze Skyward Specialty's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Skyward Specialty's future performance. For an informed investment choice regarding Skyward Stock, refer to the following important reports:
Will Property & Casualty Insurance sector continue expanding? Could Skyward diversify its offerings? Factors like these will boost the valuation of Skyward Specialty. If investors know Skyward will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Skyward Specialty data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.236
Earnings Share
3.37
Revenue Per Share
33.127
Quarterly Revenue Growth
0.271
Return On Assets
0.0292
Investors evaluate Skyward Specialty using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Skyward Specialty's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Skyward Specialty's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Skyward Specialty's value and its price as these two are different measures arrived at by different means. Investors typically determine if Skyward Specialty is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Skyward Specialty's market price signifies the transaction level at which participants voluntarily complete trades.