Summit Bancshares Stock Net Income
| SMAL Stock | USD 57.62 0.43 0.74% |
As of the 5th of February, Summit Bancshares has the Coefficient Of Variation of 909.64, risk adjusted performance of 0.0764, and Semi Deviation of 0.1769. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Summit Bancshares, as well as the relationship between them. Please validate Summit Bancshares treynor ratio, as well as the relationship between the downside variance and kurtosis to decide if Summit Bancshares is priced more or less accurately, providing market reflects its prevalent price of 57.62 per share. Given that Summit Bancshares has jensen alpha of 0.0402, we advise you to double-check Summit Bancshares's current market performance to make sure the company can sustain itself at a future point.
Summit Bancshares' financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Summit Bancshares' valuation are provided below:Summit Bancshares does not presently have any fundamental trend indicators for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Summit |
Summit Bancshares 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Summit Bancshares' pink sheet what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Summit Bancshares.
| 11/07/2025 |
| 02/05/2026 |
If you would invest 0.00 in Summit Bancshares on November 7, 2025 and sell it all today you would earn a total of 0.00 from holding Summit Bancshares or generate 0.0% return on investment in Summit Bancshares over 90 days. Summit Bancshares is related to or competes with Community Capital, MF Bancorp, HCB Financial, Oak View, Citizens Holding, and Exchange Bankshares. Summit Bancshares, Inc., through its subsidiary, Summit Bank, provides commercial credit and other banking services in C... More
Summit Bancshares Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Summit Bancshares' pink sheet current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Summit Bancshares upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 0.6272 | |||
| Information Ratio | (0.02) | |||
| Maximum Drawdown | 3.36 | |||
| Value At Risk | (0.74) | |||
| Potential Upside | 0.753 |
Summit Bancshares Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Summit Bancshares' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Summit Bancshares' standard deviation. In reality, there are many statistical measures that can use Summit Bancshares historical prices to predict the future Summit Bancshares' volatility.| Risk Adjusted Performance | 0.0764 | |||
| Jensen Alpha | 0.0402 | |||
| Total Risk Alpha | 0.0082 | |||
| Sortino Ratio | (0.01) | |||
| Treynor Ratio | 0.4396 |
Summit Bancshares February 5, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0764 | |||
| Market Risk Adjusted Performance | 0.4496 | |||
| Mean Deviation | 0.2803 | |||
| Semi Deviation | 0.1769 | |||
| Downside Deviation | 0.6272 | |||
| Coefficient Of Variation | 909.64 | |||
| Standard Deviation | 0.5084 | |||
| Variance | 0.2585 | |||
| Information Ratio | (0.02) | |||
| Jensen Alpha | 0.0402 | |||
| Total Risk Alpha | 0.0082 | |||
| Sortino Ratio | (0.01) | |||
| Treynor Ratio | 0.4396 | |||
| Maximum Drawdown | 3.36 | |||
| Value At Risk | (0.74) | |||
| Potential Upside | 0.753 | |||
| Downside Variance | 0.3934 | |||
| Semi Variance | 0.0313 | |||
| Expected Short fall | (0.57) | |||
| Skewness | 2.05 | |||
| Kurtosis | 8.53 |
Summit Bancshares Backtested Returns
As of now, Summit Pink Sheet is very steady. Summit Bancshares owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.1, which indicates the firm had a 0.1 % return per unit of risk over the last 3 months. We have found twenty-six technical indicators for Summit Bancshares, which you can use to evaluate the volatility of the company. Please validate Summit Bancshares' Risk Adjusted Performance of 0.0764, coefficient of variation of 909.64, and Semi Deviation of 0.1769 to confirm if the risk estimate we provide is consistent with the expected return of 0.0517%. Summit Bancshares has a performance score of 8 on a scale of 0 to 100. The entity has a beta of 0.1, which indicates not very significant fluctuations relative to the market. As returns on the market increase, Summit Bancshares' returns are expected to increase less than the market. However, during the bear market, the loss of holding Summit Bancshares is expected to be smaller as well. Summit Bancshares right now has a risk of 0.5%. Please validate Summit Bancshares downside variance, and the relationship between the treynor ratio and kurtosis , to decide if Summit Bancshares will be following its existing price patterns.
Auto-correlation | 0.55 |
Modest predictability
Summit Bancshares has modest predictability. Overlapping area represents the amount of predictability between Summit Bancshares time series from 7th of November 2025 to 22nd of December 2025 and 22nd of December 2025 to 5th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Summit Bancshares price movement. The serial correlation of 0.55 indicates that about 55.0% of current Summit Bancshares price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.55 | |
| Spearman Rank Test | 0.45 | |
| Residual Average | 0.0 | |
| Price Variance | 0.25 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, Summit Bancshares reported net income of 2.92 M. This is 99.77% lower than that of the Financial Services sector and significantly higher than that of the Banks—Regional industry. The net income for all United States stocks is 99.49% higher than that of the company.
Summit Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Summit Bancshares' direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the pink sheets which would be a good addition to a portfolio. Peer analysis of Summit Bancshares could also be used in its relative valuation, which is a method of valuing Summit Bancshares by comparing valuation metrics of similar companies.Summit Bancshares is currently under evaluation in net income category among its peers.
Summit Fundamentals
| Return On Equity | 0.12 | |||
| Return On Asset | 0.0142 | |||
| Profit Margin | 0.27 % | |||
| Operating Margin | 0.47 % | |||
| Current Valuation | 9.56 M | |||
| Shares Outstanding | 1.3 M | |||
| Shares Owned By Institutions | 2.94 % | |||
| Price To Earning | 16.51 X | |||
| Price To Sales | 4.48 X | |||
| Revenue | 10.67 M | |||
| Gross Profit | 10.67 M | |||
| Net Income | 2.92 M | |||
| Cash And Equivalents | 41.29 M | |||
| Cash Per Share | 31.75 X | |||
| Book Value Per Share | 19.60 X | |||
| Cash Flow From Operations | 3.54 M | |||
| Earnings Per Share | 2.24 X | |||
| Beta | 0.34 | |||
| Market Capitalization | 50.71 M | |||
| Total Asset | 218.31 M | |||
| Retained Earnings | 16.46 M | |||
| Annual Yield | 0.01 % | |||
| Five Year Return | 0.90 % | |||
| Net Asset | 218.31 M |
About Summit Bancshares Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Summit Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Summit Bancshares using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Summit Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Summit Bancshares financial ratios help investors to determine whether Summit Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Summit with respect to the benefits of owning Summit Bancshares security.