South Plains Financial Stock Current Valuation
| SPFI Stock | USD 33.79 0.06 0.18% |
Valuation analysis of South Plains Financial helps investors to measure South Plains' intrinsic value by examining its available valuation indicators, including the cash flow records, the balance sheet account changes and income statement patterns. The South Plains' current Enterprise Value is estimated to increase to about 542 M, while Enterprise Value Over EBITDA is projected to decrease to 3.91. Fundamental drivers impacting South Plains' valuation include:
Fairly Valued
Today
Please note that South Plains' price fluctuation is very steady at this time. Calculation of the real value of South Plains Financial is based on 3 months time horizon. Increasing South Plains' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since South Plains is currently traded on the exchange, buyers and sellers on that exchange determine the market value of South Stock. However, South Plains' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 33.79 | Real 34.85 | Target 43.75 | Hype 33.79 | Naive 35.07 |
The intrinsic value of South Plains' stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence South Plains' stock price.
Estimating the potential upside or downside of South Plains Financial helps investors to forecast how South stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of South Plains more accurately as focusing exclusively on South Plains' fundamentals will not take into account other important factors: South Plains Financial Company Current Valuation Analysis
South Plains' Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Current South Plains Current Valuation | 307.31 M |
Most of South Plains' fundamental indicators, such as Current Valuation, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, South Plains Financial is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
South Current Valuation Driver Correlations
Understanding the fundamental principles of building solid financial models for South Plains is extremely important. It helps to project a fair market value of South Stock properly, considering its historical fundamentals such as Current Valuation. Since South Plains' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of South Plains' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of South Plains' interrelated accounts and indicators.
Click cells to compare fundamentals
South Current Valuation Historical Pattern
Today, most investors in South Plains Stock are looking for potential investment opportunities by analyzing not only static indicators but also various South Plains' growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's current valuation growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of South Plains current valuation as a starting point in their analysis.
South Plains Current Valuation |
| Timeline |
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
| Competition |
In accordance with the recently published financial statements, South Plains Financial has a Current Valuation of 307.31 M. This is 99.06% lower than that of the Banks sector and significantly higher than that of the Financials industry. The current valuation for all United States stocks is 98.15% higher than that of the company.
South Current Valuation Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses South Plains' direct or indirect competition against its Current Valuation to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of South Plains could also be used in its relative valuation, which is a method of valuing South Plains by comparing valuation metrics of similar companies.South Plains is currently under evaluation in current valuation category among its peers.
South Plains Current Valuation Drivers
We derive many important indicators used in calculating different scores of South Plains from analyzing South Plains' financial statements. These drivers represent accounts that assess South Plains' ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of South Plains' important valuation drivers and their relationship over time.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Market Cap | 342.1M | 499.3M | 478.3M | 502.0M | 570.3M | 336.2M | |
| Enterprise Value | 265.4M | 134.6M | 365.8M | 282.0M | 516.2M | 542.0M |
South Plains ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, South Plains' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to South Plains' managers, analysts, and investors.Environmental | Governance | Social |
South Fundamentals
| Return On Equity | 0.12 | ||||
| Return On Asset | 0.0118 | ||||
| Profit Margin | 0.26 % | ||||
| Operating Margin | 0.41 % | ||||
| Current Valuation | 307.31 M | ||||
| Shares Outstanding | 16.46 M | ||||
| Shares Owned By Insiders | 25.92 % | ||||
| Shares Owned By Institutions | 39.24 % | ||||
| Number Of Shares Shorted | 25.51 K | ||||
| Price To Earning | 10.38 X | ||||
| Price To Book | 1.27 X | ||||
| Price To Sales | 2.91 X | ||||
| Revenue | 240.9 M | ||||
| Gross Profit | 190.87 M | ||||
| EBITDA | 79.42 M | ||||
| Net Income | 62.74 M | ||||
| Cash And Equivalents | 329.96 M | ||||
| Cash Per Share | 19.34 X | ||||
| Total Debt | 110.17 M | ||||
| Book Value Per Share | 26.67 X | ||||
| Cash Flow From Operations | 58.54 M | ||||
| Short Ratio | 0.87 X | ||||
| Earnings Per Share | 3.02 X | ||||
| Target Price | 43.75 | ||||
| Beta | 0.6 | ||||
| Market Capitalization | 556.04 M | ||||
| Total Asset | 4.2 B | ||||
| Retained Earnings | 345.26 M | ||||
| Annual Yield | 0.02 % | ||||
| Net Asset | 4.2 B | ||||
| Last Dividend Paid | 0.56 |
About South Plains Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze South Plains Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of South Plains using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of South Plains Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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When determining whether South Plains Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of South Plains' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of South Plains Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on South Plains Financial Stock:Check out South Plains Piotroski F Score and South Plains Altman Z Score analysis. You can also try the Portfolio Diagnostics module to use generated alerts and portfolio events aggregator to diagnose current holdings.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of South Plains. If investors know South will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about South Plains listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.593 | Dividend Share 0.56 | Earnings Share 3.02 | Revenue Per Share | Quarterly Revenue Growth 0.159 |
The market value of South Plains Financial is measured differently than its book value, which is the value of South that is recorded on the company's balance sheet. Investors also form their own opinion of South Plains' value that differs from its market value or its book value, called intrinsic value, which is South Plains' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because South Plains' market value can be influenced by many factors that don't directly affect South Plains' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between South Plains' value and its price as these two are different measures arrived at by different means. Investors typically determine if South Plains is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, South Plains' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.