Unum Group Stock Current Valuation
| UNM Stock | USD 76.16 0.73 0.97% |
Valuation analysis of Unum Group helps investors to measure Unum's intrinsic value by examining its available valuation indicators, including the cash flow records, the balance sheet account changes and income statement patterns. At this time, Unum's Enterprise Value Over EBITDA is very stable compared to the past year. As of the 22nd of November 2024, Enterprise Value Multiple is likely to grow to 8.11, while Enterprise Value is likely to drop about 5.6 B. Fundamental drivers impacting Unum's valuation include:
Price Book 1.2109 | Enterprise Value 16.6 B | Price Sales 1.0765 | Forward PE 8.1103 | Trailing PE 8.19 |
Overvalued
Today
Please note that Unum's price fluctuation is very steady at this time. Calculation of the real value of Unum Group is based on 3 months time horizon. Increasing Unum's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Unum stock is determined by what a typical buyer is willing to pay for full or partial control of Unum Group. Since Unum is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Unum Stock. However, Unum's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 76.16 | Real 69.26 | Target 55.5 | Hype 76.12 | Naive 76.04 |
The intrinsic value of Unum's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Unum's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Unum Group helps investors to forecast how Unum stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Unum more accurately as focusing exclusively on Unum's fundamentals will not take into account other important factors: Unum Group Company Current Valuation Analysis
Unum's Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Current Unum Current Valuation | 16.57 B |
Most of Unum's fundamental indicators, such as Current Valuation, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Unum Group is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Unum Current Valuation Driver Correlations
Understanding the fundamental principles of building solid financial models for Unum is extremely important. It helps to project a fair market value of Unum Stock properly, considering its historical fundamentals such as Current Valuation. Since Unum's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Unum's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Unum's interrelated accounts and indicators.
Click cells to compare fundamentals
Unum Current Valuation Historical Pattern
Today, most investors in Unum Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Unum's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's current valuation growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Unum current valuation as a starting point in their analysis.
Unum Current Valuation |
| Timeline |
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
| Competition |
In accordance with the recently published financial statements, Unum Group has a Current Valuation of 16.57 B. This is 49.52% lower than that of the Insurance sector and significantly higher than that of the Financials industry. This indicator is about the same for all United States stocks average (which is currently at 1.662428051698E10).
Unum Current Valuation Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Unum's direct or indirect competition against its Current Valuation to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Unum could also be used in its relative valuation, which is a method of valuing Unum by comparing valuation metrics of similar companies.Unum is currently under evaluation in current valuation category among its peers.
Unum ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Unum's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Unum's managers, analysts, and investors.Environmental | Governance | Social |
Unum Fundamentals
| Return On Equity | 0.17 | |||
| Return On Asset | 0.0247 | |||
| Profit Margin | 0.14 % | |||
| Operating Margin | 0.27 % | |||
| Current Valuation | 16.57 B | |||
| Shares Outstanding | 182.61 M | |||
| Shares Owned By Insiders | 0.87 % | |||
| Shares Owned By Institutions | 89.83 % | |||
| Number Of Shares Shorted | 1.93 M | |||
| Price To Earning | 7.08 X | |||
| Price To Book | 1.21 X | |||
| Price To Sales | 1.08 X | |||
| Revenue | 12.39 B | |||
| Gross Profit | 3.93 B | |||
| EBITDA | 1.94 B | |||
| Net Income | 1.28 B | |||
| Cash And Equivalents | 119.2 M | |||
| Cash Per Share | 6.67 X | |||
| Total Debt | 3.43 B | |||
| Debt To Equity | 0.40 % | |||
| Current Ratio | 20.25 X | |||
| Book Value Per Share | 59.36 X | |||
| Cash Flow From Operations | 1.2 B | |||
| Short Ratio | 1.59 X | |||
| Earnings Per Share | 9.21 X | |||
| Price To Earnings To Growth | 2.50 X | |||
| Target Price | 74.91 | |||
| Number Of Employees | 10.55 K | |||
| Beta | 0.75 | |||
| Market Capitalization | 13.77 B | |||
| Total Asset | 63.26 B | |||
| Retained Earnings | 11.43 B | |||
| Annual Yield | 0.02 % | |||
| Five Year Return | 3.90 % | |||
| Net Asset | 63.26 B | |||
| Last Dividend Paid | 1.57 |
About Unum Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Unum Group's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Unum using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Unum Group based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Is Life & Health Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Unum. If investors know Unum will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Unum listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 2.392 | Dividend Share 1.57 | Earnings Share 9.21 | Revenue Per Share 67.014 | Quarterly Revenue Growth 0.04 |
The market value of Unum Group is measured differently than its book value, which is the value of Unum that is recorded on the company's balance sheet. Investors also form their own opinion of Unum's value that differs from its market value or its book value, called intrinsic value, which is Unum's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Unum's market value can be influenced by many factors that don't directly affect Unum's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Unum's value and its price as these two are different measures arrived at by different means. Investors typically determine if Unum is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Unum's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.