Visa Class A Net Income
| V Stock | USD 329.13 0.82 0.25% |
As of the 5th of February, Visa has the Risk Adjusted Performance of (0.02), coefficient of variation of (2,551), and Variance of 1.97. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Visa Class A, as well as the relationship between them. Please validate Visa Class A standard deviation, as well as the relationship between the treynor ratio and potential upside to decide if Visa is priced more or less accurately, providing market reflects its prevalent price of 329.13 per share. Given that Visa Class A has information ratio of (0.09), we advise you to double-check Visa Class A's current market performance to make sure the company can sustain itself at a future point.
Visa Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 15.4125 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 23.1 B | 24.2 B | |
| Net Income Applicable To Common Shares | 22.8 B | 24 B | |
| Net Income From Continuing Ops | 23.1 B | 24.2 B | |
| Net Income Per Share | 9.30 | 9.76 | |
| Net Income Per E B T | 0.75 | 0.58 |
Visa | Net Income | Build AI portfolio with Visa Stock |
The evolution of Net Income for Visa Class A provides essential context for understanding the company's financial health trajectory. By analyzing this metric's behavior over time, investors can assess whether recent trends align with long-term patterns, and how Visa compares to historical norms and industry peers.
Latest Visa's Net Income Growth Pattern
Below is the plot of the Net Income of Visa Class A over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Visa Class A financial statement analysis. It represents the amount of money remaining after all of Visa Class A operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Visa's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Visa's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 20.06 B | 10 Years Trend |
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Net Income |
| Timeline |
Visa Net Income Regression Statistics
| Arithmetic Mean | 11,504,160,882 | |
| Coefficient Of Variation | 64.66 | |
| Mean Deviation | 6,079,464,464 | |
| Median | 10,866,000,000 | |
| Standard Deviation | 7,438,142,766 | |
| Sample Variance | 55325967.8T | |
| Range | 25.1B | |
| R-Value | 0.98 | |
| Mean Square Error | 1795586.7T | |
| R-Squared | 0.97 | |
| Slope | 1,450,390,147 | |
| Total Sum of Squares | 885215485T |
Visa Net Income History
Other Fundumenentals of Visa Class A
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Visa Net Income component correlations
Visa Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Visa is extremely important. It helps to project a fair market value of Visa Stock properly, considering its historical fundamentals such as Net Income. Since Visa's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Visa's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Visa's interrelated accounts and indicators.
Click cells to compare fundamentals
What growth prospects exist in Transaction & Payment Processing Services sector? Can Visa capture new markets? Factors like these will boost the valuation of Visa. If investors know Visa will grow in the future, the company's valuation will be higher. Valuation analysis balances hard financial data with qualitative growth assessments. While each Visa valuation metric matters, prioritizing which indicators carry greater predictive weight remains essential.
Quarterly Earnings Growth 0.174 | Dividend Share 2.52 | Earnings Share 10.66 | Revenue Per Share | Quarterly Revenue Growth 0.146 |
Understanding Visa Class A requires distinguishing between market price and book value, where the latter reflects Visa's accounting equity. The concept of intrinsic value - what Visa's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Investment professionals apply varied valuation frameworks to compute inherent worth and acquire positions when market prices trade at discounts to calculated value. Market sentiment, economic cycles, and investor behavior can push Visa's price substantially above or below its fundamental value.
Please note, there is a significant difference between Visa's value and its price as these two are different measures arrived at by different means. Investors typically determine if Visa is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, Visa's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
Visa 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Visa's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Visa.
| 11/07/2025 |
| 02/05/2026 |
If you would invest 0.00 in Visa on November 7, 2025 and sell it all today you would earn a total of 0.00 from holding Visa Class A or generate 0.0% return on investment in Visa over 90 days. Visa is related to or competes with Mastercard, JPMorgan Chase, American Express, Sezzle, SLM Corp, Bank of America, and PayPal Holdings. Visa Inc. operates as a payments technology company worldwide More
Visa Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Visa's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Visa Class A upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.09) | |||
| Maximum Drawdown | 10.57 | |||
| Value At Risk | (1.80) | |||
| Potential Upside | 1.59 |
Visa Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Visa's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Visa's standard deviation. In reality, there are many statistical measures that can use Visa historical prices to predict the future Visa's volatility.| Risk Adjusted Performance | (0.02) | |||
| Jensen Alpha | (0.12) | |||
| Total Risk Alpha | (0.17) | |||
| Treynor Ratio | (0.06) |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Visa's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Visa February 5, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.02) | |||
| Market Risk Adjusted Performance | (0.05) | |||
| Mean Deviation | 0.9175 | |||
| Coefficient Of Variation | (2,551) | |||
| Standard Deviation | 1.4 | |||
| Variance | 1.97 | |||
| Information Ratio | (0.09) | |||
| Jensen Alpha | (0.12) | |||
| Total Risk Alpha | (0.17) | |||
| Treynor Ratio | (0.06) | |||
| Maximum Drawdown | 10.57 | |||
| Value At Risk | (1.80) | |||
| Potential Upside | 1.59 | |||
| Skewness | 1.02 | |||
| Kurtosis | 6.4 |
Visa Class A Backtested Returns
Visa Class A owns Efficiency Ratio (i.e., Sharpe Ratio) of -0.0148, which indicates the firm had a -0.0148 % return per unit of risk over the last 3 months. Visa Class A exposes twenty-two different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please validate Visa's Coefficient Of Variation of (2,551), risk adjusted performance of (0.02), and Variance of 1.97 to confirm the risk estimate we provide. The entity has a beta of 1.06, which indicates a somewhat significant risk relative to the market. Visa returns are very sensitive to returns on the market. As the market goes up or down, Visa is expected to follow. At this point, Visa Class A has a negative expected return of -0.0212%. Please make sure to validate Visa's kurtosis, as well as the relationship between the rate of daily change and price action indicator , to decide if Visa Class A performance from the past will be repeated at some point in the near future.
Auto-correlation | -0.33 |
Poor reverse predictability
Visa Class A has poor reverse predictability. Overlapping area represents the amount of predictability between Visa time series from 7th of November 2025 to 22nd of December 2025 and 22nd of December 2025 to 5th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Visa Class A price movement. The serial correlation of -0.33 indicates that nearly 33.0% of current Visa price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.33 | |
| Spearman Rank Test | -0.34 | |
| Residual Average | 0.0 | |
| Price Variance | 159.59 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Visa Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Visa Class A reported net income of 20.06 B. This is much higher than that of the Financial Services sector and significantly higher than that of the Financials industry. The net income for all United States stocks is significantly lower than that of the firm.
Visa Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Visa's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Visa could also be used in its relative valuation, which is a method of valuing Visa by comparing valuation metrics of similar companies.Visa is currently under evaluation in net income category among its peers.
Visa ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Visa's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Visa's managers, analysts, and investors.Environmental | Governance | Social |
Visa Institutional Holders
Institutional Holdings refers to the ownership stake in Visa that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Visa's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Visa's value.| Shares | Alliancebernstein L.p. | 2025-06-30 | 20.9 M | Norges Bank | 2025-06-30 | 19.8 M | Tci Fund Management Limited | 2025-06-30 | 19.1 M | Northern Trust Corp | 2025-06-30 | 18.6 M | Ubs Asset Mgmt Americas Inc | 2025-06-30 | 16.5 M | Goldman Sachs Group Inc | 2025-06-30 | 16.1 M | Bank Of New York Mellon Corp | 2025-06-30 | 13.2 M | Royal Bank Of Canada | 2025-06-30 | 13.1 M | Charles Schwab Investment Management Inc | 2025-06-30 | 12.8 M | Vanguard Group Inc | 2025-06-30 | 162.5 M | Blackrock Inc | 2025-06-30 | 140.7 M |
Visa Fundamentals
| Return On Equity | 0.54 | ||||
| Return On Asset | 0.18 | ||||
| Profit Margin | 0.50 % | ||||
| Operating Margin | 0.68 % | ||||
| Current Valuation | 647.38 B | ||||
| Shares Outstanding | 1.68 B | ||||
| Shares Owned By Insiders | 0.58 % | ||||
| Shares Owned By Institutions | 91.02 % | ||||
| Number Of Shares Shorted | 22.14 M | ||||
| Price To Earning | 44.19 X | ||||
| Price To Book | 16.55 X | ||||
| Price To Sales | 15.28 X | ||||
| Revenue | 40 B | ||||
| Gross Profit | 40.47 B | ||||
| EBITDA | 26 B | ||||
| Net Income | 20.06 B | ||||
| Cash And Equivalents | 17.16 B | ||||
| Cash Per Share | 9.78 X | ||||
| Total Debt | 25.17 B | ||||
| Debt To Equity | 0.63 % | ||||
| Current Ratio | 1.45 X | ||||
| Book Value Per Share | 20.03 X | ||||
| Cash Flow From Operations | 23.06 B | ||||
| Short Ratio | 3.05 X | ||||
| Earnings Per Share | 10.66 X | ||||
| Price To Earnings To Growth | 1.81 X | ||||
| Target Price | 397.72 | ||||
| Number Of Employees | 34.1 K | ||||
| Beta | 0.78 | ||||
| Market Capitalization | 632.61 B | ||||
| Total Asset | 99.63 B | ||||
| Retained Earnings | 15.11 B | ||||
| Working Capital | 2.72 B | ||||
| Current Asset | 14.31 B | ||||
| Current Liabilities | 8.05 B | ||||
| Annual Yield | 0.01 % | ||||
| Five Year Return | 0.60 % | ||||
| Net Asset | 99.63 B | ||||
| Last Dividend Paid | 2.52 |
About Visa Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Visa Class A's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Visa using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Visa Class A based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for Visa Stock Analysis
When running Visa's price analysis, check to measure Visa's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Visa is operating at the current time. Most of Visa's value examination focuses on studying past and present price action to predict the probability of Visa's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Visa's price. Additionally, you may evaluate how the addition of Visa to your portfolios can decrease your overall portfolio volatility.