Zurich Insurance Group Stock Net Income

ZURN Stock  CHF 548.60  3.60  0.65%   
As of the 13th of February 2026, Zurich Insurance maintains the Mean Deviation of 0.7231, market risk adjusted performance of (3.21), and Standard Deviation of 1.05. Relative to fundamental indicators, the technical analysis model lets you check existing technical drivers of Zurich Insurance Group, as well as the relationship between them. Please check out Zurich Insurance mean deviation, standard deviation, information ratio, as well as the relationship between the coefficient of variation and variance to decide if Zurich Insurance is priced fairly, providing market reflects its latest price of 548.6 per share.

Zurich Insurance Total Revenue

65.54 Billion

Zurich Insurance's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Zurich Insurance's valuation are provided below:
Gross Profit
15.4 B
Profit Margin
0.084
Market Capitalization
82.3 B
Enterprise Value Revenue
1.366
Revenue
69.7 B
There are over one hundred nineteen available fundamental gauges for Zurich Insurance, which can be analyzed over time and compared to other ratios. All traders should should confirm Zurich Insurance's prevalent fundamental trends against the trends from 2010 to 2026 to make sure the company is sustainable. Market Cap is likely to climb to about 80.5 B in 2026. Enterprise Value is likely to climb to about 87.8 B in 2026 This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
Last ReportedProjected for Next Year
Net Income6.7 B3.6 B
Net Income From Continuing Ops7.1 B4.7 B
Net Income Applicable To Common Shares6.7 B4.4 B
Net Income Per Share 36.43  18.46 
Net Income Per E B T 0.79  0.83 
Net Income Per E B T is likely to climb to 0.83 in 2026, whereas Net Income is likely to drop slightly above 3.6 B in 2026.
  
The evolution of Net Income for Zurich Insurance Group provides essential context for understanding the company's financial health trajectory. By analyzing this metric's behavior over time, investors can assess whether recent trends align with long-term patterns, and how Zurich Insurance compares to historical norms and industry peers.

Latest Zurich Insurance's Net Income Growth Pattern

Below is the plot of the Net Income of Zurich Insurance Group over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Zurich Insurance financial statement analysis. It represents the amount of money remaining after all of Zurich Insurance Group operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Zurich Insurance's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Zurich Insurance's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 5.81 B10 Years Trend
Slightly volatile
   Net Income   
       Timeline  

Zurich Net Income Regression Statistics

Arithmetic Mean4,015,840,271
Geometric Mean3,875,376,306
Coefficient Of Variation27.30
Mean Deviation721,536,279
Median3,887,000,000
Standard Deviation1,096,491,461
Sample Variance1202293.5T
Range4.8B
R-Value0.55
Mean Square Error888392T
R-Squared0.31
Significance0.02
Slope120,363,179
Total Sum of Squares19236696.4T

Zurich Net Income History

20263.6 B
20256.7 B
20245.8 B
20234.4 B
2022B
20215.2 B
20203.8 B

Zurich Net Income Driver Correlations

Understanding the fundamental principles of building solid financial models for Zurich Insurance is extremely important. It helps to project a fair market value of Zurich Stock properly, considering its historical fundamentals such as Net Income. Since Zurich Insurance's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Zurich Insurance's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Zurich Insurance's interrelated accounts and indicators.
Please note, there is a significant difference between Zurich Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Zurich Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Zurich Insurance's market price signifies the transaction level at which participants voluntarily complete trades.

Zurich Insurance 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Zurich Insurance's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Zurich Insurance.
0.00
11/15/2025
No Change 0.00  0.0 
In 3 months and 1 day
02/13/2026
0.00
If you would invest  0.00  in Zurich Insurance on November 15, 2025 and sell it all today you would earn a total of 0.00 from holding Zurich Insurance Group or generate 0.0% return on investment in Zurich Insurance over 90 days. Zurich Insurance is related to or competes with UBS Group, Swiss Re, Swiss Life, Vaudoise Assurances, EFG International, Partners Group, and Banque Cantonale. Zurich Insurance Group AG, together with its subsidiaries, provides insurance products and related services in Europe, t... More

Zurich Insurance Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Zurich Insurance's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Zurich Insurance Group upside and downside potential and time the market with a certain degree of confidence.

Zurich Insurance Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for Zurich Insurance's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Zurich Insurance's standard deviation. In reality, there are many statistical measures that can use Zurich Insurance historical prices to predict the future Zurich Insurance's volatility.
Hype
Prediction
LowEstimatedHigh
547.41548.51549.61
Details
Intrinsic
Valuation
LowRealHigh
547.50548.60549.70
Details
Earnings
Estimates (0)
LowProjected EPSHigh
8.409.4111.31
Details

Zurich Insurance February 13, 2026 Technical Indicators

Zurich Insurance Backtested Returns

Zurich Insurance shows Sharpe Ratio of -0.0497, which attests that the company had a -0.0497 % return per unit of risk over the last 3 months. Zurich Insurance exposes twenty-two different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please check out Zurich Insurance's Market Risk Adjusted Performance of (3.21), standard deviation of 1.05, and Mean Deviation of 0.7231 to validate the risk estimate we provide. The firm maintains a market beta of 0.0174, which attests to not very significant fluctuations relative to the market. As returns on the market increase, Zurich Insurance's returns are expected to increase less than the market. However, during the bear market, the loss of holding Zurich Insurance is expected to be smaller as well. At this point, Zurich Insurance has a negative expected return of -0.0546%. Please make sure to check out Zurich Insurance's kurtosis, daily balance of power, and the relationship between the skewness and accumulation distribution , to decide if Zurich Insurance performance from the past will be repeated at some point in the near future.

Auto-correlation

    
  -0.57  

Good reverse predictability

Zurich Insurance Group has good reverse predictability. Overlapping area represents the amount of predictability between Zurich Insurance time series from 15th of November 2025 to 30th of December 2025 and 30th of December 2025 to 13th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Zurich Insurance price movement. The serial correlation of -0.57 indicates that roughly 57.0% of current Zurich Insurance price fluctuation can be explain by its past prices.
Correlation Coefficient-0.57
Spearman Rank Test-0.66
Residual Average0.0
Price Variance320.51
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Competition

Zurich Accumulated Other Comprehensive Income

Accumulated Other Comprehensive Income

(9.23 Billion)

Zurich Insurance reported Accumulated Other Comprehensive Income of (8.79 Billion) in 2025
Based on the recorded statements, Zurich Insurance Group reported net income of 5.81 B. This is 355.13% higher than that of the Insurance sector and significantly higher than that of the Financials industry. The net income for all Switzerland stocks is significantly lower than that of the firm.

Zurich Net Income Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Zurich Insurance's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Zurich Insurance could also be used in its relative valuation, which is a method of valuing Zurich Insurance by comparing valuation metrics of similar companies.
Zurich Insurance is currently under evaluation in net income category among its peers.

Zurich Insurance ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Zurich Insurance's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Zurich Insurance's managers, analysts, and investors.
Environment Score
Governance Score
Social Score

Zurich Fundamentals

About Zurich Insurance Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Zurich Insurance Group's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Zurich Insurance using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Zurich Insurance Group based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

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Additional Tools for Zurich Stock Analysis

When running Zurich Insurance's price analysis, check to measure Zurich Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Zurich Insurance is operating at the current time. Most of Zurich Insurance's value examination focuses on studying past and present price action to predict the probability of Zurich Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Zurich Insurance's price. Additionally, you may evaluate how the addition of Zurich Insurance to your portfolios can decrease your overall portfolio volatility.