Affinity Historical Financial Ratios

AFBI Stock

USD 21.67 0.17 0.79%

Affinity Bancshares is presently reporting on over 91 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Dividend Yield of 0.0, PTB Ratio of 1.23 or Days Sales Outstanding of 61.25 will help investors to properly organize and evaluate Affinity Bancshares financial condition quickly.

Quick Ratio Current Ratio

Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Affinity Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more detail on how to invest in Affinity Stock please use our How to Invest in Affinity Bancshares guide.

About Affinity Financial Ratios Analysis

Affinity BancsharesFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate Affinity Bancshares investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on Affinity financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across Affinity Bancshares history.

Affinity Bancshares Financial Ratios Chart

As of now, Affinity Bancshares' Operating Cash Flow Per Share is increasing as compared to previous years. The Affinity Bancshares' current Stock Based Compensation To Revenue is estimated to increase to 0.04, while Book Value Per Share is projected to decrease to 13.78.

Price To Sales Ratio Ptb Ratio Days Sales Outstanding Book Value Per Share

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Price To Sales Ratio

Price to Sales Ratio is figured by comparing Affinity Bancshares stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on Affinity Bancshares sales, a figure that is much harder to manipulate than other Affinity Bancshares multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.

Ptb Ratio

Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.

Book Value Per Share

The ratio of equity available to common shareholders divided by the number of outstanding shares. This measure represents the value per share of a company according to its financial statements.

Most ratios from Affinity Bancshares' fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into Affinity Bancshares current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Affinity Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more detail on how to invest in Affinity Stock please use our How to Invest in Affinity Bancshares guide.As of now, Affinity Bancshares' Operating Cash Flow Per Share is increasing as compared to previous years. The Affinity Bancshares' current Stock Based Compensation To Revenue is estimated to increase to 0.04, while Book Value Per Share is projected to decrease to 13.78.

	2023	2024 (projected)
Days Sales Outstanding	68.9	61.25
PTB Ratio	0.85	1.23

Days Sales Outstanding Ptb Ratio

Affinity Bancshares fundamentals Correlations

	Price To Sales Ratio	Ptb Ratio	Days Sales Outstanding	Book Value Per Share	Free Cash Flow Yield	Operating Cash Flow Per Share	Capex To Depreciation	Pb Ratio	Ev To Sales	Free Cash Flow Per Share	Roic	Net Income Per Share	Capex To Revenue	Cash Per Share	Pocfratio	Interest Coverage	Capex To Operating Cash Flow	Pfcf Ratio	Income Quality	Roe	Ev To Operating Cash Flow	Pe Ratio	Return On Tangible Assets	Ev To Free Cash Flow	Earnings Yield	Intangibles To Total Assets
Price To Sales Ratio		0.92	0.17	-0.38	-0.09	-0.45	-0.28	0.92	0.73	-0.16	0.06	-0.57	-0.14	-0.8	0.21	-0.58	-0.18	0.0	0.01	-0.25	0.56	0.08	0.08	0.5	-0.62	-0.26
Ptb Ratio	0.92		0.18	-0.55	0.1	-0.37	-0.51	1.0	0.6	0.03	0.33	-0.4	-0.36	-0.58	0.19	-0.44	-0.37	0.28	-0.26	0.03	0.38	-0.16	0.29	0.49	-0.42	-0.22
Days Sales Outstanding	0.17	0.18		-0.05	-0.38	-0.51	0.15	0.18	0.0	-0.44	0.05	-0.57	0.19	-0.08	0.48	0.06	0.19	0.06	0.07	-0.07	0.02	0.33	0.01	-0.13	-0.52	-0.62
Book Value Per Share	-0.38	-0.55	-0.05		0.08	0.07	0.0	-0.55	-0.29	0.08	-0.38	0.05	-0.07	0.16	0.1	0.14	-0.05	0.15	0.39	-0.25	-0.02	0.5	-0.36	0.05	0.02	0.05
Free Cash Flow Yield	-0.09	0.1	-0.38	0.08		0.69	-0.77	0.1	-0.04	0.99	0.7	0.76	-0.87	0.43	-0.53	0.47	-0.89	0.34	-0.73	0.81	-0.13	-0.75	0.77	0.29	0.75	0.48
Operating Cash Flow Per Share	-0.45	-0.37	-0.51	0.07	0.69		-0.13	-0.37	-0.02	0.78	0.43	0.93	-0.26	0.43	-0.9	0.66	-0.29	-0.22	-0.3	0.66	0.04	-0.56	0.6	0.21	0.87	0.68
Capex To Depreciation	-0.28	-0.51	0.15	0.0	-0.77	-0.13		-0.51	0.02	-0.7	-0.57	-0.24	0.96	-0.19	0.0	0.01	0.92	-0.74	0.65	-0.53	0.17	0.5	-0.53	-0.32	-0.27	-0.08
Pb Ratio	0.92	1.0	0.18	-0.55	0.1	-0.37	-0.51		0.6	0.03	0.33	-0.4	-0.36	-0.58	0.19	-0.44	-0.37	0.28	-0.26	0.03	0.38	-0.16	0.29	0.49	-0.42	-0.22
Ev To Sales	0.73	0.6	0.0	-0.29	-0.04	-0.02	0.02	0.6		-0.04	0.15	-0.22	0.07	-0.86	-0.27	-0.22	0.01	-0.34	0.14	-0.09	0.94	0.08	0.23	0.79	-0.34	-0.14
Free Cash Flow Per Share	-0.16	0.03	-0.44	0.08	0.99	0.78	-0.7	0.03	-0.04		0.68	0.82	-0.81	0.44	-0.62	0.51	-0.83	0.28	-0.68	0.81	-0.1	-0.74	0.76	0.3	0.8	0.53
Roic	0.06	0.33	0.05	-0.38	0.7	0.43	-0.57	0.33	0.15	0.68		0.55	-0.65	0.24	-0.47	0.59	-0.67	0.23	-0.81	0.91	-0.04	-0.8	0.93	0.26	0.56	0.17
Net Income Per Share	-0.57	-0.4	-0.57	0.05	0.76	0.93	-0.24	-0.4	-0.22	0.82	0.55		-0.41	0.6	-0.78	0.71	-0.42	-0.02	-0.51	0.76	-0.21	-0.71	0.6	0.05	0.99	0.68
Capex To Revenue	-0.14	-0.36	0.19	-0.07	-0.87	-0.26	0.96	-0.36	0.07	-0.81	-0.65	-0.41		-0.31	0.1	-0.19	0.99	-0.68	0.75	-0.64	0.22	0.61	-0.61	-0.27	-0.44	-0.19
Cash Per Share	-0.8	-0.58	-0.08	0.16	0.43	0.43	-0.19	-0.58	-0.86	0.44	0.24	0.6	-0.31		-0.11	0.52	-0.26	0.3	-0.47	0.55	-0.84	-0.46	0.24	-0.6	0.7	0.25
Pocfratio	0.21	0.19	0.48	0.1	-0.53	-0.9	0.0	0.19	-0.27	-0.62	-0.47	-0.78	0.1	-0.11		-0.54	0.15	0.46	0.2	-0.57	-0.29	0.51	-0.62	-0.33	-0.7	-0.58
Interest Coverage	-0.58	-0.44	0.06	0.14	0.47	0.66	0.01	-0.44	-0.22	0.51	0.59	0.71	-0.19	0.52	-0.54		-0.2	-0.04	-0.34	0.67	-0.14	-0.41	0.54	0.02	0.72	0.48
Capex To Operating Cash Flow	-0.18	-0.37	0.19	-0.05	-0.89	-0.29	0.92	-0.37	0.01	-0.83	-0.67	-0.42	0.99	-0.26	0.15	-0.2		-0.55	0.78	-0.65	0.17	0.65	-0.65	-0.26	-0.44	-0.2
Pfcf Ratio	0.0	0.28	0.06	0.15	0.34	-0.22	-0.74	0.28	-0.34	0.28	0.23	-0.02	-0.68	0.3	0.46	-0.04	-0.55		-0.33	0.21	-0.39	-0.09	0.05	0.11	0.05	-0.08
Income Quality	0.01	-0.26	0.07	0.39	-0.73	-0.3	0.65	-0.26	0.14	-0.68	-0.81	-0.51	0.75	-0.47	0.2	-0.34	0.78	-0.33		-0.83	0.4	0.92	-0.78	0.11	-0.58	-0.1
Roe	-0.25	0.03	-0.07	-0.25	0.81	0.66	-0.53	0.03	-0.09	0.81	0.91	0.76	-0.64	0.55	-0.57	0.67	-0.65	0.21	-0.83		-0.23	-0.86	0.93	0.09	0.78	0.25
Ev To Operating Cash Flow	0.56	0.38	0.02	-0.02	-0.13	0.04	0.17	0.38	0.94	-0.1	-0.04	-0.21	0.22	-0.84	-0.29	-0.14	0.17	-0.39	0.4	-0.23		0.32	0.06	0.83	-0.36	-0.07
Pe Ratio	0.08	-0.16	0.33	0.5	-0.75	-0.56	0.5	-0.16	0.08	-0.74	-0.8	-0.71	0.61	-0.46	0.51	-0.41	0.65	-0.09	0.92	-0.86	0.32		-0.81	0.08	-0.75	-0.37
Return On Tangible Assets	0.08	0.29	0.01	-0.36	0.77	0.6	-0.53	0.29	0.23	0.76	0.93	0.6	-0.61	0.24	-0.62	0.54	-0.65	0.05	-0.78	0.93	0.06	-0.81		0.3	0.59	0.19
Ev To Free Cash Flow	0.5	0.49	-0.13	0.05	0.29	0.21	-0.32	0.49	0.79	0.3	0.26	0.05	-0.27	-0.6	-0.33	0.02	-0.26	0.11	0.11	0.09	0.83	0.08	0.3		-0.08	0.11
Earnings Yield	-0.62	-0.42	-0.52	0.02	0.75	0.87	-0.27	-0.42	-0.34	0.8	0.56	0.99	-0.44	0.7	-0.7	0.72	-0.44	0.05	-0.58	0.78	-0.36	-0.75	0.59	-0.08		0.65
Intangibles To Total Assets	-0.26	-0.22	-0.62	0.05	0.48	0.68	-0.08	-0.22	-0.14	0.53	0.17	0.68	-0.19	0.25	-0.58	0.48	-0.2	-0.08	-0.1	0.25	-0.07	-0.37	0.19	0.11	0.65

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Affinity Bancshares Account Relationship Matchups

Affinity Bancshares fundamentals Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Price To Sales Ratio	4.97	2.52	3.3	3.13	3.48	5.12
Ptb Ratio	0.93	0.84	0.88	0.86	0.85	1.23
Book Value Per Share	50.58	11.75	17.6	17.56	18.76	13.78
Free Cash Flow Yield	0.0176	0.0135	0.1	0.0613	0.071	0.0746
Operating Cash Flow Per Share	0.26	0.2	1.72	1.13	1.22	1.28
Stock Based Compensation To Revenue	0.0194	0.011	0.0128	0.0216	0.0367	0.0385
Capex To Depreciation	0.43	0.65	1.23	4.12	0.72	0.68
Pb Ratio	0.93	0.84	0.88	0.86	0.85	1.23
Ev To Sales	1.62	(3.19)	1.34	2.62	3.14	2.51
Free Cash Flow Per Share	0.2	0.13	1.6	0.93	1.13	1.19
Roic	0.0046	0.0294	0.0446	0.0684	0.0399	0.0254
Net Income Per Share	0.0569	0.45	1.1	1.07	1.0	1.05
Sales General And Administrative To Revenue	0.56	0.45	0.36	0.38	0.0682	0.0648
Capex To Revenue	0.0263	0.0167	0.0259	0.0433	0.0177	0.0169
Cash Per Share	8.33	29.42	23.33	14.85	15.22	9.99
Pocfratio	43.64	49.64	8.93	13.31	13.14	12.48
Capex To Operating Cash Flow	0.23	0.33	0.07	0.18	0.067	0.0636
Pfcf Ratio	56.71	73.98	9.6	16.31	14.08	15.61
Income Quality	4.61	0.44	1.56	1.06	1.22	2.42
Roe	0.0046	0.0382	0.0626	0.0609	0.0531	0.0271
Ev To Operating Cash Flow	14.23	(62.78)	3.63	11.15	11.87	7.23
Pe Ratio	201.11	22.04	13.98	14.12	16.04	15.24
Return On Tangible Assets	0.001112	0.003713	0.009844	0.009232	0.007817	0.004462
Ev To Free Cash Flow	18.49	(93.56)	3.91	13.67	12.72	13.36
Earnings Yield	0.004972	0.0454	0.0715	0.0708	0.0623	0.0655
Net Debt To E B I T D A	(44.47)	(33.68)	(5.93)	(1.69)	(1.52)	(1.59)
Current Ratio	13.92	44.78	50.51	14.18	12.77	13.0
Tangible Book Value Per Share	50.58	8.99	14.87	14.78	15.93	12.8
Graham Number	3.98	10.9	20.89	20.56	20.5	21.53
Shareholders Equity Per Share	12.38	11.75	17.6	17.56	18.76	10.39
Capex Per Share	0.0605	0.0656	0.12	0.21	0.0814	0.0773
Graham Net Net	4.19	(95.61)	(82.12)	(86.23)	(96.21)	(101.02)
Revenue Per Share	2.3	3.93	4.67	4.82	4.59	2.57
Interest Debt Per Share	0.37	4.31	7.59	1.86	8.57	9.0
Enterprise Value Over E B I T D A	21.51	(18.81)	4.07	8.73	10.04	13.3
Price Earnings Ratio	201.11	22.04	13.98	14.12	16.04	15.24

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When determining whether Affinity Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Affinity Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Affinity Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Affinity Bancshares Stock:

How To Invest In Affinity

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Is Affinity Stock a good investment?

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What is Affinity Bancshares' Net Worth?

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Largest Banks - Regional Companies

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For more detail on how to invest in Affinity Stock please use our How to Invest in Affinity Bancshares guide.

You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Affinity Bancshares. If investors know Affinity will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Affinity Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.04

Earnings Share

0.85

Revenue Per Share

4.772

Quarterly Revenue Growth

0.06

Return On Assets

0.0065

The market value of Affinity Bancshares is measured differently than its book value, which is the value of Affinity that is recorded on the company's balance sheet. Investors also form their own opinion of Affinity Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Affinity Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Affinity Bancshares' market value can be influenced by many factors that don't directly affect Affinity Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Affinity Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Affinity Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Affinity Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Price To Sales Ratio	Dividend Yield
Ptb Ratio	Days Sales Outstanding
Book Value Per Share	Free Cash Flow Yield
Invested Capital	Operating Cash Flow Per Share
Average Payables	Stock Based Compensation To Revenue
Capex To Depreciation	Pb Ratio
Ev To Sales	Free Cash Flow Per Share
Roic	Inventory Turnover
Net Income Per Share	Days Of Inventory On Hand
Payables Turnover	Sales General And Administrative To Revenue
Average Inventory	Research And Ddevelopement To Revenue
Capex To Revenue	Cash Per Share
Pocfratio	Interest Coverage
Payout Ratio	Capex To Operating Cash Flow
Pfcf Ratio	Days Payables Outstanding
Net Current Asset Value	Income Quality
Roe	Tangible Asset Value
Ev To Operating Cash Flow	Pe Ratio
Return On Tangible Assets	Ev To Free Cash Flow
Earnings Yield	Intangibles To Total Assets
Net Debt To E B I T D A	Current Ratio
Tangible Book Value Per Share	Receivables Turnover
Graham Number	Shareholders Equity Per Share
Debt To Equity	Capex Per Share
Graham Net Net	Average Receivables
Revenue Per Share	Interest Debt Per Share
Debt To Assets	Enterprise Value Over E B I T D A
Short Term Coverage Ratios	Price Earnings Ratio
Price Book Value Ratio	Price Earnings To Growth Ratio
Days Of Payables Outstanding	Dividend Payout Ratio
Price To Operating Cash Flows Ratio	Price To Free Cash Flows Ratio
Pretax Profit Margin	Ebt Per Ebit
Operating Profit Margin	Effective Tax Rate
Company Equity Multiplier	Long Term Debt To Capitalization
Total Debt To Capitalization	Return On Capital Employed
Debt Equity Ratio	Ebit Per Revenue
Quick Ratio	Dividend Paid And Capex Coverage Ratio
Net Income Per E B T	Cash Ratio
Operating Cash Flow Sales Ratio	Days Of Inventory Outstanding
Days Of Sales Outstanding	Free Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage Ratios	Price To Book Ratio
Fixed Asset Turnover	Capital Expenditure Coverage Ratio
Price Cash Flow Ratio	Enterprise Value Multiple
Debt Ratio	Cash Flow To Debt Ratio
Price Sales Ratio	Return On Assets
Asset Turnover	Net Profit Margin
Gross Profit Margin	Price Fair Value
Return On Equity

Affinity Historical Financial Ratios

About Affinity Financial Ratios Analysis

Affinity Bancshares Financial Ratios Chart

Price To Sales Ratio

Ptb Ratio

Book Value Per Share

Affinity Bancshares fundamentals Correlations

Affinity Bancshares Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Affinity Bancshares fundamentals Accounts

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COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Pb Ratio	+ 1.0	Ptb Ratio
Free Cash Flow Per Share	+ 0.99	Free Cash Flow Yield
Earnings Yield	+ 0.99	Net Income Per Share
Capex To Operating Cash Flow	+ 0.99	Capex To Revenue
Capex To Revenue	+ 0.96	Capex To Depreciation
Ev To Operating Cash Flow	+ 0.94	Ev To Sales

Pocfratio	- 0.9	Operating Cash Flow Per Share
Capex To Operating Cash Flow	- 0.89	Free Cash Flow Yield
Capex To Revenue	- 0.87	Free Cash Flow Yield
Pe Ratio	- 0.86	Roe
Cash Per Share	- 0.86	Ev To Sales
Ev To Operating Cash Flow	- 0.84	Cash Per Share