MidWestOne Roic vs Income Quality Analysis

MOFG Stock

USD 32.95 0.06 0.18%

MidWestOne Financial financial indicator trend analysis is infinitely more than just investigating MidWestOne Financial recent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether MidWestOne Financial is a good investment. Please check the relationship between MidWestOne Financial Roic and its Income Quality accounts. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in MidWestOne Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

Roic vs Income Quality

Roic vs Income Quality Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of MidWestOne Financial Roic account and Income Quality. At this time, the significance of the direction appears to have strong contrarian relationship.

The correlation between MidWestOne Financial's Roic and Income Quality is -0.59. Overlapping area represents the amount of variation of Roic that can explain the historical movement of Income Quality in the same time period over historical financial statements of MidWestOne Financial Group, assuming nothing else is changed. The correlation between historical values of MidWestOne Financial's Roic and Income Quality is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Roic of MidWestOne Financial Group are associated (or correlated) with its Income Quality. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Income Quality has no effect on the direction of Roic i.e., MidWestOne Financial's Roic and Income Quality go up and down completely randomly.

Correlation Coefficient

-0.59

Relationship Direction	Negative
Relationship Strength	Very Weak

View All Relationships

Roic

Return on Invested Capital, a profitability ratio that measures the return that an investment generates for those who have provided capital, such as debt holders and equity holders.

Income Quality

An assessment of the sustainability of a company's earnings over time, considering factors like revenue source diversification and cost structure.

Most indicators from MidWestOne Financial's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into MidWestOne Financial current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in MidWestOne Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

At this time, MidWestOne Financial's Enterprise Value Over EBITDA is most likely to increase significantly in the upcoming years. The MidWestOne Financial's current Enterprise Value Multiple is estimated to increase to 10.26, while Sales General And Administrative To Revenue is projected to decrease to 0.30.

	2021	2022	2023	2024 (projected)
Interest Expense	20.5M	30.4M	105.4M	110.7M
Depreciation And Amortization	10.2M	11.2M	6.2M	3.9M

Interest Expense Depreciation And Amortization

MidWestOne Financial fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Net Receivables	Common Stock Shares Outstanding	Non Current Liabilities Total	Other Stockholder Equity	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Other Current Liab	Total Current Liabilities	Short Term Debt	Common Stock Total Equity	Common Stock	Other Current Assets	Accounts Payable	Other Liab
Total Assets		0.95	0.97	0.88	0.87	0.98	0.66	0.78	0.55	-0.26	0.73	0.97	0.79	0.57	0.96	1.0	0.97	-0.02	0.48	0.6	0.88	0.21	0.21	-0.45	0.93	0.94
Short Long Term Debt Total	0.95		0.91	0.78	0.96	0.91	0.55	0.71	0.47	-0.27	0.67	0.95	0.77	0.49	0.92	0.95	0.88	-0.15	0.4	0.53	0.92	0.23	0.23	-0.58	0.93	0.94
Total Stockholder Equity	0.97	0.91		0.94	0.82	0.94	0.66	0.69	0.47	-0.14	0.74	0.93	0.85	0.48	0.99	0.97	0.95	0.09	0.4	0.51	0.77	0.2	0.2	-0.36	0.86	0.87
Property Plant And Equipment Net	0.88	0.78	0.94		0.7	0.86	0.55	0.56	0.36	0.13	0.59	0.81	0.83	0.38	0.94	0.87	0.92	0.29	0.3	0.4	0.67	0.11	0.12	-0.06	0.67	0.71
Net Debt	0.87	0.96	0.82	0.7		0.84	0.33	0.69	0.5	-0.25	0.48	0.91	0.67	0.52	0.83	0.87	0.78	-0.29	0.43	0.55	0.91	0.2	0.2	-0.58	0.87	0.9
Retained Earnings	0.98	0.91	0.94	0.86	0.84		0.58	0.83	0.62	-0.25	0.64	0.97	0.73	0.64	0.92	0.98	0.98	-0.07	0.56	0.67	0.89	0.15	0.15	-0.4	0.9	0.92
Cash	0.66	0.55	0.66	0.55	0.33	0.58		0.3	0.02	-0.17	0.91	0.53	0.73	0.03	0.65	0.65	0.64	0.35	-0.03	0.07	0.4	0.26	0.26	-0.33	0.6	0.51
Non Current Assets Total	0.78	0.71	0.69	0.56	0.69	0.83	0.3		0.94	-0.63	0.37	0.84	0.35	0.95	0.67	0.79	0.77	-0.46	0.91	0.96	0.77	0.11	0.11	-0.49	0.84	0.89
Non Currrent Assets Other	0.55	0.47	0.47	0.36	0.5	0.62	0.02	0.94		-0.64	0.07	0.65	0.09	1.0	0.44	0.55	0.56	-0.59	1.0	1.0	0.56	0.02	0.02	-0.37	0.64	0.7
Other Assets	-0.26	-0.27	-0.14	0.13	-0.25	-0.25	-0.17	-0.63	-0.64		-0.23	-0.36	0.16	-0.63	-0.14	-0.27	-0.18	0.77	-0.64	-0.65	-0.25	-0.43	-0.43	0.77	-0.57	-0.51
Cash And Short Term Investments	0.73	0.67	0.74	0.59	0.48	0.64	0.91	0.37	0.07	-0.23		0.61	0.73	0.08	0.72	0.73	0.66	0.27	0.01	0.13	0.51	0.26	0.26	-0.48	0.7	0.62
Net Receivables	0.97	0.95	0.93	0.81	0.91	0.97	0.53	0.84	0.65	-0.36	0.61		0.7	0.67	0.93	0.97	0.93	-0.23	0.59	0.7	0.88	0.23	0.24	-0.53	0.95	0.96
Common Stock Shares Outstanding	0.79	0.77	0.85	0.83	0.67	0.73	0.73	0.35	0.09	0.16	0.73	0.7		0.11	0.85	0.79	0.76	0.37	0.02	0.14	0.63	0.09	0.09	-0.19	0.62	0.62
Non Current Liabilities Total	0.57	0.49	0.48	0.38	0.52	0.64	0.03	0.95	1.0	-0.63	0.08	0.67	0.11		0.46	0.57	0.58	-0.59	0.99	1.0	0.58	0.02	0.02	-0.38	0.65	0.72
Other Stockholder Equity	0.96	0.92	0.99	0.94	0.83	0.92	0.65	0.67	0.44	-0.14	0.72	0.93	0.85	0.46		0.96	0.95	0.07	0.37	0.49	0.77	0.27	0.27	-0.37	0.86	0.87
Total Liab	1.0	0.95	0.97	0.87	0.87	0.98	0.65	0.79	0.55	-0.27	0.73	0.97	0.79	0.57	0.96		0.97	-0.03	0.48	0.6	0.89	0.21	0.21	-0.45	0.93	0.95
Property Plant And Equipment Gross	0.97	0.88	0.95	0.92	0.78	0.98	0.64	0.77	0.56	-0.18	0.66	0.93	0.76	0.58	0.95	0.97		0.04	0.49	0.6	0.83	0.2	0.2	-0.31	0.86	0.88
Total Current Assets	-0.02	-0.15	0.09	0.29	-0.29	-0.07	0.35	-0.46	-0.59	0.77	0.27	-0.23	0.37	-0.59	0.07	-0.03	0.04		-0.61	-0.59	-0.19	-0.26	-0.27	0.67	-0.34	-0.32
Other Current Liab	0.48	0.4	0.4	0.3	0.43	0.56	-0.03	0.91	1.0	-0.64	0.01	0.59	0.02	0.99	0.37	0.48	0.49	-0.61		0.99	0.49	-0.01	-0.01	-0.34	0.57	0.64
Total Current Liabilities	0.6	0.53	0.51	0.4	0.55	0.67	0.07	0.96	1.0	-0.65	0.13	0.7	0.14	1.0	0.49	0.6	0.6	-0.59	0.99		0.61	0.06	0.06	-0.42	0.69	0.75
Short Term Debt	0.88	0.92	0.77	0.67	0.91	0.89	0.4	0.77	0.56	-0.25	0.51	0.88	0.63	0.58	0.77	0.89	0.83	-0.19	0.49	0.61		0.06	0.06	-0.46	0.84	0.91
Common Stock Total Equity	0.21	0.23	0.2	0.11	0.2	0.15	0.26	0.11	0.02	-0.43	0.26	0.23	0.09	0.02	0.27	0.21	0.2	-0.26	-0.01	0.06	0.06		1.0	-0.4	0.38	0.27
Common Stock	0.21	0.23	0.2	0.12	0.2	0.15	0.26	0.11	0.02	-0.43	0.26	0.24	0.09	0.02	0.27	0.21	0.2	-0.27	-0.01	0.06	0.06	1.0		-0.4	0.38	0.27
Other Current Assets	-0.45	-0.58	-0.36	-0.06	-0.58	-0.4	-0.33	-0.49	-0.37	0.77	-0.48	-0.53	-0.19	-0.38	-0.37	-0.45	-0.31	0.67	-0.34	-0.42	-0.46	-0.4	-0.4		-0.72	-0.62
Accounts Payable	0.93	0.93	0.86	0.67	0.87	0.9	0.6	0.84	0.64	-0.57	0.7	0.95	0.62	0.65	0.86	0.93	0.86	-0.34	0.57	0.69	0.84	0.38	0.38	-0.72		0.98
Other Liab	0.94	0.94	0.87	0.71	0.9	0.92	0.51	0.89	0.7	-0.51	0.62	0.96	0.62	0.72	0.87	0.95	0.88	-0.32	0.64	0.75	0.91	0.27	0.27	-0.62	0.98

Click cells to compare fundamentals

MidWestOne Financial Account Relationship Matchups

MidWestOne Financial fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	4.7B	5.6B	6.0B	6.6B	6.4B	6.7B
Short Long Term Debt Total	371.0M	439.5M	336.2M	531.1M	423.6M	444.7M
Total Stockholder Equity	509.0M	515.3M	527.5M	492.8M	524.4M	550.6M
Property Plant And Equipment Net	90.7M	86.4M	83.5M	87.1M	88.1M	92.5M
Net Debt	297.7M	357.0M	132.4M	444.6M	341.8M	358.9M
Retained Earnings	201.1M	188.2M	243.4M	289.3M	294.8M	309.5M
Cash	73.3M	82.5M	203.8M	86.4M	81.7M	42.1M
Non Current Assets Total	1.0B	1.8B	2.5B	2.5B	6.3B	6.6B
Non Currrent Assets Other	(433K)	(343K)	(13.9M)	(23.2M)	4.3B	4.5B
Other Assets	2.8B	2.0B	1.0B	2.8B	35.3M	33.5M
Cash And Short Term Investments	859.3M	1.7B	2.5B	1.2B	871.4M	914.9M
Net Receivables	35.3M	32.8M	32.8M	43.1M	47.0M	49.3M
Common Stock Shares Outstanding	14.9M	16.1M	15.9M	15.7M	15.7M	8.8M
Liabilities And Stockholders Equity	4.7B	5.6B	6.0B	6.6B	6.4B	6.7B
Non Current Liabilities Total	231.7M	208.7M	154.9M	235.5M	5.6B	5.9B
Other Stockholder Equity	286.9M	285.9M	276.4M	276.0M	277.9M	291.8M
Total Liab	4.1B	5.0B	5.5B	6.1B	5.9B	6.2B
Property Plant And Equipment Gross	95.2M	90.0M	127.4M	134.3M	135.2M	142.0M
Total Current Assets	894.6M	1.8B	2.5B	1.3B	81.7M	77.6M
Accumulated Other Comprehensive Income	4.4M	24.6M	(8.9M)	(89.0M)	(64.9M)	(61.7M)
Other Current Liab	(139.3M)	(230.8M)	(181.4M)	(391.9M)	3.2B	3.4B
Total Current Liabilities	139.3M	230.8M	181.4M	235.5M	3.5B	3.7B
Short Term Debt	139.3M	230.8M	181.4M	391.9M	300.3M	315.3M
Other Current Assets	98.6M	106.7M	224.5M	116.0M	85.7M	81.4M
Accounts Payable	3.7B	4.5B	5.1B	5.5B	6.3B	6.6B
Other Liab	36.3M	54.9M	46.9M	60.6M	69.7M	73.2M
Long Term Debt	231.7M	208.7M	154.9M	139.2M	122.7M	97.0M
Short Term Investments	786.0M	1.7B	2.3B	1.2B	795.1M	664.3M
Inventory	(98.6M)	(106.7M)	(224.5M)	(116.0M)	29.3M	30.7M
Treasury Stock	(6.5M)	(10.5M)	(14.3M)	(24.5M)	(22.1M)	(21.0M)
Intangible Assets	31.7M	25.2M	19.9M	30.3M	37.4M	39.3M
Property Plant Equipment	95.2M	86.4M	83.5M	89.6M	103.1M	57.3M
Net Tangible Assets	384.8M	427.5M	445.1M	400.0M	460.0M	303.1M
Retained Earnings Total Equity	201.1M	188.2M	243.4M	289.3M	332.7M	168.9M
Long Term Debt Total	231.7M	208.7M	154.9M	139.2M	160.1M	87.2M
Capital Surpluse	297.4M	300.1M	300.9M	302.1M	347.4M	203.9M

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When determining whether MidWestOne Financial is a strong investment it is important to analyze MidWestOne Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact MidWestOne Financial's future performance. For an informed investment choice regarding MidWestOne Stock, refer to the following important reports:

How To Invest In MidWestOne

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Is MidWestOne Stock a good investment?

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What is MidWestOne Financial's Net Worth?

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Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in MidWestOne Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

You can also try the Portfolio Rebalancing module to analyze risk-adjusted returns against different time horizons to find asset-allocation targets.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of MidWestOne Financial. If investors know MidWestOne will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about MidWestOne Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

1.083

Dividend Share

0.97

Earnings Share

(4.69)

Revenue Per Share

2.328

Quarterly Revenue Growth

0.284

The market value of MidWestOne Financial is measured differently than its book value, which is the value of MidWestOne that is recorded on the company's balance sheet. Investors also form their own opinion of MidWestOne Financial's value that differs from its market value or its book value, called intrinsic value, which is MidWestOne Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because MidWestOne Financial's market value can be influenced by many factors that don't directly affect MidWestOne Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between MidWestOne Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if MidWestOne Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, MidWestOne Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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MidWestOne Roic vs Income Quality Analysis

Roic vs Income Quality

Roic vs Income Quality Correlation Analysis

Correlation Coefficient

Roic

Income Quality

MidWestOne Financial fundamental ratios Correlations

MidWestOne Financial Account Relationship Matchups

High Positive Relationship

High Negative Relationship

MidWestOne Financial fundamental ratios Accounts

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COMMON DESTINATIONS

MAIN CATEGORIES

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Total Liab	+ 1.0	Total Assets
Non Current Liabilities Total	+ 1.0	Non Currrent Assets Other
Other Current Liab	+ 1.0	Non Currrent Assets Other
Total Current Liabilities	+ 1.0	Non Currrent Assets Other
Total Current Liabilities	+ 1.0	Non Current Liabilities Total
Common Stock	+ 1.0	Common Stock Total Equity

Accounts Payable	- 0.72	Other Current Assets
Total Current Liabilities	- 0.65	Other Assets
Other Current Liab	- 0.64	Other Assets
Other Assets	- 0.64	Non Currrent Assets Other
Non Current Liabilities Total	- 0.63	Other Assets
Other Assets	- 0.63	Non Current Assets Total