Midwestone Financial Group Stock Buy Hold or Sell Recommendation
| MOFG Stock | USD 33.26 0.44 1.31% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding MidWestOne Financial Group is 'Buy'. Macroaxis provides MidWestOne Financial buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding MOFG positions.
Check out MidWestOne Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. Note, we conduct extensive research on individual companies such as MidWestOne and provide practical buy, sell, or hold advice based on investors' constraints. MidWestOne Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
MidWestOne |
Execute MidWestOne Financial Buy or Sell Advice
The MidWestOne recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on MidWestOne Financial Group. Macroaxis does not own or have any residual interests in MidWestOne Financial Group or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute MidWestOne Financial's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Buy
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | About Average | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
MidWestOne Financial Trading Alerts and Improvement Suggestions
| Over 78.0% of the company shares are owned by institutional investors | |
| Latest headline from MacroaxisInsider: Acquisition by Kaeding Nathaniel J of 517 shares of MidWestOne Financial at 19.35 subject to Rule 16b-3 |
MidWestOne Financial Returns Distribution Density
The distribution of MidWestOne Financial's historical returns is an attempt to chart the uncertainty of MidWestOne Financial's future price movements. The chart of the probability distribution of MidWestOne Financial daily returns describes the distribution of returns around its average expected value. We use MidWestOne Financial Group price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of MidWestOne Financial returns is essential to provide solid investment advice for MidWestOne Financial.
| Mean Return | 0.22 | Value At Risk | -3.08 | Potential Upside | 3.78 | Standard Deviation | 2.28 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of MidWestOne Financial historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
MidWestOne Stock Institutional Investors
| Shares | Basswood Capital Management Llc | 2024-09-30 | 248.6 K | Hotchkis & Wiley Capital Management Llc | 2024-09-30 | 225 K | Jacobs Asset Management, Llc | 2024-09-30 | 201.1 K | Stieven Capital Advisors, L.p. | 2024-09-30 | 200 K | Wellington Management Company Llp | 2024-06-30 | 191.5 K | Ejf Capital Llc | 2024-09-30 | 175 K | American Century Companies Inc | 2024-09-30 | 163.1 K | Curi Rmb Capital | 2024-09-30 | 154.3 K | Lsv Asset Management | 2024-09-30 | 144.3 K | Midwestone Financial Group, Inc. | 2024-09-30 | 4.2 M | Blackrock Inc | 2024-06-30 | 1.3 M |
MidWestOne Financial Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 28.0M | 9.2M | 121.2M | (117.4M) | (4.7M) | (4.5M) | |
| Free Cash Flow | 45.1M | 7.0M | 109.5M | 87.7M | 58.5M | 61.4M | |
| Depreciation | 2.8M | 4.6M | 1.6M | 10.2M | 12.6M | 13.2M | |
| Other Non Cash Items | (1.0M) | (45.7M) | 55.1M | 9.1M | 24.4M | 25.6M | |
| Dividends Paid | 11.5M | 14.2M | 14.3M | 14.9M | 15.2M | 16.0M | |
| Capital Expenditures | 2.2M | 2.1M | 2.0M | 2.7M | 4.1M | 3.7M | |
| Net Income | 43.6M | 6.6M | 69.5M | 60.8M | 20.9M | 16.1M | |
| End Period Cash Flow | 73.5M | 82.7M | 203.8M | 86.4M | 81.7M | 46.3M | |
| Investments | 24.3M | (869.2M) | (481.2M) | (431.4M) | 12.3M | 12.9M | |
| Net Borrowings | (101.2M) | 68.5M | (103.3M) | 193.0M | 221.9M | 233.0M | |
| Change To Netincome | 5.0M | (270K) | 42.0M | 18.3M | 21.1M | 22.1M |
MidWestOne Financial Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to MidWestOne Financial or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that MidWestOne Financial's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a MidWestOne stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | -0.01 | |
β | Beta against Dow Jones | 1.85 | |
σ | Overall volatility | 2.28 | |
Ir | Information ratio | 0.04 |
MidWestOne Financial Volatility Alert
MidWestOne Financial Group has relatively low volatility with skewness of 1.34 and kurtosis of 5.02. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure MidWestOne Financial's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact MidWestOne Financial's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.MidWestOne Financial Fundamentals Vs Peers
Comparing MidWestOne Financial's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze MidWestOne Financial's direct or indirect competition across all of the common fundamentals between MidWestOne Financial and the related equities. This way, we can detect undervalued stocks with similar characteristics as MidWestOne Financial or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of MidWestOne Financial's fundamental indicators could also be used in its relative valuation, which is a method of valuing MidWestOne Financial by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare MidWestOne Financial to competition |
| Fundamentals | MidWestOne Financial | Peer Average |
| Return On Equity | -0.14 | -0.31 |
| Return On Asset | -0.0114 | -0.14 |
| Profit Margin | (2.01) % | (1.27) % |
| Operating Margin | 1.35 % | (5.51) % |
| Current Valuation | 1.02 B | 16.62 B |
| Shares Outstanding | 20.77 M | 571.82 M |
| Shares Owned By Insiders | 6.61 % | 10.09 % |
| Shares Owned By Institutions | 78.41 % | 39.21 % |
| Number Of Shares Shorted | 63.82 K | 4.71 M |
| Price To Earning | 18.60 X | 28.72 X |
| Price To Book | 1.25 X | 9.51 X |
| Price To Sales | 18.84 X | 11.42 X |
| Revenue | 249.61 M | 9.43 B |
| Gross Profit | 209.38 M | 27.38 B |
| EBITDA | 24.83 M | 3.9 B |
| Net Income | 20.86 M | 570.98 M |
| Cash And Equivalents | 100.08 M | 2.7 B |
| Cash Per Share | 6.41 X | 5.01 X |
| Total Debt | 423.56 M | 5.32 B |
| Debt To Equity | 0.16 % | 48.70 % |
| Book Value Per Share | 27.06 X | 1.93 K |
| Cash Flow From Operations | 62.57 M | 971.22 M |
| Short Ratio | 0.74 X | 4.00 X |
| Earnings Per Share | (4.69) X | 3.12 X |
| Price To Earnings To Growth | 2.52 X | 4.89 X |
| Target Price | 33.5 | |
| Number Of Employees | 732 | 18.84 K |
| Beta | 1.0 | -0.15 |
| Market Capitalization | 690.97 M | 19.03 B |
| Total Asset | 6.43 B | 29.47 B |
| Retained Earnings | 294.78 M | 9.33 B |
| Annual Yield | 0.03 % | |
| Five Year Return | 2.94 % |
Note: Acquisition by Kaeding Nathaniel J of 1328 shares of MidWestOne Financial subject to Rule 16b-3 [view details]
MidWestOne Financial Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as MidWestOne . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About MidWestOne Financial Buy or Sell Advice
When is the right time to buy or sell MidWestOne Financial Group? Buying financial instruments such as MidWestOne Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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Check out MidWestOne Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Sync Your Broker module to sync your existing holdings, watchlists, positions or portfolios from thousands of online brokerage services, banks, investment account aggregators and robo-advisors..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of MidWestOne Financial. If investors know MidWestOne will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about MidWestOne Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 1.083 | Dividend Share 0.97 | Earnings Share (4.69) | Revenue Per Share 2.328 | Quarterly Revenue Growth 0.284 |
The market value of MidWestOne Financial is measured differently than its book value, which is the value of MidWestOne that is recorded on the company's balance sheet. Investors also form their own opinion of MidWestOne Financial's value that differs from its market value or its book value, called intrinsic value, which is MidWestOne Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because MidWestOne Financial's market value can be influenced by many factors that don't directly affect MidWestOne Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between MidWestOne Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if MidWestOne Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, MidWestOne Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.