Midwestone Financial Group Stock Piotroski F Score

MOFG Stock  USD 33.70  0.95  2.90%   
This module uses fundamental data of MidWestOne Financial to approximate its Piotroski F score. MidWestOne Financial F Score is determined by combining nine binary scores representing 3 distinct fundamental categories of MidWestOne Financial Group. These three categories are profitability, efficiency, and funding. Some research analysts and sophisticated value traders use Piotroski F Score to find opportunities outside of the conventional market and financial statement analysis.They believe that some of the new information about MidWestOne Financial financial position does not get reflected in the current market share price suggesting a possibility of arbitrage. Check out MidWestOne Financial Altman Z Score, MidWestOne Financial Correlation, MidWestOne Financial Valuation, as well as analyze MidWestOne Financial Alpha and Beta and MidWestOne Financial Hype Analysis.
  
At this time, MidWestOne Financial's Short Term Debt is most likely to increase significantly in the upcoming years. The MidWestOne Financial's current Short and Long Term Debt is estimated to increase to about 310 M, while Long Term Debt Total is projected to decrease to roughly 87.2 M. At this time, MidWestOne Financial's Book Value Per Share is most likely to increase significantly in the upcoming years. The MidWestOne Financial's current Stock Based Compensation To Revenue is estimated to increase to 0.02, while Days Sales Outstanding is projected to decrease to 75.65.
At this time, it appears that MidWestOne Financial's Piotroski F Score is Unavailable. Although some professional money managers and academia have recently criticized Piotroski F-Score model, we still consider it an effective method of predicting the state of the financial strength of any organization that is not predisposed to accounting gimmicks and manipulations. Using this score on the criteria to originate an efficient long-term portfolio can help investors filter out the purely speculative stocks or equities playing fundamental games by manipulating their earnings..
6.0
Piotroski F Score - Unavailable
Current Return On Assets

Positive

Focus
Change in Return on Assets

Decreased

Focus
Cash Flow Return on Assets

Positive

Focus
Current Quality of Earnings (accrual)

Improving

Focus
Asset Turnover Growth

Increase

Focus
Current Ratio Change

Decrease

Focus
Long Term Debt Over Assets Change

Lower Leverage

Focus
Change In Outstending Shares

Decrease

Focus
Change in Gross Margin

No Change

Focus

MidWestOne Financial Piotroski F Score Drivers

The critical factor to consider when applying the Piotroski F Score to MidWestOne Financial is to make sure MidWestOne is not a subject of accounting manipulations and runs a healthy internal audit department. So, if MidWestOne Financial's auditors report directly to the board (not management), the managers will be reluctant to manipulate simply due to the fear of punishment. On the other hand, the auditors will be free to investigate the ledgers properly because they know that the board has their back. Below are the main accounts that are used in the Piotroski F Score model. By analyzing the historical trends of the mains drivers, investors can determine if MidWestOne Financial's financial numbers are properly reported.
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.00310.0032
Notably Down
Slightly volatile
Asset Turnover0.04590.0253
Way Up
Slightly volatile
Total Current Liabilities3.7 B3.5 B
Sufficiently Up
Slightly volatile
Non Current Liabilities Total5.9 B5.6 B
Sufficiently Up
Slightly volatile
Total Assets6.7 B6.4 B
Sufficiently Up
Slightly volatile
Total Current Assets77.6 M81.7 M
Notably Down
Very volatile
Total Cash From Operating Activities65.7 M62.6 M
Sufficiently Up
Slightly volatile

MidWestOne Financial F Score Driver Matrix

One of the toughest challenges investors face today is learning how to quickly synthesize historical financial statements and information provided by the company, SEC reporting, and various external parties in order to project the various growth rates. Understanding the correlation between MidWestOne Financial's different financial indicators related to revenue, expenses, operating profit, and net earnings helps investors identify and prioritize their investing strategies towards MidWestOne Financial in a much-optimized way.

About MidWestOne Financial Piotroski F Score

F-Score is one of many stock grading techniques developed by Joseph Piotroski, a professor of accounting at the Stanford University Graduate School of Business. It was published in 2002 under the paper titled Value Investing: The Use of Historical Financial Statement Information to Separate Winners from Losers. Piotroski F Score is based on binary analysis strategy in which stocks are given one point for passing 9 very simple fundamental tests, and zero point otherwise. According to Mr. Piotroski's analysis, his F-Score binary model can help to predict the performance of low price-to-book stocks.

Book Value Per Share

35.12

At this time, MidWestOne Financial's Book Value Per Share is most likely to increase significantly in the upcoming years.

MidWestOne Financial Current Valuation Drivers

We derive many important indicators used in calculating different scores of MidWestOne Financial from analyzing MidWestOne Financial's financial statements. These drivers represent accounts that assess MidWestOne Financial's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of MidWestOne Financial's important valuation drivers and their relationship over time.
201920202021202220232024 (projected)
Market Cap303.4M538.7M513.9M496.9M447.2M231.8M
Enterprise Value425.3M836.5M646.3M941.5M847.4M889.7M

MidWestOne Financial ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, MidWestOne Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to MidWestOne Financial's managers, analysts, and investors.
Environmental
Governance
Social

About MidWestOne Financial Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze MidWestOne Financial Group's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of MidWestOne Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of MidWestOne Financial Group based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

Currently Active Assets on Macroaxis

When determining whether MidWestOne Financial is a strong investment it is important to analyze MidWestOne Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact MidWestOne Financial's future performance. For an informed investment choice regarding MidWestOne Stock, refer to the following important reports:
Check out MidWestOne Financial Altman Z Score, MidWestOne Financial Correlation, MidWestOne Financial Valuation, as well as analyze MidWestOne Financial Alpha and Beta and MidWestOne Financial Hype Analysis.
You can also try the Performance Analysis module to check effects of mean-variance optimization against your current asset allocation.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of MidWestOne Financial. If investors know MidWestOne will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about MidWestOne Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.083
Dividend Share
0.97
Earnings Share
(4.69)
Revenue Per Share
2.328
Quarterly Revenue Growth
0.284
The market value of MidWestOne Financial is measured differently than its book value, which is the value of MidWestOne that is recorded on the company's balance sheet. Investors also form their own opinion of MidWestOne Financial's value that differs from its market value or its book value, called intrinsic value, which is MidWestOne Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because MidWestOne Financial's market value can be influenced by many factors that don't directly affect MidWestOne Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between MidWestOne Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if MidWestOne Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, MidWestOne Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.