Pioneer Common Stock vs Accounts Payable Analysis

PBFS Stock  USD 11.80  0.12  1.03%   
Pioneer Bancorp financial indicator trend analysis is much more than just breaking down Pioneer Bancorp prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Pioneer Bancorp is a good investment. Please check the relationship between Pioneer Bancorp Common Stock and its Accounts Payable accounts. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Pioneer Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For more information on how to buy Pioneer Stock please use our How to Invest in Pioneer Bancorp guide.

Common Stock vs Accounts Payable

Common Stock vs Accounts Payable Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Pioneer Bancorp Common Stock account and Accounts Payable. At this time, the significance of the direction appears to have almost no relationship.
The correlation between Pioneer Bancorp's Common Stock and Accounts Payable is 0.14. Overlapping area represents the amount of variation of Common Stock that can explain the historical movement of Accounts Payable in the same time period over historical financial statements of Pioneer Bancorp, assuming nothing else is changed. The correlation between historical values of Pioneer Bancorp's Common Stock and Accounts Payable is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Common Stock of Pioneer Bancorp are associated (or correlated) with its Accounts Payable. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Accounts Payable has no effect on the direction of Common Stock i.e., Pioneer Bancorp's Common Stock and Accounts Payable go up and down completely randomly.

Correlation Coefficient

0.14
Relationship DirectionPositive 
Relationship StrengthInsignificant

Common Stock

Accounts Payable

An accounting item on the balance sheet that represents Pioneer Bancorp obligation to pay off a short-term debt to its creditors. The accounts payable entry is usually reported under current liabilities. If accounts payable of Pioneer Bancorp are not paid within the agreed terms, the payables are considered to be in default, which may trigger a penalty or interest payment, or the revocation of additional credit from the supplier. Accounts payable may also be considered a source of cash, since they represent funds being borrowed from suppliers. Given these cash flow considerations, suppliers have a natural inclination to push for shorter payment terms, while creditors want to lengthen the payment terms. The amount a company owes to suppliers or vendors for products or services received but not yet paid for. It represents the company's short-term liabilities.
Most indicators from Pioneer Bancorp's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Pioneer Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Pioneer Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For more information on how to buy Pioneer Stock please use our How to Invest in Pioneer Bancorp guide.At this time, Pioneer Bancorp's Selling General Administrative is comparatively stable compared to the past year. Enterprise Value Over EBITDA is likely to gain to 5.47 in 2024, whereas Sales General And Administrative To Revenue is likely to drop 0.14 in 2024.
 2021 2022 2023 2024 (projected)
Interest Income43.8M71.0M88.3M60.3M
Net Interest Income42.4M65.5M66.5M54.1M

Pioneer Bancorp fundamental ratios Correlations

-0.320.690.690.960.920.950.11-0.830.940.570.850.04-0.26-0.30.870.620.920.850.870.50.91-0.750.90.560.67
-0.32-0.31-0.31-0.38-0.25-0.360.48-0.07-0.47-0.31-0.010.330.130.60.01-0.79-0.49-0.17-0.13-0.97-0.250.2-0.25-0.250.22
0.69-0.311.00.560.470.560.01-0.570.640.980.590.11-0.17-0.230.680.530.650.480.780.40.44-0.350.420.980.16
0.69-0.311.00.560.470.560.01-0.570.640.980.590.1-0.17-0.230.690.540.660.480.780.40.44-0.350.430.980.16
0.96-0.380.560.560.941.00.15-0.690.960.430.71-0.07-0.33-0.410.730.680.910.780.790.540.97-0.740.960.40.66
0.92-0.250.470.470.940.940.02-0.80.820.350.81-0.03-0.32-0.170.820.460.780.710.780.410.97-0.60.980.330.85
0.95-0.360.560.561.00.940.18-0.680.950.440.69-0.08-0.34-0.40.710.660.910.760.790.520.98-0.720.960.40.65
0.110.480.010.010.150.020.18-0.170.2-0.010.090.410.29-0.010.0-0.160.230.390.0-0.390.17-0.510.06-0.060.11
-0.83-0.07-0.57-0.57-0.69-0.8-0.68-0.17-0.63-0.47-0.99-0.280.05-0.13-0.93-0.12-0.65-0.79-0.71-0.14-0.70.6-0.7-0.49-0.81
0.94-0.470.640.640.960.820.950.2-0.630.520.66-0.08-0.3-0.520.660.790.970.830.760.620.87-0.80.850.480.46
0.57-0.310.980.980.430.350.44-0.01-0.470.520.480.11-0.12-0.180.580.460.550.350.680.360.31-0.230.290.990.05
0.85-0.010.590.590.710.810.690.09-0.990.660.480.25-0.070.080.940.190.670.80.730.220.7-0.610.710.50.79
0.040.330.110.1-0.07-0.03-0.080.41-0.28-0.080.110.250.870.470.22-0.310.110.340.07-0.23-0.06-0.3-0.160.130.18
-0.260.13-0.17-0.17-0.33-0.32-0.340.290.05-0.3-0.12-0.070.870.34-0.19-0.34-0.090.13-0.36-0.09-0.34-0.16-0.44-0.13-0.15
-0.30.6-0.23-0.23-0.41-0.17-0.4-0.01-0.13-0.52-0.180.080.470.340.12-0.79-0.41-0.28-0.08-0.6-0.290.45-0.3-0.150.28
0.870.010.680.690.730.820.710.0-0.930.660.580.940.22-0.190.120.260.660.70.890.180.72-0.50.740.610.78
0.62-0.790.530.540.680.460.66-0.16-0.120.790.460.19-0.31-0.34-0.790.260.740.470.510.830.53-0.520.540.43-0.06
0.92-0.490.650.660.910.780.910.23-0.650.970.550.670.11-0.09-0.410.660.740.860.730.650.82-0.820.780.510.44
0.85-0.170.480.480.780.710.760.39-0.790.830.350.80.340.13-0.280.70.470.860.590.390.71-0.960.680.340.55
0.87-0.130.780.780.790.780.790.0-0.710.760.680.730.07-0.36-0.080.890.510.730.590.260.76-0.440.780.70.6
0.5-0.970.40.40.540.410.52-0.39-0.140.620.360.22-0.23-0.09-0.60.180.830.650.390.260.4-0.40.40.31-0.05
0.91-0.250.440.440.970.970.980.17-0.70.870.310.7-0.06-0.34-0.290.720.530.820.710.760.4-0.660.990.280.77
-0.750.2-0.35-0.35-0.74-0.6-0.72-0.510.6-0.8-0.23-0.61-0.3-0.160.45-0.5-0.52-0.82-0.96-0.44-0.4-0.66-0.61-0.21-0.4
0.9-0.250.420.430.960.980.960.06-0.70.850.290.71-0.16-0.44-0.30.740.540.780.680.780.40.99-0.610.270.79
0.56-0.250.980.980.40.330.4-0.06-0.490.480.990.50.13-0.13-0.150.610.430.510.340.70.310.28-0.210.270.06
0.670.220.160.160.660.850.650.11-0.810.460.050.790.18-0.150.280.78-0.060.440.550.6-0.050.77-0.40.790.06
Click cells to compare fundamentals

Pioneer Bancorp Account Relationship Matchups

Pioneer Bancorp fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets1.5B1.8B2.0B1.9B1.9B1.8B
Other Current Liab(7.8M)1.1B1.3B1.2B1.3B998.9M
Total Current Liabilities7.8M1.1B1.3B1.2B1.3B1.0B
Total Stockholder Equity224.0M237.8M242.6M266.7M296.5M223.4M
Other Liab24.5M27.5M28.5M22.4M25.7M22.2M
Net Tangible Assets214.5M228.7M231.3M255.8M294.2M198.3M
Property Plant And Equipment Net40.9M38.9M37.3M41.6M40.1M32.1M
Net Debt(155.5M)(324.8M)(372.6M)(142.6M)(150.8M)(158.3M)
Retained Earnings139.7M140.8M151.1M173.0M187.7M157.7M
Accounts Payable7.8M1.5B1.7B1.5B1.8B1.3B
Cash155.5M324.8M372.6M148.3M151.6M210.6M
Non Current Assets Total141.4M326.4M556.4M52.5M53.9M51.2M
Non Currrent Assets Other(15.7M)(11.9M)(12.9M)(472.8M)(53.9M)(51.2M)
Other Assets1.2B876.4M2.5B187.1M195.5M185.7M
Cash And Short Term Investments231.3M589.4M854.4M465.3M294.3M423.4M
Net Receivables3.5M4.0M4.6M1.2B1.4B1.4B
Common Stock Shares Outstanding25.0M25.1M25.1M25.2M25.2M26.0M
Short Term Investments75.8M264.6M481.8M431.7M257.4M244.3M
Liabilities And Stockholders Equity1.5B1.8B2.0B1.9B1.9B1.8B
Non Current Liabilities Total416.1M429.9M454.4M374.1M1.6B1.7B
Other Current Assets160.6M329.4M548.8M157.7M172.9M261.0M
Other Stockholder Equity101.3M101.9M102.5M103.0M103.6M72.1M
Total Liab7.8M1.6B1.7B1.6B1.6B1.4B
Property Plant And Equipment Gross40.9M38.9M56.1M61.5M61.2M52.3M
Total Current Assets234.8M593.4M1.4B1.6B1.6B956.6M
Accumulated Other Comprehensive Income(17.4M)(5.1M)(11.2M)(9.6M)4.9M5.2M
Intangible Assets2.2M1.8M2.5M2.1M3.0M2.5M
Property Plant Equipment40.9M38.9M37.3M41.6M37.5M32.1M
Inventory(234.6M)(160.6M)(329.4M)986.5M1.2B1.2B

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Additional Tools for Pioneer Stock Analysis

When running Pioneer Bancorp's price analysis, check to measure Pioneer Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Pioneer Bancorp is operating at the current time. Most of Pioneer Bancorp's value examination focuses on studying past and present price action to predict the probability of Pioneer Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Pioneer Bancorp's price. Additionally, you may evaluate how the addition of Pioneer Bancorp to your portfolios can decrease your overall portfolio volatility.