Pioneer Net Debt from 2010 to 2024

PBFS Stock

USD 11.80 0.12 1.03%

Pioneer Bancorp Net Debt yearly trend continues to be comparatively stable with very little volatility. Net Debt will likely drop to about -158.3 M in 2024. Net Debt is the total debt of Pioneer Bancorp minus its cash and cash equivalents. It represents the actual debt burden on the company after accounting for the liquid assets it holds. View All Fundamentals

Net Debt

First Reported

2018-03-31

Previous Quarter

-150.8 M

Current Value

-78.1 M

Quarterly Volatility

117.9 M

Covid

Check Pioneer Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Pioneer Bancorp's main balance sheet or income statement drivers, such as Tax Provision of 3.5 M, Net Interest Income of 54.1 M or Interest Income of 60.3 M, as well as many indicators such as Price To Sales Ratio of 4.88, Dividend Yield of 0.0 or PTB Ratio of 1.75. Pioneer financial statements analysis is a perfect complement when working with Pioneer Bancorp Valuation or Volatility modules.

Check out the analysis of Pioneer Bancorp Correlation against competitors.

For more information on how to buy Pioneer Stock please use our How to Invest in Pioneer Bancorp guide.

Latest Pioneer Bancorp's Net Debt Growth Pattern

Below is the plot of the Net Debt of Pioneer Bancorp over the last few years. It is the total debt of a company minus its cash and cash equivalents. It represents the actual debt burden on the company after accounting for the liquid assets it holds. Pioneer Bancorp's Net Debt historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Pioneer Bancorp's overall financial position and show how it may be relating to other accounts over time.

Net Debt

10 Years Trend

Slightly volatile

Compare to Others All Fundamentals

Net Debt

Timeline

Pioneer Net Debt Regression Statistics

	Arithmetic Mean	(125,719,720)
	Coefficient Of Variation	(88.25)
	Mean Deviation	87,015,435
	Median	(111,411,000)
	Standard Deviation	110,942,443
	Sample Variance	12308.2T
	Range	338.1M
	R-Value	(0.69)
	Mean Square Error	7022.6T
	R-Squared	0.47
	Significance	0
	Slope	(17,010,663)
	Total Sum of Squares	172315.2T

Pioneer Net Debt History

	2024	-158.3 M
	2023	-150.8 M
	2022	-142.6 M
	2021	-372.6 M
	2020	-324.8 M
	2019	-155.5 M
	2018	-228 M

Other Fundumenentals of Pioneer Bancorp

Net Debt To E B I T D A

Pioneer Bancorp Net Debt component correlations

	Total Assets	Total Stockholder Equity	Net Tangible Assets	Net Debt	Retained Earnings	Accounts Payable	Net Receivables	Good Will	Short Term Investments	Capital Surpluse	Total Liab	Long Term Investments	Total Current Assets	Short Term Debt	Intangible Assets	Property Plant Equipment	Earning Assets	Capital Stock	Common Stock
Total Assets		0.96	0.95	-0.83	0.94	0.57	0.62	0.92	0.87	0.91	0.56	0.67	0.29	-0.86	0.25	0.02	0.91	0.33	0.33
Total Stockholder Equity	0.96		1.0	-0.69	0.96	0.43	0.68	0.91	0.79	0.97	0.4	0.66	0.35	-0.8	0.18	0.02	0.88	0.28	0.28
Net Tangible Assets	0.95	1.0		-0.68	0.95	0.44	0.66	0.91	0.79	0.98	0.4	0.65	0.37	-0.78	0.16	0.04	0.88	0.22	0.22
Net Debt	-0.83	-0.69	-0.68		-0.63	-0.47	-0.12	-0.65	-0.71	-0.7	-0.49	-0.81	0.05	0.8	-0.27	-0.16	-0.82	-0.09	-0.09
Retained Earnings	0.94	0.96	0.95	-0.63		0.52	0.79	0.97	0.76	0.87	0.48	0.46	0.35	-0.83	0.26	0.06	0.9	0.34	0.34
Accounts Payable	0.57	0.43	0.44	-0.47	0.52		0.46	0.55	0.68	0.31	0.99	0.05	0.55	-0.34	0.16	-0.12	0.38	0.14	0.14
Net Receivables	0.62	0.68	0.66	-0.12	0.79	0.46		0.74	0.51	0.53	0.43	-0.06	0.52	-0.45	0.11	-0.31	0.46	0.65	0.65
Good Will	0.92	0.91	0.91	-0.65	0.97	0.55	0.74		0.73	0.82	0.51	0.44	0.28	-0.86	0.43	0.08	0.89	0.34	0.34
Short Term Investments	0.87	0.79	0.79	-0.71	0.76	0.68	0.51	0.73		0.76	0.7	0.6	0.57	-0.6	0.1	-0.04	0.65	0.18	0.18
Capital Surpluse	0.91	0.97	0.98	-0.7	0.87	0.31	0.53	0.82	0.76		0.28	0.77	0.31	-0.74	0.11	0.06	0.84	0.15	0.15
Total Liab	0.56	0.4	0.4	-0.49	0.48	0.99	0.43	0.51	0.7	0.28		0.06	0.52	-0.33	0.15	-0.13	0.35	0.17	0.17
Long Term Investments	0.67	0.66	0.65	-0.81	0.46	0.05	-0.06	0.44	0.6	0.77	0.06		-0.04	-0.59	0.06	0.12	0.64	-0.07	-0.07
Total Current Assets	0.29	0.35	0.37	0.05	0.35	0.55	0.52	0.28	0.57	0.31	0.52	-0.04		0.17	-0.44	-0.43	0.0	0.07	0.07
Short Term Debt	-0.86	-0.8	-0.78	0.8	-0.83	-0.34	-0.45	-0.86	-0.6	-0.74	-0.33	-0.59	0.17		-0.6	-0.35	-0.94	-0.27	-0.27
Intangible Assets	0.25	0.18	0.16	-0.27	0.26	0.16	0.11	0.43	0.1	0.11	0.15	0.06	-0.44	-0.6		0.5	0.39	0.06	0.06
Property Plant Equipment	0.02	0.02	0.04	-0.16	0.06	-0.12	-0.31	0.08	-0.04	0.06	-0.13	0.12	-0.43	-0.35	0.5		0.35	-0.67	-0.67
Earning Assets	0.91	0.88	0.88	-0.82	0.9	0.38	0.46	0.89	0.65	0.84	0.35	0.64	0.0	-0.94	0.39	0.35		0.11	0.11
Capital Stock	0.33	0.28	0.22	-0.09	0.34	0.14	0.65	0.34	0.18	0.15	0.17	-0.07	0.07	-0.27	0.06	-0.67	0.11		1.0
Common Stock	0.33	0.28	0.22	-0.09	0.34	0.14	0.65	0.34	0.18	0.15	0.17	-0.07	0.07	-0.27	0.06	-0.67	0.11	1.0

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About Pioneer Bancorp Financial Statements

Pioneer Bancorp shareholders use historical fundamental indicators, such as Net Debt, to determine how well the company is positioned to perform in the future. Although Pioneer Bancorp investors may analyze each financial statement separately, they are all interrelated. The changes in Pioneer Bancorp's assets and liabilities, for example, are also reflected in the revenues and expenses on on Pioneer Bancorp's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.

	Last Reported	Projected for Next Year
Net Debt	-150.8 M	-158.3 M
Net Debt To EBITDA	(6.85)	(7.20)

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Pioneer Net Debt from 2010 to 2024

Latest Pioneer Bancorp's Net Debt Growth Pattern

Pioneer Net Debt Regression Statistics

Pioneer Net Debt History

Other Fundumenentals of Pioneer Bancorp

Pioneer Bancorp Net Debt component correlations

About Pioneer Bancorp Financial Statements

Thematic Opportunities

Explore Investment Opportunities

Additional Tools for Pioneer Stock Analysis

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