Principal Operating Income vs Interest Expense Analysis

PFG Stock

USD 85.73 1.03 1.22%

Principal Financial financial indicator trend analysis is much more than just breaking down Principal Financial prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Principal Financial is a good investment. Please check the relationship between Principal Financial Operating Income and its Interest Expense accounts. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Principal Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

Operating Income vs Interest Expense

Operating Income vs Interest Expense Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Principal Financial Operating Income account and Interest Expense. At this time, the significance of the direction appears to have significant contrarian relationship.

The correlation between Principal Financial's Operating Income and Interest Expense is -0.26. Overlapping area represents the amount of variation of Operating Income that can explain the historical movement of Interest Expense in the same time period over historical financial statements of Principal Financial Group, assuming nothing else is changed. The correlation between historical values of Principal Financial's Operating Income and Interest Expense is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Operating Income of Principal Financial Group are associated (or correlated) with its Interest Expense. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Interest Expense has no effect on the direction of Operating Income i.e., Principal Financial's Operating Income and Interest Expense go up and down completely randomly.

Correlation Coefficient

-0.26

Relationship Direction	Negative
Relationship Strength	Insignificant

View All Relationships

Operating Income

Operating Income is the amount of profit realized from Principal Financial operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of Principal Financial Group is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.

Interest Expense

The cost incurred by an entity for borrowed funds, including loans, bonds, or lines of credit.

Most indicators from Principal Financial's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Principal Financial current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Principal Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

The current Selling General Administrative is estimated to decrease to about 3.7 B. The current Tax Provision is estimated to decrease to about 65.3 M

	2021	2022	2023	2024 (projected)
Gross Profit	14.3B	17.5B	13.7B	12.3B
Total Revenue	14.3B	17.5B	13.7B	12.3B

Gross Profit Total Revenue

Principal Financial fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Other Liab	Net Debt	Retained Earnings	Cash	Other Assets	Long Term Debt	Cash And Short Term Investments	Good Will	Common Stock Shares Outstanding	Short Term Investments	Non Current Liabilities Total	Other Stockholder Equity	Total Liab	Total Current Assets	Intangible Assets	Property Plant Equipment	Property Plant And Equipment Net	Non Current Assets Total	Non Currrent Assets Other	Net Receivables	Common Stock Total Equity
Total Assets		0.42	-0.61	-0.53	0.79	0.78	0.42	0.66	0.44	0.46	0.42	0.61	0.69	-0.76	0.74	0.01	-0.21	1.0	0.59	0.0	0.9	0.91	0.58	0.27	0.32	0.78
Short Long Term Debt Total	0.42		-0.13	0.1	0.0	0.32	-0.21	0.54	0.58	0.5	1.0	0.27	0.37	-0.42	0.28	0.28	-0.38	0.43	0.0	0.06	0.42	0.46	-0.06	-0.22	0.6	0.26
Other Current Liab	-0.61	-0.13		0.93	-0.44	-0.47	0.15	-0.41	-0.57	-0.51	-0.13	-0.22	0.08	0.82	-0.38	-0.48	-0.15	-0.61	-0.1	0.72	-0.36	-0.31	-0.1	0.22	-0.38	-0.81
Total Current Liabilities	-0.53	0.1	0.93		-0.52	-0.32	-0.03	-0.11	-0.37	-0.33	0.1	-0.38	0.2	0.58	-0.48	-0.28	-0.46	-0.52	-0.21	0.76	-0.2	-0.19	-0.21	0.03	-0.01	-0.64
Total Stockholder Equity	0.79	0.0	-0.44	-0.52		0.61	0.61	0.37	0.08	-0.05	0.0	0.66	0.52	-0.47	0.74	-0.39	0.04	0.78	0.83	0.01	0.69	0.75	0.84	0.6	-0.11	0.43
Other Liab	0.78	0.32	-0.47	-0.32	0.61		0.31	0.83	0.32	0.3	0.31	0.29	0.59	-0.77	0.49	0.06	-0.54	0.78	0.48	0.09	0.83	0.85	0.47	0.16	0.49	0.67
Net Debt	0.42	-0.21	0.15	-0.03	0.61	0.31		-0.03	-0.56	-0.22	-0.21	0.6	0.56	0.09	0.59	-0.53	0.09	0.41	0.63	0.51	0.36	0.46	0.66	0.66	-0.48	-0.07
Retained Earnings	0.66	0.54	-0.41	-0.11	0.37	0.83	-0.03		0.47	0.37	0.54	0.0	0.6	-0.84	0.22	0.22	-0.8	0.67	0.27	0.13	0.78	0.77	0.25	-0.06	0.84	0.66
Cash	0.44	0.58	-0.57	-0.37	0.08	0.32	-0.56	0.47		0.59	0.58	0.09	0.07	-0.61	0.15	0.41	-0.18	0.45	-0.06	-0.44	0.43	0.34	-0.1	-0.32	0.6	0.69
Other Assets	0.46	0.5	-0.51	-0.33	-0.05	0.3	-0.22	0.37	0.59		0.5	0.06	0.14	-0.53	0.13	0.81	-0.13	0.48	-0.43	-0.27	0.36	0.26	-0.45	-0.68	0.55	0.65
Long Term Debt	0.42	1.0	-0.13	0.1	0.0	0.31	-0.21	0.54	0.58	0.5		0.28	0.37	-0.42	0.28	0.27	-0.38	0.43	0.0	0.06	0.42	0.46	-0.06	-0.22	0.59	0.26
Cash And Short Term Investments	0.61	0.27	-0.22	-0.38	0.66	0.29	0.6	0.0	0.09	0.06	0.28		0.35	-0.17	0.96	-0.32	0.36	0.61	0.61	0.0	0.37	0.5	0.6	0.5	-0.35	0.13
Good Will	0.69	0.37	0.08	0.2	0.52	0.59	0.56	0.6	0.07	0.14	0.37	0.35		-0.35	0.43	-0.32	-0.59	0.69	0.59	0.72	0.84	0.85	0.58	0.44	0.26	0.35
Common Stock Shares Outstanding	-0.76	-0.42	0.82	0.58	-0.47	-0.77	0.09	-0.84	-0.61	-0.53	-0.42	-0.17	-0.35		-0.41	-0.42	0.42	-0.76	-0.22	0.3	-0.68	-0.65	-0.2	0.17	-0.74	-0.86
Short Term Investments	0.74	0.28	-0.38	-0.48	0.74	0.49	0.59	0.22	0.15	0.13	0.28	0.96	0.43	-0.41		-0.21	0.19	0.73	0.64	-0.02	0.51	0.62	0.63	0.45	-0.16	0.3
Non Current Liabilities Total	0.01	0.28	-0.48	-0.28	-0.39	0.06	-0.53	0.22	0.41	0.81	0.27	-0.32	-0.32	-0.42	-0.21		-0.08	0.03	-0.76	-0.49	-0.11	-0.2	-0.77	-0.94	0.58	0.38
Other Stockholder Equity	-0.21	-0.38	-0.15	-0.46	0.04	-0.54	0.09	-0.8	-0.18	-0.13	-0.38	0.36	-0.59	0.42	0.19	-0.08		-0.22	-0.05	-0.53	-0.53	-0.49	-0.04	0.09	-0.75	-0.26
Total Liab	1.0	0.43	-0.61	-0.52	0.78	0.78	0.41	0.67	0.45	0.48	0.43	0.61	0.69	-0.76	0.73	0.03	-0.22		0.58	0.0	0.91	0.91	0.57	0.25	0.33	0.79
Total Current Assets	0.59	0.0	-0.1	-0.21	0.83	0.48	0.63	0.27	-0.06	-0.43	0.0	0.61	0.59	-0.22	0.64	-0.76	-0.05	0.58		0.27	0.59	0.69	1.0	0.91	-0.23	0.18
Intangible Assets	0.0	0.06	0.72	0.76	0.01	0.09	0.51	0.13	-0.44	-0.27	0.06	0.0	0.72	0.3	-0.02	-0.49	-0.53	0.0	0.27		0.28	0.31	0.28	0.4	-0.06	-0.32
Property Plant Equipment	0.9	0.42	-0.36	-0.2	0.69	0.83	0.36	0.78	0.43	0.36	0.42	0.37	0.84	-0.68	0.51	-0.11	-0.53	0.91	0.59	0.28		0.97	0.58	0.31	0.44	0.73
Property Plant And Equipment Net	0.91	0.46	-0.31	-0.19	0.75	0.85	0.46	0.77	0.34	0.26	0.46	0.5	0.85	-0.65	0.62	-0.2	-0.49	0.91	0.69	0.31	0.97		0.67	0.4	0.36	0.62
Non Current Assets Total	0.58	-0.06	-0.1	-0.21	0.84	0.47	0.66	0.25	-0.1	-0.45	-0.06	0.6	0.58	-0.2	0.63	-0.77	-0.04	0.57	1.0	0.28	0.58	0.67		0.92	-0.26	0.18
Non Currrent Assets Other	0.27	-0.22	0.22	0.03	0.6	0.16	0.66	-0.06	-0.32	-0.68	-0.22	0.5	0.44	0.17	0.45	-0.94	0.09	0.25	0.91	0.4	0.31	0.4	0.92		-0.51	-0.14
Net Receivables	0.32	0.6	-0.38	-0.01	-0.11	0.49	-0.48	0.84	0.6	0.55	0.59	-0.35	0.26	-0.74	-0.16	0.58	-0.75	0.33	-0.23	-0.06	0.44	0.36	-0.26	-0.51		0.57
Common Stock Total Equity	0.78	0.26	-0.81	-0.64	0.43	0.67	-0.07	0.66	0.69	0.65	0.26	0.13	0.35	-0.86	0.3	0.38	-0.26	0.79	0.18	-0.32	0.73	0.62	0.18	-0.14	0.57

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Principal Financial Account Relationship Matchups

Principal Financial fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	291.1B	313.5B	321.2B	303.0B	305.0B	207.9B
Short Long Term Debt Total	3.8B	4.4B	4.4B	24.5B	4.0B	3.9B
Other Current Liab	(93.4M)	(107M)	(95.3M)	19.2M	(19.7B)	(18.7B)
Total Current Liabilities	93.4M	84.7M	79.8M	20.5B	73M	69.4M
Total Stockholder Equity	14.6B	16.6B	16.1B	10.0B	10.9B	10.5B
Other Liab	254.2B	272.2B	283.8B	253.7B	291.7B	306.3B
Net Debt	1.3B	1.5B	2.0B	(770.3M)	(715.7M)	(679.9M)
Retained Earnings	11.1B	11.8B	12.9B	17.0B	16.7B	17.5B
Cash	2.5B	2.8B	2.3B	4.8B	4.7B	2.5B
Other Assets	139.6B	144.5B	153.7B	288.0B	294.7B	167.2B
Long Term Debt	3.7B	4.3B	4.3B	24.4B	3.9B	3.5B
Cash And Short Term Investments	72.6B	81.6B	80.5B	67.7B	4.7B	4.5B
Good Will	1.7B	1.7B	1.6B	1.6B	1.6B	954.5M
Common Stock Shares Outstanding	281M	276.6M	272.9M	255.3M	244.6M	238.2M
Short Term Investments	70.1B	78.7B	78.2B	62.9B	22.5B	32.1B
Liabilities And Stockholders Equity	291.1B	313.5B	321.2B	303.0B	305.0B	207.9B
Non Current Liabilities Total	5.5B	6.6B	6.6B	261.4B	274.1B	287.8B
Other Stockholder Equity	2.5B	2.3B	1.6B	153.5M	(427.1M)	(405.7M)
Total Liab	276.1B	296.6B	304.7B	292.7B	293.8B	197.2B
Total Current Assets	74.4B	83.3B	82.3B	10.9B	4.7B	4.5B
Accumulated Other Comprehensive Income	1.0B	2.4B	1.6B	(7.2B)	(5.3B)	(5.1B)
Intangible Assets	1.8B	1.7B	1.6B	1.5B	1.5B	1.2B
Property Plant Equipment	967.7M	1.0B	1.0B	996.1M	1.1B	672.2M
Property Plant And Equipment Net	967.7M	1.0B	1.0B	996.1M	938.4M	692.8M
Non Current Assets Total	77.1B	85.7B	85.2B	4.1B	5.6B	5.3B
Non Currrent Assets Other	(1.8B)	(2.3B)	(2.3B)	(66.6B)	(66.4B)	(69.7B)
Net Receivables	1.7B	1.7B	1.8B	26.3B	24.6B	25.8B
Other Current Assets	7.3B	7.7B	6.5B	11.5B	10.6B	10.1B
Property Plant And Equipment Gross	759.5M	767.3M	967.7M	1.0B	1.2B	633.3M
Treasury Stock	(7.4B)	(7.7B)	(8.0B)	(8.9B)	(8.0B)	(7.6B)
Short Term Debt	93.4M	84.7M	79.8M	80.7M	61.1M	58.0M
Noncontrolling Interest In Consolidated Entity	67.8M	58.4M	56.4M	41.1M	47.3M	51.5M
Accounts Payable	16.2M	22.3M	15.5M	20.4B	19.6B	20.6B
Retained Earnings Total Equity	11.1B	11.8B	12.9B	17.0B	19.6B	20.6B
Inventory	(7.3B)	(7.7B)	(6.5B)	(94.6B)	(57.7B)	(54.8B)
Deferred Long Term Liab	1.8B	2.3B	2.3B	1.2B	1.4B	1.1B
Net Tangible Assets	11.4B	13.4B	13.2B	7.1B	8.2B	10.4B

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When determining whether Principal Financial is a strong investment it is important to analyze Principal Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Principal Financial's future performance. For an informed investment choice regarding Principal Stock, refer to the following important reports:

How To Invest In Principal

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Is Principal Stock a good investment?

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What is Principal Financial's Net Worth?

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Largest Life & Health Insurance Companies

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Largest Asset Management Companies

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Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Principal Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

You can also try the Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.

Is Life & Health Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Principal Financial. If investors know Principal will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Principal Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.06)

Dividend Share

2.79

Earnings Share

(0.74)

Revenue Per Share

59.953

Quarterly Revenue Growth

(0.34)

The market value of Principal Financial is measured differently than its book value, which is the value of Principal that is recorded on the company's balance sheet. Investors also form their own opinion of Principal Financial's value that differs from its market value or its book value, called intrinsic value, which is Principal Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Principal Financial's market value can be influenced by many factors that don't directly affect Principal Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Principal Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Principal Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Principal Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Principal Operating Income vs Interest Expense Analysis

Operating Income vs Interest Expense

Operating Income vs Interest Expense Correlation Analysis

Correlation Coefficient

Operating Income

Interest Expense

Principal Financial fundamental ratios Correlations

Principal Financial Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Principal Financial fundamental ratios Accounts

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COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Total Liab	+ 1.0	Total Assets
Long Term Debt	+ 1.0	Short Long Term Debt Total
Non Current Assets Total	+ 1.0	Total Current Assets
Property Plant And Equipment Net	+ 0.97	Property Plant Equipment
Short Term Investments	+ 0.96	Cash And Short Term Investments
Total Current Liabilities	+ 0.93	Other Current Liab

Non Currrent Assets Other	- 0.94	Non Current Liabilities Total
Common Stock Total Equity	- 0.86	Common Stock Shares Outstanding
Common Stock Shares Outstanding	- 0.84	Retained Earnings
Common Stock Total Equity	- 0.81	Other Current Liab
Other Stockholder Equity	- 0.8	Retained Earnings
Non Current Assets Total	- 0.77	Non Current Liabilities Total