Primerica Gross Profit vs Net Interest Income Analysis

PRI Stock  USD 296.97  0.01  0%   
Primerica financial indicator trend analysis is much more than just breaking down Primerica prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Primerica is a good investment. Please check the relationship between Primerica Gross Profit and its Net Interest Income accounts. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Primerica. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
For more detail on how to invest in Primerica Stock please use our How to Invest in Primerica guide.

Gross Profit vs Net Interest Income

Gross Profit vs Net Interest Income Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Primerica Gross Profit account and Net Interest Income. At this time, the significance of the direction appears to have fragmental relationship.
The correlation between Primerica's Gross Profit and Net Interest Income is 0.44. Overlapping area represents the amount of variation of Gross Profit that can explain the historical movement of Net Interest Income in the same time period over historical financial statements of Primerica, assuming nothing else is changed. The correlation between historical values of Primerica's Gross Profit and Net Interest Income is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Gross Profit of Primerica are associated (or correlated) with its Net Interest Income. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Net Interest Income has no effect on the direction of Gross Profit i.e., Primerica's Gross Profit and Net Interest Income go up and down completely randomly.

Correlation Coefficient

0.44
Relationship DirectionPositive 
Relationship StrengthWeak

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Primerica minus its cost of goods sold. It is profit before Primerica operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Net Interest Income

The difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities.
Most indicators from Primerica's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Primerica current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Primerica. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
For more detail on how to invest in Primerica Stock please use our How to Invest in Primerica guide.As of now, Primerica's Sales General And Administrative To Revenue is decreasing as compared to previous years. The Primerica's current Enterprise Value Over EBITDA is estimated to increase to 5.88, while Selling General Administrative is projected to decrease to under 222.2 M.
 2021 2022 2023 2024 (projected)
Gross Profit2.4B2.4B2.5B1.9B
Total Revenue2.7B2.7B2.8B2.1B

Primerica fundamental ratios Correlations

-0.420.750.250.590.790.60.780.750.560.13-0.470.740.380.61-0.740.06-0.570.90.680.660.730.720.94-0.7-0.21
-0.42-0.22-0.09-0.11-0.35-0.32-0.1-0.32-0.24-0.150.17-0.7-0.77-0.210.580.060.42-0.39-0.25-0.13-0.35-0.45-0.410.510.05
0.75-0.220.070.450.610.320.710.41-0.010.05-0.060.570.410.25-0.520.59-0.40.750.70.470.420.530.74-0.48-0.47
0.25-0.090.07-0.01-0.350.89-0.270.710.41-0.58-0.31-0.26-0.490.680.35-0.50.56-0.180.00.23-0.01-0.22-0.050.44-0.05
0.59-0.110.45-0.010.550.260.590.370.270.09-0.270.50.220.21-0.510.14-0.440.610.440.410.450.430.63-0.51-0.15
0.79-0.350.61-0.350.550.050.850.270.40.51-0.360.830.620.21-0.930.25-0.910.950.650.470.760.810.92-0.95-0.13
0.6-0.320.320.890.260.050.060.890.53-0.4-0.390.13-0.180.75-0.09-0.390.130.230.230.420.290.220.380.01-0.09
0.78-0.10.71-0.270.590.850.060.360.250.34-0.230.750.430.24-0.740.38-0.670.920.60.640.60.670.86-0.76-0.16
0.75-0.320.410.710.370.270.890.360.64-0.29-0.450.35-0.070.73-0.3-0.39-0.050.450.290.520.550.370.57-0.230.03
0.56-0.24-0.010.410.270.40.530.250.640.13-0.870.26-0.10.68-0.32-0.7-0.190.350.310.380.650.160.43-0.330.1
0.13-0.150.05-0.580.090.51-0.40.34-0.290.13-0.430.430.46-0.4-0.530.27-0.620.380.57-0.220.220.250.33-0.59-0.46
-0.470.17-0.06-0.31-0.27-0.36-0.39-0.23-0.45-0.87-0.43-0.240.06-0.40.280.440.18-0.31-0.61-0.12-0.520.01-0.380.30.35
0.74-0.70.57-0.260.50.830.130.750.350.260.43-0.240.840.15-0.930.27-0.80.880.560.450.630.770.86-0.9-0.16
0.38-0.770.41-0.490.220.62-0.180.43-0.07-0.10.460.060.84-0.19-0.780.46-0.740.610.40.080.340.620.54-0.76-0.19
0.61-0.210.250.680.210.210.750.240.730.68-0.4-0.40.15-0.19-0.11-0.510.060.290.090.770.350.190.37-0.060.24
-0.740.58-0.520.35-0.51-0.93-0.09-0.74-0.3-0.32-0.530.28-0.93-0.78-0.11-0.220.95-0.91-0.57-0.36-0.72-0.88-0.890.990.1
0.060.060.59-0.50.140.25-0.390.38-0.39-0.70.270.440.270.46-0.51-0.22-0.290.320.41-0.09-0.180.240.21-0.22-0.55
-0.570.42-0.40.56-0.44-0.910.13-0.67-0.05-0.19-0.620.18-0.8-0.740.060.95-0.29-0.81-0.49-0.23-0.6-0.85-0.780.970.06
0.9-0.390.75-0.180.610.950.230.920.450.350.38-0.310.880.610.29-0.910.32-0.810.70.570.720.830.98-0.9-0.21
0.68-0.250.70.00.440.650.230.60.290.310.57-0.610.560.40.09-0.570.41-0.490.70.130.460.360.69-0.57-0.8
0.66-0.130.470.230.410.470.420.640.520.38-0.22-0.120.450.080.77-0.36-0.09-0.230.570.130.340.420.59-0.330.25
0.73-0.350.42-0.010.450.760.290.60.550.650.22-0.520.630.340.35-0.72-0.18-0.60.720.460.340.60.76-0.720.05
0.72-0.450.53-0.220.430.810.220.670.370.160.250.010.770.620.19-0.880.24-0.850.830.360.420.60.84-0.850.08
0.94-0.410.74-0.050.630.920.380.860.570.430.33-0.380.860.540.37-0.890.21-0.780.980.690.590.760.84-0.87-0.2
-0.70.51-0.480.44-0.51-0.950.01-0.76-0.23-0.33-0.590.3-0.9-0.76-0.060.99-0.220.97-0.9-0.57-0.33-0.72-0.85-0.870.09
-0.210.05-0.47-0.05-0.15-0.13-0.09-0.160.030.1-0.460.35-0.16-0.190.240.1-0.550.06-0.21-0.80.250.050.08-0.20.09
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Primerica Account Relationship Matchups

Primerica fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets13.7B14.9B16.1B15.3B15.0B13.6B
Other Current Liab(340.0M)(743.2M)(826.4M)(436.9M)(536.5M)(509.6M)
Total Current Liabilities340.0M519.7M600.4M740.2M22.7M21.5M
Total Stockholder Equity1.7B1.8B2.1B1.7B2.1B1.6B
Other Liab9.5B10.2B10.6B10.4B11.9B7.4B
Net Debt1.4B1.2B1.6B1.6B1.4B1.5B
Retained Earnings1.6B1.7B2.0B2.0B2.3B1.3B
Accounts Payable340.0M519.7M585.4M538.3M513.8M337.0M
Cash256.9M547.6M392.5M489.2M613.1M354.2M
Non Current Assets Total3.7B4.0B4.7B353.7M11.1B11.7B
Non Currrent Assets Other(69.5M)(69.3M)(81.8M)(4.2B)(534.4M)(561.1M)
Other Assets2.9B3.3B3.4B12.0B588.6M559.2M
Cash And Short Term Investments2.6B3.0B3.2B3.1B3.3B2.0B
Net Receivables4.5B4.6B4.8B4.6B3.5B3.5B
Common Stock Shares Outstanding42.3M40.2M39.7M38.1M36.0M43.6M
Short Term Investments2.4B2.5B2.8B2.6B276K262.2K
Liabilities And Stockholders Equity13.7B14.9B16.1B15.3B15.0B13.6B
Other Stockholder Equity58.8M129.7M5.2M(11.4M)(1.0)(0.95)
Total Liab12.0B13.1B14.0B13.6B13.0B11.3B
Total Current Assets7.1B7.6B8.0B3.0B3.3B3.7B
Accumulated Other Comprehensive Income58.8M129.7M72.4M(252.3M)(211.3M)(200.8M)
Property Plant Equipment94.1M105.0M47.9M93.9M107.9M113.3M
Short Long Term Debt Total1.6B1.8B2.0B2.7B2.0B1.6B
Long Term Debt1.6B1.7B2.0B2.0B2.0B1.2B
Common Stock Total Equity427K412K393K394K354.6K401.3K
Non Current Liabilities Total1.8B2.0B2.3B12.9B12.9B13.6B
Other Current Assets709.8M1.0B1.2B1.2B1.2B1.3B
Common Stock412K393K394K368K350K385.0K
Net Tangible Assets1.6B1.8B1.7B1.4B1.6B1.5B
Retained Earnings Total Equity1.5B1.6B1.7B2.0B2.3B1.3B
Inventory(709.8M)(1.0B)(1.2B)(5.8B)(5.1B)(4.8B)
Deferred Long Term Liab164.4M189.0M202.4M226M259.9M167.6M
Long Term Investments3.7B3.9B4.2B4.0B4.2B3.3B
Non Current Liabilities Other9.6B10.3B11.1B11.8B13.6B9.7B
Property Plant And Equipment Net47.3M46.6M47.9M40.5M115.1M120.8M
Long Term Debt Total1.6B1.7B2.0B2.0B2.3B1.3B
Property Plant And Equipment Gross28.1M36.0M93.4M104.3M119.9M125.9M

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When determining whether Primerica offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Primerica's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Primerica Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Primerica Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Primerica. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
For more detail on how to invest in Primerica Stock please use our How to Invest in Primerica guide.
You can also try the Fundamentals Comparison module to compare fundamentals across multiple equities to find investing opportunities.
Is Life & Health Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Primerica. If investors know Primerica will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Primerica listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.143
Dividend Share
3.3
Earnings Share
19.74
Revenue Per Share
90.798
Quarterly Revenue Growth
0.107
The market value of Primerica is measured differently than its book value, which is the value of Primerica that is recorded on the company's balance sheet. Investors also form their own opinion of Primerica's value that differs from its market value or its book value, called intrinsic value, which is Primerica's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Primerica's market value can be influenced by many factors that don't directly affect Primerica's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Primerica's value and its price as these two are different measures arrived at by different means. Investors typically determine if Primerica is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Primerica's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.