Primerica Stock Buy Hold or Sell Recommendation
| PRI Stock | USD 296.97 2.39 0.81% |
Considering the 90-day investment horizon and your above-average risk tolerance, our recommendation regarding Primerica is 'Strong Hold'. The recommendation algorithm takes into account all of Primerica's available fundamental, technical, and predictive indicators you will find on this site.
Check out Primerica Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more detail on how to invest in Primerica Stock please use our How to Invest in Primerica guide. In addition, we conduct extensive research on individual companies such as Primerica and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Primerica. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
Primerica |
Execute Primerica Buy or Sell Advice
The Primerica recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Primerica. Macroaxis does not own or have any residual interests in Primerica or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Primerica's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Hold
Market Performance | Good | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Moves indifferently to market moves | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Primerica Trading Alerts and Improvement Suggestions
| Over 94.0% of the company shares are owned by institutional investors | |
| Latest headline from finance.yahoo.com: Primerica Is Up 8.49 percent in One Week What You Should Know |
Primerica Returns Distribution Density
The distribution of Primerica's historical returns is an attempt to chart the uncertainty of Primerica's future price movements. The chart of the probability distribution of Primerica daily returns describes the distribution of returns around its average expected value. We use Primerica price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Primerica returns is essential to provide solid investment advice for Primerica.
| Mean Return | 0.21 | Value At Risk | -1.29 | Potential Upside | 2.39 | Standard Deviation | 1.18 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Primerica historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Primerica Stock Institutional Investors
| Shares | Lyrical Asset Management Lp | 2024-06-30 | 642.5 K | Dimensional Fund Advisors, Inc. | 2024-09-30 | 617.2 K | Amvescap Plc. | 2024-06-30 | 589.4 K | Fiduciary Management, Inc. Of Milwaukee | 2024-06-30 | 482.6 K | Morgan Stanley - Brokerage Accounts | 2024-06-30 | 433.3 K | Wells Fargo & Co | 2024-06-30 | 388.9 K | Bank Of New York Mellon Corp | 2024-06-30 | 372.6 K | Charles Schwab Investment Management Inc | 2024-09-30 | 332.5 K | Northern Trust Corp | 2024-09-30 | 300.1 K | Kayne Anderson Rudnick Investment Management Llc | 2024-06-30 | 3.6 M | Vanguard Group Inc | 2024-09-30 | 3.5 M |
Primerica Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | (5.3M) | 290.7M | (155.1M) | 96.7M | 123.9M | 130.1M | |
| Free Cash Flow | 460.1M | 615.8M | 632.3M | 731.9M | 658.6M | 459.0M | |
| Depreciation | 18.3M | 17.7M | 29.8M | 34.2M | 32.0M | 17.7M | |
| Other Non Cash Items | 219.3M | 256.8M | 326.5M | 440.4M | (249.8M) | (237.4M) | |
| Dividends Paid | 57.6M | 64.3M | 74.6M | 83.8M | 93.7M | 65.1M | |
| Capital Expenditures | 25.4M | 27.6M | 24.7M | 25.8M | 33.9M | 35.6M | |
| Net Income | 366.4M | 386.2M | 372.0M | 368.0M | 576.6M | 347.0M | |
| End Period Cash Flow | 256.9M | 547.6M | 392.5M | 489.2M | 613.1M | 354.2M | |
| Change To Netincome | (17.9M) | 51.0M | 61.5M | (482.0M) | (433.8M) | (412.1M) | |
| Investments | (176.4M) | (25.9M) | (404.2M) | (200.0M) | (191.1M) | (200.6M) | |
| Change Receivables | 53.6M | (24.8M) | (132.5M) | 14.4M | 16.5M | 17.3M |
Primerica Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Primerica or Insurance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Primerica's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Primerica stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.11 | |
β | Beta against Dow Jones | 1.01 | |
σ | Overall volatility | 1.20 | |
Ir | Information ratio | 0.09 |
Primerica Volatility Alert
Primerica has low volatility with Treynor Ratio of 0.19, Maximum Drawdown of 6.26 and kurtosis of 4.07. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Primerica's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Primerica's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Primerica Fundamentals Vs Peers
Comparing Primerica's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Primerica's direct or indirect competition across all of the common fundamentals between Primerica and the related equities. This way, we can detect undervalued stocks with similar characteristics as Primerica or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Primerica's fundamental indicators could also be used in its relative valuation, which is a method of valuing Primerica by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Primerica to competition |
| Fundamentals | Primerica | Peer Average |
| Return On Equity | 0.32 | -0.31 |
| Return On Asset | 0.0423 | -0.14 |
| Profit Margin | 0.15 % | (1.27) % |
| Operating Margin | 0.35 % | (5.51) % |
| Current Valuation | 11.35 B | 16.62 B |
| Shares Outstanding | 33.37 M | 571.82 M |
| Shares Owned By Insiders | 0.61 % | 10.09 % |
| Shares Owned By Institutions | 93.92 % | 39.21 % |
| Number Of Shares Shorted | 175.56 K | 4.71 M |
| Price To Earning | 15.58 X | 28.72 X |
| Price To Book | 5.05 X | 9.51 X |
| Price To Sales | 3.17 X | 11.42 X |
| Revenue | 2.82 B | 9.43 B |
| Gross Profit | 1.66 B | 27.38 B |
| EBITDA | 2.6 B | 3.9 B |
| Net Income | 576.6 M | 570.98 M |
| Cash And Equivalents | 489.24 M | 2.7 B |
| Cash Per Share | 11.01 X | 5.01 X |
| Total Debt | 2.04 B | 5.32 B |
| Debt To Equity | 1.21 % | 48.70 % |
| Current Ratio | 3.99 X | 2.16 X |
| Book Value Per Share | 58.10 X | 1.93 K |
| Cash Flow From Operations | 692.52 M | 971.22 M |
| Short Ratio | 1.47 X | 4.00 X |
| Earnings Per Share | 19.74 X | 3.12 X |
| Price To Earnings To Growth | 1.05 X | 4.89 X |
| Target Price | 304.83 | |
| Number Of Employees | 2.85 K | 18.84 K |
| Beta | 1.08 | -0.15 |
| Market Capitalization | 9.94 B | 19.03 B |
| Total Asset | 15.03 B | 29.47 B |
| Retained Earnings | 2.28 B | 9.33 B |
| Annual Yield | 0.01 % |
Note: Acquisition by Joel Babbit of tradable shares of Primerica at 249.66 subject to Rule 16b-3 [view details]
Primerica Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Primerica . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Primerica Buy or Sell Advice
When is the right time to buy or sell Primerica? Buying financial instruments such as Primerica Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having Primerica in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Education Thematic Idea Now
Education
Companies involved in apprenticeship, education, tutoring, schooling, online universities, and other learning services. The Education theme has 45 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Education Theme or any other thematic opportunities.
| View All Next | Launch |
Check out Primerica Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more detail on how to invest in Primerica Stock please use our How to Invest in Primerica guide.You can also try the Sign In To Macroaxis module to sign in to explore Macroaxis' wealth optimization platform and fintech modules.
Is Life & Health Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Primerica. If investors know Primerica will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Primerica listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.143 | Dividend Share 3.3 | Earnings Share 19.74 | Revenue Per Share 90.798 | Quarterly Revenue Growth 0.107 |
The market value of Primerica is measured differently than its book value, which is the value of Primerica that is recorded on the company's balance sheet. Investors also form their own opinion of Primerica's value that differs from its market value or its book value, called intrinsic value, which is Primerica's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Primerica's market value can be influenced by many factors that don't directly affect Primerica's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Primerica's value and its price as these two are different measures arrived at by different means. Investors typically determine if Primerica is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Primerica's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.