Primerica Financial Statements From 2010 to 2026

PRI Stock  USD 262.62  3.16  1.22%   
Primerica's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Primerica's valuation are provided below:
Gross Profit
2.4 B
Profit Margin
0.2163
Market Capitalization
8.4 B
Enterprise Value Revenue
2.9977
Revenue
3.3 B
We have found one hundred twenty available trending fundamental ratios for Primerica, which can be analyzed and compared to other ratios and to its competitors. Traders should compare all of Primerica recent fundamentals against the fundamentals between 2010 and 2026 to make sure the company is sustainable this year. The current Market Cap is estimated to decrease to about 2.2 B. Enterprise Value is estimated to decrease to about 2.2 B

Primerica Total Revenue

2.14 Billion

Check Primerica financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Primerica's main balance sheet or income statement drivers, such as Depreciation And Amortization of 18.1 M, Interest Expense of 26.8 M or Selling General Administrative of 541.7 M, as well as many indicators such as Price To Sales Ratio of 1.53, Dividend Yield of 0.0133 or PTB Ratio of 3.88. Primerica financial statements analysis is a perfect complement when working with Primerica Valuation or Volatility modules.
  
Build AI portfolio with Primerica Stock
Check out the analysis of Primerica Correlation against competitors.
For more detail on how to invest in Primerica Stock please use our How to Invest in Primerica guide.

Primerica Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets13.7 B16.8 B13 B
Slightly volatile
Total Current Liabilities589.7 M561.6 M257.6 M
Slightly volatile
Total Stockholder Equity1.7 BB1.8 B
Very volatile
Other Liabilities7.4 B11.9 B8.6 B
Slightly volatile
Retained Earnings1.3 BB1.5 B
Slightly volatile
Accounts Payable348.1 M561.6 M363.6 M
Slightly volatile
Cash830.5 M791 M395.9 M
Slightly volatile
Non Current Assets Total11.9 B11.4 B3.9 B
Slightly volatile
Other Assets9.5 B12.3 B9.4 B
Slightly volatile
Cash And Short Term Investments1.9 B1.9 BB
Slightly volatile
Net Receivables3.5 B3.5 B3.7 B
Slightly volatile
Common Stock Shares Outstanding42.7 M30.8 M47.9 M
Slightly volatile
Short Term Investments1.8 B1.1 B1.8 B
Pretty Stable
Liabilities And Stockholders Equity13.7 B16.8 B13 B
Slightly volatile
Total Liabilities11.4 B14.2 B11.1 B
Slightly volatile
Total Current Assets3.6 B5.4 B3.7 B
Slightly volatile
Intangible Assets91.7 M52.1 M82.8 M
Slightly volatile
Property Plant Equipment107.1 M102 M57.7 M
Slightly volatile
Short and Long Term Debt Total1.6 B2.2 B1.5 B
Slightly volatile
Long Term Debt1.3 B2.2 B1.2 B
Slightly volatile
Common Stock Total Equity401.3 K354.6 K468.1 K
Slightly volatile
Non Current Liabilities Total10.4 B13.6 B9.7 B
Slightly volatile
Common Stock377.2 K300.6 K455.9 K
Slightly volatile
Net Tangible Assets1.5 B1.6 B1.4 B
Slightly volatile
Retained Earnings Total Equity1.3 B2.3 B1.3 B
Slightly volatile
Deferred Long Term Liabilities167.6 M259.9 M169.4 M
Slightly volatile
Long Term Investments3.4 B4.9 B3.1 B
Slightly volatile
Non Current Liabilities Other9.7 B13.6 B9.6 B
Slightly volatile
Property Plant And Equipment Net60.8 M100.9 M53.4 M
Slightly volatile
Long Term Debt Total1.4 B2.2 B1.2 B
Slightly volatile
Property Plant And Equipment Gross125.9 M119.9 M63.1 M
Slightly volatile
Cash And Equivalents457.3 M791 M368.3 M
Slightly volatile
Net Invested Capital3.9 B4.8 B3.2 B
Slightly volatile
Capital Stock306.1 K300.6 K394.2 K
Slightly volatile
Capital Lease Obligations59.2 M63.8 M54.6 M
Slightly volatile
Warrants5.8 M6.5 M7.1 M
Slightly volatile

Primerica Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization18.1 M26.9 M18.1 M
Slightly volatile
Selling And Marketing Expenses356.9 M659.2 M364 M
Slightly volatile
Total Revenue2.1 B3.6 B2.1 B
Slightly volatile
Gross Profit3.7 B3.6 B1.6 B
Slightly volatile
Other Operating Expenses1.5 B1.2 B1.4 B
Slightly volatile
Operating Income1.2 B1.2 B573 M
Slightly volatile
EBIT702 M1.2 B697 M
Slightly volatile
EBITDA716.2 M1.1 B706.7 M
Slightly volatile
Cost Of Revenue27.3 M28.8 M657.8 M
Very volatile
Income Before Tax544.3 M1.1 B532.7 M
Slightly volatile
Net Income Applicable To Common Shares356.4 M539.1 M341.6 M
Slightly volatile
Net Income366.4 M541.1 M353.5 M
Slightly volatile
Income Tax Expense114.1 M197.2 M135.2 M
Pretty Stable
Net Income From Continuing Ops869.6 M828.1 M372.7 M
Slightly volatile
Non Operating Income Net Other9.1 M10.2 M11.2 M
Slightly volatile
Discontinued Operations1.3 M1.4 M1.6 M
Slightly volatile
Tax Provision131.8 M252 M122.8 M
Slightly volatile
Interest Income40 M72 M37.8 M
Slightly volatile
Reconciled Depreciation25.1 M26.9 M19.4 M
Slightly volatile

Primerica Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation21.4 M22.6 M35.7 M
Slightly volatile
Free Cash Flow484.4 M957.8 M466.9 M
Slightly volatile
Begin Period Cash Flow740.4 M705.1 M329.8 M
Slightly volatile
Depreciation18.1 M26.9 M18.1 M
Slightly volatile
Capital Expenditures17.2 M33.6 M18.4 M
Slightly volatile
Total Cash From Operating Activities501.6 M991.4 M485.3 M
Slightly volatile
Net Income353.6 M541.1 M340.4 M
Slightly volatile
End Period Cash Flow830.5 M791 M395.9 M
Slightly volatile
Change To Operating Activities354.1 M517.6 M311.5 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.532.72.1136
Slightly volatile
Dividend Yield0.01330.0140.0231
Slightly volatile
PTB Ratio3.883.692.6935
Slightly volatile
Days Sales Outstanding354322622
Slightly volatile
Book Value Per Share31.6159.5538.8056
Slightly volatile
Free Cash Flow Yield0.170.10.1136
Pretty Stable
Operating Cash Flow Per Share23.8622.7312.0538
Slightly volatile
Stock Based Compensation To Revenue0.01170.00930.0106
Slightly volatile
Capex To Depreciation0.741.120.9862
Pretty Stable
PB Ratio3.883.692.6935
Slightly volatile
EV To Sales1.773.072.4936
Slightly volatile
Free Cash Flow Per Share23.0521.9511.5966
Slightly volatile
ROIC0.06060.0460.0744
Pretty Stable
Net Income Per Share13.0212.48.2918
Slightly volatile
Payables Turnover2.293.281.8508
Slightly volatile
Sales General And Administrative To Revenue0.190.10.1048
Pretty Stable
Capex To Revenue0.00630.00850.0086
Pretty Stable
Cash Per Share31.3644.3745.1177
Slightly volatile
POCF Ratio12.6812.3610.9344
Pretty Stable
Interest Coverage35.4633.7718.4416
Slightly volatile
Payout Ratio0.320.280.1875
Pretty Stable
Capex To Operating Cash Flow0.05690.0390.0455
Pretty Stable
PFCF Ratio14.0412.811.5428
Pretty Stable
Days Payables Outstanding187115323
Slightly volatile
Income Quality1.11.651.2821
Slightly volatile
ROE0.140.190.1901
Slightly volatile
EV To Operating Cash Flow14.5514.0512.7723
Very volatile
PE Ratio9.417.7312.9542
Slightly volatile
Return On Tangible Assets0.0210.02910.0262
Pretty Stable
EV To Free Cash Flow16.0714.5413.4739
Very volatile
Earnings Yield0.05550.05840.0928
Slightly volatile
Intangibles To Total Assets0.00270.00280.0086
Very volatile
Current Ratio10.5411.0962.0877
Slightly volatile
Tangible Book Value Per Share29.5858.3636.1185
Slightly volatile
Receivables Turnover1.31.170.7369
Pretty Stable
Graham Number13512986.4285
Slightly volatile
Shareholders Equity Per Share31.659.5538.7942
Slightly volatile
Debt To Equity0.560.780.6991
Slightly volatile
Capex Per Share0.810.770.4566
Slightly volatile
Revenue Per Share85.581.4348.8392
Slightly volatile
Interest Debt Per Share54.7652.1631.7183
Slightly volatile
Debt To Assets0.06930.120.0875
Slightly volatile
Enterprise Value Over EBITDA6.39.68.7528
Pretty Stable
Short Term Coverage Ratios1301371.3 K
Slightly volatile
Price Earnings Ratio9.417.7312.9542
Slightly volatile
Price Book Value Ratio3.883.692.6935
Slightly volatile
Days Of Payables Outstanding187115323
Slightly volatile
Dividend Payout Ratio0.320.280.1875
Pretty Stable
Price To Operating Cash Flows Ratio12.6812.3610.9344
Pretty Stable
Price To Free Cash Flows Ratio14.0412.811.5428
Pretty Stable
Pretax Profit Margin0.280.350.2539
Slightly volatile
Ebt Per Ebit0.90.841.0313
Slightly volatile
Operating Profit Margin0.260.350.246
Pretty Stable
Effective Tax Rate0.330.270.2808
Slightly volatile
Company Equity Multiplier5.775.817.5962
Very volatile
Long Term Debt To Capitalization0.310.410.3836
Slightly volatile
Total Debt To Capitalization0.310.420.3869
Slightly volatile
Return On Capital Employed0.0310.060.0385
Slightly volatile
Debt Equity Ratio0.560.780.6991
Slightly volatile
Ebit Per Revenue0.260.350.246
Pretty Stable
Quick Ratio8.258.6898.813
Pretty Stable
Dividend Paid And Capex Coverage Ratio5.035.466.0956
Pretty Stable
Net Income Per E B T0.540.450.672
Pretty Stable
Cash Ratio1.541.627.1223
Pretty Stable
Operating Cash Flow Sales Ratio0.180.250.2138
Slightly volatile
Days Of Sales Outstanding354322622
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.760.870.9384
Slightly volatile
Cash Flow Coverage Ratios0.270.40.3437
Pretty Stable
Price To Book Ratio3.883.692.6935
Slightly volatile
Fixed Asset Turnover57.9340.556.5499
Slightly volatile
Capital Expenditure Coverage Ratio46.6233.9231.3187
Very volatile
Price Cash Flow Ratio12.6812.3610.9344
Pretty Stable
Enterprise Value Multiple6.39.68.7528
Pretty Stable
Debt Ratio0.06930.120.0875
Slightly volatile
Cash Flow To Debt Ratio0.270.40.3437
Pretty Stable
Price Sales Ratio1.532.72.1136
Slightly volatile
Return On Assets0.02090.0290.0259
Pretty Stable
Asset Turnover0.120.190.1509
Slightly volatile
Net Profit Margin0.140.15230.1662
Very volatile
Gross Profit Margin0.750.490.6695
Slightly volatile
Price Fair Value3.883.692.6935
Slightly volatile
Return On Equity0.140.190.1901
Slightly volatile

Primerica Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap2.2 B3.9 B3.4 B
Slightly volatile
Enterprise Value2.2 B3.5 B3.3 B
Slightly volatile

Primerica Fundamental Market Drivers

Forward Price Earnings14.0449
Cash And Short Term Investments1.7 B

Primerica Upcoming Events

22nd of February 2024
Upcoming Quarterly Report
View
13th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
22nd of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Primerica Financial Statements

Investors use fundamental indicators, such as Primerica's revenue or net income, to determine how well the company is positioned to perform in the future. Although Primerica's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Current Deferred Revenue-5.1 M-4.9 M
Total Revenue3.6 B2.1 B
Cost Of Revenue28.8 M27.3 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.10  0.19 
Capex To Revenue 0.01  0.01 
Revenue Per Share 81.43  85.50 
Ebit Per Revenue 0.35  0.26 

Currently Active Assets on Macroaxis

When determining whether Primerica offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Primerica's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Primerica Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Primerica Stock:
Check out the analysis of Primerica Correlation against competitors.
For more detail on how to invest in Primerica Stock please use our How to Invest in Primerica guide.
You can also try the Equity Valuation module to check real value of public entities based on technical and fundamental data.
Is Life & Health Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Primerica. If investors know Primerica will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Primerica listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.314
Dividend Share
4.16
Earnings Share
21.66
Revenue Per Share
101.045
Quarterly Revenue Growth
0.081
The market value of Primerica is measured differently than its book value, which is the value of Primerica that is recorded on the company's balance sheet. Investors also form their own opinion of Primerica's value that differs from its market value or its book value, called intrinsic value, which is Primerica's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Primerica's market value can be influenced by many factors that don't directly affect Primerica's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Primerica's value and its price as these two are different measures arrived at by different means. Investors typically determine if Primerica is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Primerica's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.