Primerica Financial Statements From 2010 to 2024

PRI Stock  USD 296.97  2.39  0.81%   
Primerica financial statements provide useful quarterly and yearly information to potential Primerica investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Primerica financial statements helps investors assess Primerica's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Primerica's valuation are summarized below:
Gross Profit
1.7 B
Profit Margin
0.1451
Market Capitalization
9.9 B
Enterprise Value Revenue
3.6908
Revenue
3.1 B
We have found one hundred twenty available trending fundamental ratios for Primerica, which can be analyzed and compared to other ratios and to its competitors. Traders should compare all of Primerica recent fundamentals against the fundamentals between 2010 and 2024 to make sure the company is sustainable this year. The current Market Cap is estimated to decrease to about 2.2 B. Enterprise Value is estimated to decrease to about 2.2 B

Primerica Total Revenue

2.08 Billion

Check Primerica financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Primerica's main balance sheet or income statement drivers, such as Depreciation And Amortization of 17.7 M, Interest Expense of 26.7 M or Selling General Administrative of 222.2 M, as well as many indicators such as Price To Sales Ratio of 1.46, Dividend Yield of 0.012 or PTB Ratio of 3.76. Primerica financial statements analysis is a perfect complement when working with Primerica Valuation or Volatility modules.
  
Check out the analysis of Primerica Correlation against competitors.
For more detail on how to invest in Primerica Stock please use our How to Invest in Primerica guide.

Primerica Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets13.6 B15 B12.6 B
Slightly volatile
Total Current Liabilities21.5 M22.7 M184 M
Slightly volatile
Total Stockholder Equity1.6 B2.1 B1.7 B
Pretty Stable
Other Liabilities7.4 B11.9 B8.4 B
Slightly volatile
Retained Earnings1.3 B2.3 B1.5 B
Pretty Stable
Accounts Payable337 M513.8 M341.4 M
Slightly volatile
Cash354.2 M613.1 M318.4 M
Slightly volatile
Non Current Assets Total11.7 B11.1 BB
Slightly volatile
Other Assets559.2 M588.6 M6.1 B
Slightly volatile
Cash And Short Term InvestmentsB3.3 B2.2 B
Slightly volatile
Net Receivables3.5 B3.5 B3.7 B
Slightly volatile
Common Stock Shares Outstanding43.6 M36 M50 M
Slightly volatile
Short Term Investments262.2 K276 K1.7 B
Very volatile
Liabilities And Stockholders Equity13.6 B15 B12.6 B
Slightly volatile
Total Liabilities11.3 B13 B10.8 B
Slightly volatile
Total Current Assets3.7 B3.3 B3.7 B
Slightly volatile
Intangible Assets94.1 M175 M87.5 M
Slightly volatile
Property Plant Equipment113.3 M107.9 M54.1 M
Slightly volatile
Short and Long Term Debt Total1.6 BB1.4 B
Slightly volatile
Long Term Debt1.2 BB1.1 B
Slightly volatile
Common Stock Total Equity401.3 K354.6 K478 K
Slightly volatile
Non Current Liabilities Total13.6 B12.9 B8.1 B
Very volatile
Common Stock385 K350 K474.9 K
Slightly volatile
Net Tangible Assets1.5 B1.6 B1.4 B
Slightly volatile
Retained Earnings Total Equity1.3 B2.3 B1.3 B
Slightly volatile
Deferred Long Term Liabilities167.6 M259.9 M161.8 M
Slightly volatile
Long Term Investments3.3 B4.2 B2.9 B
Slightly volatile
Non Current Liabilities Other9.7 B13.6 B9.3 B
Slightly volatile
Property Plant And Equipment Net120.8 M115.1 M42 M
Slightly volatile
Long Term Debt Total1.3 B2.3 B1.1 B
Slightly volatile
Property Plant And Equipment Gross125.9 M119.9 M57.6 M
Slightly volatile
Cash And Equivalents383.5 M562.6 M310.5 M
Slightly volatile
Net Invested Capital3.8 BBB
Slightly volatile
Capital Stock312.5 K350 K404.8 K
Slightly volatile
Capital Lease Obligations58.9 M61.4 M53.9 M
Pretty Stable
Warrants5.8 M6.5 M7.1 M
Slightly volatile

Primerica Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization17.7 M32 M17.2 M
Slightly volatile
Selling And Marketing Expenses340.8 M457.4 M329.3 M
Slightly volatile
Total Revenue2.1 B2.8 B1.9 B
Slightly volatile
Gross Profit1.9 B2.5 B1.7 B
Slightly volatile
Other Operating Expenses658.3 M692.9 M1.3 B
Pretty Stable
Operating Income1.9 B1.8 B581.9 M
Slightly volatile
EBIT2.7 B2.6 B746.3 M
Slightly volatile
EBITDA2.7 B2.6 B764.5 M
Slightly volatile
Cost Of Revenue359.3 M336.6 M315.1 M
Pretty Stable
Income Before Tax495.6 M751.7 M442.9 M
Pretty Stable
Net Income Applicable To Common Shares329.3 M427 M308.4 M
Slightly volatile
Net Income347.4 M576.6 M319.8 M
Slightly volatile
Income Tax Expense108.2 M175.1 M121 M
Pretty Stable
Net Income From Continuing Ops316.6 M472.3 M282.3 M
Slightly volatile
Non Operating Income Net Other9.1 M10.2 M11.2 M
Slightly volatile
Discontinued Operations1.3 M1.4 M1.5 M
Slightly volatile
Tax Provision119.7 M142.6 M107 M
Slightly volatile
Interest Income36.7 M65.7 M33.7 M
Pretty Stable
Reconciled Depreciation25 M33.3 M18.6 M
Slightly volatile

Primerica Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation18 M18.9 M37.1 M
Slightly volatile
Free Cash Flow459 M658.6 M408.1 M
Slightly volatile
Begin Period Cash Flow328.5 M489.2 M258.4 M
Slightly volatile
Depreciation17.7 M32 M17.2 M
Slightly volatile
Dividends Paid65.1 M93.7 M65.2 M
Pretty Stable
Capital Expenditures35.6 M33.9 M17.9 M
Slightly volatile
Total Cash From Operating Activities475.3 M692.5 M424.7 M
Slightly volatile
Net Income347 M576.6 M319.3 M
Slightly volatile
End Period Cash Flow354.2 M613.1 M318.4 M
Slightly volatile
Change To Operating Activities354.1 M517.6 M293 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.462.62742.0034
Slightly volatile
Dividend Yield0.0120.01270.0244
Slightly volatile
PTB Ratio3.763.58082.5251
Slightly volatile
Days Sales Outstanding134154167
Slightly volatile
Book Value Per Share30.3557.461435.5146
Slightly volatile
Free Cash Flow Yield0.170.0890.1161
Pretty Stable
Operating Cash Flow Per Share20.2219.261210.2196
Slightly volatile
Stock Based Compensation To Revenue0.01190.00670.0109
Slightly volatile
Capex To Depreciation0.731.06050.9591
Very volatile
PB Ratio3.763.58082.5251
Slightly volatile
EV To Sales1.713.13472.3809
Slightly volatile
Free Cash Flow Per Share19.2318.31849.7985
Slightly volatile
ROIC0.360.33860.1345
Slightly volatile
Net Income Per Share16.8416.03727.5575
Slightly volatile
Payables Turnover0.670.65520.6787
Slightly volatile
Sales General And Administrative To Revenue0.150.08360.1018
Pretty Stable
Capex To Revenue0.00620.0120.0085
Pretty Stable
Cash Per Share32.2617.061444.9221
Slightly volatile
POCF Ratio12.7410.682610.8556
Pretty Stable
Interest Coverage70.5267.163319.8394
Slightly volatile
Payout Ratio0.150.16250.1725
Pretty Stable
Capex To Operating Cash Flow0.0580.04890.0467
Pretty Stable
PFCF Ratio14.1411.232411.4935
Pretty Stable
Days Payables Outstanding491557545
Slightly volatile
Income Quality1.131.2011.3167
Slightly volatile
ROE0.290.27910.1917
Slightly volatile
EV To Operating Cash Flow14.6212.745412.7287
Very volatile
PE Ratio9.3412.830212.6202
Slightly volatile
Return On Tangible Assets0.02770.03920.0251
Pretty Stable
EV To Free Cash Flow16.1913.401413.466
Very volatile
Earnings Yield0.130.07790.1005
Slightly volatile
Intangibles To Total Assets0.02120.02010.0106
Slightly volatile
Current Ratio15414783.5913
Very volatile
Tangible Book Value Per Share38.8649.041433.3397
Slightly volatile
Receivables Turnover2.412.462.1835
Slightly volatile
Graham Number15114479.1089
Slightly volatile
Shareholders Equity Per Share30.3457.461435.5016
Slightly volatile
Debt To Equity0.540.95850.6716
Slightly volatile
Capex Per Share0.990.94280.4211
Slightly volatile
Revenue Per Share82.2378.313743.907
Slightly volatile
Interest Debt Per Share58.6155.818428.4018
Slightly volatile
Debt To Assets0.140.13180.0858
Slightly volatile
Enterprise Value Over EBITDA5.883.39958.1453
Very volatile
Short Term Coverage Ratios35.0439.4242.9215
Slightly volatile
Price Earnings Ratio9.3412.830212.6202
Slightly volatile
Price Book Value Ratio3.763.58082.5251
Slightly volatile
Days Of Payables Outstanding491557545
Slightly volatile
Dividend Payout Ratio0.150.16250.1725
Pretty Stable
Price To Operating Cash Flows Ratio12.7410.682610.8556
Pretty Stable
Price To Free Cash Flows Ratio14.1411.232411.4935
Pretty Stable
Pretax Profit Margin0.260.2670.2328
Slightly volatile
Ebt Per Ebit0.40.42081.0251
Slightly volatile
Operating Profit Margin0.670.63440.2722
Slightly volatile
Effective Tax Rate0.340.23290.2879
Slightly volatile
Company Equity Multiplier5.817.27397.7941
Pretty Stable
Long Term Debt To Capitalization0.30.48940.3764
Slightly volatile
Total Debt To Capitalization0.30.48940.3765
Slightly volatile
Return On Capital Employed0.120.1190.0434
Slightly volatile
Debt Equity Ratio0.540.95850.6716
Slightly volatile
Ebit Per Revenue0.670.63440.2722
Slightly volatile
Quick Ratio75.1147105
Pretty Stable
Dividend Paid And Capex Coverage Ratio5.045.42676.1404
Pretty Stable
Net Income Per E B T0.550.76710.706
Pretty Stable
Cash Ratio28.427.04799.6565
Pretty Stable
Operating Cash Flow Sales Ratio0.170.24590.2055
Slightly volatile
Days Of Sales Outstanding134154167
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.760.95110.9411
Slightly volatile
Cash Flow Coverage Ratios0.270.34970.3367
Pretty Stable
Price To Book Ratio3.763.58082.5251
Slightly volatile
Fixed Asset Turnover23.2524.473456.4724
Slightly volatile
Capital Expenditure Coverage Ratio19.4120.4329.4529
Pretty Stable
Price Cash Flow Ratio12.7410.682610.8556
Pretty Stable
Enterprise Value Multiple5.883.39958.1453
Very volatile
Debt Ratio0.140.13180.0858
Slightly volatile
Cash Flow To Debt Ratio0.270.34970.3367
Pretty Stable
Price Sales Ratio1.462.62742.0034
Slightly volatile
Return On Assets0.02740.03840.0249
Pretty Stable
Asset Turnover0.120.18740.1448
Slightly volatile
Net Profit Margin0.180.20480.166
Very volatile
Gross Profit Margin0.70.88040.8634
Pretty Stable
Price Fair Value3.763.58082.5251
Slightly volatile
Return On Equity0.290.27910.1917
Slightly volatile

Primerica Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap2.2 B3.9 B3.3 B
Slightly volatile
Enterprise Value2.2 B3.5 B3.2 B
Slightly volatile

Primerica Fundamental Market Drivers

Forward Price Earnings10.8342
Cash And Short Term Investments3.3 B

Primerica Upcoming Events

22nd of February 2024
Upcoming Quarterly Report
View
13th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
22nd of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Primerica Financial Statements

Investors use fundamental indicators, such as Primerica's revenue or net income, to determine how well the company is positioned to perform in the future. Although Primerica's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Current Deferred Revenue-5.1 M-4.9 M
Total Revenue2.8 B2.1 B
Cost Of Revenue336.6 M359.3 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.08  0.15 
Capex To Revenue 0.01  0.01 
Revenue Per Share 78.31  82.23 
Ebit Per Revenue 0.63  0.67 

Currently Active Assets on Macroaxis

When determining whether Primerica offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Primerica's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Primerica Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Primerica Stock:
Check out the analysis of Primerica Correlation against competitors.
For more detail on how to invest in Primerica Stock please use our How to Invest in Primerica guide.
You can also try the Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.
Is Life & Health Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Primerica. If investors know Primerica will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Primerica listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.143
Dividend Share
3.3
Earnings Share
19.74
Revenue Per Share
90.798
Quarterly Revenue Growth
0.107
The market value of Primerica is measured differently than its book value, which is the value of Primerica that is recorded on the company's balance sheet. Investors also form their own opinion of Primerica's value that differs from its market value or its book value, called intrinsic value, which is Primerica's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Primerica's market value can be influenced by many factors that don't directly affect Primerica's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Primerica's value and its price as these two are different measures arrived at by different means. Investors typically determine if Primerica is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Primerica's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.