Sterling Cash vs Capital Surpluse Analysis

SBT Stock

USD 4.84 0.05 1.04%

Sterling Bancorp financial indicator trend analysis is much more than just breaking down Sterling Bancorp prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Sterling Bancorp is a good investment. Please check the relationship between Sterling Bancorp Cash and its Capital Surpluse accounts. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Sterling Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more information on how to buy Sterling Stock please use our How to Invest in Sterling Bancorp guide.

Cash vs Capital Surpluse

Cash vs Capital Surpluse Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Sterling Bancorp Cash account and Capital Surpluse. At this time, the significance of the direction appears to have weak contrarian relationship.

The correlation between Sterling Bancorp's Cash and Capital Surpluse is -0.17. Overlapping area represents the amount of variation of Cash that can explain the historical movement of Capital Surpluse in the same time period over historical financial statements of Sterling Bancorp, assuming nothing else is changed. The correlation between historical values of Sterling Bancorp's Cash and Capital Surpluse is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Cash of Sterling Bancorp are associated (or correlated) with its Capital Surpluse. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Capital Surpluse has no effect on the direction of Cash i.e., Sterling Bancorp's Cash and Capital Surpluse go up and down completely randomly.

Correlation Coefficient

-0.17

Relationship Direction	Negative
Relationship Strength	Insignificant

View All Relationships

Cash

Cash refers to the most liquid asset of Sterling Bancorp, which is listed under current asset account on Sterling Bancorp balance sheet and usually includes currency, coins, checking accounts, and not deposited checks received from Sterling Bancorp customers. The amounts must be unrestricted with restricted cash listed in a different Sterling Bancorp account. The total amount of money in the form of currency that a company has in its possession. This includes all bills, coins, and funds in bank accounts.

Capital Surpluse

Most indicators from Sterling Bancorp's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Sterling Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Sterling Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more information on how to buy Sterling Stock please use our How to Invest in Sterling Bancorp guide.Selling General Administrative is likely to gain to about 29 M in 2024, whereas Tax Provision is likely to drop slightly above 1.6 M in 2024.

	2021	2022	2023	2024 (projected)
Interest Income	116.5M	99.9M	121.1M	135.1M
Net Interest Income	91.2M	78.8M	68.4M	99.7M

Interest Income Net Interest Income

Sterling Bancorp fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Total Current Liabilities	Total Stockholder Equity	Other Liab	Net Tangible Assets	Property Plant And Equipment Net	Net Debt	Retained Earnings	Accounts Payable	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Long Term Debt	Cash And Short Term Investments	Common Stock Total Equity	Common Stock Shares Outstanding	Short Term Investments	Non Current Liabilities Total	Capital Surpluse	Inventory	Other Current Assets	Other Stockholder Equity	Total Liab	Long Term Investments
Total Assets		-0.03	0.75	0.87	-0.07	0.85	0.78	-0.56	0.81	0.3	0.64	0.24	-0.19	0.23	0.59	0.62	0.82	-0.55	0.61	0.16	-0.58	-0.47	0.55	-0.41	0.02	0.43
Short Long Term Debt Total	-0.03		-0.01	-0.41	0.7	-0.43	-0.36	0.66	-0.51	0.73	-0.32	-0.85	0.73	0.83	0.5	-0.56	-0.29	0.48	-0.65	-0.91	0.28	-0.47	-0.02	-0.21	0.03	-0.11
Total Current Liabilities	0.75	-0.01		0.65	-0.19	0.64	0.72	-0.27	0.65	-0.07	0.31	0.16	-0.05	0.22	0.2	0.33	0.53	-0.36	0.34	0.01	-0.46	-0.53	0.19	-0.83	0.25	0.88
Total Stockholder Equity	0.87	-0.41	0.65		-0.26	1.0	0.84	-0.66	0.98	0.0	0.62	0.45	-0.36	0.0	0.35	0.65	0.93	-0.54	0.83	0.45	-0.52	-0.27	0.55	-0.32	0.11	0.45
Other Liab	-0.07	0.7	-0.19	-0.26		-0.28	-0.61	0.7	-0.43	0.56	-0.54	-0.52	0.33	0.63	0.56	-0.63	0.01	0.31	-0.58	-0.56	-0.06	0.1	0.37	0.02	0.47	-0.32
Net Tangible Assets	0.85	-0.43	0.64	1.0	-0.28		0.82	-0.67	0.98	-0.03	0.64	0.48	-0.4	-0.04	0.32	0.66	0.93	-0.51	0.86	0.47	-0.51	-0.24	0.54	-0.29	0.12	0.44
Property Plant And Equipment Net	0.78	-0.36	0.72	0.84	-0.61	0.82		-0.73	0.9	-0.07	0.74	0.32	-0.13	-0.02	0.13	0.71	0.61	-0.43	0.78	0.33	-0.24	-0.58	0.21	-0.44	-0.22	0.61
Net Debt	-0.56	0.66	-0.27	-0.66	0.7	-0.67	-0.73		-0.74	0.15	-0.91	-0.74	0.62	0.57	-0.01	-0.98	-0.5	0.54	-0.89	-0.7	0.34	0.03	-0.23	-0.19	0.42	-0.08
Retained Earnings	0.81	-0.51	0.65	0.98	-0.43	0.98	0.9	-0.74		-0.11	0.68	0.5	-0.35	-0.1	0.22	0.7	0.84	-0.48	0.89	0.51	-0.41	-0.29	0.48	-0.3	0.03	0.49
Accounts Payable	0.3	0.73	-0.07	0.0	0.56	-0.03	-0.07	0.15	-0.11		0.17	-0.49	0.37	0.63	0.78	-0.12	0.1	0.22	-0.15	-0.66	0.11	-0.34	0.36	0.17	-0.35	-0.41
Cash	0.64	-0.32	0.31	0.62	-0.54	0.64	0.74	-0.91	0.68	0.17		0.46	-0.36	-0.27	0.25	0.92	0.48	-0.32	0.83	0.41	-0.17	-0.31	0.27	0.15	-0.5	0.05
Non Current Assets Total	0.24	-0.85	0.16	0.45	-0.52	0.48	0.32	-0.74	0.5	-0.49	0.46		-0.95	-0.86	-0.27	0.71	0.39	-0.63	0.63	0.83	-0.58	0.56	0.18	0.24	-0.06	0.05
Non Currrent Assets Other	-0.19	0.73	-0.05	-0.36	0.33	-0.4	-0.13	0.62	-0.35	0.37	-0.36	-0.95		0.81	0.14	-0.61	-0.4	0.65	-0.53	-0.76	0.63	-0.67	-0.11	-0.34	-0.01	0.1
Other Assets	0.23	0.83	0.22	0.0	0.63	-0.04	-0.02	0.57	-0.1	0.63	-0.27	-0.86	0.81		0.57	-0.52	0.08	0.39	-0.38	-0.78	0.23	-0.67	0.22	-0.47	0.22	0.16
Long Term Debt	0.59	0.5	0.2	0.35	0.56	0.32	0.13	-0.01	0.22	0.78	0.25	-0.27	0.14	0.57		0.09	0.46	-0.07	0.13	-0.29	-0.12	-0.31	0.45	0.03	0.05	-0.19
Cash And Short Term Investments	0.62	-0.56	0.33	0.65	-0.63	0.66	0.71	-0.98	0.7	-0.12	0.92	0.71	-0.61	-0.52	0.09		0.51	-0.58	0.84	0.68	-0.41	-0.08	0.22	0.13	-0.34	0.12
Common Stock Total Equity	0.82	-0.29	0.53	0.93	0.01	0.93	0.61	-0.5	0.84	0.1	0.48	0.39	-0.4	0.08	0.46	0.51		-0.55	0.71	0.4	-0.63	-0.14	0.6	-0.24	0.29	0.3
Common Stock Shares Outstanding	-0.55	0.48	-0.36	-0.54	0.31	-0.51	-0.43	0.54	-0.48	0.22	-0.32	-0.63	0.65	0.39	-0.07	-0.58	-0.55		-0.42	-0.56	0.8	-0.17	-0.05	0.13	0.0	-0.24
Short Term Investments	0.61	-0.65	0.34	0.83	-0.58	0.86	0.78	-0.89	0.89	-0.15	0.83	0.63	-0.53	-0.38	0.13	0.84	0.71	-0.42		0.68	-0.24	-0.1	0.32	0.09	-0.17	0.18
Non Current Liabilities Total	0.16	-0.91	0.01	0.45	-0.56	0.47	0.33	-0.7	0.51	-0.66	0.41	0.83	-0.76	-0.78	-0.29	0.68	0.4	-0.56	0.68		-0.4	0.43	0.1	0.25	0.12	0.05
Capital Surpluse	-0.58	0.28	-0.46	-0.52	-0.06	-0.51	-0.24	0.34	-0.41	0.11	-0.17	-0.58	0.63	0.23	-0.12	-0.41	-0.63	0.8	-0.24	-0.4		-0.25	-0.42	0.25	-0.31	-0.28
Inventory	-0.47	-0.47	-0.53	-0.27	0.1	-0.24	-0.58	0.03	-0.29	-0.34	-0.31	0.56	-0.67	-0.67	-0.31	-0.08	-0.14	-0.17	-0.1	0.43	-0.25		0.01	0.61	0.14	-0.51
Other Current Assets	0.55	-0.02	0.19	0.55	0.37	0.54	0.21	-0.23	0.48	0.36	0.27	0.18	-0.11	0.22	0.45	0.22	0.6	-0.05	0.32	0.1	-0.42	0.01		0.03	0.19	-0.07
Other Stockholder Equity	-0.41	-0.21	-0.83	-0.32	0.02	-0.29	-0.44	-0.19	-0.3	0.17	0.15	0.24	-0.34	-0.47	0.03	0.13	-0.24	0.13	0.09	0.25	0.25	0.61	0.03		-0.43	-0.93
Total Liab	0.02	0.03	0.25	0.11	0.47	0.12	-0.22	0.42	0.03	-0.35	-0.5	-0.06	-0.01	0.22	0.05	-0.34	0.29	0.0	-0.17	0.12	-0.31	0.14	0.19	-0.43		0.37
Long Term Investments	0.43	-0.11	0.88	0.45	-0.32	0.44	0.61	-0.08	0.49	-0.41	0.05	0.05	0.1	0.16	-0.19	0.12	0.3	-0.24	0.18	0.05	-0.28	-0.51	-0.07	-0.93	0.37

Click cells to compare fundamentals

Sterling Bancorp Account Relationship Matchups

Sterling Bancorp fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	3.2B	3.9B	2.9B	2.4B	2.4B	3.0B
Short Long Term Debt Total	314.0M	403.8M	234.7M	131.3M	62.5M	59.4M
Total Current Liabilities	2.8B	1.3B	714.5M	16.0M	801.0M	945.1M
Total Stockholder Equity	332.6M	319.6M	340.4M	312.6M	327.7M	310.4M
Other Liab	7.8M	9.7M	3.0M	809K	728.1K	691.7K
Net Tangible Assets	332.6M	319.6M	340.4M	312.6M	359.5M	304.2M
Property Plant And Equipment Net	27.9M	27.7M	25.6M	21.1M	16.9M	17.9M
Net Debt	235.2M	(601.7M)	(178.1M)	(249.5M)	(520.7M)	(494.6M)
Retained Earnings	238.3M	224.9M	245.0M	234.0M	242.0M	215.5M
Accounts Payable	102.8M	3.1B	2.3B	46.8M	42.1M	40.0M
Cash	78.8M	1.0B	412.9M	380.7M	578.0M	316.4M
Non Current Assets Total	12.1M	338.4M	342.2M	386.7M	2.3B	2.4B
Non Currrent Assets Other	85.6M	(24.3M)	(21.4M)	(8.1M)	(442.3M)	(420.2M)
Other Assets	2.9B	2.3B	2.1B	1.3B	(851.6M)	(809.1M)
Long Term Debt	65.2M	383.3M	215.3M	115.3M	50M	47.5M
Cash And Short Term Investments	231.4M	1.3B	412.9M	728.9M	997.2M	1.0B
Common Stock Shares Outstanding	49.9M	49.8M	50.1M	50.3M	50.8M	40.5M
Short Term Investments	152.5M	305.0M	313.9M	348.2M	419.2M	236.7M
Liabilities And Stockholders Equity	3.2B	3.9B	2.9B	2.4B	2.4B	3.0B
Non Current Liabilities Total	314.0M	403.8M	234.7M	2.1B	2.1B	2.2B
Capital Surpluse	12.7M	13.2M	13.5M	14.8M	13.3M	11.0M
Other Current Assets	39.0M	1.0B	420.6M	388.6M	591.7M	671.7M
Other Stockholder Equity	196K	13.5M	14.1M	14.8M	16.7M	13.9M
Total Liab	2.9B	403.8M	234.7M	2.1B	2.1B	1.5B
Long Term Investments	2.9B	305.0M	313.9M	348.2M	423.9M	574.3M
Total Current Assets	77.8M	1.3B	420.6M	736.8M	1.0B	846.8M
Accumulated Other Comprehensive Income	(15.7M)	387K	(897K)	(19.5M)	(15.2M)	(14.5M)
Intangible Assets	9.8M	5.7M	2.7M	1.8M	1.5M	1.5M
Common Stock	80.9M	80.8M	82.2M	83.3M	84.3M	83.8M
Property Plant Equipment	9.2M	27.7M	25.6M	6.3M	7.2M	13.2M
Other Current Liab	2.5B	1.3B	710.4M	2.0B	797.0M	1.2B
Long Term Debt Total	65.0M	65.2M	65.3M	65.3M	75.1M	68.8M
Net Receivables	13.7M	11.0M	7.7M	7.8M	8.5M	8.4M
Net Invested Capital	626.8M	702.9M	555.7M	446.1M	377.7M	466.1M

Thematic Opportunities

Explore Investment Opportunities

Build portfolios using Macroaxis predefined set of investing ideas. Many of Macroaxis investing ideas can easily outperform a given market. Ideas can also be optimized per your risk profile before portfolio origination is invoked. Macroaxis thematic optimization helps investors identify companies most likely to benefit from changes or shifts in various micro-economic or local macro-level trends. Originating optimal thematic portfolios involves aligning investors' personal views, ideas, and beliefs with their actual investments.

Explore Investing Ideas

Additional Tools for Sterling Stock Analysis

When running Sterling Bancorp's price analysis, check to measure Sterling Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Sterling Bancorp is operating at the current time. Most of Sterling Bancorp's value examination focuses on studying past and present price action to predict the probability of Sterling Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Sterling Bancorp's price. Additionally, you may evaluate how the addition of Sterling Bancorp to your portfolios can decrease your overall portfolio volatility.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

Feedback Blog

Made with optimal in San Francisco

2024 Macroaxis LLC