SmartFinancial, Gross Profit vs Net Interest Income Analysis

SMBK Stock  USD 36.73  0.68  1.89%   
SmartFinancial, financial indicator trend analysis is much more than just breaking down SmartFinancial, prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether SmartFinancial, is a good investment. Please check the relationship between SmartFinancial, Gross Profit and its Net Interest Income accounts. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SmartFinancial,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more information on how to buy SmartFinancial, Stock please use our How to buy in SmartFinancial, Stock guide.

Gross Profit vs Net Interest Income

Gross Profit vs Net Interest Income Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of SmartFinancial, Gross Profit account and Net Interest Income. At this time, the significance of the direction appears to have fragmental relationship.
The correlation between SmartFinancial,'s Gross Profit and Net Interest Income is 0.4. Overlapping area represents the amount of variation of Gross Profit that can explain the historical movement of Net Interest Income in the same time period over historical financial statements of SmartFinancial,, assuming nothing else is changed. The correlation between historical values of SmartFinancial,'s Gross Profit and Net Interest Income is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Gross Profit of SmartFinancial, are associated (or correlated) with its Net Interest Income. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Net Interest Income has no effect on the direction of Gross Profit i.e., SmartFinancial,'s Gross Profit and Net Interest Income go up and down completely randomly.

Correlation Coefficient

0.4
Relationship DirectionPositive 
Relationship StrengthWeak

Gross Profit

Gross profit is a required income statement account that reflects total revenue of SmartFinancial, minus its cost of goods sold. It is profit before SmartFinancial, operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Net Interest Income

The difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities.
Most indicators from SmartFinancial,'s fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into SmartFinancial, current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SmartFinancial,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more information on how to buy SmartFinancial, Stock please use our How to buy in SmartFinancial, Stock guide.At this time, SmartFinancial,'s Selling General Administrative is quite stable compared to the past year. Issuance Of Capital Stock is expected to rise to about 393.8 K this year, although Enterprise Value Multiple will most likely fall to (2.09).
 2021 2022 2023 2024 (projected)
Interest Expense11.8M21.3M88.0M167.8M
Depreciation And Amortization9.0M12.6M13.5M15.9M

SmartFinancial, fundamental ratios Correlations

1.0-0.990.870.990.981.01.01.01.00.931.0-0.28-0.11-0.26-0.23-0.28-0.05-0.07-0.21.0-0.19-0.24-0.981.00.01
1.0-0.990.870.990.981.01.01.01.00.931.0-0.28-0.1-0.27-0.23-0.27-0.04-0.08-0.191.0-0.18-0.24-0.981.00.01
-0.99-0.99-0.88-1.0-0.99-0.99-0.99-0.99-0.99-0.94-0.990.20.130.220.180.280.10.040.21-0.990.220.190.97-0.990.11
0.870.87-0.880.890.90.850.860.870.870.820.85-0.01-0.120.210.27-0.3-0.40.36-0.240.86-0.40.26-0.840.87-0.1
0.990.99-1.00.891.00.990.990.990.990.940.99-0.18-0.12-0.2-0.17-0.29-0.11-0.02-0.20.99-0.22-0.18-0.970.99-0.12
0.980.98-0.990.91.00.970.970.980.980.940.97-0.12-0.12-0.14-0.11-0.29-0.140.02-0.20.98-0.24-0.12-0.950.98-0.18
1.01.0-0.990.850.990.971.01.01.00.921.0-0.3-0.1-0.3-0.27-0.28-0.02-0.11-0.191.0-0.17-0.28-0.981.00.02
1.01.0-0.990.860.990.971.01.01.00.921.0-0.3-0.1-0.3-0.26-0.27-0.02-0.1-0.191.0-0.17-0.27-0.981.00.02
1.01.0-0.990.870.990.981.01.01.00.931.0-0.29-0.1-0.27-0.24-0.27-0.04-0.08-0.191.0-0.18-0.25-0.981.00.02
1.01.0-0.990.870.990.981.01.01.00.931.0-0.3-0.12-0.27-0.23-0.27-0.04-0.08-0.211.0-0.18-0.24-0.981.00.01
0.930.93-0.940.820.940.940.920.920.930.930.92-0.180.02-0.12-0.120.040.13-0.190.010.930.09-0.12-0.890.93-0.14
1.01.0-0.990.850.990.971.01.01.01.00.92-0.3-0.1-0.3-0.26-0.28-0.02-0.11-0.191.0-0.17-0.27-0.981.00.02
-0.28-0.280.2-0.01-0.18-0.12-0.3-0.3-0.29-0.3-0.18-0.30.010.650.6-0.14-0.50.560.18-0.3-0.320.60.39-0.27-0.5
-0.11-0.10.13-0.12-0.12-0.12-0.1-0.1-0.1-0.120.02-0.10.010.140.040.360.28-0.170.56-0.110.340.050.23-0.090.11
-0.26-0.270.220.21-0.2-0.14-0.3-0.3-0.27-0.27-0.12-0.30.650.140.990.14-0.550.740.16-0.29-0.230.990.33-0.26-0.29
-0.23-0.230.180.27-0.17-0.11-0.27-0.26-0.24-0.23-0.12-0.260.60.040.990.08-0.620.80.01-0.25-0.311.00.27-0.22-0.32
-0.28-0.270.28-0.3-0.29-0.29-0.28-0.27-0.27-0.270.04-0.28-0.140.360.140.080.71-0.520.51-0.280.90.080.29-0.270.0
-0.05-0.040.1-0.4-0.11-0.14-0.02-0.02-0.04-0.040.13-0.02-0.50.28-0.55-0.620.71-0.950.45-0.030.93-0.610.04-0.050.3
-0.07-0.080.040.36-0.020.02-0.11-0.1-0.08-0.08-0.19-0.110.56-0.170.740.8-0.52-0.95-0.32-0.09-0.80.790.1-0.07-0.21
-0.2-0.190.21-0.24-0.2-0.2-0.19-0.19-0.19-0.210.01-0.190.180.560.160.010.510.45-0.32-0.20.520.030.32-0.190.19
1.01.0-0.990.860.990.981.01.01.01.00.931.0-0.3-0.11-0.29-0.25-0.28-0.03-0.09-0.2-0.18-0.26-0.981.00.01
-0.19-0.180.22-0.4-0.22-0.24-0.17-0.17-0.18-0.180.09-0.17-0.320.34-0.23-0.310.90.93-0.80.52-0.18-0.30.19-0.180.18
-0.24-0.240.190.26-0.18-0.12-0.28-0.27-0.25-0.24-0.12-0.270.60.050.991.00.08-0.610.790.03-0.26-0.30.28-0.23-0.31
-0.98-0.980.97-0.84-0.97-0.95-0.98-0.98-0.98-0.98-0.89-0.980.390.230.330.270.290.040.10.32-0.980.190.28-0.980.01
1.01.0-0.990.870.990.981.01.01.01.00.931.0-0.27-0.09-0.26-0.22-0.27-0.05-0.07-0.191.0-0.18-0.23-0.980.01
0.010.010.11-0.1-0.12-0.180.020.020.020.01-0.140.02-0.50.11-0.29-0.320.00.3-0.210.190.010.18-0.310.010.01
Click cells to compare fundamentals

SmartFinancial, Account Relationship Matchups

SmartFinancial, fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets2.4B3.3B4.6B4.6B4.8B6.0B
Total Stockholder Equity312.7M357.2M429.4M432.5M459.9M597.4M
Net Debt(119.3M)(361.2M)(915.6M)(194.6M)(244.7M)(257.0M)
Retained Earnings65.8M87.2M118.2M156.5M173.1M181.8M
Cash184.0M481.7M1.0B266.4M294.8M318.2M
Cash And Short Term Investments362.3M697.4M1.5B750.3M470.0M402.7M
Common Stock Total Equity14.0M15.1M16.8M16.9M15.2M14.5M
Common Stock Shares Outstanding14.0M15.0M15.7M16.9M16.9M16.1M
Liabilities And Stockholders Equity2.4B3.3B4.6B4.6B4.8B6.0B
Other Stockholder Equity232.7M252.7M292.9M294.3M295.7M497.0M
Total Liab64.7M120.5M4.2B4.2B4.4B5.3B
Total Current Assets362.3M697.4M1.6B735.0M470.0M529.5M
Accumulated Other Comprehensive Income168K2.2M1.4M(35.3M)(25.9M)(24.6M)
Common Stock14.0M15.1M16.8M16.9M17.0M16.1M
Short Long Term Debt Total64.7M159.9M136.6M96.4M50.1M58.3M
Total Current Liabilities2.1B39.3M7.1M12.5M8M7.6M
Property Plant And Equipment Net59.4M72.7M86.0M92.5M93.0M97.6M
Accounts Payable2.0B2.8B4.0B4.1B4.7B4.9B
Non Current Assets Total327.9M389.6M767.7M202.3M889.8M678.6M
Non Currrent Assets Other(327.9M)(389.6M)(767.7M)(785.4M)(889.8M)(845.3M)
Other Assets1.8B2.2B2.3B3.7B3.5B3.6B
Short Term Investments178.3M215.6M482.5M483.9M408.4M388.0M
Non Current Liabilities Total64.7M120.5M129.5M12.5M42.1M40.0M
Property Plant And Equipment Gross59.4M72.7M106.6M117.3M119.6M125.5M
Other Current Liab2.1B2.8B(7.1M)(12.5M)(8M)(8.4M)
Good Will65.6M74.1M91.6M96.1M86.5M82.2M
Inventory1.8M4.6M(3.8B)1.4M1.3M1.4M
Other Current Assets1.8B2.3B2.3B(82.7M)(68.1M)(64.7M)
Intangible Assets11.6M12.3M14.3M13.6M11.0M11.6M
Long Term Debt64.7M120.5M129.5M59.3M42.1M45.3M
Retained Earnings Total Equity65.8M87.2M118.2M156.5M180.0M189.0M
Property Plant Equipment64.9M77.5M86.0M92.5M106.4M111.7M
Other Liab9.4M11.0M30.7M21.5M19.3M13.8M
Net Tangible Assets235.6M270.7M323.6M322.7M371.1M215.0M
Long Term Investments191.3M230.4M575.9M785.4M689.6M354.3M
Capital Surpluse232.7M252.7M292.9M294.3M338.5M226.1M
Non Current Liabilities Other49.9M22.0M30.7M44.1M39.7M36.9M

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When determining whether SmartFinancial, is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if SmartFinancial, Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Smartfinancial, Stock. Highlighted below are key reports to facilitate an investment decision about Smartfinancial, Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SmartFinancial,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more information on how to buy SmartFinancial, Stock please use our How to buy in SmartFinancial, Stock guide.
You can also try the Content Syndication module to quickly integrate customizable finance content to your own investment portal.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SmartFinancial,. If investors know SmartFinancial, will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SmartFinancial, listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
3.5
Dividend Share
0.32
Earnings Share
1.93
Revenue Per Share
9.481
Quarterly Revenue Growth
0.346
The market value of SmartFinancial, is measured differently than its book value, which is the value of SmartFinancial, that is recorded on the company's balance sheet. Investors also form their own opinion of SmartFinancial,'s value that differs from its market value or its book value, called intrinsic value, which is SmartFinancial,'s true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SmartFinancial,'s market value can be influenced by many factors that don't directly affect SmartFinancial,'s underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between SmartFinancial,'s value and its price as these two are different measures arrived at by different means. Investors typically determine if SmartFinancial, is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SmartFinancial,'s price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.