STBA Historical Income Statement

STBA Stock  USD 43.37  0.16  0.37%   
Historical analysis of ST Bancorp income statement accounts such as Gross Profit of 408.6 M, Other Operating Expenses of 179.5 M, Operating Income of 123.1 M or Ebit of 122.4 M can show how well ST Bancorp performed in making a profits. Evaluating ST Bancorp income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of ST Bancorp's future profits or losses.
 
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Financial Statement Analysis is much more than just reviewing and examining ST Bancorp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether ST Bancorp is a good buy for the upcoming year.
  
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in ST Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade STBA Stock refer to our How to Trade STBA Stock guide.

About STBA Income Statement Analysis

ST Bancorp Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to ST Bancorp shareholders. The income statement also shows STBA investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

ST Bancorp Income Statement Chart

At present, ST Bancorp's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Selling General Administrative is expected to grow to about 121.4 M, whereas Depreciation And Amortization is forecasted to decline to about 4.8 M.

Depreciation And Amortization

The systematic reduction in the recorded value of an intangible asset. This includes the allocation of the cost of tangible assets to periods in which the assets are used, representing the expense related to the wear and tear, deterioration, or obsolescence of physical assets and intangible assets over their useful lives.

Interest Expense

The cost incurred by an entity for borrowed funds, including loans, bonds, or lines of credit.

Total Revenue

Total revenue comprises all receipts ST Bancorp generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Cost Of Revenue

Cost of Revenue is found on ST Bancorp income statement and represents the costs associated with goods and services ST Bancorp provides. Indirect cost, such as salaries, is not included. In other words, cost of revenue is the total cost incurred to obtain a sale. It is more than the traditional cost of goods sold, since it includes specific selling and marketing activities.
Most accounts from ST Bancorp's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into ST Bancorp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in ST Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade STBA Stock refer to our How to Trade STBA Stock guide.At present, ST Bancorp's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Selling General Administrative is expected to grow to about 121.4 M, whereas Depreciation And Amortization is forecasted to decline to about 4.8 M.
 2021 2022 2023 2024 (projected)
Interest Expense13.2M25.0M128.5M134.9M
Depreciation And Amortization6.8M6.6M7.5M4.8M

ST Bancorp income statement Correlations

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0.170.430.520.520.50.30.330.340.450.570.90.610.1-0.230.410.420.30.110.620.740.350.54
0.440.430.970.960.470.570.580.60.10.790.480.790.53-0.690.760.540.690.160.730.70.640.63
0.490.520.971.00.60.560.560.590.020.790.520.810.46-0.680.840.570.740.080.850.820.760.78
0.480.520.961.00.60.560.560.590.020.80.520.810.46-0.680.840.570.740.080.850.820.770.78
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-0.060.30.570.560.56-0.090.990.990.350.870.250.840.81-0.250.410.890.590.610.540.540.370.42
-0.080.330.580.560.56-0.050.991.00.340.870.280.840.82-0.250.40.910.610.610.520.540.350.42
-0.030.340.60.590.59-0.020.991.00.320.870.290.850.81-0.290.430.910.610.590.550.570.380.45
-0.370.450.10.020.02-0.440.350.340.320.430.510.390.350.22-0.150.21-0.170.670.080.11-0.23-0.26
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0.180.90.480.520.520.40.250.280.290.510.610.630.17-0.330.380.350.20.190.540.640.310.41
0.170.610.790.810.810.270.840.840.850.390.990.630.61-0.510.570.770.570.410.740.740.630.66
-0.180.10.530.460.46-0.240.810.820.810.350.710.170.61-0.060.30.790.530.810.350.340.150.06
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0.580.410.760.840.840.650.410.40.43-0.150.530.380.570.3-0.610.420.77-0.120.870.860.720.77
-0.060.420.540.570.570.110.890.910.910.210.810.350.770.79-0.180.420.660.590.560.620.380.49
0.090.30.690.740.740.480.590.610.61-0.170.580.20.570.53-0.260.770.660.060.650.670.550.62
-0.380.110.160.080.08-0.530.610.610.590.670.520.190.410.810.26-0.120.590.060.110.09-0.11-0.26
0.550.620.730.850.850.640.540.520.550.080.70.540.740.35-0.490.870.560.650.110.970.850.84
0.510.740.70.820.820.660.540.540.570.110.690.640.740.34-0.480.860.620.670.090.970.740.84
0.570.350.640.760.770.720.370.350.38-0.230.570.310.630.15-0.550.720.380.55-0.110.850.740.88
0.560.540.630.780.780.80.420.420.45-0.260.580.410.660.06-0.620.770.490.62-0.260.840.840.88
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ST Bancorp Account Relationship Matchups

ST Bancorp income statement Accounts

201920202021202220232024 (projected)
Depreciation And Amortization5.8M9.5M6.8M6.6M7.5M4.8M
Interest Expense73.7M41.1M13.2M25.0M128.5M134.9M
Selling General Administrative84.7M95.2M104.4M106.1M115.6M121.4M
Total Revenue299.3M339.1M340.7M374.0M389.1M408.6M
Gross Profit299.3M339.1M340.7M374.0M389.1M408.6M
Other Operating Expenses182.0M318.1M205.1M5.6M170.9M179.5M
Operating Income117.4M21.0M135.7M200.0M178.8M123.1M
Ebit117.4M23.7M140.3M171.4M178.8M122.4M
Ebitda123.1M33.1M147.1M178.0M186.3M127.2M
Total Operating Expenses(182.0M)(318.1M)(205.1M)5.6M170.9M179.5M
Income Before Tax117.4M21.0M135.7M168.9M178.8M187.7M
Total Other Income Expense Net117.4M(43.1M)(35.9M)(36.3M)196.7M206.5M
Net Income98.2M21.0M110.3M135.5M144.8M152.0M
Income Tax Expense19.1M(1K)25.3M33.4M34.0M18.1M
Net Income Applicable To Common Shares98.2M21.0M110.3M135.1M155.4M163.2M
Selling And Marketing Expenses4.6M6.0M4.6M5.6M6.5M4.1M
Net Income From Continuing Ops136.5M21.0M110.3M135.5M148.0M100.4M
Tax Provision19.1M(1K)25.3M33.4M35.0M27.7M
Net Interest Income245.0M278.3M275.6M315.2M351.9M282.5M
Interest Income318.7M319.4M288.8M340.2M452.4M329.5M
Reconciled Depreciation5.8M7.6M11.5M9.0M7.5M7.6M

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether ST Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of ST Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of St Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on St Bancorp Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in ST Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade STBA Stock refer to our How to Trade STBA Stock guide.
You can also try the Commodity Channel module to use Commodity Channel Index to analyze current equity momentum.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ST Bancorp. If investors know STBA will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ST Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.02)
Dividend Share
0.33
Earnings Share
3.51
Revenue Per Share
10.107
Quarterly Revenue Growth
0.014
The market value of ST Bancorp is measured differently than its book value, which is the value of STBA that is recorded on the company's balance sheet. Investors also form their own opinion of ST Bancorp's value that differs from its market value or its book value, called intrinsic value, which is ST Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ST Bancorp's market value can be influenced by many factors that don't directly affect ST Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ST Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if ST Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ST Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.