St Bancorp Stock Technical Analysis
| STBA Stock | USD 42.64 0.54 1.28% |
As of the 31st of January, ST Bancorp owns the Mean Deviation of 1.21, downside deviation of 1.58, and Risk Adjusted Performance of 0.116. Concerning fundamental indicators, the technical analysis model makes it possible for you to check potential technical drivers of ST Bancorp, as well as the relationship between them.
ST Bancorp Momentum Analysis
Momentum indicators are widely used technical indicators which help to measure the pace at which the price of specific equity, such as STBA, fluctuates. Many momentum indicators also complement each other and can be helpful when the market is rising or falling as compared to STBAST Bancorp's Momentum analyses are specifically helpful, as they help investors time the market using mark points where the market can reverse. The reversal spots are usually identified through divergence between price movement and momentum.ST Bancorp Analyst Consensus
| Target Price | Advice | # of Analysts | |
| 43.8 | Hold | 5 | Odds |
Most STBA analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand STBA stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of ST Bancorp, talking to its executives and customers, or listening to STBA conference calls.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ST Bancorp. If investors know STBA will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive ST Bancorp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.039 | Dividend Share 2.38 | Earnings Share 3.49 | Revenue Per Share | Quarterly Revenue Growth (0) |
ST Bancorp's market price often diverges from its book value, the accounting figure shown on STBA's balance sheet. Smart investors calculate ST Bancorp's intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since ST Bancorp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between ST Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if ST Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ST Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
ST Bancorp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to ST Bancorp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of ST Bancorp.
| 11/02/2025 |
| 01/31/2026 |
If you would invest 0.00 in ST Bancorp on November 2, 2025 and sell it all today you would earn a total of 0.00 from holding ST Bancorp or generate 0.0% return on investment in ST Bancorp over 90 days. ST Bancorp is related to or competes with 1st Source, TriCo Bancshares, Lakeland Financial, Merchants Bancorp, National Bank, German American, and First Commonwealth. ST Bancorp, Inc. operates as the bank holding company for ST Bank that provides retail and commercial banking products a... More
ST Bancorp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure ST Bancorp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess ST Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.58 | |||
| Information Ratio | 0.1143 | |||
| Maximum Drawdown | 9.17 | |||
| Value At Risk | (2.81) | |||
| Potential Upside | 2.62 |
ST Bancorp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for ST Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as ST Bancorp's standard deviation. In reality, there are many statistical measures that can use ST Bancorp historical prices to predict the future ST Bancorp's volatility.| Risk Adjusted Performance | 0.116 | |||
| Jensen Alpha | 0.1876 | |||
| Total Risk Alpha | 0.1218 | |||
| Sortino Ratio | 0.1169 | |||
| Treynor Ratio | 0.2497 |
ST Bancorp January 31, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.116 | |||
| Market Risk Adjusted Performance | 0.2597 | |||
| Mean Deviation | 1.21 | |||
| Semi Deviation | 1.37 | |||
| Downside Deviation | 1.58 | |||
| Coefficient Of Variation | 657.22 | |||
| Standard Deviation | 1.62 | |||
| Variance | 2.62 | |||
| Information Ratio | 0.1143 | |||
| Jensen Alpha | 0.1876 | |||
| Total Risk Alpha | 0.1218 | |||
| Sortino Ratio | 0.1169 | |||
| Treynor Ratio | 0.2497 | |||
| Maximum Drawdown | 9.17 | |||
| Value At Risk | (2.81) | |||
| Potential Upside | 2.62 | |||
| Downside Variance | 2.5 | |||
| Semi Variance | 1.88 | |||
| Expected Short fall | (1.37) | |||
| Skewness | (0.37) | |||
| Kurtosis | 1.6 |
ST Bancorp Backtested Returns
ST Bancorp appears to be very steady, given 3 months investment horizon. ST Bancorp retains Efficiency (Sharpe Ratio) of 0.16, which indicates the firm had a 0.16 % return per unit of price deviation over the last 3 months. We have found thirty technical indicators for ST Bancorp, which you can use to evaluate the volatility of the company. Please review ST Bancorp's Mean Deviation of 1.21, risk adjusted performance of 0.116, and Downside Deviation of 1.58 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, ST Bancorp holds a performance score of 12. The entity owns a Beta (Systematic Risk) of 0.95, which indicates possible diversification benefits within a given portfolio. ST Bancorp returns are very sensitive to returns on the market. As the market goes up or down, ST Bancorp is expected to follow. Please check ST Bancorp's semi deviation, sortino ratio, semi variance, as well as the relationship between the standard deviation and value at risk , to make a quick decision on whether ST Bancorp's current price history will revert.
Auto-correlation | 0.36 |
Below average predictability
ST Bancorp has below average predictability. Overlapping area represents the amount of predictability between ST Bancorp time series from 2nd of November 2025 to 17th of December 2025 and 17th of December 2025 to 31st of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of ST Bancorp price movement. The serial correlation of 0.36 indicates that just about 36.0% of current ST Bancorp price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.36 | |
| Spearman Rank Test | 0.23 | |
| Residual Average | 0.0 | |
| Price Variance | 1.2 |
ST Bancorp technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.
ST Bancorp Technical Analysis
The output start index for this execution was twenty-four with a total number of output elements of thirty-seven. The Average True Range was developed by J. Welles Wilder in 1970s. It is one of components of the Welles Wilder Directional Movement indicators. The ATR is a measure of ST Bancorp volatility. High ATR values indicate high volatility, and low values indicate low volatility.
About ST Bancorp Technical Analysis
The technical analysis module can be used to analyzes prices, returns, volume, basic money flow, and other market information and help investors to determine the real value of ST Bancorp on a daily or weekly bases. We use both bottom-up as well as top-down valuation methodologies to arrive at the intrinsic value of ST Bancorp based on its technical analysis. In general, a bottom-up approach, as applied to this company, focuses on ST Bancorp price pattern first instead of the macroeconomic environment surrounding ST Bancorp. By analyzing ST Bancorp's financials, daily price indicators, and related drivers such as dividends, momentum ratios, and various types of growth rates, we attempt to find the most accurate representation of ST Bancorp's intrinsic value. As compared to a bottom-up approach, our top-down model examines the macroeconomic factors that affect the industry/economy before zooming in to ST Bancorp specific price patterns or momentum indicators. Please read more on our technical analysis page.
| 2023 | 2024 | 2025 (projected) | Dividend Yield | 0.0389 | 0.0349 | 0.0351 | Price To Sales Ratio | 2.39 | 2.59 | 2.67 |
ST Bancorp January 31, 2026 Technical Indicators
Most technical analysis of STBA help investors determine whether a current trend will continue and, if not, when it will shift. We provide a combination of tools to recognize potential entry and exit points for STBA from various momentum indicators to cycle indicators. When you analyze STBA charts, please remember that the event formation may indicate an entry point for a short seller, and look at different other indicators across different periods to confirm that a breakdown or reversion is likely to occur.
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.116 | |||
| Market Risk Adjusted Performance | 0.2597 | |||
| Mean Deviation | 1.21 | |||
| Semi Deviation | 1.37 | |||
| Downside Deviation | 1.58 | |||
| Coefficient Of Variation | 657.22 | |||
| Standard Deviation | 1.62 | |||
| Variance | 2.62 | |||
| Information Ratio | 0.1143 | |||
| Jensen Alpha | 0.1876 | |||
| Total Risk Alpha | 0.1218 | |||
| Sortino Ratio | 0.1169 | |||
| Treynor Ratio | 0.2497 | |||
| Maximum Drawdown | 9.17 | |||
| Value At Risk | (2.81) | |||
| Potential Upside | 2.62 | |||
| Downside Variance | 2.5 | |||
| Semi Variance | 1.88 | |||
| Expected Short fall | (1.37) | |||
| Skewness | (0.37) | |||
| Kurtosis | 1.6 |
ST Bancorp January 31, 2026 Daily Trend Indicators
Traders often use several different daily volumes and price technical indicators to supplement a more traditional technical analysis when analyzing securities such as STBA stock. With literally thousands of different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 0.03 | ||
| Daily Balance Of Power | 0.50 | ||
| Rate Of Daily Change | 1.01 | ||
| Day Median Price | 42.11 | ||
| Day Typical Price | 42.28 | ||
| Price Action Indicator | 0.80 | ||
| Market Facilitation Index | 1.07 |
Complementary Tools for STBA Stock analysis
When running ST Bancorp's price analysis, check to measure ST Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ST Bancorp is operating at the current time. Most of ST Bancorp's value examination focuses on studying past and present price action to predict the probability of ST Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ST Bancorp's price. Additionally, you may evaluate how the addition of ST Bancorp to your portfolios can decrease your overall portfolio volatility.
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