STBA Financial Statements From 2010 to 2025

STBA Stock  USD 39.57  0.56  1.40%   
ST Bancorp's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing ST Bancorp's valuation are provided below:
Gross Profit
391.9 M
Profit Margin
0.3402
Market Capitalization
1.5 B
Enterprise Value Revenue
4.5425
Revenue
391.9 M
We have found one hundred twenty available fundamental measures for ST Bancorp, which can be analyzed and compared to other ratios and to its peers in the sector. All investors should make sure to double-check all of ST Bancorp latest market performance against the performance between 2010 and 2025 to make sure the company can sustain itself in the coming quarters. The current year's Market Cap is expected to grow to about 808.1 M

ST Bancorp Total Revenue

593.2 Million

Check ST Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among ST Bancorp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 5.6 M, Interest Expense of 190.1 M or Selling General Administrative of 132.5 M, as well as many indicators such as Price To Sales Ratio of 2.6, Dividend Yield of 0.0256 or PTB Ratio of 1.86. STBA financial statements analysis is a perfect complement when working with ST Bancorp Valuation or Volatility modules.
  
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Check out the analysis of ST Bancorp Correlation against competitors.
For information on how to trade STBA Stock refer to our How to Trade STBA Stock guide.

ST Bancorp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets10.1 B9.7 BB
Slightly volatile
Short and Long Term Debt Total396.5 M250.3 M386.9 M
Pretty Stable
Other Current Liabilities8.2 B7.8 B5.6 B
Slightly volatile
Total Current Liabilities8.3 B7.9 B5.9 B
Slightly volatile
Total Stockholder Equity1.4 B1.4 B912.7 M
Slightly volatile
Property Plant And Equipment Net35.8 M45 M42.7 M
Slightly volatile
Retained Earnings1.1 BB659.3 M
Slightly volatile
Cash140.8 M244.8 M222.7 M
Pretty Stable
Non Current Assets Total4.3 B8.4 B5.8 B
Slightly volatile
Non Currrent Assets Other380.7 M362.6 M255 M
Slightly volatile
Other Assets9.7 B9.2 B6.8 B
Slightly volatile
Cash And Short Term Investments1.3 B1.2 B884.6 M
Slightly volatile
Common Stock Shares Outstanding32.3 M38.5 M34.1 M
Slightly volatile
Liabilities And Stockholders Equity10.1 B9.7 BB
Slightly volatile
Non Current Liabilities Total220.6 M344.6 M202.3 M
Slightly volatile
Other Stockholder Equity330.4 M314.6 M197 M
Slightly volatile
Total Liabilities4.2 B8.3 B5.8 B
Slightly volatile
Property Plant And Equipment Gross144.7 M137.8 M70.8 M
Slightly volatile
Total Current Assets1.3 B1.2 B884.6 M
Slightly volatile
Short Term Debt254.6 M150 M293.5 M
Pretty Stable
Common Stock92 M119.2 M92.1 M
Slightly volatile
Common Stock Total Equity88.4 M119.2 M91.8 M
Slightly volatile
Other Liabilities71.9 M129.1 M79.5 M
Slightly volatile
Accounts Payable4.4 B8.3 B5.4 B
Slightly volatile
Long Term Debt99 M100.3 M110.7 M
Slightly volatile
Short Term Investments669.2 M987.6 M681.1 M
Slightly volatile
Inventory4.8 M3.5 M4.6 M
Pretty Stable
Property Plant Equipment111.5 M106.2 M63 M
Slightly volatile
Good Will233.5 M429.4 M277 M
Slightly volatile
Other Current Assets204.4 M215.1 M2.4 B
Slightly volatile
Intangible Assets2.9 M3.1 M8.2 M
Slightly volatile
Net Tangible Assets641 M926.7 M605.3 M
Slightly volatile
Retained Earnings Total Equity633.7 M816.6 M610.2 M
Slightly volatile
Long Term Debt Total81.2 M79 M97.5 M
Slightly volatile
Capital Surpluse483.8 M460.8 M258.6 M
Slightly volatile
Long Term Investments938.2 M987.6 M3.2 B
Slightly volatile
Non Current Liabilities Other132.3 M264.4 M149.1 M
Slightly volatile
Net Receivables4.5 M4.8 M4.3 B
Slightly volatile
Earning Assets571.1 M619.2 M707.3 M
Slightly volatile
Net Invested Capital987.8 M1.6 B1.3 B
Slightly volatile
Capital Stock111.9 M119.2 M97.6 M
Slightly volatile

ST Bancorp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization5.6 M10.9 M6.7 M
Slightly volatile
Interest Expense190.1 M181.1 M56.5 M
Slightly volatile
Selling General Administrative132.5 M126.2 M88.3 M
Slightly volatile
Total Revenue593.2 M565 M331.1 M
Slightly volatile
Gross Profit402.9 M383.8 M256 M
Slightly volatile
Other Operating Expenses420.1 M400.1 M228.2 M
Slightly volatile
Operating Income173.1 M164.8 M102.9 M
Slightly volatile
EBIT173.1 M164.8 M102.9 M
Slightly volatile
EBITDA184.5 M175.7 M109.9 M
Slightly volatile
Cost Of Revenue190.3 M181.2 M75.2 M
Slightly volatile
Total Operating Expenses229.9 M218.9 M153.1 M
Slightly volatile
Income Before Tax173.1 M164.8 M102.9 M
Slightly volatile
Net Income137.8 M131.3 M81 M
Slightly volatile
Net Income Applicable To Common Shares163.2 M155.4 M85.2 M
Slightly volatile
Selling And Marketing Expenses4.2 M6.4 M4.3 M
Slightly volatile
Preferred Stock And Other Adjustments6.1 M6.8 M7.5 M
Slightly volatile
Net Income From Continuing Ops103.5 M131.3 M91.8 M
Slightly volatile
Non Recurring2.1 M3.6 M2.4 M
Slightly volatile
Net Interest Income291 M333.8 M242.1 M
Slightly volatile
Interest Income353.2 M514.8 M286.3 M
Slightly volatile
Reconciled Depreciation8.2 M10.9 M5.3 M
Slightly volatile

ST Bancorp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow178.9 M170.4 M115.6 M
Slightly volatile
Begin Period Cash Flow132.9 M233.6 M212.8 M
Slightly volatile
Depreciation11.4 M10.9 M6.4 M
Slightly volatile
Dividends Paid27 M51 M31 M
Slightly volatile
Capital ExpendituresMM3.9 M
Slightly volatile
Total Cash From Operating Activities182 M173.4 M119.4 M
Slightly volatile
Net Income137.8 M131.3 M81 M
Slightly volatile
End Period Cash Flow151.1 M244.8 M222.6 M
Pretty Stable

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.62.58693.3143
Very volatile
Dividend Yield0.02560.03490.0299
Pretty Stable
PTB Ratio1.861.05881.2659
Very volatile
Book Value Per Share37.936.097425.4608
Slightly volatile
Free Cash Flow Yield0.07180.11660.1053
Very volatile
Operating Cash Flow Per Share4.764.53393.3373
Slightly volatile
Stock Based Compensation To Revenue0.00450.00820.006
Slightly volatile
Capex To Depreciation0.260.27561.5843
Pretty Stable
PB Ratio1.861.05881.2659
Very volatile
EV To Sales3.52.59663.8764
Very volatile
Free Cash Flow Per Share4.684.45563.2266
Slightly volatile
ROIC0.06270.070.0568
Pretty Stable
Net Income Per Share3.63.43282.2635
Slightly volatile
Sales General And Administrative To Revenue0.170.22340.2724
Slightly volatile
Capex To Revenue0.0050.00530.0129
Slightly volatile
Cash Per Share33.8432.2324.8125
Slightly volatile
POCF Ratio13.488.429810.4208
Very volatile
Interest Coverage1.590.91033.336
Very volatile
Payout Ratio0.460.38830.4921
Pretty Stable
Capex To Operating Cash Flow0.01640.01730.0428
Slightly volatile
PFCF Ratio14.638.57811.0278
Very volatile
Income Quality1.181.32071.5451
Pretty Stable
ROE0.130.09510.0917
Pretty Stable
EV To Operating Cash Flow8.048.461511.7376
Pretty Stable
PE Ratio13.0611.133615.67
Very volatile
Return On Tangible Assets0.01540.01410.0119
Slightly volatile
EV To Free Cash Flow8.188.610212.3806
Pretty Stable
Earnings Yield0.07790.08980.0738
Pretty Stable
Intangibles To Total Assets0.02790.0390.0389
Pretty Stable
Current Ratio0.160.15540.1473
Very volatile
Tangible Book Value Per Share27.5626.251817.5106
Slightly volatile
Graham Number55.4452.802735.5211
Slightly volatile
Shareholders Equity Per Share37.936.097425.4608
Slightly volatile
Debt To Equity0.170.18130.4555
Slightly volatile
Capex Per Share0.10.07830.1119
Pretty Stable
Revenue Per Share15.5114.77479.3064
Slightly volatile
Interest Debt Per Share11.3411.281412.431
Pretty Stable
Debt To Assets0.02460.02590.0572
Slightly volatile
Enterprise Value Over EBITDA11.998.3512.6023
Very volatile
Short Term Coverage Ratios1.211.15580.6235
Slightly volatile
Price Earnings Ratio13.0611.133615.67
Very volatile
Price Book Value Ratio1.861.05881.2659
Very volatile
Dividend Payout Ratio0.460.38830.4921
Pretty Stable
Price To Operating Cash Flows Ratio13.488.429810.4208
Very volatile
Price To Free Cash Flows Ratio14.638.57811.0278
Very volatile
Pretax Profit Margin0.240.29170.3012
Pretty Stable
Operating Profit Margin0.240.29170.3012
Pretty Stable
Company Equity Multiplier9.316.9978.0194
Slightly volatile
Long Term Debt To Capitalization0.06440.06780.0953
Slightly volatile
Total Debt To Capitalization0.150.15350.2969
Slightly volatile
Return On Capital Employed0.120.09560.0946
Very volatile
Debt Equity Ratio0.170.18130.4555
Slightly volatile
Ebit Per Revenue0.240.29170.3012
Pretty Stable
Quick Ratio0.160.15540.1473
Very volatile
Dividend Paid And Capex Coverage Ratio2.073.21243.2125
Pretty Stable
Net Income Per E B T0.630.79640.7879
Very volatile
Cash Ratio0.02760.03090.0413
Slightly volatile
Operating Cash Flow Sales Ratio0.230.30690.3517
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio0.740.98270.942
Pretty Stable
Cash Flow Coverage Ratios0.730.69260.3989
Slightly volatile
Price To Book Ratio1.861.05881.2659
Very volatile
Fixed Asset Turnover8.1312.54547.3095
Slightly volatile
Capital Expenditure Coverage Ratio60.857.904832.7239
Slightly volatile
Price Cash Flow Ratio13.488.429810.4208
Very volatile
Enterprise Value Multiple11.998.3512.6023
Very volatile
Debt Ratio0.02460.02590.0572
Slightly volatile
Cash Flow To Debt Ratio0.730.69260.3989
Slightly volatile
Price Sales Ratio2.62.58693.3143
Very volatile
Return On Assets0.01510.01360.0115
Slightly volatile
Asset Turnover0.070.05850.0503
Pretty Stable
Net Profit Margin0.180.23230.235
Pretty Stable
Gross Profit Margin0.540.67930.7672
Very volatile
Price Fair Value1.861.05881.2659
Very volatile
Return On Equity0.130.09510.0917
Pretty Stable

ST Bancorp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap808.1 M540.4 M528.6 M
Very volatile

STBA Fundamental Market Drivers

Forward Price Earnings13.8313
Cash And Short Term Investments1.2 B

STBA Upcoming Events

18th of April 2024
Upcoming Quarterly Report
View
18th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About ST Bancorp Financial Statements

ST Bancorp stakeholders use historical fundamental indicators, such as ST Bancorp's revenue or net income, to determine how well the company is positioned to perform in the future. Although ST Bancorp investors may analyze each financial statement separately, they are all interrelated. For example, changes in ST Bancorp's assets and liabilities are reflected in the revenues and expenses on ST Bancorp's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in ST Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue565 M593.2 M
Cost Of Revenue181.2 M190.3 M
Sales General And Administrative To Revenue 0.22  0.17 
Capex To Revenue 0.01  0.01 
Revenue Per Share 14.77  15.51 
Ebit Per Revenue 0.29  0.24 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether ST Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of ST Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of St Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on St Bancorp Stock:
Check out the analysis of ST Bancorp Correlation against competitors.
For information on how to trade STBA Stock refer to our How to Trade STBA Stock guide.
You can also try the Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ST Bancorp. If investors know STBA will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ST Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.071
Dividend Share
2.38
Earnings Share
3.46
Revenue Per Share
10.232
Quarterly Revenue Growth
0.035
The market value of ST Bancorp is measured differently than its book value, which is the value of STBA that is recorded on the company's balance sheet. Investors also form their own opinion of ST Bancorp's value that differs from its market value or its book value, called intrinsic value, which is ST Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ST Bancorp's market value can be influenced by many factors that don't directly affect ST Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ST Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if ST Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ST Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.