STBA Historical Income Statement

STBA Stock

USD 43.44 0.92 2.16%

Historical analysis of ST Bancorp income statement accounts such as Gross Profit of 408.6 M, Other Operating Expenses of 375.1 M, Operating Income of 123.1 M or Ebit of 122.4 M can show how well ST Bancorp performed in making a profits. Evaluating ST Bancorp income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of ST Bancorp's future profits or losses.

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Financial Statement Analysis is much more than just reviewing and examining ST Bancorp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether ST Bancorp is a good buy for the upcoming year.

Net Income Gross Profit

Check out World Market Map to better understand how to build diversified portfolios, which includes a position in ST Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For information on how to trade STBA Stock refer to our How to Trade STBA Stock guide.

About STBA Income Statement Analysis

ST Bancorp Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to ST Bancorp shareholders. The income statement also shows STBA investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

ST Bancorp Income Statement Chart

At present, ST Bancorp's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Selling General Administrative is expected to grow to about 121.4 M, whereas Depreciation And Amortization is forecasted to decline to about 4.8 M.

Selling General Administrative Total Revenue Gross Profit Other Operating Expenses

Total Revenue

Total revenue comprises all receipts ST Bancorp generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of ST Bancorp minus its cost of goods sold. It is profit before ST Bancorp operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Other Operating Expenses

Other Operating Expenses is the expense which generally does not depend on sales or production quantities of ST Bancorp. It is also known as ST Bancorp overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.

Most accounts from ST Bancorp's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into ST Bancorp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in ST Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For information on how to trade STBA Stock refer to our How to Trade STBA Stock guide.At present, ST Bancorp's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Selling General Administrative is expected to grow to about 121.4 M, whereas Depreciation And Amortization is forecasted to decline to about 4.8 M.

	2021	2022	2023	2024 (projected)
Interest Expense	13.2M	25.0M	128.5M	134.9M
Depreciation And Amortization	6.8M	6.6M	7.5M	4.8M

Interest Expense Depreciation And Amortization

ST Bancorp income statement Correlations

	Depreciation And Amortization	Interest Expense	Selling General Administrative	Total Revenue	Gross Profit	Other Operating Expenses	Operating Income	Ebit	Ebitda	Total Operating Expenses	Income Before Tax	Total Other Income Expense Net	Net Income	Income Tax Expense	Cost Of Revenue	Selling And Marketing Expenses	Net Income From Continuing Ops	Non Recurring	Tax Provision	Net Interest Income	Interest Income	Reconciled Depreciation	Extraordinary Items
Depreciation And Amortization		0.17	0.44	0.49	0.48	0.51	-0.06	-0.08	-0.03	-0.17	0.09	0.18	0.17	-0.18	-0.74	0.58	-0.06	0.09	-0.38	0.55	0.51	0.57	0.56
Interest Expense	0.17		0.43	0.52	0.52	0.79	0.3	0.33	0.34	0.69	0.57	0.9	0.61	0.1	-0.23	0.41	0.42	0.3	0.11	0.62	0.74	0.35	0.54
Selling General Administrative	0.44	0.43		0.97	0.96	0.58	0.57	0.58	0.6	0.29	0.79	0.48	0.79	0.53	-0.69	0.76	0.54	0.69	0.16	0.73	0.7	0.64	0.63
Total Revenue	0.49	0.52	0.97		1.0	0.69	0.56	0.56	0.59	0.25	0.79	0.52	0.81	0.46	-0.68	0.84	0.57	0.74	0.08	0.85	0.82	0.76	0.78
Gross Profit	0.48	0.52	0.96	1.0		0.69	0.56	0.56	0.59	0.25	0.8	0.52	0.81	0.46	-0.68	0.84	0.57	0.74	0.08	0.85	0.82	0.77	0.78
Other Operating Expenses	0.51	0.79	0.58	0.69	0.69		0.07	0.12	0.14	0.31	0.43	0.71	0.5	-0.08	-0.47	0.65	0.22	0.44	-0.26	0.75	0.79	0.69	0.76
Operating Income	-0.06	0.3	0.57	0.56	0.56	0.07		0.99	0.99	0.36	0.87	0.25	0.84	0.81	-0.25	0.41	0.89	0.59	0.61	0.54	0.54	0.37	0.42
Ebit	-0.08	0.33	0.58	0.56	0.56	0.12	0.99		1.0	0.37	0.87	0.28	0.84	0.82	-0.25	0.4	0.91	0.61	0.61	0.52	0.54	0.35	0.42
Ebitda	-0.03	0.34	0.6	0.59	0.59	0.14	0.99	1.0		0.36	0.87	0.29	0.85	0.81	-0.29	0.43	0.91	0.61	0.59	0.55	0.57	0.38	0.45
Total Operating Expenses	-0.17	0.69	0.29	0.25	0.25	0.31	0.36	0.37	0.36		0.55	0.73	0.53	0.31	0.03	0.07	0.27	-0.03	0.56	0.32	0.36	0.0	0.0
Income Before Tax	0.09	0.57	0.79	0.79	0.8	0.43	0.87	0.87	0.87	0.55		0.61	0.99	0.71	-0.44	0.53	0.81	0.58	0.52	0.7	0.69	0.57	0.58
Total Other Income Expense Net	0.18	0.9	0.48	0.52	0.52	0.71	0.25	0.28	0.29	0.73	0.61		0.63	0.17	-0.33	0.38	0.35	0.2	0.19	0.54	0.64	0.31	0.41
Net Income	0.17	0.61	0.79	0.81	0.81	0.5	0.84	0.84	0.85	0.53	0.99	0.63		0.61	-0.51	0.57	0.77	0.57	0.41	0.74	0.74	0.63	0.66
Income Tax Expense	-0.18	0.1	0.53	0.46	0.46	-0.08	0.81	0.82	0.81	0.31	0.71	0.17	0.61		-0.06	0.3	0.79	0.53	0.81	0.35	0.34	0.15	0.06
Cost Of Revenue	-0.74	-0.23	-0.69	-0.68	-0.68	-0.47	-0.25	-0.25	-0.29	0.03	-0.44	-0.33	-0.51	-0.06		-0.61	-0.18	-0.26	0.26	-0.49	-0.48	-0.55	-0.62
Selling And Marketing Expenses	0.58	0.41	0.76	0.84	0.84	0.65	0.41	0.4	0.43	0.07	0.53	0.38	0.57	0.3	-0.61		0.42	0.77	-0.12	0.87	0.86	0.72	0.77
Net Income From Continuing Ops	-0.06	0.42	0.54	0.57	0.57	0.22	0.89	0.91	0.91	0.27	0.81	0.35	0.77	0.79	-0.18	0.42		0.66	0.59	0.56	0.62	0.38	0.49
Non Recurring	0.09	0.3	0.69	0.74	0.74	0.44	0.59	0.61	0.61	-0.03	0.58	0.2	0.57	0.53	-0.26	0.77	0.66		0.06	0.65	0.67	0.55	0.62
Tax Provision	-0.38	0.11	0.16	0.08	0.08	-0.26	0.61	0.61	0.59	0.56	0.52	0.19	0.41	0.81	0.26	-0.12	0.59	0.06		0.11	0.09	-0.11	-0.26
Net Interest Income	0.55	0.62	0.73	0.85	0.85	0.75	0.54	0.52	0.55	0.32	0.7	0.54	0.74	0.35	-0.49	0.87	0.56	0.65	0.11		0.97	0.85	0.84
Interest Income	0.51	0.74	0.7	0.82	0.82	0.79	0.54	0.54	0.57	0.36	0.69	0.64	0.74	0.34	-0.48	0.86	0.62	0.67	0.09	0.97		0.74	0.84
Reconciled Depreciation	0.57	0.35	0.64	0.76	0.77	0.69	0.37	0.35	0.38	0.0	0.57	0.31	0.63	0.15	-0.55	0.72	0.38	0.55	-0.11	0.85	0.74		0.88
Extraordinary Items	0.56	0.54	0.63	0.78	0.78	0.76	0.42	0.42	0.45	0.0	0.58	0.41	0.66	0.06	-0.62	0.77	0.49	0.62	-0.26	0.84	0.84	0.88

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ST Bancorp Account Relationship Matchups

ST Bancorp income statement Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Depreciation And Amortization	5.8M	9.5M	6.8M	6.6M	7.5M	4.8M
Interest Expense	73.7M	41.1M	13.2M	25.0M	128.5M	134.9M
Selling General Administrative	84.7M	95.2M	104.4M	106.1M	115.6M	121.4M
Total Revenue	299.3M	339.1M	340.7M	374.0M	389.1M	408.6M
Gross Profit	299.3M	339.1M	340.7M	374.0M	389.1M	408.6M
Other Operating Expenses	182.0M	318.1M	205.1M	5.6M	357.3M	375.1M
Operating Income	117.4M	21.0M	135.7M	200.0M	178.8M	123.1M
Ebit	117.4M	23.7M	140.3M	171.4M	178.8M	122.4M
Ebitda	123.1M	33.1M	147.1M	178.0M	186.3M	127.2M
Total Operating Expenses	(182.0M)	(318.1M)	(205.1M)	5.6M	407.0M	427.4M
Income Before Tax	117.4M	21.0M	135.7M	168.9M	178.8M	187.7M
Total Other Income Expense Net	117.4M	(43.1M)	(35.9M)	(36.3M)	196.7M	206.5M
Net Income	98.2M	21.0M	110.3M	135.5M	144.8M	152.0M
Income Tax Expense	19.1M	(1K)	25.3M	33.4M	34.0M	18.1M
Net Income Applicable To Common Shares	98.2M	21.0M	110.3M	135.1M	155.4M	163.2M
Selling And Marketing Expenses	4.6M	6.0M	4.6M	5.6M	6.5M	4.1M
Net Income From Continuing Ops	136.5M	21.0M	110.3M	135.5M	148.0M	100.4M
Tax Provision	19.1M	(1K)	25.3M	33.4M	35.0M	27.7M
Net Interest Income	245.0M	278.3M	275.6M	315.2M	351.9M	282.5M
Interest Income	318.7M	319.4M	288.8M	340.2M	452.4M	329.5M
Reconciled Depreciation	5.8M	7.6M	11.5M	9.0M	7.5M	7.6M

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When determining whether ST Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of ST Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of St Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on St Bancorp Stock:

How To Invest In STBA

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Is STBA Stock a good investment?

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What is ST Bancorp's Net Worth?

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Largest Regional Banks Companies

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Largest Banks - Regional Companies

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For information on how to trade STBA Stock refer to our How to Trade STBA Stock guide.

You can also try the ETF Categories module to list of ETF categories grouped based on various criteria, such as the investment strategy or type of investments.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ST Bancorp. If investors know STBA will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ST Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.02)

Dividend Share

0.33

Earnings Share

3.51

Revenue Per Share

10.107

Quarterly Revenue Growth

0.014

The market value of ST Bancorp is measured differently than its book value, which is the value of STBA that is recorded on the company's balance sheet. Investors also form their own opinion of ST Bancorp's value that differs from its market value or its book value, called intrinsic value, which is ST Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ST Bancorp's market value can be influenced by many factors that don't directly affect ST Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between ST Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if ST Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ST Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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STBA Historical Income Statement

About STBA Income Statement Analysis

ST Bancorp Income Statement Chart

Total Revenue

Gross Profit

Other Operating Expenses

ST Bancorp income statement Correlations

ST Bancorp Account Relationship Matchups

High Positive Relationship

High Negative Relationship

ST Bancorp income statement Accounts

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Gross Profit	+ 1.0	Total Revenue
Ebitda	+ 1.0	Ebit
Ebit	+ 0.99	Operating Income
Ebitda	+ 0.99	Operating Income
Net Income	+ 0.99	Income Before Tax
Total Revenue	+ 0.97	Selling General Administrative

Cost Of Revenue	- 0.74	Depreciation And Amortization
Cost Of Revenue	- 0.69	Selling General Administrative
Cost Of Revenue	- 0.68	Gross Profit
Cost Of Revenue	- 0.68	Total Revenue
Extraordinary Items	- 0.62	Cost Of Revenue
Selling And Marketing Expenses	- 0.61	Cost Of Revenue