UMB Total Revenue vs Operating Income Analysis

UMBF Stock

USD 125.49 0.56 0.44%

UMB Financial financial indicator trend analysis is much more than just breaking down UMB Financial prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether UMB Financial is a good investment. Please check the relationship between UMB Financial Total Revenue and its Operating Income accounts. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in UMB Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.

Total Revenue vs Operating Income

Total Revenue vs Operating Income Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of UMB Financial Total Revenue account and Operating Income. At this time, the significance of the direction appears to have no relationship.

The correlation between UMB Financial's Total Revenue and Operating Income is 0.09. Overlapping area represents the amount of variation of Total Revenue that can explain the historical movement of Operating Income in the same time period over historical financial statements of UMB Financial, assuming nothing else is changed. The correlation between historical values of UMB Financial's Total Revenue and Operating Income is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Total Revenue of UMB Financial are associated (or correlated) with its Operating Income. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Operating Income has no effect on the direction of Total Revenue i.e., UMB Financial's Total Revenue and Operating Income go up and down completely randomly.

Correlation Coefficient

0.09

Relationship Direction	Positive
Relationship Strength	Insignificant

View All Relationships

Total Revenue

Total revenue comprises all receipts UMB Financial generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Operating Income

Operating Income is the amount of profit realized from UMB Financial operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of UMB Financial is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.

Most indicators from UMB Financial's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into UMB Financial current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in UMB Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.The current Selling General Administrative is estimated to decrease to about 301.6 M. The UMB Financial's current Discontinued Operations is estimated to increase to about (816.1 K)

	2021	2022	2023	2024 (projected)
Operating Income	429.1M	750.7M	507.2M	263.5M
Other Operating Expenses	766.9M	25.7M	1.3B	1.4B

Operating Income Other Operating Expenses

UMB Financial fundamental ratios Correlations

	Common Stock Shares Outstanding	Total Assets	Short Long Term Debt Total	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Non Current Liabilities Total	Other Stockholder Equity	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Other Current Liab	Total Current Liabilities	Net Receivables	Short Term Debt	Other Current Assets	Common Stock Total Equity	Common Stock	Other Liab	Accounts Payable
Common Stock Shares Outstanding		0.68	0.69	0.78	0.43	-0.12	0.71	0.35	-0.02	-0.25	0.34	0.09	0.36	0.77	0.24	0.49	0.16	-0.13	0.52	0.48	0.61	0.5	0.26	0.26	-0.6	0.1
Total Assets	0.68		0.68	0.95	0.34	-0.41	0.98	0.78	-0.13	-0.34	0.43	0.08	0.64	0.56	0.3	0.87	-0.05	-0.04	0.48	0.77	0.55	0.4	0.5	0.51	-0.01	0.3
Short Long Term Debt Total	0.69	0.68		0.73	0.47	-0.58	0.62	0.54	0.3	-0.5	-0.05	0.45	0.02	0.62	-0.26	0.64	0.37	0.25	0.84	0.18	0.98	0.51	0.29	0.29	-0.09	0.48
Total Stockholder Equity	0.78	0.95	0.73		0.56	-0.41	0.93	0.69	0.08	-0.24	0.35	0.24	0.5	0.73	0.23	0.74	0.15	0.03	0.55	0.65	0.64	0.41	0.6	0.6	-0.23	0.24
Property Plant And Equipment Net	0.43	0.34	0.47	0.56		-0.25	0.32	0.08	0.59	0.12	0.19	0.52	-0.21	0.78	-0.08	0.2	0.59	0.53	0.46	-0.09	0.5	-0.03	0.77	0.77	-0.58	-0.04
Net Debt	-0.12	-0.41	-0.58	-0.41	-0.25		-0.25	-0.77	-0.63	0.0	0.39	-0.8	0.14	-0.24	0.35	-0.49	-0.65	-0.47	-0.62	0.08	-0.6	-0.54	-0.18	-0.18	-0.22	-0.91
Retained Earnings	0.71	0.98	0.62	0.93	0.32	-0.25		0.67	-0.26	-0.39	0.52	-0.06	0.68	0.55	0.36	0.84	-0.17	-0.13	0.42	0.82	0.49	0.33	0.49	0.5	-0.05	0.15
Cash	0.35	0.78	0.54	0.69	0.08	-0.77	0.67		0.15	-0.09	0.06	0.39	0.51	0.25	0.21	0.71	0.21	0.01	0.36	0.56	0.45	0.55	0.28	0.29	0.28	0.71
Non Current Assets Total	-0.02	-0.13	0.3	0.08	0.59	-0.63	-0.26	0.15		0.34	-0.56	0.93	-0.61	0.32	-0.48	-0.18	0.95	0.59	0.42	-0.59	0.41	0.22	0.26	0.26	-0.26	0.45
Non Currrent Assets Other	-0.25	-0.34	-0.5	-0.24	0.12	0.0	-0.39	-0.09	0.34		-0.09	0.29	-0.11	0.05	0.17	-0.45	0.31	0.27	-0.49	-0.22	-0.46	-0.25	0.08	0.08	-0.25	-0.07
Other Assets	0.34	0.43	-0.05	0.35	0.19	0.39	0.52	0.06	-0.56	-0.09		-0.51	0.62	0.31	0.79	0.37	-0.39	-0.21	-0.22	0.64	-0.14	-0.21	0.5	0.51	-0.21	-0.44
Cash And Short Term Investments	0.09	0.08	0.45	0.24	0.52	-0.8	-0.06	0.39	0.93	0.29	-0.51		-0.46	0.37	-0.44	0.05	0.91	0.65	0.52	-0.42	0.54	0.27	0.24	0.23	-0.15	0.64
Non Current Liabilities Total	0.36	0.64	0.02	0.5	-0.21	0.14	0.68	0.51	-0.61	-0.11	0.62	-0.46		0.04	0.81	0.41	-0.54	-0.62	-0.31	0.98	-0.14	0.11	0.2	0.21	0.13	-0.12
Other Stockholder Equity	0.77	0.56	0.62	0.73	0.78	-0.24	0.55	0.25	0.32	0.05	0.31	0.37	0.04		0.07	0.42	0.45	0.32	0.57	0.18	0.63	0.31	0.66	0.66	-0.63	0.07
Total Liab	0.24	0.3	-0.26	0.23	-0.08	0.35	0.36	0.21	-0.48	0.17	0.79	-0.44	0.81	0.07		0.08	-0.34	-0.54	-0.54	0.73	-0.36	-0.07	0.3	0.3	-0.15	-0.34
Property Plant And Equipment Gross	0.49	0.87	0.64	0.74	0.2	-0.49	0.84	0.71	-0.18	-0.45	0.37	0.05	0.41	0.42	0.08		-0.09	0.18	0.58	0.55	0.54	0.36	0.36	0.37	0.16	0.48
Total Current Assets	0.16	-0.05	0.37	0.15	0.59	-0.65	-0.17	0.21	0.95	0.31	-0.39	0.91	-0.54	0.45	-0.34	-0.09		0.55	0.48	-0.51	0.47	0.38	0.28	0.27	-0.4	0.5
Other Current Liab	-0.13	-0.04	0.25	0.03	0.53	-0.47	-0.13	0.01	0.59	0.27	-0.21	0.65	-0.62	0.32	-0.54	0.18	0.55		0.4	-0.54	0.34	-0.22	0.3	0.3	-0.03	0.32
Total Current Liabilities	0.52	0.48	0.84	0.55	0.46	-0.62	0.42	0.36	0.42	-0.49	-0.22	0.52	-0.31	0.57	-0.54	0.58	0.48	0.4		-0.13	0.86	0.55	0.18	0.18	-0.19	0.55
Net Receivables	0.48	0.77	0.18	0.65	-0.09	0.08	0.82	0.56	-0.59	-0.22	0.64	-0.42	0.98	0.18	0.73	0.55	-0.51	-0.54	-0.13		0.02	0.16	0.28	0.28	0.09	-0.08
Short Term Debt	0.61	0.55	0.98	0.64	0.5	-0.6	0.49	0.45	0.41	-0.46	-0.14	0.54	-0.14	0.63	-0.36	0.54	0.47	0.34	0.86	0.02		0.49	0.3	0.3	-0.11	0.48
Other Current Assets	0.5	0.4	0.51	0.41	-0.03	-0.54	0.33	0.55	0.22	-0.25	-0.21	0.27	0.11	0.31	-0.07	0.36	0.38	-0.22	0.55	0.16	0.49		-0.06	-0.07	-0.13	0.64
Common Stock Total Equity	0.26	0.5	0.29	0.6	0.77	-0.18	0.49	0.28	0.26	0.08	0.5	0.24	0.2	0.66	0.3	0.36	0.28	0.3	0.18	0.28	0.3	-0.06		1.0	-0.22	-0.1
Common Stock	0.26	0.51	0.29	0.6	0.77	-0.18	0.5	0.29	0.26	0.08	0.51	0.23	0.21	0.66	0.3	0.37	0.27	0.3	0.18	0.28	0.3	-0.07	1.0		-0.22	-0.1
Other Liab	-0.6	-0.01	-0.09	-0.23	-0.58	-0.22	-0.05	0.28	-0.26	-0.25	-0.21	-0.15	0.13	-0.63	-0.15	0.16	-0.4	-0.03	-0.19	0.09	-0.11	-0.13	-0.22	-0.22		0.24
Accounts Payable	0.1	0.3	0.48	0.24	-0.04	-0.91	0.15	0.71	0.45	-0.07	-0.44	0.64	-0.12	0.07	-0.34	0.48	0.5	0.32	0.55	-0.08	0.48	0.64	-0.1	-0.1	0.24

Click cells to compare fundamentals

UMB Financial Account Relationship Matchups

UMB Financial fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Common Stock Shares Outstanding	49.1M	48.3M	48.7M	48.7M	48.8M	51.3M
Total Assets	26.6B	33.1B	42.7B	38.5B	44.0B	46.2B
Short Long Term Debt Total	2.0B	2.6B	3.5B	2.6B	1.4B	1.5B
Total Stockholder Equity	2.6B	3.0B	3.1B	2.7B	3.1B	3.3B
Property Plant And Equipment Net	300.3M	293.1M	270.9M	263.6M	211.3M	237.3M
Net Debt	(1.6B)	(3.3B)	(9.0B)	(1.3B)	(1.3B)	(1.4B)
Retained Earnings	1.7B	1.9B	2.2B	2.5B	2.8B	3.0B
Cash	1.7B	3.5B	9.3B	1.7B	5.6B	5.9B
Non Current Assets Total	9.2B	11.1B	14.3B	549.8M	520.1M	494.1M
Non Currrent Assets Other	(60.5M)	(96.8M)	(95.1M)	(13.6B)	(726.4M)	(690.0M)
Other Assets	8.1B	9.0B	7.1B	38.0B	43.0B	45.2B
Cash And Short Term Investments	9.1B	12.8B	21.2B	420K	452.2M	429.6M
Liabilities And Stockholders Equity	26.6B	33.1B	42.7B	38.5B	44.0B	46.2B
Non Current Liabilities Total	97.5M	269.6M	271.5M	381.3M	40.5B	42.6B
Other Stockholder Equity	795.8M	752.3M	787.1M	778.7M	791.5M	562.8M
Total Liab	97.5M	269.6M	271.5M	381.3M	40.9B	43.0B
Property Plant And Equipment Gross	300.3M	293.1M	849.0M	875.8M	606.2M	636.5M
Total Current Assets	9.3B	13.0B	21.4B	420K	452.2M	429.6M
Other Current Liab	7.0B	9.9B	16.3B	14.1B	(615.2M)	(584.5M)
Total Current Liabilities	8.9B	12.2B	19.6B	16.3B	384.8M	365.5M
Net Receivables	124.5M	139.9M	131.1M	189.2M	519.7M	545.6M
Short Term Debt	1.9B	2.3B	3.2B	2.2B	1B	684.4M
Accumulated Other Comprehensive Income	83.2M	318.3M	126.3M	(702.7M)	(556.9M)	(529.1M)
Other Current Assets	3.5B	5.4B	10.7B	2.9B	6.2B	3.7B
Other Liab	62.1M	154.5M	188.7M	172.9M	198.8M	123.9M
Accounts Payable	232.2M	319.7M	35.6B	239.6M	215.7M	204.9M
Long Term Debt	97.5M	269.6M	271.5M	381.3M	383.2M	402.4M
Short Term Investments	7.4B	9.3B	12.0B	7.0B	19.5B	20.5B
Inventory	(3.5B)	(5.4B)	(10.7B)	(3.1B)	(966.9M)	(1.0B)
Treasury Stock	(278.0M)	(338.1M)	(323.5M)	(347.3M)	(312.5M)	(328.2M)
Intangible Assets	27.6M	21.1M	14.4M	78.7M	101.4M	106.5M
Property Plant Equipment	300.3M	293.1M	270.9M	263.6M	303.2M	276.7M
Net Tangible Assets	2.4B	2.8B	3.0B	2.4B	2.7B	2.0B
Retained Earnings Total Equity	1.7B	1.9B	2.2B	2.5B	2.9B	1.5B
Long Term Debt Total	97.5M	269.6M	271.5M	381.3M	438.5M	460.4M
Capital Surpluse	1.1B	1.1B	1.1B	1.1B	1.3B	1.1B
Long Term Investments	22.2B	26.7B	13.8B	13.2B	13.2B	17.3B

Currently Active Assets on Macroaxis

V	Visa Class A
GOOG	Alphabet Inc Class C
GOOG	Alphabet Inc Class C
MSFT	Microsoft
GM	General Motors

When determining whether UMB Financial is a strong investment it is important to analyze UMB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact UMB Financial's future performance. For an informed investment choice regarding UMB Stock, refer to the following important reports:

How To Invest In UMB

Details

Is UMB Stock a good investment?

Details

What is UMB Financial's Net Worth?

Details

Largest Banks - Regional Companies

View

Largest Financial Services Companies

View

Check out World Market Map to better understand how to build diversified portfolios, which includes a position in UMB Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.

You can also try the Sign In To Macroaxis module to sign in to explore Macroaxis' wealth optimization platform and fintech modules.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of UMB Financial. If investors know UMB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about UMB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.126

Dividend Share

1.56

Earnings Share

Revenue Per Share

31.297

Quarterly Revenue Growth

0.107

The market value of UMB Financial is measured differently than its book value, which is the value of UMB that is recorded on the company's balance sheet. Investors also form their own opinion of UMB Financial's value that differs from its market value or its book value, called intrinsic value, which is UMB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because UMB Financial's market value can be influenced by many factors that don't directly affect UMB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between UMB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if UMB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, UMB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

Feedback Blog

Made with optimal in San Francisco

2024 Macroaxis LLC

UMB Total Revenue vs Operating Income Analysis

Total Revenue vs Operating Income

Total Revenue vs Operating Income Correlation Analysis

Correlation Coefficient

Total Revenue

Operating Income

UMB Financial fundamental ratios Correlations

UMB Financial Account Relationship Matchups

High Positive Relationship

High Negative Relationship

UMB Financial fundamental ratios Accounts

Currently Active Assets on Macroaxis

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Common Stock	+ 1.0	Common Stock Total Equity
Retained Earnings	+ 0.98	Total Assets
Short Term Debt	+ 0.98	Short Long Term Debt Total
Net Receivables	+ 0.98	Non Current Liabilities Total
Total Stockholder Equity	+ 0.95	Total Assets
Total Current Assets	+ 0.95	Non Current Assets Total

Accounts Payable	- 0.91	Net Debt
Cash And Short Term Investments	- 0.8	Net Debt
Cash	- 0.77	Net Debt
Total Current Assets	- 0.65	Net Debt
Other Liab	- 0.63	Other Stockholder Equity
Non Current Assets Total	- 0.63	Net Debt