Community Bank System Stock Today

CBU Stock  USD 61.46  0.31  0.50%   

Performance

Fair

 
Weak
 
Strong

Odds Of Distress

Low

 
High
 
Low
Community Bank is selling for under 61.46 as of the 27th of January 2026; that is 0.5 percent decrease since the beginning of the trading day. The stock's last reported lowest price was 61.17. Community Bank has only a 8 % chance of going through financial distress over the next few years but had a somewhat fair performance during the last 90 days. The performance scores are derived for the period starting the 29th of October 2025 and ending today, the 27th of January 2026. Click here to learn more.
Business Domain
Banks
IPO Date
27th of November 1985
Category
Financial Services
Classification
Financials
Community Bank System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, and municipal customers. Community Bank System, Inc. was founded in 1866 and is headquartered in DeWitt, New York. The company has 52.66 M outstanding shares of which 1.56 M shares are currently shorted by investors with about 6.97 days to cover. More on Community Bank System

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Community Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEOMark Tryniski
Old Names[CST BRANDS, CST Brands Inc]
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NYSE Composite, SP Small-Cap 600, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.00840.01
Fairly Down
Very volatile
Asset Turnover0.07360.066
Moderately Up
Pretty Stable
Gross Profit Margin0.580.69
Fairly Down
Very volatile
Total Current Liabilities16.7 B15.9 B
Sufficiently Up
Slightly volatile
Non Current Liabilities Total968.4 M922.2 M
Sufficiently Up
Slightly volatile
Total Assets19.8 B18.8 B
Sufficiently Up
Slightly volatile
Total Current Assets615.4 M647.8 M
Notably Down
Very volatile
Total Cash From Operating Activities292.5 M278.6 M
Sufficiently Up
Slightly volatile
Debt Levels
Community Bank can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Community Bank's financial leverage. It provides some insight into what part of Community Bank's total assets is financed by creditors.
Liquidity
Community Bank System has 998.87 M in debt with debt to equity (D/E) ratio of 0.35, which is OK given its current industry classification. Note however, debt could still be an excellent tool for Community to invest in growth at high rates of return.

Dividends Paid

(104.64 Million)
Community Bank System (CBU) is traded on New York Stock Exchange in USA and employs 2,730 people. Community Bank is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a total capitalization of 3.26 B. Community Bank System runs under Banks sector within Financials industry. The entity has 52.66 M outstanding shares of which 1.56 M shares are currently shorted by investors with about 6.97 days to cover. Community Bank System has about 247.39 M in cash with 242.28 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 4.6.
Check Community Bank Probability Of Bankruptcy
Ownership Allocation
Community Bank holds a total of 52.66 Million outstanding shares. The majority of Community Bank System outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Community Bank System to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Community Bank. Please pay attention to any change in the institutional holdings of Community Bank System as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check Community Ownership Details

Community Stock Institutional Holders

InstituionRecorded OnShares
Deprince Race & Zollo Inc2025-06-30
591 K
Bank Of New York Mellon Corp2025-06-30
541.2 K
Goldman Sachs Group Inc2025-06-30
504.4 K
Segall Bryant & Hamill2025-06-30
419 K
Public Employees Retirt Assn Of Colorado2025-06-30
381.1 K
Balyasny Asset Management Llc2025-06-30
354.9 K
Amvescap Plc.2025-06-30
337.1 K
Principal Financial Group Inc2025-06-30
299.7 K
Bank Of America Corp2025-06-30
273.2 K
Blackrock Inc2025-06-30
7.6 M
Vanguard Group Inc2025-06-30
6.4 M
View Community Bank Diagnostics

Community Bank Historical Income Statement

At this time, Community Bank's Income Tax Expense is comparatively stable compared to the past year. Selling General Administrative is likely to gain to about 363.2 M in 2026, whereas Selling And Marketing Expenses is likely to drop slightly above 9.3 M in 2026. View More Fundamentals

Community Stock Against Markets

Community Bank Corporate Directors

Eric StickelsIndependent DirectorProfile
John WhippleLead Independent DirectorProfile
Brian AceIndependent DirectorProfile
Raymond PecorIndependent DirectorProfile

Additional Tools for Community Stock Analysis

When running Community Bank's price analysis, check to measure Community Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Community Bank is operating at the current time. Most of Community Bank's value examination focuses on studying past and present price action to predict the probability of Community Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Community Bank's price. Additionally, you may evaluate how the addition of Community Bank to your portfolios can decrease your overall portfolio volatility.