Velocity Operating Income vs Net Interest Income Analysis

VEL Stock

USD 20.37 0.08 0.39%

Velocity Financial financial indicator trend analysis is much more than just breaking down Velocity Financial Llc prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Velocity Financial Llc is a good investment. Please check the relationship between Velocity Financial Operating Income and its Net Interest Income accounts. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Velocity Financial Llc. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in income.

Operating Income vs Net Interest Income

Operating Income vs Net Interest Income Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Velocity Financial Llc Operating Income account and Net Interest Income. At this time, the significance of the direction appears to have fragmental relationship.

The correlation between Velocity Financial's Operating Income and Net Interest Income is 0.53. Overlapping area represents the amount of variation of Operating Income that can explain the historical movement of Net Interest Income in the same time period over historical financial statements of Velocity Financial Llc, assuming nothing else is changed. The correlation between historical values of Velocity Financial's Operating Income and Net Interest Income is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Operating Income of Velocity Financial Llc are associated (or correlated) with its Net Interest Income. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Net Interest Income has no effect on the direction of Operating Income i.e., Velocity Financial's Operating Income and Net Interest Income go up and down completely randomly.

Correlation Coefficient

0.53

Relationship Direction	Positive
Relationship Strength	Weak

View All Relationships

Operating Income

Operating Income is the amount of profit realized from Velocity Financial Llc operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of Velocity Financial Llc is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.

Net Interest Income

The difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities.

Most indicators from Velocity Financial's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Velocity Financial Llc current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Velocity Financial Llc. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in income.

At this time, Velocity Financial's Enterprise Value Over EBITDA is quite stable compared to the past year. Enterprise Value Multiple is expected to rise to 150.51 this year, although the value of Selling General Administrative will most likely fall to about 4.4 M.

	2021	2022	2023	2024 (projected)
Gross Profit	62.5M	80.3M	131.7M	138.3M
Total Revenue	75.9M	93.1M	131.7M	66.8M

Gross Profit Total Revenue

Velocity Financial fundamental ratios Correlations

	Total Assets	Total Stockholder Equity	Cash	Other Assets	Long Term Debt	Cash And Short Term Investments	Net Receivables	Long Term Debt Total	Other Stockholder Equity	Total Liab	Property Plant Equipment	Short Long Term Debt Total	Total Current Liabilities	Net Tangible Assets	Accounts Payable	Common Stock Shares Outstanding	Other Current Assets	Total Current Assets	Cash And Equivalents	Common Stock	Property Plant And Equipment Net	Net Debt	Non Current Assets Total	Non Currrent Assets Other	Non Current Liabilities Total	Net Invested Capital
Total Assets		0.97	0.77	0.32	1.0	0.47	-0.02	0.92	0.39	1.0	0.7	0.98	0.71	0.92	0.96	0.92	-0.83	-0.05	-0.21	-0.05	-0.1	0.96	0.53	-0.74	0.93	0.96
Total Stockholder Equity	0.97		0.79	0.25	0.94	0.48	0.02	0.88	0.41	0.96	0.65	0.94	0.6	0.98	0.97	0.96	-0.85	0.02	-0.07	-0.1	-0.19	0.95	0.52	-0.8	0.94	0.96
Cash	0.77	0.79		0.17	0.76	0.44	0.58	0.72	0.25	0.76	0.72	0.71	0.48	0.69	0.68	0.7	-0.6	0.09	-0.04	0.07	-0.06	0.69	0.35	-0.54	0.67	0.7
Other Assets	0.32	0.25	0.17		0.32	-0.08	-0.09	0.19	0.46	0.32	0.46	0.27	0.58	0.16	0.32	0.28	-0.14	-0.48	-0.77	-0.2	0.45	0.1	-0.29	-0.25	0.0	0.11
Long Term Debt	1.0	0.94	0.76	0.32		0.45	-0.02	0.92	0.38	1.0	0.71	0.97	0.74	0.89	0.94	0.89	-0.8	-0.08	-0.25	-0.03	-0.06	0.94	0.54	-0.71	0.92	0.94
Cash And Short Term Investments	0.47	0.48	0.44	-0.08	0.45		-0.01	0.39	-0.59	0.46	0.19	0.51	-0.05	0.49	0.39	0.49	-0.33	0.8	0.12	0.77	-0.42	0.49	-0.09	0.0	0.51	0.49
Net Receivables	-0.02	0.02	0.58	-0.09	-0.02	-0.01		-0.05	0.03	-0.03	0.35	-0.14	-0.14	-0.1	-0.13	-0.11	0.11	0.09	0.13	0.04	-0.01	-0.12	-0.11	0.11	-0.11	-0.12
Long Term Debt Total	0.92	0.88	0.72	0.19	0.92	0.39	-0.05		0.36	0.92	0.65	0.93	0.69	0.83	0.9	0.87	-0.88	-0.13	-0.24	-0.15	-0.14	0.92	0.74	-0.81	0.89	0.91
Other Stockholder Equity	0.39	0.41	0.25	0.46	0.38	-0.59	0.03	0.36		0.39	0.43	0.31	0.62	0.36	0.48	0.36	-0.39	-0.84	-0.29	-0.87	0.32	0.31	0.44	-0.7	0.27	0.32
Total Liab	1.0	0.96	0.76	0.32	1.0	0.46	-0.03	0.92	0.39		0.7	0.98	0.72	0.91	0.96	0.92	-0.82	-0.06	-0.22	-0.04	-0.08	0.95	0.53	-0.73	0.93	0.95
Property Plant Equipment	0.7	0.65	0.72	0.46	0.71	0.19	0.35	0.65	0.43	0.7		0.65	0.65	0.56	0.68	0.67	-0.73	-0.18	-0.27	-0.18	0.29	0.6	0.27	-0.57	0.54	0.6
Short Long Term Debt Total	0.98	0.94	0.71	0.27	0.97	0.51	-0.14	0.93	0.31	0.98	0.65		0.73	0.92	0.96	0.94	-0.86	0.01	-0.15	0.01	-0.05	0.98	0.56	-0.75	0.95	0.98
Total Current Liabilities	0.71	0.6	0.48	0.58	0.74	-0.05	-0.14	0.69	0.62	0.72	0.65	0.73		0.53	0.69	0.64	-0.59	-0.52	-0.42	-0.29	0.55	0.65	0.44	-0.65	0.56	0.63
Net Tangible Assets	0.92	0.98	0.69	0.16	0.89	0.49	-0.1	0.83	0.36	0.91	0.56	0.92	0.53		0.96	0.97	-0.85	0.09	0.07	-0.09	-0.23	0.95	0.53	-0.8	0.95	0.97
Accounts Payable	0.96	0.97	0.68	0.32	0.94	0.39	-0.13	0.9	0.48	0.96	0.68	0.96	0.69	0.96		0.97	-0.9	-0.1	-0.14	-0.2	-0.09	0.96	0.57	-0.86	0.93	0.97
Common Stock Shares Outstanding	0.92	0.96	0.7	0.28	0.89	0.49	-0.11	0.87	0.36	0.92	0.67	0.94	0.64	0.97	0.97		-0.91	0.05	-0.03	-0.09	-0.07	0.94	0.49	-0.84	0.91	0.95
Other Current Assets	-0.83	-0.85	-0.6	-0.14	-0.8	-0.33	0.11	-0.88	-0.39	-0.82	-0.73	-0.86	-0.59	-0.85	-0.9	-0.91		0.07	0.05	0.26	0.06	-0.88	-0.68	0.87	-0.85	-0.89
Total Current Assets	-0.05	0.02	0.09	-0.48	-0.08	0.8	0.09	-0.13	-0.84	-0.06	-0.18	0.01	-0.52	0.09	-0.1	0.05	0.07		0.56	0.83	-0.43	0.05	-0.33	0.37	0.1	0.05
Cash And Equivalents	-0.21	-0.07	-0.04	-0.77	-0.25	0.12	0.13	-0.24	-0.29	-0.22	-0.27	-0.15	-0.42	0.07	-0.14	-0.03	0.05	0.56		0.18	-0.17	0.0	0.07	0.09	0.07	0.0
Common Stock	-0.05	-0.1	0.07	-0.2	-0.03	0.77	0.04	-0.15	-0.87	-0.04	-0.18	0.01	-0.29	-0.09	-0.2	-0.09	0.26	0.83	0.18		-0.15	-0.04	-0.48	0.58	-0.02	-0.06
Property Plant And Equipment Net	-0.1	-0.19	-0.06	0.45	-0.06	-0.42	-0.01	-0.14	0.32	-0.08	0.29	-0.05	0.55	-0.23	-0.09	-0.07	0.06	-0.43	-0.17	-0.15		-0.15	-0.19	0.0	-0.25	-0.18
Net Debt	0.96	0.95	0.69	0.1	0.94	0.49	-0.12	0.92	0.31	0.95	0.6	0.98	0.65	0.95	0.96	0.94	-0.88	0.05	0.0	-0.04	-0.15		0.65	-0.77	0.99	1.0
Non Current Assets Total	0.53	0.52	0.35	-0.29	0.54	-0.09	-0.11	0.74	0.44	0.53	0.27	0.56	0.44	0.53	0.57	0.49	-0.68	-0.33	0.07	-0.48	-0.19	0.65		-0.72	0.67	0.64
Non Currrent Assets Other	-0.74	-0.8	-0.54	-0.25	-0.71	0.0	0.11	-0.81	-0.7	-0.73	-0.57	-0.75	-0.65	-0.8	-0.86	-0.84	0.87	0.37	0.09	0.58	0.0	-0.77	-0.72		-0.74	-0.79
Non Current Liabilities Total	0.93	0.94	0.67	0.0	0.92	0.51	-0.11	0.89	0.27	0.93	0.54	0.95	0.56	0.95	0.93	0.91	-0.85	0.1	0.07	-0.02	-0.25	0.99	0.67	-0.74		0.99
Net Invested Capital	0.96	0.96	0.7	0.11	0.94	0.49	-0.12	0.91	0.32	0.95	0.6	0.98	0.63	0.97	0.97	0.95	-0.89	0.05	0.0	-0.06	-0.18	1.0	0.64	-0.79	0.99

Click cells to compare fundamentals

Velocity Financial Account Relationship Matchups

Velocity Financial fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	2.2B	2.1B	2.8B	3.7B	4.4B	2.3B
Total Stockholder Equity	152.8M	219.6M	341.1M	376.8M	433.4M	231.9M
Cash	22.6M	13.3M	36.1M	45.2M	40.8M	27.2M
Other Assets	2.1B	2.0B	2.7B	375.2M	(35.8M)	(34.0M)
Long Term Debt	2.0B	1.7B	2.1B	2.9B	3.5B	1.9B
Cash And Short Term Investments	22.6M	13.3M	36.1M	3.3B	40.6M	38.5M
Net Receivables	67.7M	86.5M	89.3M	87.2M	35.8M	34.0M
Long Term Debt Total	2.0B	1.7B	2.4B	3.3B	3.8B	4.0B
Other Stockholder Equity	152.8M	204.2M	296.4M	(76.6M)	305.4M	159.6M
Total Liab	2.1B	1.9B	2.5B	3.4B	4.0B	2.1B
Property Plant Equipment	5.4M	4.3M	3.8M	3.4M	3.9M	3.0M
Short Long Term Debt Total	2.4B	1.8B	2.7B	3.6B	3.8B	2.5B
Total Current Liabilities	421.5M	75.9M	301.1M	91.5M	336.0M	211.7M
Net Tangible Assets	147.6M	215.0M	337.7M	370.0M	425.5M	228.4M
Accounts Payable	49.8M	63.4M	92.2M	91.5M	122.0M	66.0M
Liabilities And Stockholders Equity	2.2B	2.1B	2.8B	3.7B	4.4B	2.7B
Other Current Assets	(108.4M)	(122.7M)	(154.9M)	(170.8M)	(226.9M)	(215.5M)
Total Current Assets	90.3M	99.8M	125.4M	3.4B	76.4M	72.5M
Cash And Equivalents	21.5M	13.3M	36.0M	45.2M	52.0M	30.9M
Short Term Debt	421.5M	75.9M	301.1M	330.8M	334.8M	242.7M
Common Stock	152.8M	201K	323K	376.8M	331K	314.5K
Property Plant And Equipment Net	10.7M	4.1M	7.6M	3.4M	5.3M	4.8M
Net Debt	2.0B	1.7B	2.3B	3.2B	3.8B	2.5B
Non Current Assets Total	10.7M	4.1M	21.5M	15.2M	4.4B	4.6B
Non Currrent Assets Other	(8.3M)	(11.5M)	(21.5M)	(9.2M)	(20.7M)	(19.6M)
Non Current Liabilities Total	1.6B	1.7B	2.1B	3.3B	4.0B	2.4B
Net Invested Capital	2.0B	1.9B	2.7B	3.7B	4.3B	2.7B
Property Plant And Equipment Gross	10.7M	4.1M	15.0M	12.7M	12.9M	10.5M
Short Long Term Debt	421.5M	75.9M	301.1M	330.8M	334.8M	277.4M
Accumulated Other Comprehensive Income	(4.0M)	(5.2M)	(90M)	0.0	(1.2M)	(1.3M)
Intangible Assets	5.3M	4.6M	7.2M	9.2M	8.6M	7.0M

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.

Try AI Portfolio Architect

When determining whether Velocity Financial Llc is a strong investment it is important to analyze Velocity Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Velocity Financial's future performance. For an informed investment choice regarding Velocity Stock, refer to the following important reports:

How To Invest In Velocity

Details

Is Velocity Stock a good investment?

Details

What is Velocity Financial's Net Worth?

Details

Largest Financial Services Companies

View

Largest NYSE Composite Companies

View

Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Velocity Financial Llc. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in income.

You can also try the Financial Widgets module to easily integrated Macroaxis content with over 30 different plug-and-play financial widgets.

Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Velocity Financial. If investors know Velocity will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Velocity Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.265

Earnings Share

1.84

Revenue Per Share

4.973

Quarterly Revenue Growth

0.291

Return On Assets

0.0139

The market value of Velocity Financial Llc is measured differently than its book value, which is the value of Velocity that is recorded on the company's balance sheet. Investors also form their own opinion of Velocity Financial's value that differs from its market value or its book value, called intrinsic value, which is Velocity Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Velocity Financial's market value can be influenced by many factors that don't directly affect Velocity Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Velocity Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Velocity Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Velocity Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

Feedback Blog

Made with optimal in San Francisco

2024 Macroaxis LLC

Velocity Operating Income vs Net Interest Income Analysis

Operating Income vs Net Interest Income

Operating Income vs Net Interest Income Correlation Analysis

Correlation Coefficient

Operating Income

Net Interest Income

Velocity Financial fundamental ratios Correlations

Velocity Financial Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Velocity Financial fundamental ratios Accounts

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Long Term Debt	+ 1.0	Total Assets
Total Liab	+ 1.0	Total Assets
Total Liab	+ 1.0	Long Term Debt
Net Invested Capital	+ 1.0	Net Debt
Non Current Liabilities Total	+ 0.99	Net Debt
Net Invested Capital	+ 0.99	Non Current Liabilities Total

Other Current Assets	- 0.91	Common Stock Shares Outstanding
Other Current Assets	- 0.9	Accounts Payable
Net Invested Capital	- 0.89	Other Current Assets
Net Debt	- 0.88	Other Current Assets
Other Current Assets	- 0.88	Long Term Debt Total
Common Stock	- 0.87	Other Stockholder Equity