Velocity Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . Velocity Financial Llc
VEL Stock  USD 20.41  1.02  5.26%   
Velocity Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Velocity Financial's valuation are provided below:
Gross Profit
165.5 M
Profit Margin
0.3961
Market Capitalization
793.9 M
Enterprise Value Revenue
24.5711
Revenue
229.4 M
There are over one hundred nineteen available fundamental trend indicators for Velocity Financial Llc, which can be analyzed over time and compared to other ratios. We recommend to double-check Velocity Financial's current fundamental drivers against the all of the trends between 2010 and 2026. The value of Market Cap is estimated to slide to about 107 M. The Enterprise Value is projected to slide to about 1.3 B

Velocity Financial Total Revenue

582.95 Million

Check Velocity Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Velocity Financial's main balance sheet or income statement drivers, such as Interest Expense of 298.5 M, Selling General Administrative of 88.5 M or Total Revenue of 583 M, as well as many indicators such as Price To Sales Ratio of 1.45, Dividend Yield of 0.0 or PTB Ratio of 2.38. Velocity financial statements analysis is a perfect complement when working with Velocity Financial Valuation or Volatility modules.
  
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Check out the analysis of Velocity Financial Correlation against competitors.

Velocity Financial Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets6.7 B6.4 B2.4 B
Slightly volatile
Short and Long Term Debt Total5.9 B5.6 B2.2 B
Slightly volatile
Total Stockholder Equity361 M594.5 M287.2 M
Slightly volatile
Property Plant And Equipment Net5.3 M4.8 M3.8 M
Slightly volatile
Net Debt5.8 B5.5 B2.1 B
Slightly volatile
Cash30.8 M57.6 M24.6 M
Slightly volatile
Other Assets6.5 B6.2 B2.1 B
Slightly volatile
Long Term Debt5.4 B5.2 B2 B
Slightly volatile
Cash And Short Term Investments54.7 M57.6 M218.5 M
Pretty Stable
Net Receivables130.9 M144.1 M123.8 M
Very volatile
Common Stock Shares Outstanding25.4 M41.1 M23.6 M
Slightly volatile
Long Term Debt Total5.4 B5.2 B2 B
Slightly volatile
Liabilities And Stockholders Equity6.7 B6.4 B2.4 B
Slightly volatile
Total Liabilities6 B5.8 B2.2 B
Slightly volatile
Common Stock289.8 K305.1 K82.8 M
Pretty Stable
Property Plant Equipment3.4 M4.8 M2.6 M
Slightly volatile
Non Current Assets Total6.4 B6.1 B1.7 B
Slightly volatile
Non Current Liabilities Total5.4 B5.2 B2.1 B
Slightly volatile
Total Current Assets467.6 M244.2 M301.3 M
Slightly volatile
Total Current Liabilities364.5 M446.3 M979.7 M
Slightly volatile
Net Tangible Assets228.4 M425.5 M211.8 M
Slightly volatile
Retained Earnings96.2 M177.6 M132.2 M
Pretty Stable
Accounts Payable178.5 M170 M61.8 M
Slightly volatile
Cash And Equivalents35.1 M57.4 M39.9 M
Pretty Stable
Net Invested Capital3.1 B6.2 B2.4 B
Slightly volatile
Property Plant And Equipment Gross10.9 M14 M8.5 M
Slightly volatile
Short and Long Term Debt290.6 M400.3 M200.1 M
Slightly volatile
Intangible Assets8 M15.8 M6.9 M
Slightly volatile
Deferred Long Term Liabilities428.4 K450.9 K1.1 M
Slightly volatile
Warrants72 M81 M88.4 M
Slightly volatile
Current Deferred Revenue159.7 M246.2 M82.1 M
Slightly volatile
Common Stock Total Equity311.7 K374.9 K247 K
Slightly volatile
Retained Earnings Total Equity50 M88.1 M34.1 M
Slightly volatile
Capital Surpluse314.7 M371.4 M244.6 M
Slightly volatile
Long Term Investments3 B4.1 B2.5 B
Slightly volatile
Capital Stock334.4 K389.9 K250.2 K
Slightly volatile
Non Current Liabilities Other2.5 B3.5 B2.1 B
Slightly volatile
Noncontrolling Interest In Consolidated Entity3.9 M4.2 M3.5 M
Slightly volatile

Velocity Financial Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Selling General Administrative88.5 M84.3 M28.8 M
Slightly volatile
Total Revenue583 M555.2 M175.4 M
Slightly volatile
Gross Profit254.3 M242.1 M82.2 M
Slightly volatile
Other Operating Expenses466.6 M444.3 M134.1 M
Slightly volatile
Operating Income116.4 M110.8 M41.3 M
Slightly volatile
EBITDA62.3 M113.1 M51 M
Slightly volatile
Cost Of Revenue328.7 M313 M95.2 M
Slightly volatile
Total Operating Expenses137.9 M131.3 M40.8 M
Slightly volatile
Interest Income499.1 M475.3 M162.5 M
Slightly volatile
Net Interest Income171.8 M163.6 M67 M
Slightly volatile
Depreciation And Amortization2.1 M2.3 M1.4 M
Slightly volatile
Net Income From Continuing Ops82.7 M78.7 M27.3 M
Slightly volatile
EBIT59.2 M110.8 M40.9 M
Slightly volatile
Research Development0.180.240.1435
Slightly volatile
Income Tax Expense20.5 M25.1 M37.2 M
Slightly volatile
Reconciled Depreciation2.2 M2.3 M1.7 M
Slightly volatile
Selling And Marketing Expenses1 M1.4 M765.9 K
Slightly volatile
Preferred Stock And Other Adjustments39.2 M44.1 M48.1 M
Slightly volatile

Velocity Financial Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow38.6 M71.2 M29.4 M
Slightly volatile
Depreciation2.1 M2.3 M1.4 M
Slightly volatile
Capital Expenditures247.1 K260.1 K1.8 M
Slightly volatile
Net Income82.7 M78.7 M26.3 M
Slightly volatile
End Period Cash Flow45.8 M81.5 M47.8 M
Pretty Stable
Stock Based Compensation4.6 M5.5 M7.9 M
Slightly volatile
Change To Inventory6.2 M6.7 M11.1 M
Slightly volatile
Dividends Paid855.4 M962.3 M1.1 B
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.451.524.904
Slightly volatile
PTB Ratio2.381.422.4258
Slightly volatile
Days Sales Outstanding131109141
Slightly volatile
Book Value Per Share8.3414.349.0106
Slightly volatile
Stock Based Compensation To Revenue0.00880.01150.008
Slightly volatile
Capex To Depreciation0.160.172.6884
Slightly volatile
PB Ratio2.381.422.4258
Slightly volatile
EV To Sales19.3612.9818.8942
Slightly volatile
Payables Turnover2.172.122.3255
Slightly volatile
Sales General And Administrative To Revenue0.140.15190.1736
Very volatile
Capex To Revenue7.0E-47.0E-40.0203
Slightly volatile
Cash Per Share1.061.381.0611
Slightly volatile
Interest Coverage0.420.450.6327
Slightly volatile
Days Payables Outstanding161178168
Slightly volatile
Intangibles To Total Assets0.00480.00430.0049
Slightly volatile
Net Debt To EBITDA51.1743.9951.0035
Slightly volatile
Current Ratio0.70.490.4001
Slightly volatile
Tangible Book Value Per Share8.1313.778.7888
Slightly volatile
Receivables Turnover2.723.472.8577
Slightly volatile
Graham Number14.1124.5914.3772
Slightly volatile
Shareholders Equity Per Share19.818.2114.8146
Pretty Stable
Debt To Equity6.448.467.1676
Slightly volatile
Capex Per Share0.00970.01020.1347
Slightly volatile
Revenue Per Share13.9713.316.2199
Slightly volatile
Interest Debt Per Share73.2314176.0999
Slightly volatile
Debt To Assets0.961.010.872
Slightly volatile
Enterprise Value Over EBITDA62.5649.8364.4759
Pretty Stable
Operating Cycle131109141
Slightly volatile
Price Book Value Ratio2.381.422.4258
Slightly volatile
Days Of Payables Outstanding161178168
Slightly volatile
Operating Profit Margin0.330.230.3797
Slightly volatile
Effective Tax Rate0.350.330.456
Slightly volatile
Company Equity Multiplier8.039.628.8938
Slightly volatile
Long Term Debt To Capitalization0.680.810.8289
Very volatile
Total Debt To Capitalization0.680.810.8341
Very volatile
Debt Equity Ratio6.448.467.1676
Slightly volatile
Ebit Per Revenue0.330.230.3797
Slightly volatile
Quick Ratio0.70.490.4001
Slightly volatile
Net Income Per E B T0.540.640.5353
Slightly volatile
Cash Ratio0.170.120.1017
Slightly volatile
Days Of Sales Outstanding131109141
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.780.890.9349
Pretty Stable
Price To Book Ratio2.381.422.4258
Slightly volatile
Fixed Asset Turnover11010543.7423
Slightly volatile
Enterprise Value Multiple62.5649.8364.4759
Pretty Stable
Debt Ratio0.961.010.872
Slightly volatile
Price Sales Ratio1.451.524.904
Slightly volatile
Asset Turnover0.05260.07860.0641
Pretty Stable
Gross Profit Margin0.530.50.5902
Slightly volatile
Price Fair Value2.381.422.4258
Slightly volatile

Velocity Financial Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap107 M112.6 M263.8 M
Pretty Stable
Enterprise Value1.3 B1.7 B1.4 B
Slightly volatile

Velocity Fundamental Market Drivers

Velocity Upcoming Events

14th of March 2024
Upcoming Quarterly Report
View
2nd of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
14th of March 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Velocity Financial Financial Statements

Velocity Financial investors utilize fundamental indicators, such as revenue or net income, to predict how Velocity Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue246.2 M159.7 M
Total Revenue555.2 M583 M
Cost Of Revenue313 M328.7 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.15  0.14 
Revenue Per Share 13.31  13.97 
Ebit Per Revenue 0.23  0.33 

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When determining whether Velocity Financial Llc is a strong investment it is important to analyze Velocity Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Velocity Financial's future performance. For an informed investment choice regarding Velocity Stock, refer to the following important reports:
How To Invest In Velocity
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Is Velocity Stock a good investment?
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What is Velocity Financial's Net Worth?
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Check out the analysis of Velocity Financial Correlation against competitors.
You can also try the Portfolio Analyzer module to portfolio analysis module that provides access to portfolio diagnostics and optimization engine.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Velocity Financial. If investors know Velocity will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Velocity Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.485
Earnings Share
2.43
Revenue Per Share
6.471
Quarterly Revenue Growth
1.623
Return On Assets
0.015
The market value of Velocity Financial Llc is measured differently than its book value, which is the value of Velocity that is recorded on the company's balance sheet. Investors also form their own opinion of Velocity Financial's value that differs from its market value or its book value, called intrinsic value, which is Velocity Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Velocity Financial's market value can be influenced by many factors that don't directly affect Velocity Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
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Please note, there is a significant difference between Velocity Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Velocity Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Velocity Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
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