Velocity Financial Llc Stock Market Outlook
| VEL Stock | USD 20.49 0.12 0.58% |
About 60% of Velocity Financial's investor base is looking to short. The analysis of the overall prospects from investing in Velocity Financial Llc suggests that many traders are, at the present time, alarmed. Velocity Financial's investing sentiment shows overall attitude of investors towards Velocity Financial Llc.
Comfort Level 40
Impartial
Panic | Confidence |
Today, several news technology companies offer sentiment data to assist traders in manufacturing news sentiment indicators for investment decisions. We partner with these technology firms in helping retail investors build forecasting models that use Velocity Financial's input sentiment indicators derived from textual data and news published on major financial information outlets and social sites. These indicators can be used to analyze time-dependent numerical information representing public perception toward Velocity Financial Llc.
News SentimentBullish | Hype SentimentBearish | Insider SentimentDisposing |
Considering the 90-day investment horizon and your above-average risk tolerance, our recommendation regarding Velocity Financial Llc is 'Hold'. The recommendation algorithm takes into account all of Velocity Financial's available fundamental, technical, and predictive indicators you will find on this site.
Execute Velocity Financial Advice
The Velocity recommendation should be used to complement the investment advice compiled from the current analysts' consensus on Velocity Financial Llc. Macroaxis does not own or have any residual interests in Velocity Financial Llc or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Velocity Financial's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Hold
Market Performance | Fair | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Tiny | Details | |
Economic Sensitivity | Barely shadows the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
For the selected time horizon Velocity Financial Llc has a Risk Adjusted Performance of 0.0742, Jensen Alpha of 0.1253, Total Risk Alpha of (0.03), Sortino Ratio of 0.0379 and Treynor Ratio of 0.7313Our trade recommendation module complements current analysts and expert consensus on Velocity Financial Llc. It analyzes the company potential to grow using all fundamental, technical, and market related data available at the time. To make sure Velocity Financial Llc is not overpriced, please validate all Velocity Financial fundamentals, including its price to sales, book value per share, net asset, as well as the relationship between the cash and equivalents and number of employees . Given that Velocity Financial Llc has a number of shares shorted of 667.33 K, we advise you to double-check Velocity Financial Llc market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your current risk tolerance and investing horizon.
Velocity Financial Trading Alerts and Improvement Suggestions
| Velocity Financial is unlikely to experience financial distress in the next 2 years | |
| Over 97.0% of the company outstanding shares are owned by institutional investors | |
| Latest headline from news.google.com: Velocity Financial Posts Robust Growth and Strategic Refinancing - AD HOC NEWS |
Velocity Financial Returns Distribution Density
The distribution of Velocity Financial's historical returns is an attempt to chart the uncertainty of Velocity Financial's future price movements. The chart of the probability distribution of Velocity Financial daily returns describes the distribution of returns around its average expected value. We use Velocity Financial Llc price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Velocity Financial returns is essential to provide solid investment analysis for Velocity Financial.
| Mean Return | 0.15 | Value At Risk | -2.42 | Potential Upside | 2.83 | Standard Deviation | 1.77 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Velocity Financial historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Velocity Stock Institutional Investors
| Shares | Aqr Capital Management Llc | 2025-06-30 | 25 K |
Velocity Financial Cash Flow Accounts
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Investments | 685.2M | 815.9M | (450.0M) | (1.0B) | (940.6M) | (893.5M) | |
| Change In Cash | 27.3M | 14.5M | (129K) | 8.9M | 10.2M | 7.2M | |
| Net Borrowings | 65.8M | 18.6M | 537.7M | 1.0B | 1.2B | 1.2B | |
| Free Cash Flow | 57.3M | 48.3M | 60.9M | 37.5M | 43.1M | 45.2M | |
| Depreciation | 2.4M | 2.1M | 2.3M | 2M | 2.3M | 2.1M | |
| Other Non Cash Items | 21.0M | 17.1M | (9.4M) | (47.1M) | (42.4M) | (40.2M) | |
| Capital Expenditures | 135K | 326K | 180K | 289K | 260.1K | 247.1K | |
| Net Income | 29.2M | 32.5M | 51.5M | 68.5M | 78.7M | 82.7M | |
| End Period Cash Flow | 47.6M | 62.1M | 61.9M | 70.8M | 81.5M | 45.8M | |
| Change To Netincome | (136.2M) | 9.0M | (16.8M) | 10.2M | 11.7M | 12.3M |
Velocity Financial Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Velocity Financial or Financial Services sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Velocity Financial's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Velocity stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.13 | |
β | Beta against Dow Jones | 0.19 | |
σ | Overall volatility | 1.80 | |
Ir | Information ratio | 0.03 |
Velocity Financial Volatility Alert
Velocity Financial Llc has relatively low volatility with skewness of 0.49 and kurtosis of 4.16. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Velocity Financial's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Velocity Financial's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Velocity Financial Fundamentals Vs Peers
Comparing Velocity Financial's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Velocity Financial's direct or indirect competition across all of the common fundamentals between Velocity Financial and the related equities. This way, we can detect undervalued stocks with similar characteristics as Velocity Financial or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Velocity Financial's fundamental indicators could also be used in its relative valuation, which is a method of valuing Velocity Financial by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Velocity Financial to competition |
| Fundamentals | Velocity Financial | Peer Average |
| Return On Equity | 0.16 | -0.31 |
| Return On Asset | 0.015 | -0.14 |
| Profit Margin | 0.40 % | (1.27) % |
| Operating Margin | 0.65 % | (5.51) % |
| Current Valuation | 6.85 B | 16.62 B |
| Shares Outstanding | 38.9 M | 571.82 M |
| Shares Owned By Insiders | 2.86 % | 10.09 % |
| Shares Owned By Institutions | 97.02 % | 39.21 % |
| Number Of Shares Shorted | 667.33 K | 4.71 M |
| Price To Earning | 10.71 X | 28.72 X |
| Price To Book | 1.26 X | 9.51 X |
| Price To Sales | 3.48 X | 11.42 X |
| Revenue | 482.78 M | 9.43 B |
| Gross Profit | 165.55 M | 27.38 B |
| EBITDA | 98.39 M | 3.9 B |
| Net Income | 68.47 M | 570.98 M |
| Cash And Equivalents | 49.9 M | 2.7 B |
| Cash Per Share | 0.81 X | 5.01 X |
| Total Debt | 4.86 B | 5.32 B |
| Debt To Equity | 8.63 % | 48.70 % |
| Current Ratio | 8.65 X | 2.16 X |
| Book Value Per Share | 16.30 X | 1.93 K |
| Cash Flow From Operations | 37.76 M | 971.22 M |
| Short Ratio | 5.22 X | 4.00 X |
| Earnings Per Share | 2.43 X | 3.12 X |
| Target Price | 21.67 | |
| Number Of Employees | 309 | 18.84 K |
| Beta | 0.81 | -0.15 |
| Market Capitalization | 797.06 M | 19.03 B |
| Total Asset | 5.53 B | 29.47 B |
| Retained Earnings | 197.32 M | 9.33 B |
| Net Asset | 5.53 B |
Note: Disposition of 1573 shares by Mark Szczepaniak of Velocity Financial at 20.5287 subject to Rule 16b-3 [view details]
Velocity Financial Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Velocity . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Velocity Financial Buy or Sell Advice
When is the right time to buy or sell Velocity Financial Llc? Buying financial instruments such as Velocity Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having Velocity Financial in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Small & Mid Caps ETFs Thematic Idea Now
Small & Mid Caps ETFs
ETF themes focus on helping investors to gain exposure to a broad range of assets, diversify, and lower overall costs. The Small & Mid Caps ETFs theme has 37 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Small & Mid Caps ETFs Theme or any other thematic opportunities.
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Check out Velocity Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Velocity Financial. If investors know Velocity will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Velocity Financial assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.485 | Earnings Share 2.43 | Revenue Per Share | Quarterly Revenue Growth 1.623 | Return On Assets |
Investors evaluate Velocity Financial Llc using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Velocity Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. External factors like market trends, sector rotation, and investor psychology can cause Velocity Financial's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Velocity Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Velocity Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Velocity Financial's market price signifies the transaction level at which participants voluntarily complete trades.