Zions Historical Income Statement

ZION Stock

USD 60.58 1.44 2.43%

Historical analysis of Zions Bancorporation income statement accounts such as Depreciation And Amortization of 81.6 M, Interest Expense of 1.6 B, Selling General Administrative of 677.4 M or Total Revenue of 1.7 B can show how well Zions Bancorporation performed in making a profits. Evaluating Zions Bancorporation income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Zions Bancorporation's future profits or losses.

Cash Flow Balance Sheet Income Statement

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Financial Statement Analysis is much more than just reviewing and examining Zions Bancorporation latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Zions Bancorporation is a good buy for the upcoming year.

Net Income Gross Profit

Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Zions Bancorporation. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.

To learn how to invest in Zions Stock, please use our How to Invest in Zions Bancorporation guide.

About Zions Income Statement Analysis

Zions Bancorporation Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Zions Bancorporation shareholders. The income statement also shows Zions investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Zions Bancorporation Income Statement Chart

At this time, Zions Bancorporation's Net Income Applicable To Common Shares is very stable compared to the past year. As of the 24th of November 2024, Net Income From Continuing Ops is likely to grow to about 925.8 M, while Depreciation And Amortization is likely to drop about 81.6 M.

Interest Expense Selling General Administrative Total Revenue Gross Profit Other Operating Expenses Operating Income

Interest Expense

The cost incurred by an entity for borrowed funds, including loans, bonds, or lines of credit.

Total Revenue

Total revenue comprises all receipts Zions Bancorporation generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Zions Bancorporation minus its cost of goods sold. It is profit before Zions Bancorporation operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Other Operating Expenses

Other Operating Expenses is the expense which generally does not depend on sales or production quantities of Zions Bancorporation. It is also known as Zions Bancorporation overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.

Operating Income

Operating Income is the amount of profit realized from Zions Bancorporation operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of Zions Bancorporation is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.

Most accounts from Zions Bancorporation's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Zions Bancorporation current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Zions Bancorporation. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.

To learn how to invest in Zions Stock, please use our How to Invest in Zions Bancorporation guide.At this time, Zions Bancorporation's Net Income Applicable To Common Shares is very stable compared to the past year. As of the 24th of November 2024, Net Income From Continuing Ops is likely to grow to about 925.8 M, while Depreciation And Amortization is likely to drop about 81.6 M.

	2021	2022	2023	2024 (projected)
Gross Profit	2.9B	3.3B	2.7B	1.7B
Total Revenue	2.9B	3.3B	2.7B	1.7B

Gross Profit Total Revenue

Zions Bancorporation income statement Correlations

	Depreciation And Amortization	Interest Expense	Selling General Administrative	Total Revenue	Gross Profit	Other Operating Expenses	Operating Income	Ebit	Ebitda	Cost Of Revenue	Total Operating Expenses	Income Before Tax	Net Income	Income Tax Expense	Total Other Income Expense Net	Selling And Marketing Expenses	Minority Interest	Net Income From Continuing Ops	Non Operating Income Net Other	Tax Provision	Net Interest Income	Interest Income	Reconciled Depreciation	Extraordinary Items
Depreciation And Amortization		0.15	-0.25	-0.34	-0.34	-0.36	-0.38	-0.52	-0.31	-0.2	0.37	-0.63	-0.63	-0.48	-0.49	0.21	-0.3	-0.45	-0.25	-0.75	-0.48	-0.23	0.27	-0.43
Interest Expense	0.15		0.04	-0.05	-0.05	0.6	0.02	-0.07	-0.05	0.57	0.73	0.14	0.12	-0.19	-0.05	0.48	-0.08	0.1	0.56	0.09	0.47	0.72	-0.11	0.42
Selling General Administrative	-0.25	0.04		0.96	0.96	0.19	0.79	0.71	0.73	0.36	-0.22	0.68	0.65	0.73	0.22	0.71	-0.6	0.37	0.34	0.32	0.49	0.47	-0.21	0.43
Total Revenue	-0.34	-0.05	0.96		1.0	0.21	0.86	0.81	0.81	0.41	-0.34	0.78	0.76	0.78	0.26	0.6	-0.59	0.43	0.39	0.43	0.57	0.41	-0.31	0.52
Gross Profit	-0.34	-0.05	0.96	1.0		0.21	0.86	0.81	0.81	0.41	-0.34	0.78	0.76	0.78	0.26	0.6	-0.59	0.43	0.39	0.43	0.57	0.41	-0.31	0.52
Other Operating Expenses	-0.36	0.6	0.19	0.21	0.21		0.21	0.2	0.13	0.78	-0.05	0.46	0.51	-0.05	0.36	0.09	0.11	0.43	0.79	0.25	0.71	0.71	-0.48	0.84
Operating Income	-0.38	0.02	0.79	0.86	0.86	0.21		0.96	0.96	0.36	-0.25	0.91	0.88	0.86	0.15	0.53	-0.51	0.39	0.34	0.65	0.59	0.41	-0.35	0.55
Ebit	-0.52	-0.07	0.71	0.81	0.81	0.2	0.96		0.97	0.22	-0.37	0.88	0.85	0.9	0.24	0.34	-0.48	0.48	0.2	0.71	0.5	0.29	-0.22	0.47
Ebitda	-0.31	-0.05	0.73	0.81	0.81	0.13	0.96	0.97		0.19	-0.31	0.82	0.77	0.87	0.14	0.43	-0.61	0.42	0.16	0.59	0.43	0.26	-0.18	0.41
Cost Of Revenue	-0.2	0.57	0.36	0.41	0.41	0.78	0.36	0.22	0.19		0.07	0.58	0.63	0.07	0.4	0.35	-0.04	0.46	0.99	0.3	0.84	0.75	-0.68	0.86
Total Operating Expenses	0.37	0.73	-0.22	-0.34	-0.34	-0.05	-0.25	-0.37	-0.31	0.07		-0.23	-0.28	-0.26	-0.41	0.45	0.05	-0.38	0.08	-0.03	0.04	0.33	0.13	-0.16
Income Before Tax	-0.63	0.14	0.68	0.78	0.78	0.46	0.91	0.88	0.82	0.58	-0.23		0.99	0.77	0.33	0.37	-0.28	0.51	0.58	0.8	0.77	0.52	-0.55	0.74
Net Income	-0.63	0.12	0.65	0.76	0.76	0.51	0.88	0.85	0.77	0.63	-0.28	0.99		0.69	0.37	0.33	-0.2	0.53	0.63	0.75	0.8	0.54	-0.6	0.8
Income Tax Expense	-0.48	-0.19	0.73	0.78	0.78	-0.05	0.86	0.9	0.87	0.07	-0.26	0.77	0.69		0.17	0.35	-0.48	0.34	0.06	0.72	0.33	0.17	-0.18	0.19
Total Other Income Expense Net	-0.49	-0.05	0.22	0.26	0.26	0.36	0.15	0.24	0.14	0.4	-0.41	0.33	0.37	0.17		-0.18	0.15	0.93	0.41	0.25	0.35	0.25	0.0	0.39
Selling And Marketing Expenses	0.21	0.48	0.71	0.6	0.6	0.09	0.53	0.34	0.43	0.35	0.45	0.37	0.33	0.35	-0.18		-0.49	-0.01	0.32	0.09	0.46	0.64	-0.04	0.31
Minority Interest	-0.3	-0.08	-0.6	-0.59	-0.59	0.11	-0.51	-0.48	-0.61	-0.04	0.05	-0.28	-0.2	-0.48	0.15	-0.49		-0.12	0.03	0.02	0.03	0.03	-0.02	0.03
Net Income From Continuing Ops	-0.45	0.1	0.37	0.43	0.43	0.43	0.39	0.48	0.42	0.46	-0.38	0.51	0.53	0.34	0.93	-0.01	-0.12		0.46	0.35	0.45	0.34	-0.01	0.5
Non Operating Income Net Other	-0.25	0.56	0.34	0.39	0.39	0.79	0.34	0.2	0.16	0.99	0.08	0.58	0.63	0.06	0.41	0.32	0.03	0.46		0.31	0.85	0.76	-0.68	0.87
Tax Provision	-0.75	0.09	0.32	0.43	0.43	0.25	0.65	0.71	0.59	0.3	-0.03	0.8	0.75	0.72	0.25	0.09	0.02	0.35	0.31		0.6	0.36	-0.36	0.42
Net Interest Income	-0.48	0.47	0.49	0.57	0.57	0.71	0.59	0.5	0.43	0.84	0.04	0.77	0.8	0.33	0.35	0.46	0.03	0.45	0.85	0.6		0.84	-0.5	0.92
Interest Income	-0.23	0.72	0.47	0.41	0.41	0.71	0.41	0.29	0.26	0.75	0.33	0.52	0.54	0.17	0.25	0.64	0.03	0.34	0.76	0.36	0.84		-0.27	0.76
Reconciled Depreciation	0.27	-0.11	-0.21	-0.31	-0.31	-0.48	-0.35	-0.22	-0.18	-0.68	0.13	-0.55	-0.6	-0.18	0.0	-0.04	-0.02	-0.01	-0.68	-0.36	-0.5	-0.27		-0.58
Extraordinary Items	-0.43	0.42	0.43	0.52	0.52	0.84	0.55	0.47	0.41	0.86	-0.16	0.74	0.8	0.19	0.39	0.31	0.03	0.5	0.87	0.42	0.92	0.76	-0.58

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Zions Bancorporation Account Relationship Matchups

Zions Bancorporation income statement Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Depreciation And Amortization	171.9K	86M	(14M)	110M	140M	81.6M
Interest Expense	411M	153M	59M	185M	1.5B	1.6B
Selling General Administrative	1.2B	1.1B	1.2B	1.3B	1.4B	677.4M
Total Revenue	2.8B	2.8B	2.9B	3.3B	2.7B	1.7B
Gross Profit	2.8B	2.8B	2.9B	3.3B	2.7B	1.7B
Other Operating Expenses	1.8B	2.1B	1.5B	39M	2.1B	2.2B
Operating Income	1.1B	672M	1.4B	1.3B	1.1B	733.1M
Ebit	1.2B	672M	1.4B	1.2B	886M	741.9M
Ebitda	1.2B	758M	1.4B	1.3B	1.0B	817.5M
Total Operating Expenses	(1.8B)	(2.1B)	(1.5B)	39M	2.1B	2.2B
Income Before Tax	1.1B	672M	1.4B	1.2B	886M	930.3M
Net Income	816M	539M	1.1B	907M	642M	674.1M
Income Tax Expense	237M	133M	317M	245M	206M	121.0M
Total Other Income Expense Net	1.1B	(62M)	(29M)	(51M)	(169M)	(177.5M)
Selling And Marketing Expenses	22M	26M	19M	39M	46M	24.5M
Net Income Applicable To Common Shares	782M	505M	1.1B	878M	1.0B	1.1B
Net Income From Continuing Ops	4.5B	539M	1.1B	907M	680M	925.8M
Preferred Stock And Other Adjustments	40M	34M	(34M)	29M	26.1M	42.3M
Tax Provision	237M	133M	317M	245M	206M	259.0M
Net Interest Income	2.3B	2.2B	2.2B	2.5B	2.4B	2.4B
Interest Income	2.7B	2.4B	2.3B	2.7B	3.9B	2.7B
Reconciled Depreciation	188M	86M	(14M)	110M	140M	100.8M

Pair Trading with Zions Bancorporation

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Zions Bancorporation position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Zions Bancorporation will appreciate offsetting losses from the drop in the long position's value.

Moving together with Zions Stock

0.93	AX	Axos Financial	Pair Corr
0.92	BY	Byline Bancorp Fiscal Year End 23rd of January 2025	Pair Corr
0.95	PB	Prosperity Bancshares Fiscal Year End 22nd of January 2025	Pair Corr

Moving against Zions Stock

0.64	TFC-PO	Truist Financial	Pair Corr
0.6	TFC-PR	Truist Financial	Pair Corr
0.6	CFG-PE	Citizens Financial	Pair Corr
0.42	WF	Woori Financial Group	Pair Corr

The ability to find closely correlated positions to Zions Bancorporation could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Zions Bancorporation when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Zions Bancorporation - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Zions Bancorporation to buy it.

The correlation of Zions Bancorporation is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Zions Bancorporation moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Zions Bancorporation moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.

Correlation analysis and pair trading evaluation for Zions Bancorporation can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.

Pair Correlation Correlation Matching

When determining whether Zions Bancorporation offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Zions Bancorporation's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Zions Bancorporation Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Zions Bancorporation Stock:

How To Invest In Zions

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Is Zions Stock a good investment?

Details

What is Zions Bancorporation's Net Worth?

Details

Largest Regional Banks Companies

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Largest Banks - Regional Companies

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To learn how to invest in Zions Stock, please use our How to Invest in Zions Bancorporation guide.

You can also try the Positions Ratings module to determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Zions Bancorporation. If investors know Zions will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Zions Bancorporation listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.212

Dividend Share

1.64

Earnings Share

4.39

Revenue Per Share

20.433

Quarterly Revenue Growth

0.076

The market value of Zions Bancorporation is measured differently than its book value, which is the value of Zions that is recorded on the company's balance sheet. Investors also form their own opinion of Zions Bancorporation's value that differs from its market value or its book value, called intrinsic value, which is Zions Bancorporation's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Zions Bancorporation's market value can be influenced by many factors that don't directly affect Zions Bancorporation's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Zions Bancorporation's value and its price as these two are different measures arrived at by different means. Investors typically determine if Zions Bancorporation is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Zions Bancorporation's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

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Zions Historical Income Statement

About Zions Income Statement Analysis

Zions Bancorporation Income Statement Chart

Interest Expense

Total Revenue

Gross Profit

Other Operating Expenses

Operating Income

Zions Bancorporation income statement Correlations

Zions Bancorporation Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Zions Bancorporation income statement Accounts

Pair Trading with Zions Bancorporation

Moving together with Zions Stock

Moving against Zions Stock

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Gross Profit	+ 1.0	Total Revenue
Non Operating Income Net Other	+ 0.99	Cost Of Revenue
Net Income	+ 0.99	Income Before Tax
Ebitda	+ 0.97	Ebit
Total Revenue	+ 0.96	Selling General Administrative
Gross Profit	+ 0.96	Selling General Administrative

Tax Provision	- 0.75	Depreciation And Amortization
Reconciled Depreciation	- 0.68	Non Operating Income Net Other
Reconciled Depreciation	- 0.68	Cost Of Revenue
Net Income	- 0.63	Depreciation And Amortization
Income Before Tax	- 0.63	Depreciation And Amortization
Minority Interest	- 0.61	Ebitda