United Bancorp Stock Target Price and Analyst Consensus

UBCP Stock  USD 13.17  0.67  5.36%   
The current analyst and expert consensus on United Bancorp is Strong Buy, with only one strong buy opinion. The current projected United Bancorp target price consensus is 20.00 with 1 analyst opinions. Check out Macroaxis Advice on United Bancorp to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
To learn how to invest in United Stock, please use our How to Invest in United Bancorp guide.
The most common way United Bancorp analysts use to provide recommendation to the public is financial statements analysis. Many experts also interview United Bancorp executives and customers to further validate their buy or sell advice. Please note, the number of analysts providing the opinion is not sufficient to provide adequate consensus on United Bancorp. We encourage you to use your own analysis of United Bancorp to validate this buy or sell advice. United Bancorp buy-or-sell recommendation module provides average expert sentiment on the projected United Bancorp target price to derive its highest and lowest estimates based on projected price volatility of 3.2086.
Lowest Forecast
18.2
Highest Forecast
22.2
Target Price
20
As of 02/05/2025, Gross Profit is likely to grow to about 49.4 M, while Pretax Profit Margin is likely to drop 0.30. At this time, United Bancorp's Cash And Short Term Investments are relatively stable compared to the past year. As of 02/05/2025, Net Receivables is likely to grow to about 4.9 M, while Total Stockholder Equity is likely to drop slightly above 40.3 M.
  
It's important to approach United Bancorp's target price projections with caution. While they can be useful as part of a broader investment strategy, they are inherently speculative and subject to various kinds of risk, including market volatility and unforeseen external factors. Always consider multiple aspects and do your own research when making investment decisions.
Analysts determine stock price targets through various methods, including financial modeling, peer comparison, and company analysis. The stock price target is the analyst's best estimate of the future price of a stock and is used by investors to make investment decisions. However, it is important to note that stock price targets are not guaranteed, and the actual price of a stock can differ significantly from the target due to various factors such as market conditions, economic events, and company developments.

Steps to utilize United Bancorp price targets

United Bancorp's stock target price is an estimate of its future price, usually made by analysts. Using United Bancorp's target price to determine if it is a suitable investment can be done through the following steps:
  • Look at United Bancorp's target prices provided by various analysts and compare them. This can help you gain a more balanced view of the Stock's potential.
  • Look at the analyst's track record to determine if they have a history of accurately predicting stock prices.
  • Look at the Company's financials, including revenue, earnings, and debt, to determine if it is in good financial health.
  • Consider market conditions. For example, take into account the state of the economy, competition, and regulatory environment, to determine if United Bancorp's stock is likely to perform well.
  • Diversify your portfolio and do not rely solely on stock target prices to make investment decisions. Invest in a mix of stocks, bonds, and other assets to manage risk.
Remember that stock target prices are just estimates and are subject to change. Therefore, using them as one factor in a larger investment strategy is essential rather than relying solely on them to make decisions.

Additional United Bancorp Value Projection Modules

Most investment researchers agree that the mispricing and readjustment of any Stock value happens often and is sometimes even predictable, but there is no strong theory explaining why it happens. The current price of United Bancorp is a key component of United Bancorp valuation and have some predictive power on the future returns of a United Bancorp.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of United Bancorp's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
9.9413.1816.42
Details
Intrinsic
Valuation
LowRealHigh
12.3215.5618.80
Details
Naive
Forecast
LowNextHigh
9.4212.6615.89
Details
Earnings
Estimates (0)
LowProjected EPSHigh
0.380.380.38
Details

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Additional Tools for United Stock Analysis

When running United Bancorp's price analysis, check to measure United Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Bancorp is operating at the current time. Most of United Bancorp's value examination focuses on studying past and present price action to predict the probability of United Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Bancorp's price. Additionally, you may evaluate how the addition of United Bancorp to your portfolios can decrease your overall portfolio volatility.