United Bancorp Stock Today

UBCP Stock  USD 12.92  0.28  2.12%   

Performance

1 of 100

 
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Odds Of Distress

Less than 8

 
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Low
United Bancorp is selling at 12.92 as of the 26th of January 2025; that is 2.12 percent decrease since the beginning of the trading day. The stock's last reported lowest price was 12.83. United Bancorp has only a 8 % chance of going through financial distress over the next few years but had a somewhat weak performance during the last 90 days. The performance scores are derived for the period starting the 27th of December 2024 and ending today, the 26th of January 2025. Click here to learn more.
Business Domain
Banks
IPO Date
18th of August 1995
Category
Financial Services
Classification
Financials
United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio. United Bncp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 5.79 M outstanding shares of which 7.8 K shares are at this time shorted by private and institutional investors with about 0.77 trading days to cover. More on United Bancorp

Moving against United Stock

  0.32KB KB Financial GroupPairCorr

United Stock Highlights

ESG Sustainability
Environmental
Governance
Social
ChairmanScott Everson
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.00980.0126
Significantly Down
Slightly volatile
Asset Turnover0.04530.0419
Significantly Up
Slightly volatile
Gross Profit Margin1.11.23
Moderately Down
Slightly volatile
Total Current Liabilities495 K521.1 K
Notably Down
Slightly volatile
Non Current Liabilities Total912 M868.6 M
Sufficiently Up
Slightly volatile
Total Assets989.5 M942.4 M
Sufficiently Up
Slightly volatile
Total Current Assets44.5 M46.9 M
Notably Down
Slightly volatile
Total Cash From Operating Activities11.4 M10.9 M
Sufficiently Up
Slightly volatile
Debt Levels
United Bancorp can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand United Bancorp's financial leverage. It provides some insight into what part of United Bancorp's total assets is financed by creditors.
Liquidity
United Bancorp currently holds 101.55 M in liabilities with Debt to Equity (D/E) ratio of 8.76, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about United Bancorp's use of debt, we should always consider it together with its cash and equity.

Dividends Paid

5.78 Million
United Bancorp (UBCP) is traded on NASDAQ Exchange in USA. It is located in 201 South Fourth Street, Martins Ferry, OH, United States, 43935 and employs 115 people. United Bancorp is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Micro-Cap' category with a current market capitalization of 74.79 M. United Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 5.79 M outstanding shares of which 7.8 K shares are at this time shorted by private and institutional investors with about 0.77 trading days to cover. United Bancorp currently holds about 16.79 M in cash with 9.46 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 2.92.
Check United Bancorp Probability Of Bankruptcy
Ownership Allocation
The market capitalization of United Bancorp is $74.79 Million. United Bancorp has 13.45 % of its outstanding shares held by insiders and 10.81 % owned by institutional holders. Note, that even with substantial debt, if the true value of the company is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check United Ownership Details

United Stock Institutional Holders

InstituionRecorded OnShares
Northern Trust Corp2024-09-30
18.1 K
Raffles Associates Lp2024-09-30
15.3 K
Morgan Stanley - Brokerage Accounts2024-09-30
10.3 K
State Street Corp2024-09-30
10.1 K
Bbr Partners, Llc2024-09-30
10 K
Loring Wolcott & Coolidge Fid Adv Llp2024-09-30
6.9 K
Ubs Group Ag2024-09-30
5.4 K
Advisor Group Holdings, Inc.2024-09-30
K
Bank Of America Corp2024-09-30
1.3 K
Commonwealth Financial Services, Llc2024-09-30
90.2 K
Vanguard Group Inc2024-09-30
69.4 K
View United Bancorp Diagnostics

United Bancorp Historical Income Statement

At this time, United Bancorp's Tax Provision is relatively stable compared to the past year. View More Fundamentals

United Stock Against Markets

United Bancorp Corporate Executives

Elected by the shareholders, the United Bancorp's board of directors comprises two types of representatives: United Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of United. The board's role is to monitor United Bancorp's management team and ensure that shareholders' interests are well served. United Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, United Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
Randall GreenwoodCFO, Sr. VP, Treasurer and SecretaryProfile
Matthew BranstetterCOO, Sr. VP, COO of The Citizens Savings Bank and Chief Lending Officer of of The Citizens Savings BankProfile

Additional Tools for United Stock Analysis

When running United Bancorp's price analysis, check to measure United Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Bancorp is operating at the current time. Most of United Bancorp's value examination focuses on studying past and present price action to predict the probability of United Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Bancorp's price. Additionally, you may evaluate how the addition of United Bancorp to your portfolios can decrease your overall portfolio volatility.