Is Assurant Stock a Good Investment?

Assurant Investment Advice

AIZN

To provide specific investment advice or recommendations on Assurant stock, we recommend investors consider the following general factors when evaluating Assurant. This will help you to make an informed decision on whether to include Assurant in one of your diversified portfolios:

Examine Assurant's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
Research Assurant's leadership team and their track record. Good management can help Assurant navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
Consider the overall health of the Multi-line Insurance space and any emerging trends that could impact Assurant's business and its evolving consumer preferences.
Compare Assurant's performance and market position to its competitors. Analyze how Assurant is positioned in terms of product offerings, innovation, and market share.
Check if Assurant pays a dividend and its dividend yield and payout ratio.
Review what financial analysts are saying about Assurant's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.

It's important to note that investing in Assurant stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Assurant is a good investment.

Sell

Buy

Strong Hold

Our investment recommendation module complements current analysts and expert consensus on Assurant. It analyzes the firm potential to grow using all fundamental, technical, and market related data available at the time. Please makes use of Assurant number of employees and last dividend paid to make buy, hold, or sell decision on Assurant. Given that Assurant has a number of employees of 25, we suggest you to validate Assurant market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.

Market Performance	Very Weak	Details
Volatility	Very steady	Details
Hype Condition	Low key	Details
Current Valuation	Fairly Valued	Details
Odds Of Distress	Very Small	Details
Economic Sensitivity	Slowly supersedes the market	Details
Investor Sentiment	Alarmed	Details
Analyst Consensus	Not Available	Details
Financial Strenth (F Score)	Healthy	Details
Financial Leverage	Not Rated	Details
Reporting Quality (M-Score)	Unlikely Manipulator	Details

Examine Assurant Stock

Researching Assurant's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). The company last dividend was issued on the 15th of January 2025.

To determine if Assurant is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Assurant's research are outlined below:

	Assurant generated a negative expected return over the last 90 days
	Assurant is unlikely to experience financial distress in the next 2 years
	On 15th of October 2024 Assurant paid $ 0.3281 per share dividend to its current shareholders
	Latest headline from news.google.com: Zacks Research Weighs in on Assurant FY2024 Earnings - MarketBeat

Assurant Quarterly Liabilities And Stockholders Equity

35.33 Billion

Assurant's market capitalization trends

The company currently falls under 'Mid-Cap' category with a current market capitalization of 9.38 B.

Market Cap

9.46 Billion

Assurant's profitablity analysis

	Last Reported	Projected for Next Year
Return On Tangible Assets	0.02	0.02
Return On Capital Employed	0.02	0.02
Return On Assets	0.02	0.02
Return On Equity	0.13	0.14

Determining Assurant's profitability involves analyzing its financial statements and using various financial metrics to determine if Assurant is a good buy. For example, gross profit margin measures Assurant's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Assurant's profitability and make more informed investment decisions.

Basic technical analysis of Assurant Stock

As of the 25th of November, Assurant shows the Mean Deviation of 0.6048, risk adjusted performance of (0.02), and Standard Deviation of 0.8385. Assurant technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.

Assurant's insider trading activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Assurant insiders, such as employees or executives, is commonly permitted as long as it does not rely on Assurant's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Assurant insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

		Jenns Martin over a week ago Disposition of tradable shares by Jenns Martin of Assurant subject to Rule 16b-3
		Francesca Luthi over two weeks ago Disposition of 1935 shares by Francesca Luthi of Assurant at 110.97 subject to Rule 16b-3
		Richard Dziadzio over three months ago Disposition of 931 shares by Richard Dziadzio of Assurant at 110.97 subject to Rule 16b-3
		Keith Demmings over three months ago Disposition of 4104 shares by Keith Demmings of Assurant at 110.97 subject to Rule 16b-3
		Paul Reilly over three months ago Acquisition by Paul Reilly of 1235 shares of Assurant subject to Rule 16b-3
		Robert Lonergan over three months ago Disposition of 373 shares by Robert Lonergan of Assurant at 110.97 subject to Rule 16b-3
		Jay Rosenblum over six months ago Disposition of 138 shares by Jay Rosenblum of Assurant at 110.97 subject to Rule 16b-3
		Francesca Luthi over six months ago Disposition of 222 shares by Francesca Luthi of Assurant at 160.56 subject to Rule 16b-3

Assurant's Outstanding Corporate Bonds

Assurant issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Assurant uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Assurant bonds can be classified according to their maturity, which is the date when Assurant has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

	Assurant 7 percent Corp Bond US04621XAK46	View
	ASSURANT INC 49 Corp Bond US04621XAJ72	View
	ASSURANT INC 675 Corp Bond US04621XAD03	View
	US04621XAM02 Corp Bond US04621XAM02	View
	Boeing Co 2196 Corp Bond US097023DG73	View
	AIZ 265 15 JAN 32 Corp Bond US04621XAN84	View
	HSBC Holdings PLC Corp Bond US404280DR76	View
	AGO 36 15 SEP 51 Corp Bond US04621WAE03	View

View All Assurant Corporate Bonds

Understand Assurant's technical and predictive indicators

Using predictive indicators to make investment decisions involves analyzing Assurant's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.

	Risk Adjusted Performance	(0.02)
	Market Risk Adjusted Performance	(0.13)
	Mean Deviation	0.6048
	Coefficient Of Variation	(3,844)
	Standard Deviation	0.8385
	Variance	0.703
	Information Ratio	(0.18)
	Jensen Alpha	(0.06)
	Total Risk Alpha	(0.16)
	Treynor Ratio	(0.14)
	Maximum Drawdown	4.31
	Value At Risk	(1.50)
	Potential Upside	1.26
	Skewness	(0.38)
	Kurtosis	0.8756

	Risk Adjusted Performance	(0.02)
	Market Risk Adjusted Performance	(0.13)
	Mean Deviation	0.6048
	Coefficient Of Variation	(3,844)
	Standard Deviation	0.8385
	Variance	0.703
	Information Ratio	(0.18)
	Jensen Alpha	(0.06)
	Total Risk Alpha	(0.16)
	Treynor Ratio	(0.14)
	Maximum Drawdown	4.31
	Value At Risk	(1.50)
	Potential Upside	1.26
	Skewness	(0.38)
	Kurtosis	0.8756

Consider Assurant's intraday indicators

Assurant intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Assurant stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

	Accumulation Distribution	0.0134
	Daily Balance Of Power	0.0345
	Rate Of Daily Change	1.0
	Day Median Price	21.54
	Day Typical Price	21.49
	Market Facilitation Index	0.29
	Price Action Indicator	(0.14)
	Period Momentum Indicator	0.01
	Relative Strength Index	53.39

Assurant Corporate Filings

8K	20th of November 2024 Report filed with the SEC to announce major events that shareholders should know about	View Verify
F4	19th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities	View Verify
13A	14th of November 2024 An amended filing to the original Schedule 13G	View Verify
10Q	7th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations	View Verify

Assurant time-series forecasting models is one of many Assurant's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Assurant's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Assurant Stock media impact

Far too much social signal, news, headlines, and media speculation about Assurant that are available to investors today. That information is available publicly through Assurant media outlets and privately through word of mouth or via Assurant internal channels. However, regardless of the origin, that massive amount of Assurant data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.

A primary focus of Assurant news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Assurant relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Assurant's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Assurant alpha.

Assurant Corporate Management

Manny Becerra	Chief Innovation Officer	Profile
Robert Stein	Independent Director	Profile
JeanPaul Montupet	Independent Director	Profile
Biju Nair	President - Global Connected Living Business	Profile
Federico Bunge	President - Assurant Latin America	Profile

Already Invested in Assurant?

The danger of trading Assurant is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Assurant is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Assurant. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Assurant is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.

When determining whether Assurant offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Assurant's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Assurant Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Assurant Stock: