Assurant Valuation
| AIZN Stock | USD 21.34 0.12 0.57% |
At this time, the firm appears to be fairly valued. Assurant shows a prevailing Real Value of $21.74 per share. The current price of the firm is $21.34. Our model approximates the value of Assurant from analyzing the firm fundamentals such as Return On Equity of 0.0746, ebitda of 1.12 B, and Total Debt of 2.08 B as well as examining its technical indicators and probability of bankruptcy.
Fairly Valued
Today
Please note that Assurant's price fluctuation is very steady at this time. Calculation of the real value of Assurant is based on 3 months time horizon. Increasing Assurant's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Assurant is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Assurant Stock. However, Assurant's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 21.34 | Real 21.74 | Hype 21.35 |
The intrinsic value of Assurant's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Assurant's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Assurant helps investors to forecast how Assurant stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Assurant more accurately as focusing exclusively on Assurant's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Assurant's intrinsic value based on its ongoing forecasts of Assurant's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Assurant's closest peers.
Assurant Cash |
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Assurant Valuation Trend
Knowing Assurant's actual value is paramount for traders when making sound investment determinations. Using both Assurant's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
Assurant Revenue by Product
Assurant Total Value Analysis
Assurant is presently forecasted to have valuation of 0 with market capitalization of 9.38 B, debt of 2.08 B, and cash on hands of . Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Assurant fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
0 | 9.38 B | 2.08 B |
Assurant Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of Assurant suggests not a very effective usage of assets in November.Assurant Profitability Analysis
The company reported the previous year's revenue of 11.13 B. Net Income was 642.5 M with profit before overhead, payroll, taxes, and interest of 0.Assurant Past Distributions to stockholders
About Assurant Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Assurant. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Assurant based exclusively on its fundamental and basic technical indicators. By analyzing Assurant's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Assurant's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Assurant. We calculate exposure to Assurant's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Assurant's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 11.1 B | 9.3 B | |
| Pretax Profit Margin | 0.07 | 0.08 | |
| Operating Profit Margin | 0.06 | 0.06 | |
| Net Profit Margin | 0.06 | 0.03 | |
| Gross Profit Margin | 0.90 | 0.80 |
Assurant Quarterly Retained Earnings |
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A single share of Assurant represents a small ownership stake in the entity. As a stockholder of Assurant, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Assurant Dividends Analysis For Valuation
As of the 28th of November 2024, Dividend Paid And Capex Coverage Ratio is likely to grow to 5.38, while Dividends Paid is likely to drop about 109.2 M. . As of the 28th of November 2024, Retained Earnings is likely to drop to about 3.9 B. In addition to that, Retained Earnings Total Equity is likely to drop to about 4.1 B
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 152.3 M | 109.2 M | |
| Dividend Yield | 0.02 | 0.02 | |
| Dividend Payout Ratio | 0.24 | 0.22 | |
| Dividend Paid And Capex Coverage Ratio | 3.21 | 5.38 |
There are various types of dividends Assurant can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Assurant shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Assurant directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Assurant pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Assurant by the value of the dividends paid out.
Assurant Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 53.8 M |
Assurant Current Valuation Indicators
Assurant's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Assurant's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Assurant, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Assurant's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Assurant's worth.When determining whether Assurant offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Assurant's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Assurant Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Assurant Stock: Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Assurant. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation. To learn how to invest in Assurant Stock, please use our How to Invest in Assurant guide.You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.
Is Multi-line Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Assurant. If investors know Assurant will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Assurant listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Return On Equity 0.0746 |
The market value of Assurant is measured differently than its book value, which is the value of Assurant that is recorded on the company's balance sheet. Investors also form their own opinion of Assurant's value that differs from its market value or its book value, called intrinsic value, which is Assurant's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Assurant's market value can be influenced by many factors that don't directly affect Assurant's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Assurant's value and its price as these two are different measures arrived at by different means. Investors typically determine if Assurant is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Assurant's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.