Is Bancolombia Stock a Good Investment?

Bancolombia Investment Advice

CIB

To provide specific investment advice or recommendations on Bancolombia SA ADR stock, we recommend investors consider the following general factors when evaluating Bancolombia SA ADR. This will help you to make an informed decision on whether to include Bancolombia in one of your diversified portfolios:

Examine Bancolombia's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
Research Bancolombia's leadership team and their track record. Good management can help Bancolombia navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
Consider the overall health of the Diversified Banks space and any emerging trends that could impact Bancolombia's business and its evolving consumer preferences.
Compare Bancolombia's performance and market position to its competitors. Analyze how Bancolombia is positioned in terms of product offerings, innovation, and market share.
Check if Bancolombia pays a dividend and its dividend yield and payout ratio.
Review what financial analysts are saying about Bancolombia's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.

It's important to note that investing in Bancolombia SA ADR stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Bancolombia SA ADR is a good investment.

Sell

Buy

Strong Hold

Our advice module can be used to complement Bancolombia investment recommendation provided by average analyst sentiment. It analyzes the company's potential to grow using fundamental, technical, data market data available at the time. To make sure Bancolombia is not overpriced, please confirm all Bancolombia SA ADR fundamentals, including its number of shares shorted, revenue, cash and equivalents, as well as the relationship between the price to book and ebitda . Given that Bancolombia SA ADR has a price to earning of 4.46 X, we suggest you to validate Bancolombia SA ADR market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.

Market Performance	Weak	Details
Volatility	Very steady	Details
Hype Condition	Low key	Details
Current Valuation	Fairly Valued	Details
Odds Of Distress	Low	Details
Economic Sensitivity	Follows the market closely	Details
Investor Sentiment	Alarmed	Details
Analyst Consensus	Hold	Details
Financial Strenth (F Score)	Healthy	Details
Financial Leverage	Not Rated	Details
Reporting Quality (M-Score)	Unlikely Manipulator	Details

Examine Bancolombia Stock

Researching Bancolombia's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 23.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 0.87. Some equities with similar Price to Book (P/B) outperform the market in the long run. Bancolombia SA ADR has Price/Earnings To Growth (PEG) ratio of 1.65. The entity recorded earning per share (EPS) of 5.73. The firm last dividend was issued on the 27th of September 2024.

To determine if Bancolombia is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Bancolombia's research are outlined below:

	On 11th of October 2024 Bancolombia paid $ 0.8456 per share dividend to its current shareholders
	Latest headline from seekingalpha.com: Bancolombia S.A. Q3 2024 Earnings Preview

Bancolombia Quarterly Long Term Debt

29.05 Trillion

Bancolombia uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Bancolombia SA ADR. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Bancolombia's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.

	22nd of February 2024 Upcoming Quarterly Report	View
	8th of May 2024 Next Financial Report	View
	31st of December 2023 Next Fiscal Quarter End	View
	22nd of February 2024 Next Fiscal Year End	View
	30th of September 2023 Last Quarter Report	View
	31st of December 2022 Last Financial Announcement	View

Earnings surprises can significantly impact Bancolombia's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Bancolombia's investors have experienced.

Reported	Fiscal Date	Estimated EPS	Reported EPS	Surprise
2006-08-02	2006-06-30	0.13	0.15	0.02	15
2002-08-15	2002-06-30	0.12	0.1	-0.02	16
2002-05-15	2002-03-31	0.09	0.12	0.03	33
2020-11-13	2020-09-30	0.26	0.3	0.04	15
1996-11-04	1996-09-30	0.31	0.27	-0.04	12
2007-08-07	2007-06-30	0.57	0.51	-0.06	10
2002-02-15	2001-12-31	0.13	0.06	-0.07	53
2003-11-15	2003-09-30	0.21	0.29	0.08	38

Know Bancolombia's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Bancolombia is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Bancolombia SA ADR backward and forwards among themselves. Bancolombia's institutional investor refers to the entity that pools money to purchase Bancolombia's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.

		Shares
State Street Corp	2024-06-30	568.4 K
Harding Loevner L.p.	2024-06-30	559 K
Jpmorgan Chase & Co	2024-06-30	540.1 K
Legal & General Group Plc	2024-06-30	451.1 K
14b Captial Management Lp	2024-09-30	430 K
Amundi	2024-06-30	363.7 K
Dimensional Fund Advisors, Inc.	2024-09-30	351.3 K
Acadian Asset Management Llc	2024-06-30	280 K
M&g Plc	2024-06-30	279.8 K
Vanguard Group Inc	2024-09-30	3.1 M
Blackrock Inc	2024-06-30	2.7 M

Note, although Bancolombia's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Bancolombia's market capitalization trends

The company currently falls under 'Mid-Cap' category with a total capitalization of 8.17 B.

Market Cap

122.18 Trillion

Bancolombia's profitablity analysis

	Last Reported	Projected for Next Year
Return On Tangible Assets	0.02	0.01
Return On Capital Employed	0.03	0.03
Return On Assets	0.02	0.01
Return On Equity	0.16	0.10

The company has Net Profit Margin of 0.28 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.39 %, which entails that for every 100 dollars of revenue, it generated $0.39 of operating income.

Determining Bancolombia's profitability involves analyzing its financial statements and using various financial metrics to determine if Bancolombia is a good buy. For example, gross profit margin measures Bancolombia's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Bancolombia's profitability and make more informed investment decisions.

Please note, the presentation of Bancolombia's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Bancolombia's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Bancolombia's management manipulating its earnings.

Evaluate Bancolombia's management efficiency

Bancolombia SA ADR has Return on Asset of 0.0177 % which means that on every $100 spent on assets, it made $0.0177 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1522 %, implying that it generated $0.1522 on every 100 dollars invested. Bancolombia's management efficiency ratios could be used to measure how well Bancolombia manages its routine affairs as well as how well it operates its assets and liabilities. As of November 22, 2024, Return On Tangible Assets is expected to decline to 0.01. In addition to that, Return On Capital Employed is expected to decline to 0.03. At present, Bancolombia's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 315.1 T, whereas Other Assets are projected to grow to (32.1 T).

	Last Reported	Projected for Next Year
Book Value Per Share	40.6 K	32.3 K
Tangible Book Value Per Share	31.8 K	25.6 K
Enterprise Value Over EBITDA	11.19	11.75
Price Book Value Ratio	3.05	1.79
Enterprise Value Multiple	11.19	11.75
Price Fair Value	3.05	1.79
Enterprise Value	115 T	120.7 T

The operational strategies employed by Bancolombia management play a crucial role in its market positioning. Assessing these strategies alongside financial data helps us evaluate the stock's investment potential.

Dividend Yield

0.1011

Forward Dividend Yield

0.1011

Forward Dividend Rate

3.38

Beta

1.098

Basic technical analysis of Bancolombia Stock

As of the 22nd of November, Bancolombia shows the Mean Deviation of 1.17, risk adjusted performance of 0.0349, and Downside Deviation of 1.54. Bancolombia SA ADR technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.

Bancolombia's Outstanding Corporate Bonds

Bancolombia issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Bancolombia SA ADR uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Bancolombia bonds can be classified according to their maturity, which is the date when Bancolombia SA ADR has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

	Dana 575 percent Corp Bond US235822AB96	View
	Boeing Co 2196 Corp Bond US097023DG73	View
	US05968LAK89 Corp Bond US05968LAK89	View
	BCOLO 4625 18 DEC 29 Corp Bond US05968LAL62	View
	SANTAN 5294 18 AUG 27 Corp Bond US05964HAS40	View
	SANTAN 4175 24 MAR 28 Corp Bond US05964HAQ83	View
	SANTAN 5147 18 AUG 25 Corp Bond US05964HAR66	View
	SANTAN 3496 24 MAR 25 Corp Bond US05964HAP01	View

View All Bancolombia Corporate Bonds

Understand Bancolombia's technical and predictive indicators

Using predictive indicators to make investment decisions involves analyzing Bancolombia's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.

	Risk Adjusted Performance	0.0349
	Market Risk Adjusted Performance	0.1044
	Mean Deviation	1.17
	Semi Deviation	1.49
	Downside Deviation	1.54
	Coefficient Of Variation	2527.07
	Standard Deviation	1.52
	Variance	2.31
	Information Ratio	(0.02)
	Jensen Alpha	0.0048
	Total Risk Alpha	(0.12)
	Sortino Ratio	(0.02)
	Treynor Ratio	0.0944
	Maximum Drawdown	8.05
	Value At Risk	(2.12)
	Potential Upside	2.87
	Downside Variance	2.37
	Semi Variance	2.23
	Expected Short fall	(1.23)
	Skewness	(0.20)
	Kurtosis	1.1

	Risk Adjusted Performance	0.0349
	Market Risk Adjusted Performance	0.1044
	Mean Deviation	1.17
	Semi Deviation	1.49
	Downside Deviation	1.54
	Coefficient Of Variation	2527.07
	Standard Deviation	1.52
	Variance	2.31
	Information Ratio	(0.02)
	Jensen Alpha	0.0048
	Total Risk Alpha	(0.12)
	Sortino Ratio	(0.02)
	Treynor Ratio	0.0944
	Maximum Drawdown	8.05
	Value At Risk	(2.12)
	Potential Upside	2.87
	Downside Variance	2.37
	Semi Variance	2.23
	Expected Short fall	(1.23)
	Skewness	(0.20)
	Kurtosis	1.1

Consider Bancolombia's intraday indicators

Bancolombia intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Bancolombia stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

	Accumulation Distribution	4662.41
	Daily Balance Of Power	(0.84)
	Rate Of Daily Change	0.98
	Day Median Price	33.19
	Day Typical Price	33.04
	Price Action Indicator	(0.78)
	Period Momentum Indicator	(0.71)
	Relative Strength Index	48.94

Bancolombia Corporate Filings

6K	14th of November 2024 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges.	View Verify
	13th of November 2024 Other Reports	View Verify
	25th of June 2024 Certification of the accuracy of the financial statements and disclosures	View Verify
	20th of June 2024 Prospectus used primarily for registering securities for public sale.	View Verify

Bancolombia time-series forecasting models is one of many Bancolombia's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Bancolombia's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Bancolombia Stock media impact

Far too much social signal, news, headlines, and media speculation about Bancolombia that are available to investors today. That information is available publicly through Bancolombia media outlets and privately through word of mouth or via Bancolombia internal channels. However, regardless of the origin, that massive amount of Bancolombia data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.

A primary focus of Bancolombia news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Bancolombia relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Bancolombia's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Bancolombia alpha.

Bancolombia Sentiment by Major News Outlets

Investor sentiment, mood or attitude towards Bancolombia can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.

Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.

Bancolombia Corporate Directors

Hernando Restrepo	Independent Director	Profile
Luis Echavarria	Independent Director	Profile
Andres Cardona	Independent Director	Profile
Arturo Tamayo	Independent Director	Profile

When determining whether Bancolombia SA ADR offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bancolombia's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bancolombia Sa Adr Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bancolombia Sa Adr Stock: