Is Credicorp Stock a Good Investment?
Credicorp Investment Advice | BAP |
- Examine Credicorp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Credicorp's leadership team and their track record. Good management can help Credicorp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Diversified Banks space and any emerging trends that could impact Credicorp's business and its evolving consumer preferences.
- Compare Credicorp's performance and market position to its competitors. Analyze how Credicorp is positioned in terms of product offerings, innovation, and market share.
- Check if Credicorp pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Credicorp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Credicorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Credicorp is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Solid | Details | |
Volatility | Very steady | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
Examine Credicorp Stock
Researching Credicorp's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 16.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.83. Some equities with similar Price to Book (P/B) outperform the market in the long run. Credicorp has Price/Earnings To Growth (PEG) ratio of 1.16. The entity recorded earning per share (EPS) of 16.94. The firm last dividend was issued on the 23rd of September 2024. Credicorp had 1039:1000 split on the 16th of April 2014.
To determine if Credicorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Credicorp's research are outlined below:
| Over 78.0% of the company shares are held by institutions such as insurance companies | |
| On 18th of October 2024 Credicorp paid $ 2.9391 per share dividend to its current shareholders | |
| Latest headline from thelincolnianonline.com: Pzena Investment Management LLC Raises Stock Position in Credicorp Ltd. |
Credicorp Quarterly Liabilities And Stockholders Equity |
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Credicorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Credicorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Credicorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 8th of February 2024 Upcoming Quarterly Report | View | |
| 3rd of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 8th of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Credicorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Credicorp's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2002-07-31 | 2002-06-30 | 0.16 | 0.14 | -0.02 | 12 | ||
2003-02-11 | 2002-12-31 | 0.14 | 0.17 | 0.03 | 21 | ||
2002-05-07 | 2002-03-31 | 0.16 | 0.19 | 0.03 | 18 | ||
2002-02-11 | 2001-12-31 | 0.29 | 0.33 | 0.04 | 13 | ||
2003-11-13 | 2003-09-30 | 0.28 | 0.33 | 0.05 | 17 | ||
1998-08-04 | 1998-06-30 | 0.26 | 0.31 | 0.05 | 19 | ||
1997-11-04 | 1997-09-30 | 0.46 | 0.41 | -0.05 | 10 | ||
2004-11-08 | 2004-09-30 | 0.35 | 0.41 | 0.06 | 17 |
Know Credicorp's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Credicorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Credicorp backward and forwards among themselves. Credicorp's institutional investor refers to the entity that pools money to purchase Credicorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Ubs Asset Mgmt Americas Inc | 2024-09-30 | 1.3 M | State Street Corp | 2024-06-30 | 1.1 M | Ninety One Uk Limited | 2024-09-30 | 1 M | Pzena Investment Management, Llc | 2024-09-30 | 1 M | Goldman Sachs Group Inc | 2024-06-30 | 953.7 K | Bank Of Nova Scotia | 2024-06-30 | 883.5 K | Legal & General Group Plc | 2024-06-30 | 877 K | Aristotle Capital Management Llc | 2024-06-30 | 848.2 K | Mondrian Investment Partners Ltd | 2024-06-30 | 811.9 K | Dodge & Cox | 2024-09-30 | 5.4 M | Blackrock Inc | 2024-06-30 | 3.9 M |
Credicorp's market capitalization trends
The company currently falls under 'Large-Cap' category with a total capitalization of 15.78 B.Market Cap |
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Credicorp's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.02 | 0.01 | |
| Return On Capital Employed | 0.03 | 0.03 | |
| Return On Assets | 0.02 | 0.01 | |
| Return On Equity | 0.15 | 0.11 |
Determining Credicorp's profitability involves analyzing its financial statements and using various financial metrics to determine if Credicorp is a good buy. For example, gross profit margin measures Credicorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Credicorp's profitability and make more informed investment decisions.
Evaluate Credicorp's management efficiency
Credicorp has Return on Asset of 0.0218 % which means that on every $100 spent on assets, it made $0.0218 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1612 %, implying that it generated $0.1612 on every 100 dollars invested. Credicorp's management efficiency ratios could be used to measure how well Credicorp manages its routine affairs as well as how well it operates its assets and liabilities. As of 11/22/2024, Return On Tangible Assets is likely to drop to 0.01. In addition to that, Return On Capital Employed is likely to drop to 0.03. As of 11/22/2024, Total Current Liabilities is likely to grow to about 6.5 B. Also, Liabilities And Stockholders Equity is likely to grow to about 250.8 B| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 415.61 | 436.39 | |
| Tangible Book Value Per Share | 375.12 | 393.88 | |
| Enterprise Value Over EBITDA | -54.7 B | -57.5 B | |
| Price Book Value Ratio | 1.37 | 1.55 | |
| Enterprise Value Multiple | -54.7 B | -57.5 B | |
| Price Fair Value | 1.37 | 1.55 | |
| Enterprise Value | 37.2 B | 39.1 B |
Evaluating the management effectiveness of Credicorp allows investors to assess its financial health and operational efficiency. Coupled with an analysis of its growth prospects and the current market dynamics, we evaluate the stock's true value and future potential. Key indicators such as revenue, earnings or debt levels are examined alongside external factors like economic trends and regulatory changes. The Credicorp Stock analysis seeks to determine whether the stock is undervalued, appropriately priced, or overvalued, thereby guiding your investment decisions.
Dividend Yield 0.0468 | Forward Dividend Yield 0.0468 | Forward Dividend Rate 9.29 | Beta 1.09 |
Basic technical analysis of Credicorp Stock
As of the 22nd of November, Credicorp shows the risk adjusted performance of 0.1672, and Mean Deviation of 1.05. Credicorp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.Credicorp's Outstanding Corporate Bonds
Credicorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Credicorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Credicorp bonds can be classified according to their maturity, which is the date when Credicorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Boeing Co 2196 Corp BondUS097023DG73 | View | |
| HSBC Holdings PLC Corp BondUS404280DR76 | View | |
| MGM Resorts International Corp BondUS552953CD18 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand Credicorp's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Credicorp's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.1672 | |||
| Market Risk Adjusted Performance | 0.442 | |||
| Mean Deviation | 1.05 | |||
| Semi Deviation | 0.9741 | |||
| Downside Deviation | 1.25 | |||
| Coefficient Of Variation | 468.13 | |||
| Standard Deviation | 1.34 | |||
| Variance | 1.8 | |||
| Information Ratio | 0.132 | |||
| Jensen Alpha | 0.2128 | |||
| Total Risk Alpha | 0.1016 | |||
| Sortino Ratio | 0.1412 | |||
| Treynor Ratio | 0.432 | |||
| Maximum Drawdown | 6.1 | |||
| Value At Risk | (1.69) | |||
| Potential Upside | 2.64 | |||
| Downside Variance | 1.57 | |||
| Semi Variance | 0.9489 | |||
| Expected Short fall | (1.18) | |||
| Skewness | (0.05) | |||
| Kurtosis | 0.0771 |
| Risk Adjusted Performance | 0.1672 | |||
| Market Risk Adjusted Performance | 0.442 | |||
| Mean Deviation | 1.05 | |||
| Semi Deviation | 0.9741 | |||
| Downside Deviation | 1.25 | |||
| Coefficient Of Variation | 468.13 | |||
| Standard Deviation | 1.34 | |||
| Variance | 1.8 | |||
| Information Ratio | 0.132 | |||
| Jensen Alpha | 0.2128 | |||
| Total Risk Alpha | 0.1016 | |||
| Sortino Ratio | 0.1412 | |||
| Treynor Ratio | 0.432 | |||
| Maximum Drawdown | 6.1 | |||
| Value At Risk | (1.69) | |||
| Potential Upside | 2.64 | |||
| Downside Variance | 1.57 | |||
| Semi Variance | 0.9489 | |||
| Expected Short fall | (1.18) | |||
| Skewness | (0.05) | |||
| Kurtosis | 0.0771 |
Consider Credicorp's intraday indicators
Credicorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Credicorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Credicorp Corporate Filings
6K | 14th of November 2024 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
| 24th of April 2024 Other Reports | ViewVerify |
Credicorp Stock media impact
Far too much social signal, news, headlines, and media speculation about Credicorp that are available to investors today. That information is available publicly through Credicorp media outlets and privately through word of mouth or via Credicorp internal channels. However, regardless of the origin, that massive amount of Credicorp data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Credicorp news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Credicorp relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Credicorp's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Credicorp alpha.
Credicorp Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Credicorp can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Credicorp Corporate Directors
| Patricia Guthertz | Independent Director | Profile | |
| Benedicto Ciguenas | Independent Director | Profile | |
| Fernando Marie | Non-Independent Director | Profile | |
| Martin Monteverde | Non-Independent Director | Profile |
Additional Tools for Credicorp Stock Analysis
When running Credicorp's price analysis, check to measure Credicorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Credicorp is operating at the current time. Most of Credicorp's value examination focuses on studying past and present price action to predict the probability of Credicorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Credicorp's price. Additionally, you may evaluate how the addition of Credicorp to your portfolios can decrease your overall portfolio volatility.