Is Evertec Stock a Good Investment?

Evertec Investment Advice

EVTC

To provide specific investment advice or recommendations on Evertec stock, we recommend investors consider the following general factors when evaluating Evertec. This will help you to make an informed decision on whether to include Evertec in one of your diversified portfolios:

Examine Evertec's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
Research Evertec's leadership team and their track record. Good management can help Evertec navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
Consider the overall health of the Transaction & Payment Processing Services space and any emerging trends that could impact Evertec's business and its evolving consumer preferences.
Compare Evertec's performance and market position to its competitors. Analyze how Evertec is positioned in terms of product offerings, innovation, and market share.
Check if Evertec pays a dividend and its dividend yield and payout ratio.
Review what financial analysts are saying about Evertec's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.

It's important to note that investing in Evertec stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Evertec is a good investment.

Sell

Buy

Strong Hold

Evertec advice module can be used to check and cross-verify current investment recommendation provided by analysts reviewing the company's potential to grow using all of fundamental, technical, data market data available at the time. To make sure Evertec is not overpriced, please confirm all Evertec fundamentals, including its shares owned by insiders, ebitda, cash flow from operations, as well as the relationship between the price to book and total debt . Given that Evertec has a price to earning of 20.85 X, we urge you to verify Evertec market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.

Market Performance	Modest	Details
Volatility	Very steady	Details
Hype Condition	Low key	Details
Current Valuation	Undervalued	Details
Odds Of Distress	Very Low	Details
Economic Sensitivity	Almost mirrors the market	Details
Investor Sentiment	Impartial	Details
Analyst Consensus	Hold	Details
Financial Strenth (F Score)	Healthy	Details
Financial Leverage	Not Rated	Details
Reporting Quality (M-Score)	Unlikely Manipulator	Details

Examine Evertec Stock

Researching Evertec's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 99.0% of the company shares are held by institutions such as insurance companies. The book value of Evertec was currently reported as 7.9. The company has Price/Earnings To Growth (PEG) ratio of 2.14. Evertec last dividend was issued on the 28th of October 2024.

To determine if Evertec is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Evertec's research are outlined below:

	Over 99.0% of the company shares are held by institutions such as insurance companies
	Latest headline from investing.com: Evertecs COO Viglianco Diego sells shares worth 641,025

Evertec Quarterly Good Will

750.54 Million

Evertec uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Evertec. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Evertec's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.

	28th of February 2024 Upcoming Quarterly Report	View
	24th of April 2024 Next Financial Report	View
	31st of December 2023 Next Fiscal Quarter End	View
	28th of February 2024 Next Fiscal Year End	View
	30th of September 2023 Last Quarter Report	View
	31st of December 2022 Last Financial Announcement	View

Earnings surprises can significantly impact Evertec's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Evertec's investors have experienced.

Reported	Fiscal Date	Estimated EPS	Reported EPS	Surprise
2017-05-03	2017-03-31	0.39	0.45	0.06	15
2022-04-28	2022-03-31	0.62	0.7	0.08	12
2021-04-29	2021-03-31	0.54	0.62	0.08	14
2023-04-26	2023-03-31	0.6	0.69	0.09	15
2022-02-24	2021-12-31	0.62	0.72	0.1	16
2024-11-06	2024-09-30	0.73	0.86	0.13	17
2024-07-31	2024-06-30	0.69	0.83	0.14	20
2023-10-26	2023-09-30	0.66	0.8	0.14	21

Know Evertec's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Evertec is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Evertec backward and forwards among themselves. Evertec's institutional investor refers to the entity that pools money to purchase Evertec's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.

		Shares
Loomis, Sayles & Company Lp	2024-06-30	1.3 M
Fuller & Thaler Asset Management Inc	2024-09-30	1.1 M
Bank Of America Corp	2024-06-30	851.3 K
Northern Trust Corp	2024-09-30	840.1 K
Amvescap Plc.	2024-06-30	790.3 K
Northstar Asset Management, Inc.	2024-06-30	740.2 K
Charles Schwab Investment Management Inc	2024-09-30	665.6 K
T. Rowe Price Associates, Inc.	2024-06-30	650.6 K
Bank Of New York Mellon Corp	2024-06-30	591.1 K
Blackrock Inc	2024-06-30	9.6 M
Fmr Inc	2024-09-30	9.1 M

Note, although Evertec's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Evertec's market capitalization trends

The company currently falls under 'Mid-Cap' category with a current market capitalization of 2.27 B.

Market Cap

1.61 Billion

Evertec's profitablity analysis

	Last Reported	Projected for Next Year
Return On Tangible Assets	0.11	0.21
Return On Capital Employed	0.08	0.10
Return On Assets	0.04	0.07
Return On Equity	0.13	0.13

The company has Profit Margin (PM) of 0.1 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.2 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.2.

Determining Evertec's profitability involves analyzing its financial statements and using various financial metrics to determine if Evertec is a good buy. For example, gross profit margin measures Evertec's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Evertec's profitability and make more informed investment decisions.

Please note, the presentation of Evertec's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Evertec's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Evertec's management manipulating its earnings.

Evaluate Evertec's management efficiency

Evertec has return on total asset (ROA) of 0.0559 % which means that it generated a profit of $0.0559 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1588 %, meaning that it created $0.1588 on every $100 dollars invested by stockholders. Evertec's management efficiency ratios could be used to measure how well Evertec manages its routine affairs as well as how well it operates its assets and liabilities. At present, Evertec's Return On Capital Employed is projected to increase slightly based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.07, whereas Return On Equity is forecasted to decline to 0.13. At present, Evertec's Other Current Assets are projected to increase significantly based on the last few years of reporting. The current year's Total Current Assets is expected to grow to about 589.4 M, whereas Total Assets are forecasted to decline to about 1.2 B.

	Last Reported	Projected for Next Year
Book Value Per Share	9.79	10.27
Tangible Book Value Per Share	(10.39)	(9.87)
Enterprise Value Over EBITDA	15.85	15.93
Price Book Value Ratio	4.47	4.25
Enterprise Value Multiple	15.85	15.93
Price Fair Value	4.47	4.25
Enterprise Value	3.3 B	2 B

Understanding the operational decisions made by Evertec management offers insights into its financial robustness. This evaluation is crucial for assessing the stock's investment potential.

Dividend Yield

0.0056

Forward Dividend Yield

0.0056

Forward Dividend Rate

0.2

Beta

1.156

Basic technical analysis of Evertec Stock

As of the 21st of November, Evertec shows the Downside Deviation of 1.62, coefficient of variation of 1453.3, and Mean Deviation of 1.13. Evertec technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.

Evertec's insider trading activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Evertec insiders, such as employees or executives, is commonly permitted as long as it does not rely on Evertec's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Evertec insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

		Castrillo-salgado Joaquin A. over three weeks ago Acquisition by Castrillo-salgado Joaquin A. of 18068 shares of Evertec at 36.75 subject to Rule 16b-3
		D'angelo Frank G. over two months ago Disposition of 2000 shares by Dangelo Frank G. of Evertec subject to Rule 16b-3
		Rodriguez-gonzalez Luis A over two months ago Disposition of 36000 shares by Rodriguez-gonzalez Luis A of Evertec at 35.0996 subject to Rule 16b-3
		Diego Viglianco over three months ago Disposition of 1997 shares by Diego Viglianco of Evertec at 33.23 subject to Rule 16b-3
		Castrillo-salgado Joaquin A. over three months ago Disposition of 5752 shares by Castrillo-salgado Joaquin A. of Evertec at 36.92 subject to Rule 16b-3
		Brian Smith over three months ago Acquisition by Brian Smith of 6704 shares of Evertec at 35.05 subject to Rule 16b-3
		Brian Smith over three months ago Disposition of tradable shares by Brian Smith of Evertec at 34.97 subject to Rule 16b-3
		Gambale Virginia over three months ago Disposition of tradable shares by Gambale Virginia of Evertec at 34.97 subject to Rule 16b-3
		Polak Aldo J. over three months ago Disposition of 8258 shares by Polak Aldo J. of Evertec at 33.9093 subject to Rule 16b-3
		D'angelo Frank G. over three months ago Acquisition by Dangelo Frank G. of 5634 shares of Evertec at 35.05 subject to Rule 16b-3
		Olga Botero over six months ago Acquisition by Olga Botero of 4350 shares of Evertec at 35.05 subject to Rule 16b-3
		Cruz Karla over six months ago Disposition of tradable shares by Cruz Karla of Evertec subject to Rule 16b-3

Evertec's Outstanding Corporate Bonds

Evertec issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Evertec uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Evertec bonds can be classified according to their maturity, which is the date when Evertec has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

	Dana 575 percent Corp Bond US235822AB96	View
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	Boeing Co 2196 Corp Bond US097023DG73	View
	HSBC Holdings PLC Corp Bond US404280DR76	View
	MPLX LP 4875 Corp Bond US55336VAG59	View
	MPLX LP 4125 Corp Bond US55336VAK61	View
	MPLX LP 52 Corp Bond US55336VAL45	View
	International Game Technology Corp Bond US460599AD57	View

View All Evertec Corporate Bonds

Understand Evertec's technical and predictive indicators

Using predictive indicators to make investment decisions involves analyzing Evertec's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.

	Risk Adjusted Performance	0.0571
	Market Risk Adjusted Performance	0.1095
	Mean Deviation	1.13
	Semi Deviation	1.46
	Downside Deviation	1.62
	Coefficient Of Variation	1453.3
	Standard Deviation	1.58
	Variance	2.5
	Information Ratio	0.0085
	Jensen Alpha	0.014
	Total Risk Alpha	(0.08)
	Sortino Ratio	0.0083
	Treynor Ratio	0.0995
	Maximum Drawdown	7.5
	Value At Risk	(2.30)
	Potential Upside	2.24
	Downside Variance	2.63
	Semi Variance	2.13
	Expected Short fall	(1.17)
	Skewness	(0.12)
	Kurtosis	2.49

	Risk Adjusted Performance	0.0571
	Market Risk Adjusted Performance	0.1095
	Mean Deviation	1.13
	Semi Deviation	1.46
	Downside Deviation	1.62
	Coefficient Of Variation	1453.3
	Standard Deviation	1.58
	Variance	2.5
	Information Ratio	0.0085
	Jensen Alpha	0.014
	Total Risk Alpha	(0.08)
	Sortino Ratio	0.0083
	Treynor Ratio	0.0995
	Maximum Drawdown	7.5
	Value At Risk	(2.30)
	Potential Upside	2.24
	Downside Variance	2.63
	Semi Variance	2.13
	Expected Short fall	(1.17)
	Skewness	(0.12)
	Kurtosis	2.49

Consider Evertec's intraday indicators

Evertec intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Evertec stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

	Accumulation Distribution	12621.26
	Daily Balance Of Power	0.7394
	Rate Of Daily Change	1.04
	Day Median Price	35.67
	Day Typical Price	35.8
	Price Action Indicator	1.0
	Period Momentum Indicator	1.22
	Relative Strength Index	59.93

Evertec Corporate Filings

F4	19th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities	View Verify
13A	13th of November 2024 An amended filing to the original Schedule 13G	View Verify
10Q	8th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations	View Verify
8K	6th of November 2024 Report filed with the SEC to announce major events that shareholders should know about	View Verify

Evertec time-series forecasting models is one of many Evertec's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Evertec's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Evertec Stock media impact

Far too much social signal, news, headlines, and media speculation about Evertec that are available to investors today. That information is available publicly through Evertec media outlets and privately through word of mouth or via Evertec internal channels. However, regardless of the origin, that massive amount of Evertec data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.

A primary focus of Evertec news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Evertec relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Evertec's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Evertec alpha.

Evertec Sentiment by Major News Outlets

Investor sentiment, mood or attitude towards Evertec can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.

Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.

Evertec Historical Investor Sentiment

Investor biases related to Evertec's public news can be used to forecast risks associated with an investment in Evertec. The trend in average sentiment can be used to explain how an investor holding Evertec can time the market purely based on public headlines and social activities around Evertec. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.

Evertec's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Evertec and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Evertec news discussions. The higher the estimate score, the more favorable the investor's outlook on Evertec.

Evertec Corporate Directors

Ivan Pagan	Independent Director	Profile
Alan Schumacher	Independent Director	Profile
Jorge Junquera	Independent Director	Profile
Olga Botero	Independent Director	Profile

When determining whether Evertec offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Evertec's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Evertec Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Evertec Stock: