Is Expensify Stock a Good Investment?
Expensify Investment Advice | EXFY |
- Examine Expensify's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Expensify's leadership team and their track record. Good management can help Expensify navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Application Software space and any emerging trends that could impact Expensify's business and its evolving consumer preferences.
- Compare Expensify's performance and market position to its competitors. Analyze how Expensify is positioned in terms of product offerings, innovation, and market share.
- Check if Expensify pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Expensify's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Expensify stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Expensify is a good investment.
Sell | Buy |
Strong Hold
Market Performance | OK | Details | |
Volatility | Risky | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Expensify Stock
Researching Expensify's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 30.0% of the company shares are held by company insiders. The book value of Expensify was currently reported as 1.35. The company recorded a loss per share of 0.18. Expensify had not issued any dividends in recent years.
To determine if Expensify is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Expensify's research are outlined below:
| Expensify is way too risky over 90 days horizon | |
| Expensify appears to be risky and price may revert if volatility continues | |
| The company reported the previous year's revenue of 150.69 M. Net Loss for the year was (41.46 M) with profit before overhead, payroll, taxes, and interest of 106.83 M. | |
| About 30.0% of the company shares are held by company insiders | |
| Latest headline from thelincolnianonline.com: Expensify, Inc. CEO Sells 44,971.14 in Stock |
Expensify Quarterly Cost Of Revenue |
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Expensify uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Expensify. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Expensify's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 22nd of February 2024 Upcoming Quarterly Report | View | |
| 14th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 22nd of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Expensify's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Expensify's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2024-11-08 | 2024-09-30 | 0.0553 | 0.0616 | 0.0063 | 11 | ||
2024-05-09 | 2024-03-31 | 0.05 | 0.04 | -0.01 | 20 | ||
2022-08-11 | 2022-06-30 | 0.09 | 0.08 | -0.01 | 11 | ||
2024-08-08 | 2024-06-30 | 0.04 | 0.06 | 0.02 | 50 | ||
2023-02-23 | 2022-12-31 | 0.07 | 0.09 | 0.02 | 28 | ||
2022-11-10 | 2022-09-30 | 0.08 | 0.06 | -0.02 | 25 | ||
2023-05-09 | 2023-03-31 | 0.08 | 0.05 | -0.03 | 37 | ||
2022-05-12 | 2022-03-31 | 0.05 | 0.09 | 0.04 | 80 |
Know Expensify's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Expensify is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Expensify backward and forwards among themselves. Expensify's institutional investor refers to the entity that pools money to purchase Expensify's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Two Sigma Investments Llc | 2024-09-30 | 743.3 K | Goldman Sachs Group Inc | 2024-06-30 | 691.7 K | Morgan Stanley - Brokerage Accounts | 2024-06-30 | 580.5 K | Geode Capital Management, Llc | 2024-09-30 | 514.9 K | Castleknight Management Lp | 2024-09-30 | 504.2 K | Ieq Capital, Llc | 2024-06-30 | 465.8 K | Rbf Llc | 2024-06-30 | 435.4 K | Ceera Investments, Llc | 2024-09-30 | 435 K | Walleye Trading Advisors, Llc | 2024-06-30 | 424.6 K | Vanguard Group Inc | 2024-09-30 | 3.4 M | D. E. Shaw & Co Lp | 2024-09-30 | 2.7 M |
Expensify's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 302.47 M.Market Cap |
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Expensify's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | (0.25) | (0.24) | |
| Return On Capital Employed | (0.30) | (0.29) | |
| Return On Assets | (0.23) | (0.22) | |
| Return On Equity | (0.41) | (0.39) |
Determining Expensify's profitability involves analyzing its financial statements and using various financial metrics to determine if Expensify is a good buy. For example, gross profit margin measures Expensify's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Expensify's profitability and make more informed investment decisions.
Expensify's Earnings Breakdown by Geography
Please note, the imprecision that can be found in Expensify's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Expensify. Check Expensify's Beneish M Score to see the likelihood of Expensify's management manipulating its earnings.
Evaluate Expensify's management efficiency
Expensify has return on total asset (ROA) of (0.0234) % which means that it has lost $0.0234 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.1484) %, meaning that it created substantial loss on money invested by shareholders. Expensify's management efficiency ratios could be used to measure how well Expensify manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is likely to rise to -0.24 in 2024. Return On Capital Employed is likely to rise to -0.29 in 2024. At this time, Expensify's Net Tangible Assets are fairly stable compared to the past year. Non Currrent Assets Other is likely to rise to about 6.6 M in 2024, whereas Total Assets are likely to drop slightly above 161.6 M in 2024.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 1.22 | 1.28 | |
| Tangible Book Value Per Share | 1.07 | 1.12 | |
| Enterprise Value Over EBITDA | (6.64) | (6.31) | |
| Price Book Value Ratio | 2.02 | 2.12 | |
| Enterprise Value Multiple | (6.64) | (6.31) | |
| Price Fair Value | 2.02 | 2.12 | |
| Enterprise Value | 185.8 M | 176.5 M |
The strategic decisions made by Expensify management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Beta 1.517 |
Basic technical analysis of Expensify Stock
As of the 25th of November, Expensify shows the Coefficient Of Variation of 697.22, mean deviation of 3.78, and Downside Deviation of 3.3. Expensify technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.Expensify's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Expensify insiders, such as employees or executives, is commonly permitted as long as it does not rely on Expensify's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Expensify insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Expensify's Outstanding Corporate Bonds
Expensify issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Expensify uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Expensify bonds can be classified according to their maturity, which is the date when Expensify has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Boeing Co 2196 Corp BondUS097023DG73 | View | |
| EXPNLN 425 01 FEB 29 Corp BondUS30217AAB98 | View | |
| HSBC Holdings PLC Corp BondUS404280DR76 | View | |
| US30212PAM77 Corp BondUS30212PAM77 | View | |
| EXPEDIA INC Corp BondUS30212PAR64 | View | |
| EXPEDIA GROUP INC Corp BondUS30212PAP09 | View | |
| EXPEDIA GROUP INC Corp BondUS30212PAS48 | View | |
| EXPEDIA GROUP INC Corp BondUS30212PBH73 | View |
Understand Expensify's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Expensify's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.1186 | |||
| Market Risk Adjusted Performance | 0.3698 | |||
| Mean Deviation | 3.78 | |||
| Semi Deviation | 2.87 | |||
| Downside Deviation | 3.3 | |||
| Coefficient Of Variation | 697.22 | |||
| Standard Deviation | 5.42 | |||
| Variance | 29.35 | |||
| Information Ratio | 0.1193 | |||
| Jensen Alpha | 0.5095 | |||
| Total Risk Alpha | (0.09) | |||
| Sortino Ratio | 0.1957 | |||
| Treynor Ratio | 0.3598 | |||
| Maximum Drawdown | 27.58 | |||
| Value At Risk | (4.53) | |||
| Potential Upside | 11.36 | |||
| Downside Variance | 10.91 | |||
| Semi Variance | 8.27 | |||
| Expected Short fall | (5.56) | |||
| Skewness | 1.75 | |||
| Kurtosis | 4.71 |
| Risk Adjusted Performance | 0.1186 | |||
| Market Risk Adjusted Performance | 0.3698 | |||
| Mean Deviation | 3.78 | |||
| Semi Deviation | 2.87 | |||
| Downside Deviation | 3.3 | |||
| Coefficient Of Variation | 697.22 | |||
| Standard Deviation | 5.42 | |||
| Variance | 29.35 | |||
| Information Ratio | 0.1193 | |||
| Jensen Alpha | 0.5095 | |||
| Total Risk Alpha | (0.09) | |||
| Sortino Ratio | 0.1957 | |||
| Treynor Ratio | 0.3598 | |||
| Maximum Drawdown | 27.58 | |||
| Value At Risk | (4.53) | |||
| Potential Upside | 11.36 | |||
| Downside Variance | 10.91 | |||
| Semi Variance | 8.27 | |||
| Expected Short fall | (5.56) | |||
| Skewness | 1.75 | |||
| Kurtosis | 4.71 |
Consider Expensify's intraday indicators
Expensify intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Expensify stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Expensify Corporate Filings
13A | 20th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
F4 | 19th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10Q | 8th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
8K | 7th of November 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
Expensify Stock media impact
Far too much social signal, news, headlines, and media speculation about Expensify that are available to investors today. That information is available publicly through Expensify media outlets and privately through word of mouth or via Expensify internal channels. However, regardless of the origin, that massive amount of Expensify data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Expensify news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Expensify relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Expensify's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Expensify alpha.
Expensify Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Expensify can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Expensify Corporate Management
| Jason Mills | Chief Director | Profile | |
| Cole Eason | Secretary | Profile | |
| Anuradha Muralidharan | COO Director | Profile | |
| Daniel Vidal | Chief Director | Profile | |
| Ryan Schaffer | CFO Director | Profile | |
| David Barrett | CEO, Founder | Profile |
Additional Tools for Expensify Stock Analysis
When running Expensify's price analysis, check to measure Expensify's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Expensify is operating at the current time. Most of Expensify's value examination focuses on studying past and present price action to predict the probability of Expensify's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Expensify's price. Additionally, you may evaluate how the addition of Expensify to your portfolios can decrease your overall portfolio volatility.