Is Oak Valley Stock a Good Investment?
Oak Valley Investment Advice | OVLY |
- Examine Oak Valley's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Oak Valley's leadership team and their track record. Good management can help Oak Valley navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Oak Valley's business and its evolving consumer preferences.
- Compare Oak Valley's performance and market position to its competitors. Analyze how Oak Valley is positioned in terms of product offerings, innovation, and market share.
- Check if Oak Valley pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Oak Valley's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Oak Valley Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Oak Valley Bancorp is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Strong | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Oak Valley Stock
Researching Oak Valley's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 18.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.18. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Oak Valley Bancorp last dividend was issued on the 29th of July 2024. The entity had 3:2 split on the 17th of January 2006.
To determine if Oak Valley is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Oak Valley's research are outlined below:
| Oak Valley Bancorp generated a negative expected return over the last 90 days | |
| Oak Valley Bancorp has a strong financial position based on the latest SEC filings | |
| About 18.0% of the company outstanding shares are owned by corporate insiders | |
| Latest headline from MacroaxisInsider: Acquisition by Strong Gary of 1000 shares of Oak Valley at 27.17 subject to Rule 16b-3 |
Oak Valley Quarterly Accounts Payable |
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Oak Valley uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Oak Valley Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Oak Valley's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 18th of April 2024 Upcoming Quarterly Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View |
Know Oak Valley's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Oak Valley is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Oak Valley Bancorp backward and forwards among themselves. Oak Valley's institutional investor refers to the entity that pools money to purchase Oak Valley's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Banc Funds Co Llc | 2024-09-30 | 43.8 K | Empowered Funds, Llc | 2024-09-30 | 38 K | Morgan Stanley - Brokerage Accounts | 2024-09-30 | 30.6 K | Rbf Llc | 2024-09-30 | 30 K | Renaissance Technologies Corp | 2024-09-30 | 27.7 K | American Century Companies Inc | 2024-09-30 | 21 K | Bank Of New York Mellon Corp | 2024-09-30 | 20.9 K | Goldman Sachs Group Inc | 2024-09-30 | 19.6 K | Charles Schwab Investment Management Inc | 2024-09-30 | 19.1 K | Blackrock Inc | 2024-09-30 | 469.2 K | Vanguard Group Inc | 2024-09-30 | 384.5 K |
Oak Valley's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 243.07 M.Market Cap |
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Oak Valley's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.02 | 0.02 | |
| Return On Capital Employed | 0.03 | 0.02 | |
| Return On Assets | 0.02 | 0.02 | |
| Return On Equity | 0.17 | 0.18 |
Determining Oak Valley's profitability involves analyzing its financial statements and using various financial metrics to determine if Oak Valley is a good buy. For example, gross profit margin measures Oak Valley's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Oak Valley's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Oak Valley's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Oak Valley Bancorp. Check Oak Valley's Beneish M Score to see the likelihood of Oak Valley's management manipulating its earnings.
Evaluate Oak Valley's management efficiency
Oak Valley Bancorp has return on total asset (ROA) of 0.0134 % which means that it generated a profit of $0.0134 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1557 %, meaning that it created $0.1557 on every $100 dollars invested by stockholders. Oak Valley's management efficiency ratios could be used to measure how well Oak Valley manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Oak Valley's Return On Tangible Assets are fairly stable compared to the past year. Return On Assets is likely to rise to 0.02 in 2025, whereas Return On Capital Employed is likely to drop 0.02 in 2025. At this time, Oak Valley's Total Assets are fairly stable compared to the past year. Non Current Assets Total is likely to rise to about 2.1 B in 2025, whereas Total Current Assets are likely to drop slightly above 75.6 M in 2025.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 18.24 | 17.33 | |
| Tangible Book Value Per Share | 17.86 | 16.97 | |
| Enterprise Value Over EBITDA | (8.61) | (9.04) | |
| Price Book Value Ratio | 1.70 | 1.62 | |
| Enterprise Value Multiple | (8.61) | (9.04) | |
| Price Fair Value | 1.70 | 1.62 | |
| Enterprise Value | 75.1 M | 78.9 M |
The decision-making processes within Oak Valley are key to its success in a competitive market. By evaluating these processes, we assess the stock's potential for future gains.
Basic technical analysis of Oak Stock
As of the 31st of January, Oak Valley holds the Coefficient Of Variation of (15,882), variance of 5.56, and Risk Adjusted Performance of 0.0012. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Oak Valley, as well as the relationship between them.Oak Valley's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Oak Valley insiders, such as employees or executives, is commonly permitted as long as it does not rely on Oak Valley's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Oak Valley insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Oak Valley's Outstanding Corporate Bonds
Oak Valley issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Oak Valley Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Oak bonds can be classified according to their maturity, which is the date when Oak Valley Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Understand Oak Valley's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Oak Valley's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0012 | |||
| Market Risk Adjusted Performance | (0.03) | |||
| Mean Deviation | 1.6 | |||
| Coefficient Of Variation | (15,882) | |||
| Standard Deviation | 2.36 | |||
| Variance | 5.56 | |||
| Information Ratio | (0.05) | |||
| Jensen Alpha | (0.09) | |||
| Total Risk Alpha | (0.28) | |||
| Treynor Ratio | (0.04) | |||
| Maximum Drawdown | 14.9 | |||
| Value At Risk | (3.81) | |||
| Potential Upside | 4.0 | |||
| Skewness | (0.65) | |||
| Kurtosis | 3.31 |
| Risk Adjusted Performance | 0.0012 | |||
| Market Risk Adjusted Performance | (0.03) | |||
| Mean Deviation | 1.6 | |||
| Coefficient Of Variation | (15,882) | |||
| Standard Deviation | 2.36 | |||
| Variance | 5.56 | |||
| Information Ratio | (0.05) | |||
| Jensen Alpha | (0.09) | |||
| Total Risk Alpha | (0.28) | |||
| Treynor Ratio | (0.04) | |||
| Maximum Drawdown | 14.9 | |||
| Value At Risk | (3.81) | |||
| Potential Upside | 4.0 | |||
| Skewness | (0.65) | |||
| Kurtosis | 3.31 |
Consider Oak Valley's intraday indicators
Oak Valley intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Oak Valley stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Oak Valley Corporate Filings
8K | 27th of January 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 10th of January 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10Q | 13th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
13A | 8th of November 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
Oak Stock media impact
Far too much social signal, news, headlines, and media speculation about Oak Valley that are available to investors today. That information is available publicly through Oak media outlets and privately through word of mouth or via Oak internal channels. However, regardless of the origin, that massive amount of Oak data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Oak Valley news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Oak Valley relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Oak Valley's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Oak Valley alpha.
Oak Valley Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Oak Valley can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Oak Valley Corporate Management
| Michael Rodrigues | Chief Credit Officer, Executive VP, Chief Credit Officer of Oak Valley Community Bank and Executive VP of Oak Valley Community Bank | Profile | |
| Bill Nunes | Senior Marketing | Profile | |
| Jeff Hushaw | Senior Banking | Profile | |
| Melissa Fuller | VP HR | Profile | |
| Russell Stahl | Executive Officer | Profile | |
| Gary Stephens | Executive Group | Profile | |
| Janis Powers | Ex Management | Profile |
Additional Tools for Oak Stock Analysis
When running Oak Valley's price analysis, check to measure Oak Valley's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Oak Valley is operating at the current time. Most of Oak Valley's value examination focuses on studying past and present price action to predict the probability of Oak Valley's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Oak Valley's price. Additionally, you may evaluate how the addition of Oak Valley to your portfolios can decrease your overall portfolio volatility.