Is QCR Holdings Stock a Good Investment?
QCR Holdings Investment Advice | QCRH |
- Examine QCR Holdings' financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research QCR Holdings' leadership team and their track record. Good management can help QCR Holdings navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact QCR Holdings' business and its evolving consumer preferences.
- Compare QCR Holdings' performance and market position to its competitors. Analyze how QCR Holdings is positioned in terms of product offerings, innovation, and market share.
- Check if QCR Holdings pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about QCR Holdings' stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in QCR Holdings stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if QCR Holdings is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Good | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine QCR Holdings Stock
Researching QCR Holdings' stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 74.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.6. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. QCR Holdings has Price/Earnings To Growth (PEG) ratio of 1.77. The entity recorded earning per share (EPS) of 6.88. The firm last dividend was issued on the 13th of December 2024. QCR Holdings had 3:2 split on the 1st of June 2004.
To determine if QCR Holdings is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding QCR Holdings' research are outlined below:
| About 74.0% of the company shares are owned by institutional investors | |
| On 2nd of October 2024 QCR Holdings paid $ 0.06 per share dividend to its current shareholders | |
| Latest headline from globenewswire.com: QCR Holdings, Inc. Announces a Cash Dividend of 0.06 Per Share |
QCR Holdings uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in QCR Holdings. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to QCR Holdings' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 24th of April 2024 Upcoming Quarterly Report | View | |
| 24th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 28th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact QCR Holdings' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises QCR Holdings' investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2014-04-24 | 2014-03-31 | 0.36 | 0.4 | 0.04 | 11 | ||
2015-10-20 | 2015-09-30 | 0.47 | 0.52 | 0.05 | 10 | ||
2015-04-22 | 2015-03-31 | 0.46 | 0.52 | 0.06 | 13 | ||
2013-01-28 | 2012-12-31 | 0.43 | 0.49 | 0.06 | 13 | ||
2010-10-27 | 2010-09-30 | 0.15 | 0.21 | 0.06 | 40 | ||
2014-02-03 | 2013-12-31 | 0.57 | 0.5 | -0.07 | 12 | ||
2013-04-22 | 2013-03-31 | 0.41 | 0.49 | 0.08 | 19 | ||
2012-07-23 | 2012-06-30 | 0.35 | 0.44 | 0.09 | 25 |
Know QCR Holdings' Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as QCR Holdings is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading QCR Holdings backward and forwards among themselves. QCR Holdings' institutional investor refers to the entity that pools money to purchase QCR Holdings' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Wellington Management Company Llp | 2024-06-30 | 241.4 K | Manufacturers Life Insurance Co | 2024-09-30 | 233.3 K | Kennedy Capital Management Inc | 2024-09-30 | 230.6 K | Morgan Stanley - Brokerage Accounts | 2024-06-30 | 166.3 K | Nuveen Asset Management, Llc | 2024-06-30 | 162.6 K | Northern Trust Corp | 2024-09-30 | 147.5 K | Maltese Capital Management Llc | 2024-09-30 | 146.5 K | Charles Schwab Investment Management Inc | 2024-09-30 | 136.7 K | Alliancebernstein L.p. | 2024-06-30 | 127.9 K | Fmr Inc | 2024-09-30 | 1.5 M | Blackrock Inc | 2024-06-30 | 1.4 M |
QCR Holdings' market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.56 B.Market Cap |
|
QCR Holdings' profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.13 | 0.08 |
Determining QCR Holdings' profitability involves analyzing its financial statements and using various financial metrics to determine if QCR Holdings is a good buy. For example, gross profit margin measures QCR Holdings' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of QCR Holdings' profitability and make more informed investment decisions.
Evaluate QCR Holdings' management efficiency
QCR Holdings has return on total asset (ROA) of 0.0132 % which means that it generated a profit of $0.0132 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1291 %, meaning that it created $0.1291 on every $100 dollars invested by stockholders. QCR Holdings' management efficiency ratios could be used to measure how well QCR Holdings manages its routine affairs as well as how well it operates its assets and liabilities. As of now, QCR Holdings' Return On Tangible Assets are increasing as compared to previous years. The QCR Holdings' current Return On Assets is estimated to increase to 0.01, while Return On Capital Employed is projected to decrease to 0.01. As of now, QCR Holdings' Other Current Assets are decreasing as compared to previous years. The QCR Holdings' current Intangible Assets is estimated to increase to about 14.5 M, while Non Currrent Assets Other are forecasted to increase to (1.2 B).| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 52.99 | 95.78 | |
| Tangible Book Value Per Share | 43.85 | 41.66 | |
| Enterprise Value Over EBITDA | 11.55 | 20.36 | |
| Price Book Value Ratio | 1.10 | 1.40 | |
| Enterprise Value Multiple | 11.55 | 20.36 | |
| Price Fair Value | 1.10 | 1.40 | |
| Enterprise Value | 1.6 B | 1.7 B |
The strategic initiatives led by QCR Holdings' management are central to its market success. By analyzing these initiatives, we provide a clear picture of the stock's growth prospects.
Dividend Yield 0.0026 | Forward Dividend Yield 0.0026 | Forward Dividend Rate 0.24 | Beta 0.938 |
Basic technical analysis of QCR Stock
As of the 26th of November, QCR Holdings holds the Coefficient Of Variation of 571.84, mean deviation of 1.47, and Market Risk Adjusted Performance of 0.1909. Concerning fundamental indicators, the technical analysis model allows you to check practical technical drivers of QCR Holdings, as well as the relationship between them.QCR Holdings' insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific QCR Holdings insiders, such as employees or executives, is commonly permitted as long as it does not rely on QCR Holdings' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases QCR Holdings insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
QCR Holdings' Outstanding Corporate Bonds
QCR Holdings issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. QCR Holdings uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most QCR bonds can be classified according to their maturity, which is the date when QCR Holdings has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Understand QCR Holdings' technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing QCR Holdings' various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.1409 | |||
| Market Risk Adjusted Performance | 0.1909 | |||
| Mean Deviation | 1.47 | |||
| Semi Deviation | 1.13 | |||
| Downside Deviation | 1.61 | |||
| Coefficient Of Variation | 571.84 | |||
| Standard Deviation | 2.35 | |||
| Variance | 5.53 | |||
| Information Ratio | 0.1193 | |||
| Jensen Alpha | 0.1334 | |||
| Total Risk Alpha | 0.0309 | |||
| Sortino Ratio | 0.1742 | |||
| Treynor Ratio | 0.1809 | |||
| Maximum Drawdown | 16.24 | |||
| Value At Risk | (2.69) | |||
| Potential Upside | 3.56 | |||
| Downside Variance | 2.59 | |||
| Semi Variance | 1.28 | |||
| Expected Short fall | (1.65) | |||
| Skewness | 2.54 | |||
| Kurtosis | 11.89 |
| Risk Adjusted Performance | 0.1409 | |||
| Market Risk Adjusted Performance | 0.1909 | |||
| Mean Deviation | 1.47 | |||
| Semi Deviation | 1.13 | |||
| Downside Deviation | 1.61 | |||
| Coefficient Of Variation | 571.84 | |||
| Standard Deviation | 2.35 | |||
| Variance | 5.53 | |||
| Information Ratio | 0.1193 | |||
| Jensen Alpha | 0.1334 | |||
| Total Risk Alpha | 0.0309 | |||
| Sortino Ratio | 0.1742 | |||
| Treynor Ratio | 0.1809 | |||
| Maximum Drawdown | 16.24 | |||
| Value At Risk | (2.69) | |||
| Potential Upside | 3.56 | |||
| Downside Variance | 2.59 | |||
| Semi Variance | 1.28 | |||
| Expected Short fall | (1.65) | |||
| Skewness | 2.54 | |||
| Kurtosis | 11.89 |
Consider QCR Holdings' intraday indicators
QCR Holdings intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of QCR Holdings stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
QCR Holdings Corporate Filings
8K | 22nd of November 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
10Q | 8th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
F4 | 31st of October 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F3 | 20th of September 2024 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock | ViewVerify |
QCR Stock media impact
Far too much social signal, news, headlines, and media speculation about QCR Holdings that are available to investors today. That information is available publicly through QCR media outlets and privately through word of mouth or via QCR internal channels. However, regardless of the origin, that massive amount of QCR data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of QCR Holdings news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of QCR Holdings relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to QCR Holdings' headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive QCR Holdings alpha.
QCR Holdings Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards QCR Holdings can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
QCR Holdings Corporate Executives
Elected by the shareholders, the QCR Holdings' board of directors comprises two types of representatives: QCR Holdings inside directors who are chosen from within the company, and outside directors, selected externally and held independent of QCR. The board's role is to monitor QCR Holdings' management team and ensure that shareholders' interests are well served. QCR Holdings' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, QCR Holdings' outside directors are responsible for providing unbiased perspectives on the board's policies.
| Reba Winter | Executive COO | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in QCR Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area. For more detail on how to invest in QCR Stock please use our How to Invest in QCR Holdings guide.You can also try the Portfolio Anywhere module to track or share privately all of your investments from the convenience of any device.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of QCR Holdings. If investors know QCR will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about QCR Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.101 | Dividend Share 0.24 | Earnings Share 6.88 | Revenue Per Share 20.352 | Quarterly Revenue Growth 0.069 |
The market value of QCR Holdings is measured differently than its book value, which is the value of QCR that is recorded on the company's balance sheet. Investors also form their own opinion of QCR Holdings' value that differs from its market value or its book value, called intrinsic value, which is QCR Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because QCR Holdings' market value can be influenced by many factors that don't directly affect QCR Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between QCR Holdings' value and its price, as these two are different measures arrived at by various means. Investors typically determine if QCR Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, QCR Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.