Is Rhinebeck Bancorp Stock a Good Investment?
Rhinebeck Bancorp Investment Advice | RBKB |
- Examine Rhinebeck Bancorp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Rhinebeck Bancorp's leadership team and their track record. Good management can help Rhinebeck Bancorp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Rhinebeck Bancorp's business and its evolving consumer preferences.
- Compare Rhinebeck Bancorp's performance and market position to its competitors. Analyze how Rhinebeck Bancorp is positioned in terms of product offerings, innovation, and market share.
- Check if Rhinebeck Bancorp pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Rhinebeck Bancorp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Rhinebeck Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Rhinebeck Bancorp is a good investment.
Sell | Buy |
Buy
Market Performance | Good | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Average | Details | |
Economic Sensitivity | Slowly supersedes the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Rhinebeck Bancorp Stock
Researching Rhinebeck Bancorp's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 60.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 0.88. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Rhinebeck Bancorp recorded a loss per share of 0.47. The entity had not issued any dividends in recent years.
To determine if Rhinebeck Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Rhinebeck Bancorp's research are outlined below:
| Rhinebeck Bancorp has high likelihood to experience some financial distress in the next 2 years | |
| About 60.0% of the company outstanding shares are owned by corporate insiders | |
| Latest headline from news.google.com: Rhinebeck stock soars to 52-week high, hits 9.85 By Investing.com - Investing.com Australia |
Rhinebeck Bancorp Quarterly Accounts Payable |
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Rhinebeck Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Rhinebeck Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Rhinebeck Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 9th of May 2024 Upcoming Quarterly Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View |
Know Rhinebeck Bancorp's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Rhinebeck Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Rhinebeck Bancorp backward and forwards among themselves. Rhinebeck Bancorp's institutional investor refers to the entity that pools money to purchase Rhinebeck Bancorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Ubs Group Ag | 2024-06-30 | 3 K | Tower Research Capital Llc | 2024-06-30 | 1.9 K | Bank Of America Corp | 2024-06-30 | 36.0 | John G Ullman & Associates Inc | 2024-09-30 | 0.0 | Susquehanna International Group, Llp | 2024-06-30 | 0.0 | Wells Fargo & Co | 2024-06-30 | 0.0 | Innealta Capital, Llc | 2024-09-30 | 0.0 | M3f, Inc. | 2024-09-30 | 1.1 M | Vanguard Group Inc | 2024-09-30 | 242.1 K | Alliancebernstein L.p. | 2024-06-30 | 102.2 K | Bridgeway Capital Management, Llc | 2024-09-30 | 65.3 K |
Rhinebeck Bancorp's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 108.1 M.Market Cap |
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Rhinebeck Bancorp's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Equity | 0.04 | 0.04 |
Determining Rhinebeck Bancorp's profitability involves analyzing its financial statements and using various financial metrics to determine if Rhinebeck Bancorp is a good buy. For example, gross profit margin measures Rhinebeck Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Rhinebeck Bancorp's profitability and make more informed investment decisions.
Please note, the presentation of Rhinebeck Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Rhinebeck Bancorp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Rhinebeck Bancorp's management manipulating its earnings.
Evaluate Rhinebeck Bancorp's management efficiency
At present, Rhinebeck Bancorp's Return On Tangible Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0, whereas Return On Capital Employed is forecasted to decline to 0. At present, Rhinebeck Bancorp's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 1.1 B, whereas Total Assets are forecasted to decline to about 1 B. Rhinebeck Bancorp's management efficiency ratios could be used to measure how well Rhinebeck Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 10.54 | 10.01 | |
| Tangible Book Value Per Share | 10.31 | 9.79 | |
| Enterprise Value Over EBITDA | 28.97 | 30.42 | |
| Price Book Value Ratio | 0.76 | 0.98 | |
| Enterprise Value Multiple | 28.97 | 30.42 | |
| Price Fair Value | 0.76 | 0.98 | |
| Enterprise Value | 205.9 M | 216.2 M |
Understanding the management dynamics of Rhinebeck Bancorp allows us to gauge its ability to sustain growth and profitability. This comprehensive analysis aids in determining the stock's value.
Beta 0.746 |
Basic technical analysis of Rhinebeck Stock
As of the 26th of November, Rhinebeck Bancorp holds the Semi Deviation of 1.13, risk adjusted performance of 0.121, and Coefficient Of Variation of 666.47. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Rhinebeck Bancorp, as well as the relationship between them.Rhinebeck Bancorp's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Rhinebeck Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Rhinebeck Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Rhinebeck Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Nihill Kevin M over three months ago Acquisition by Nihill Kevin M of 15000 shares of Rhinebeck Bancorp subject to Rule 16b-3 | ||
Lekanides Phillip over three months ago Discretionary transaction by Lekanides Phillip of tradable shares of Rhinebeck Bancorp subject to Rule 16b-3 | ||
Chestney Christopher W. over six months ago Acquisition by Chestney Christopher W. of 16365 shares of Rhinebeck Bancorp at 6.57 subject to Rule 16b-3 | ||
Tumolo Louis Jr over six months ago Purchase by Tumolo Louis Jr of 2000 shares of Rhinebeck Bancorp | ||
Michael Quinn over a year ago Payment of 3757 shares by Michael Quinn of Rhinebeck Bancorp subject to Rule 16b-3 | ||
Michael Quinn over a year ago Rhinebeck Bancorp exotic insider transaction detected | ||
Morgandamelio Karen E over a year ago Rhinebeck Bancorp exotic insider transaction detected | ||
Morgandamelio Karen E over a year ago Sale by Morgandamelio Karen E of 725 shares of Rhinebeck Bancorp |
Rhinebeck Bancorp's Outstanding Corporate Bonds
Rhinebeck Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Rhinebeck Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Rhinebeck bonds can be classified according to their maturity, which is the date when Rhinebeck Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Understand Rhinebeck Bancorp's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Rhinebeck Bancorp's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.121 | |||
| Market Risk Adjusted Performance | 0.7769 | |||
| Mean Deviation | 1.3 | |||
| Semi Deviation | 1.13 | |||
| Downside Deviation | 1.45 | |||
| Coefficient Of Variation | 666.47 | |||
| Standard Deviation | 1.86 | |||
| Variance | 3.47 | |||
| Information Ratio | 0.0798 | |||
| Jensen Alpha | 0.227 | |||
| Total Risk Alpha | (0.02) | |||
| Sortino Ratio | 0.1023 | |||
| Treynor Ratio | 0.7669 | |||
| Maximum Drawdown | 9.98 | |||
| Value At Risk | (2.65) | |||
| Potential Upside | 4.15 | |||
| Downside Variance | 2.11 | |||
| Semi Variance | 1.27 | |||
| Expected Short fall | (1.70) | |||
| Skewness | 1.2 | |||
| Kurtosis | 2.86 |
| Risk Adjusted Performance | 0.121 | |||
| Market Risk Adjusted Performance | 0.7769 | |||
| Mean Deviation | 1.3 | |||
| Semi Deviation | 1.13 | |||
| Downside Deviation | 1.45 | |||
| Coefficient Of Variation | 666.47 | |||
| Standard Deviation | 1.86 | |||
| Variance | 3.47 | |||
| Information Ratio | 0.0798 | |||
| Jensen Alpha | 0.227 | |||
| Total Risk Alpha | (0.02) | |||
| Sortino Ratio | 0.1023 | |||
| Treynor Ratio | 0.7669 | |||
| Maximum Drawdown | 9.98 | |||
| Value At Risk | (2.65) | |||
| Potential Upside | 4.15 | |||
| Downside Variance | 2.11 | |||
| Semi Variance | 1.27 | |||
| Expected Short fall | (1.70) | |||
| Skewness | 1.2 | |||
| Kurtosis | 2.86 |
Consider Rhinebeck Bancorp's intraday indicators
Rhinebeck Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Rhinebeck Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Rhinebeck Bancorp Corporate Filings
10Q | 12th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
8K | 24th of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 11th of July 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F3 | 10th of July 2024 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock | ViewVerify |
Rhinebeck Stock media impact
Far too much social signal, news, headlines, and media speculation about Rhinebeck Bancorp that are available to investors today. That information is available publicly through Rhinebeck media outlets and privately through word of mouth or via Rhinebeck internal channels. However, regardless of the origin, that massive amount of Rhinebeck data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Rhinebeck Bancorp news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Rhinebeck Bancorp relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Rhinebeck Bancorp's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Rhinebeck Bancorp alpha.
Rhinebeck Bancorp Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Rhinebeck Bancorp can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Rhinebeck Bancorp Corporate Management
| Timmian Massie | Chief Officer | Profile | |
| Dawn Scherer | Senior Technology | Profile | |
| Jeanine Borko | Senior Resources | Profile | |
| Jamie Bloom | COO VP | Profile | |
| Richard Kolosky | Senior West | Profile | |
| Mark Malone | Chief Officer | Profile | |
| Michael McDermott | CFO VP | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Rhinebeck Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in industry. For information on how to trade Rhinebeck Stock refer to our How to Trade Rhinebeck Stock guide.You can also try the Earnings Calls module to check upcoming earnings announcements updated hourly across public exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Rhinebeck Bancorp. If investors know Rhinebeck will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Rhinebeck Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.31) | Earnings Share (0.47) | Revenue Per Share 2.72 | Quarterly Revenue Growth (0.08) | Return On Assets (0) |
The market value of Rhinebeck Bancorp is measured differently than its book value, which is the value of Rhinebeck that is recorded on the company's balance sheet. Investors also form their own opinion of Rhinebeck Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Rhinebeck Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Rhinebeck Bancorp's market value can be influenced by many factors that don't directly affect Rhinebeck Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Rhinebeck Bancorp's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Rhinebeck Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Rhinebeck Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.