Is Truist Financial Stock a Good Investment?
Truist Financial Investment Advice | TFC |
- Examine Truist Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Truist Financial's leadership team and their track record. Good management can help Truist Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Truist Financial's business and its evolving consumer preferences.
- Compare Truist Financial's performance and market position to its competitors. Analyze how Truist Financial is positioned in terms of product offerings, innovation, and market share.
- Check if Truist Financial pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Truist Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Truist Financial Corp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Truist Financial Corp is a good investment.
Sell | Buy |
Strong Buy
Market Performance | Modest | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Above Average | Details | |
Economic Sensitivity | Actively responds to the market | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Truist Financial Stock
Researching Truist Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 77.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.08. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Truist Financial Corp has Price/Earnings To Growth (PEG) ratio of 1.94. The entity recorded a loss per share of 4.86. The firm last dividend was issued on the 8th of November 2024. Truist Financial had 2:1 split on the 4th of August 1998.
To determine if Truist Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Truist Financial's research are outlined below:
| Truist Financial has high likelihood to experience some financial distress in the next 2 years | |
| The company reported the last year's revenue of 23.39 B. Reported Net Loss for the year was (1.09 B) with profit before taxes, overhead, and interest of 22.26 B. | |
| Over 77.0% of the company shares are owned by institutional investors | |
| Latest headline from thelincolnianonline.com: Belden Inc. Declares Quarterly Dividend of 0.05 |
Truist Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Truist Financial Corp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Truist Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 18th of April 2024 Upcoming Quarterly Report | View | |
| 18th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 16th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Truist Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Truist Financial's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2011-01-21 | 2010-12-31 | 0.26 | 0.3 | 0.04 | 15 | ||
2010-10-21 | 2010-09-30 | 0.26 | 0.3 | 0.04 | 15 | ||
2010-07-22 | 2010-06-30 | 0.34 | 0.3 | -0.04 | 11 | ||
2010-04-22 | 2010-03-31 | 0.23 | 0.27 | 0.04 | 17 | ||
2010-01-22 | 2009-12-31 | 0.21 | 0.27 | 0.06 | 28 | ||
2000-04-11 | 2000-03-31 | 0.52 | 0.46 | -0.06 | 11 | ||
2024-07-22 | 2024-06-30 | 0.82 | 0.91 | 0.09 | 10 | ||
2020-07-16 | 2020-06-30 | 0.72 | 0.82 | 0.1 | 13 |
Know Truist Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Truist Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Truist Financial Corp backward and forwards among themselves. Truist Financial's institutional investor refers to the entity that pools money to purchase Truist Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Royal Bank Of Canada | 2024-06-30 | 15 M | Northern Trust Corp | 2024-09-30 | 12 M | Harris Associates L.p. | 2024-06-30 | 10.7 M | Legal & General Group Plc | 2024-06-30 | 10.3 M | Ubs Asset Mgmt Americas Inc | 2024-09-30 | 9.4 M | Federated Hermes Inc | 2024-09-30 | 9.3 M | Amvescap Plc. | 2024-06-30 | 9.3 M | American Century Companies Inc | 2024-09-30 | 9.2 M | Macquarie Group Ltd | 2024-06-30 | 9.1 M | Vanguard Group Inc | 2024-09-30 | 119.2 M | Blackrock Inc | 2024-06-30 | 99 M |
Truist Financial's market capitalization trends
The company currently falls under 'Large-Cap' category with a total capitalization of 63.67 B.Market Cap |
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Truist Financial's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Equity | (0.02) | (0.02) |
Determining Truist Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if Truist Financial is a good buy. For example, gross profit margin measures Truist Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Truist Financial's profitability and make more informed investment decisions.
Please note, the presentation of Truist Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Truist Financial's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Truist Financial's management manipulating its earnings.
Evaluate Truist Financial's management efficiency
Truist Financial Corp has Return on Asset of (0.0114) % which means that on every $100 spent on assets, it lost $0.0114. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of (0.0951) %, meaning that it generated no profit with money invested by stockholders. Truist Financial's management efficiency ratios could be used to measure how well Truist Financial manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Tangible Assets is expected to grow to -0.002. In addition to that, Return On Capital Employed is expected to decline to 0.02. At present, Truist Financial's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 494.7 B, whereas Total Current Assets are forecasted to decline to about 29.1 B.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 44.49 | 46.71 | |
| Tangible Book Value Per Share | 23.89 | 12.11 | |
| Enterprise Value Over EBITDA | 10.20 | 8.86 | |
| Price Book Value Ratio | 0.83 | 0.79 | |
| Enterprise Value Multiple | 10.20 | 8.86 | |
| Price Fair Value | 0.83 | 0.79 | |
| Enterprise Value | 59.7 B | 62.6 B |
The strategic decisions made by Truist Financial management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Dividend Yield 0.0434 | Forward Dividend Yield 0.0434 | Forward Dividend Rate 2.08 | Beta 1.035 |
Basic technical analysis of Truist Stock
As of the 24th of November, Truist Financial has the Semi Deviation of 1.17, coefficient of variation of 811.31, and Risk Adjusted Performance of 0.1006. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Truist Financial Corp, as well as the relationship between them.Truist Financial's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Truist Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Truist Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Truist Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Patrick Graney over two months ago Insider Trading | ||
Cynthia Powell over six months ago Acquisition by Cynthia Powell of 1783 shares of Truist Financial subject to Rule 16b-3 | ||
Hugh Cummins over six months ago Disposition of 4403 shares by Hugh Cummins of Truist Financial at 29.0 subject to Rule 16b-3 | ||
Yates William Rufus over a year ago Truist Financial exotic insider transaction detected | ||
Yates William Rufus over a year ago Acquisition by Yates William Rufus of 2182 shares of Truist Financial subject to Rule 16b-3 |
Truist Financial's Outstanding Corporate Bonds
Truist Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Truist Financial Corp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Truist bonds can be classified according to their maturity, which is the date when Truist Financial Corp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| US89838QAA13 Corp BondUS89838QAA13 | View | |
| TFC 495 Corp BondUS89832QAE98 | View | |
| TFC 48 Corp BondUS89832QAD16 | View | |
| TFC 5125 Corp BondUS89832QAC33 | View | |
| TFC 7871 Corp BondUS89832QAB59 | View | |
| FUNOTR 4869 15 JAN 30 Corp BondUS898339AA49 | View | |
| TRUSTEES OF PRINCETON Corp BondUS89837LAB18 | View | |
| US89837LAG05 Corp BondUS89837LAG05 | View |
Understand Truist Financial's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Truist Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.1006 | |||
| Market Risk Adjusted Performance | 0.1352 | |||
| Mean Deviation | 1.25 | |||
| Semi Deviation | 1.17 | |||
| Downside Deviation | 1.35 | |||
| Coefficient Of Variation | 811.31 | |||
| Standard Deviation | 1.96 | |||
| Variance | 3.83 | |||
| Information Ratio | 0.0565 | |||
| Jensen Alpha | 0.0081 | |||
| Total Risk Alpha | (0.08) | |||
| Sortino Ratio | 0.0817 | |||
| Treynor Ratio | 0.1252 | |||
| Maximum Drawdown | 12.77 | |||
| Value At Risk | (2.46) | |||
| Potential Upside | 2.46 | |||
| Downside Variance | 1.83 | |||
| Semi Variance | 1.38 | |||
| Expected Short fall | (1.48) | |||
| Skewness | 2.63 | |||
| Kurtosis | 13.78 |
| Risk Adjusted Performance | 0.1006 | |||
| Market Risk Adjusted Performance | 0.1352 | |||
| Mean Deviation | 1.25 | |||
| Semi Deviation | 1.17 | |||
| Downside Deviation | 1.35 | |||
| Coefficient Of Variation | 811.31 | |||
| Standard Deviation | 1.96 | |||
| Variance | 3.83 | |||
| Information Ratio | 0.0565 | |||
| Jensen Alpha | 0.0081 | |||
| Total Risk Alpha | (0.08) | |||
| Sortino Ratio | 0.0817 | |||
| Treynor Ratio | 0.1252 | |||
| Maximum Drawdown | 12.77 | |||
| Value At Risk | (2.46) | |||
| Potential Upside | 2.46 | |||
| Downside Variance | 1.83 | |||
| Semi Variance | 1.38 | |||
| Expected Short fall | (1.48) | |||
| Skewness | 2.63 | |||
| Kurtosis | 13.78 |
Consider Truist Financial's intraday indicators
Truist Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Truist Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Truist Financial Corporate Filings
F3 | 20th of November 2024 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock | ViewVerify |
F4 | 18th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 13th of November 2024 Other Reports | ViewVerify | |
| 12th of November 2024 Other Reports | ViewVerify |
Truist Stock media impact
Far too much social signal, news, headlines, and media speculation about Truist Financial that are available to investors today. That information is available publicly through Truist media outlets and privately through word of mouth or via Truist internal channels. However, regardless of the origin, that massive amount of Truist data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Truist Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Truist Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Truist Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Truist Financial alpha.
Truist Financial Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Truist Financial can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Truist Financial Corp Historical Investor Sentiment
Investor biases related to Truist Financial's public news can be used to forecast risks associated with an investment in Truist. The trend in average sentiment can be used to explain how an investor holding Truist can time the market purely based on public headlines and social activities around Truist Financial Corp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Truist Financial's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Truist Financial and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Truist Financial news discussions. The higher the estimate score, the more favorable the investor's outlook on Truist Financial.
Truist Financial Corporate Directors
| Jodie Hughes | Director Region | Profile | |
| David Ratcliffe | Lead Independent Director | Profile | |
| Thomas Skains | Lead Independent Director | Profile | |
| Nido Qubein | Independent Director | Profile |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Truist Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Aroon Oscillator module to analyze current equity momentum using Aroon Oscillator and other momentum ratios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Truist Financial. If investors know Truist will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Truist Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.239 | Dividend Share 2.08 | Earnings Share (4.86) | Revenue Per Share 10.857 | Quarterly Revenue Growth 0.061 |
The market value of Truist Financial Corp is measured differently than its book value, which is the value of Truist that is recorded on the company's balance sheet. Investors also form their own opinion of Truist Financial's value that differs from its market value or its book value, called intrinsic value, which is Truist Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Truist Financial's market value can be influenced by many factors that don't directly affect Truist Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Truist Financial's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Truist Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Truist Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.