Ameriserv Financial Stock Market Value

ASRV Stock  USD 3.51  0.01  0.28%   
AmeriServ Financial's market value is the price at which a share of AmeriServ Financial trades on a public exchange. It measures the collective expectations of AmeriServ Financial investors about its performance. AmeriServ Financial is selling for under 3.51 as of the 14th of February 2026; that is 0.28 percent decrease since the beginning of the trading day. The stock's lowest day price was 3.4.
With this module, you can estimate the performance of a buy and hold strategy of AmeriServ Financial and determine expected loss or profit from investing in AmeriServ Financial over a given investment horizon. Check out AmeriServ Financial Correlation, AmeriServ Financial Volatility and AmeriServ Financial Performance module to complement your research on AmeriServ Financial.
For more information on how to buy AmeriServ Stock please use our How to Invest in AmeriServ Financial guide.
Symbol

What growth prospects exist in Regional Banks sector? Can AmeriServ capture new markets? Factors like these will boost the valuation of AmeriServ Financial. If investors know AmeriServ will grow in the future, the company's valuation will be higher. Valuation analysis balances hard financial data with qualitative growth assessments. While each AmeriServ Financial valuation metric matters, prioritizing which indicators carry greater predictive weight remains essential.
Quarterly Earnings Growth
1.143
Dividend Share
0.12
Earnings Share
0.3
Revenue Per Share
3.238
Quarterly Revenue Growth
0.145
Understanding AmeriServ Financial requires distinguishing between market price and book value, where the latter reflects AmeriServ's accounting equity. The concept of intrinsic value - what AmeriServ Financial's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Investment professionals apply varied valuation frameworks to compute inherent worth and acquire positions when market prices trade at discounts to calculated value. Market sentiment, economic cycles, and investor behavior can push AmeriServ Financial's price substantially above or below its fundamental value.
Understanding that AmeriServ Financial's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether AmeriServ Financial represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. In contrast, AmeriServ Financial's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.

AmeriServ Financial 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to AmeriServ Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of AmeriServ Financial.
0.00
11/16/2025
No Change 0.00  0.0 
In 3 months and 1 day
02/14/2026
0.00
If you would invest  0.00  in AmeriServ Financial on November 16, 2025 and sell it all today you would earn a total of 0.00 from holding AmeriServ Financial or generate 0.0% return on investment in AmeriServ Financial over 90 days. AmeriServ Financial is related to or competes with Home Federal, OptimumBank Holdings, Tectonic Financial, Texas Community, Meta Financial, First Seacoast, and Catalyst Bancorp. AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consum... More

AmeriServ Financial Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure AmeriServ Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess AmeriServ Financial upside and downside potential and time the market with a certain degree of confidence.

AmeriServ Financial Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for AmeriServ Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as AmeriServ Financial's standard deviation. In reality, there are many statistical measures that can use AmeriServ Financial historical prices to predict the future AmeriServ Financial's volatility.
Hype
Prediction
LowEstimatedHigh
1.023.495.96
Details
Intrinsic
Valuation
LowRealHigh
0.983.455.92
Details

AmeriServ Financial February 14, 2026 Technical Indicators

AmeriServ Financial Backtested Returns

AmeriServ Financial appears to be moderately volatile, given 3 months investment horizon. AmeriServ Financial secures Sharpe Ratio (or Efficiency) of 0.12, which signifies that the company had a 0.12 % return per unit of standard deviation over the last 3 months. We have found twenty-eight technical indicators for AmeriServ Financial, which you can use to evaluate the volatility of the firm. Please makes use of AmeriServ Financial's mean deviation of 1.66, and Risk Adjusted Performance of 0.091 to double-check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, AmeriServ Financial holds a performance score of 9. The firm shows a Beta (market volatility) of 1.01, which signifies a somewhat significant risk relative to the market. AmeriServ Financial returns are very sensitive to returns on the market. As the market goes up or down, AmeriServ Financial is expected to follow. Please check AmeriServ Financial's potential upside, and the relationship between the jensen alpha and accumulation distribution , to make a quick decision on whether AmeriServ Financial's price patterns will revert.

Auto-correlation

    
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No correlation between past and present

AmeriServ Financial has no correlation between past and present. Overlapping area represents the amount of predictability between AmeriServ Financial time series from 16th of November 2025 to 31st of December 2025 and 31st of December 2025 to 14th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of AmeriServ Financial price movement. The serial correlation of 0.0 indicates that just 0.0% of current AmeriServ Financial price fluctuation can be explain by its past prices.
Correlation Coefficient0.0
Spearman Rank Test0.06
Residual Average0.0
Price Variance0.04

Thematic Opportunities

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Additional Tools for AmeriServ Stock Analysis

When running AmeriServ Financial's price analysis, check to measure AmeriServ Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy AmeriServ Financial is operating at the current time. Most of AmeriServ Financial's value examination focuses on studying past and present price action to predict the probability of AmeriServ Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move AmeriServ Financial's price. Additionally, you may evaluate how the addition of AmeriServ Financial to your portfolios can decrease your overall portfolio volatility.