Lake Shore Bancorp Stock Market Value

LSBK Stock  USD 15.49  0.01  0.06%   
Lake Shore's market value is the price at which a share of Lake Shore trades on a public exchange. It measures the collective expectations of Lake Shore Bancorp investors about its performance. Lake Shore is selling for 15.49 as of the 12th of February 2026. This is a 0.06 percent decrease since the beginning of the trading day. The stock's last reported lowest price was 15.49.
With this module, you can estimate the performance of a buy and hold strategy of Lake Shore Bancorp and determine expected loss or profit from investing in Lake Shore over a given investment horizon. Check out Lake Shore Correlation, Lake Shore Volatility and Lake Shore Performance module to complement your research on Lake Shore.
Symbol

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Lake Shore. Expected growth trajectory for Lake significantly influences the price investors are willing to assign. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Lake Shore assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.355
Dividend Share
0.27
Earnings Share
0.96
Revenue Per Share
4.878
Quarterly Revenue Growth
0.201
Lake Shore Bancorp's market price often diverges from its book value, the accounting figure shown on Lake's balance sheet. Smart investors calculate Lake Shore's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since Lake Shore's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Understanding that Lake Shore's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Lake Shore represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. However, Lake Shore's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Lake Shore 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Lake Shore's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Lake Shore.
0.00
11/14/2025
No Change 0.00  0.0 
In 2 months and 31 days
02/12/2026
0.00
If you would invest  0.00  in Lake Shore on November 14, 2025 and sell it all today you would earn a total of 0.00 from holding Lake Shore Bancorp or generate 0.0% return on investment in Lake Shore over 90 days. Lake Shore is related to or competes with Sound Financial, Magyar Bancorp, Riverview Bancorp, Provident Financial, Union Bankshares, Rhinebeck Bancorp, and Affinity Bancshares. Lake Shore Bancorp, Inc. operates as the savings and loan holding company for Lake Shore Savings Bank that provides bank... More

Lake Shore Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Lake Shore's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Lake Shore Bancorp upside and downside potential and time the market with a certain degree of confidence.

Lake Shore Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for Lake Shore's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Lake Shore's standard deviation. In reality, there are many statistical measures that can use Lake Shore historical prices to predict the future Lake Shore's volatility.
Hype
Prediction
LowEstimatedHigh
14.5215.5116.50
Details
Intrinsic
Valuation
LowRealHigh
14.1015.0916.08
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Lake Shore. Your research has to be compared to or analyzed against Lake Shore's peers to derive any actionable benefits. When done correctly, Lake Shore's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Lake Shore Bancorp.

Lake Shore February 12, 2026 Technical Indicators

Lake Shore Bancorp Backtested Returns

As of now, Lake Stock is very steady. Lake Shore Bancorp has Sharpe Ratio of 0.16, which conveys that the firm had a 0.16 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Lake Shore, which you can use to evaluate the volatility of the firm. Please verify Lake Shore's Downside Deviation of 1.13, mean deviation of 0.797, and Risk Adjusted Performance of 0.113 to check out if the risk estimate we provide is consistent with the expected return of 0.16%. Lake Shore has a performance score of 12 on a scale of 0 to 100. The company secures a Beta (Market Risk) of 0.11, which conveys not very significant fluctuations relative to the market. As returns on the market increase, Lake Shore's returns are expected to increase less than the market. However, during the bear market, the loss of holding Lake Shore is expected to be smaller as well. Lake Shore Bancorp right now secures a risk of 0.99%. Please verify Lake Shore Bancorp sortino ratio, skewness, price action indicator, as well as the relationship between the potential upside and rate of daily change , to decide if Lake Shore Bancorp will be following its current price movements.

Auto-correlation

    
  0.86  

Very good predictability

Lake Shore Bancorp has very good predictability. Overlapping area represents the amount of predictability between Lake Shore time series from 14th of November 2025 to 29th of December 2025 and 29th of December 2025 to 12th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Lake Shore Bancorp price movement. The serial correlation of 0.86 indicates that approximately 86.0% of current Lake Shore price fluctuation can be explain by its past prices.
Correlation Coefficient0.86
Spearman Rank Test0.63
Residual Average0.0
Price Variance0.09

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When determining whether Lake Shore Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Lake Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Lake Shore Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Lake Shore Bancorp Stock:
Check out Lake Shore Correlation, Lake Shore Volatility and Lake Shore Performance module to complement your research on Lake Shore.
You can also try the Commodity Channel module to use Commodity Channel Index to analyze current equity momentum.
Lake Shore technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.
A focus of Lake Shore technical analysis is to determine if market prices reflect all relevant information impacting that market. A technical analyst looks at the history of Lake Shore trading pattern rather than external drivers such as economic, fundamental, or social events. It is believed that price action tends to repeat itself due to investors' collective, patterned behavior. Hence technical analysis focuses on identifiable price trends and conditions. More Info...