Bread Historical Balance Sheet

BFH Stock

USD 62.41 1.35 2.21%

Trend analysis of Bread Financial Holdings balance sheet accounts such as Total Stockholder Equity of 3.2 B, Cash of 3.9 B or Non Current Assets Total of 843.6 M provides information on Bread Financial's total assets, liabilities, and equity, which is the actual value of Bread Financial Holdings to its prevalent stockholders. By breaking down trends over time using Bread Financial balance sheet statements, investors will see what precisely the company owns and what it owes to creditors or other parties at the end of each accounting year.

Cash Flow Balance Sheet Income Statement

Housing Crash

Credit Downgrade

Yuan Drop

Covid

Financial Statement Analysis is much more than just reviewing and examining Bread Financial Holdings latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Bread Financial Holdings is a good buy for the upcoming year.

Bread Financial Inventory

(1.06 Billion)

Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bread Financial Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

About Bread Balance Sheet Analysis

Balance Sheet is a snapshot of the financial position of Bread Financial Holdings at a specified time, usually calculated after every quarter, six months, or one year. Bread Financial Balance Sheet has two main parts: assets and liabilities. Liabilities are the debts or obligations of Bread Financial and are divided into current liabilities and long term liabilities. An asset, on the other hand, is anything of value that can be converted into cash and which Bread currently owns. An asset can also be divided into two categories, current and non-current.

Bread Financial Balance Sheet Chart

As of now, Bread Financial's Other Assets are increasing as compared to previous years. The Bread Financial's current Cash And Short Term Investments is estimated to increase to about 3.9 B, while Total Assets are projected to decrease to under 14 B.

Total Assets Total Stockholder Equity Non Current Assets Total Other Assets

Add Fundamental

Total Assets

Total assets refers to the total amount of Bread Financial assets owned. Assets are items that have some economic value and are expended over time to create a benefit for the owner. These assets are usually recorded in Bread Financial Holdings books under different categories such as cash, marketable securities, accounts receivable,prepaid expenses, inventory, fixed assets, intangible assets, other assets, marketable securities, accounts receivable, prepaid expenses and others. The total value of all owned resources that are expected to provide future economic benefits to the business, including cash, investments, accounts receivable, inventory, property, plant, equipment, and intangible assets.

Total Stockholder Equity

The total equity held by shareholders, calculated as the difference between a company's total assets and total liabilities. It represents the net value of the company owned by shareholders.

Non Current Assets Total

The total value of a company's long-term assets, which are not expected to be converted into cash or used up within one year or the operating cycle, including property, plant, and equipment, and intangible assets.

Most accounts from Bread Financial's balance sheet are interrelated and interconnected. However, analyzing balance sheet accounts one by one will only give a small insight into Bread Financial Holdings current financial condition. On the other hand, looking into the entire matrix of balance sheet accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bread Financial Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

	2022	2023	2024	2025 (projected)
Total Stockholder Equity	2.3B	2.9B	3.1B	3.2B
Total Assets	25.4B	23.1B	22.9B	14.0B

Total Stockholder Equity Total Assets

Bread Financial balance sheet Correlations

	Total Assets	Total Stockholder Equity	Net Debt	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Common Stock Shares Outstanding	Total Current Assets	Good Will	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Property Plant And Equipment Net	Current Deferred Revenue	Retained Earnings	Accounts Payable	Net Receivables	Non Current Liabilities Total	Inventory	Other Current Assets	Other Stockholder Equity	Total Liab	Short Term Debt	Intangible Assets
Total Assets		0.6	0.56	0.75	0.36	0.07	0.08	0.75	0.05	0.69	0.29	0.81	0.26	0.34	0.53	-0.16	0.56	0.87	0.53	0.56	0.05	0.13	-0.22	1.0	0.37	0.02
Total Stockholder Equity	0.6		-0.11	0.74	0.28	0.7	0.57	0.74	-0.23	0.04	-0.05	0.36	0.02	-0.1	0.12	-0.26	0.04	0.61	-0.14	0.48	-0.01	0.69	0.46	0.57	-0.07	-0.13
Net Debt	0.56	-0.11		-0.02	0.36	-0.61	-0.57	-0.02	0.48	0.78	0.71	0.64	0.48	0.66	0.84	0.14	0.64	0.53	0.81	0.25	0.07	-0.54	-0.64	0.58	0.34	0.57
Cash	0.75	0.74	-0.02		0.1	0.44	0.48	1.0	-0.43	0.33	-0.26	0.6	-0.04	-0.08	-0.03	-0.33	0.28	0.55	0.09	0.46	0.04	0.44	0.12	0.75	0.23	-0.51
Non Current Assets Total	0.36	0.28	0.36	0.1		0.21	-0.42	0.09	0.22	0.12	0.34	0.04	0.09	0.12	0.45	0.26	0.17	0.45	0.2	0.38	-0.18	0.15	-0.03	0.34	-0.24	0.29
Non Currrent Assets Other	0.07	0.7	-0.61	0.44	0.21		0.55	0.44	-0.26	-0.39	-0.28	-0.26	-0.31	-0.42	-0.33	0.14	-0.15	0.19	-0.4	0.48	-0.28	0.85	0.51	0.04	-0.53	-0.32
Other Assets	0.08	0.57	-0.57	0.48	-0.42	0.55		0.49	-0.35	-0.46	-0.42	-0.06	-0.32	-0.46	-0.41	-0.51	-0.33	0.09	-0.51	-0.05	-0.22	0.7	0.6	0.07	0.17	-0.41
Cash And Short Term Investments	0.75	0.74	-0.02	1.0	0.09	0.44	0.49		-0.43	0.33	-0.27	0.6	-0.03	-0.08	-0.03	-0.34	0.27	0.55	0.08	0.44	0.05	0.43	0.13	0.75	0.24	-0.51
Common Stock Shares Outstanding	0.05	-0.23	0.48	-0.43	0.22	-0.26	-0.35	-0.43		0.19	0.65	-0.02	0.33	0.46	0.56	0.35	0.2	0.18	0.37	0.15	-0.11	-0.3	-0.29	0.05	-0.04	0.64
Total Current Assets	0.69	0.04	0.78	0.33	0.12	-0.39	-0.46	0.33	0.19		0.4	0.83	0.49	0.67	0.55	0.19	0.79	0.49	0.83	0.45	0.32	-0.47	-0.69	0.72	0.29	0.15
Good Will	0.29	-0.05	0.71	-0.26	0.34	-0.28	-0.42	-0.27	0.65	0.4		0.25	0.38	0.5	0.92	0.37	0.42	0.56	0.6	0.45	-0.16	-0.21	-0.4	0.29	-0.1	0.91
Short Long Term Debt Total	0.81	0.36	0.64	0.6	0.04	-0.26	-0.06	0.6	-0.02	0.83	0.25		0.57	0.61	0.53	-0.32	0.46	0.62	0.49	0.3	0.47	-0.25	-0.24	0.83	0.52	0.0
Other Current Liab	0.26	0.02	0.48	-0.04	0.09	-0.31	-0.32	-0.03	0.33	0.49	0.38	0.57		0.94	0.52	-0.12	-0.01	0.35	0.16	-0.02	0.65	-0.46	0.01	0.27	0.11	0.31
Total Current Liabilities	0.34	-0.1	0.66	-0.08	0.12	-0.42	-0.46	-0.08	0.46	0.67	0.5	0.61	0.94		0.61	0.08	0.27	0.39	0.45	0.1	0.51	-0.54	-0.29	0.36	0.2	0.39
Property Plant And Equipment Net	0.53	0.12	0.84	-0.03	0.45	-0.33	-0.41	-0.03	0.56	0.55	0.92	0.53	0.52	0.61		0.12	0.41	0.7	0.6	0.41	0.04	-0.26	-0.31	0.53	0.11	0.8
Current Deferred Revenue	-0.16	-0.26	0.14	-0.33	0.26	0.14	-0.51	-0.34	0.35	0.19	0.37	-0.32	-0.12	0.08	0.12		0.55	0.0	0.51	0.56	-0.41	-0.08	-0.6	-0.14	-0.66	0.33
Retained Earnings	0.56	0.04	0.64	0.28	0.17	-0.15	-0.33	0.27	0.2	0.79	0.42	0.46	-0.01	0.27	0.41	0.55		0.44	0.94	0.66	-0.28	-0.18	-0.86	0.6	0.03	0.2
Accounts Payable	0.87	0.61	0.53	0.55	0.45	0.19	0.09	0.55	0.18	0.49	0.56	0.62	0.35	0.39	0.7	0.0	0.44		0.46	0.64	-0.13	0.23	-0.1	0.85	0.08	0.34
Net Receivables	0.53	-0.14	0.81	0.09	0.2	-0.4	-0.51	0.08	0.37	0.83	0.6	0.49	0.16	0.45	0.6	0.51	0.94	0.46		0.54	-0.2	-0.41	-0.91	0.56	0.12	0.4
Non Current Liabilities Total	0.56	0.48	0.25	0.46	0.38	0.48	-0.05	0.44	0.15	0.45	0.45	0.3	-0.02	0.1	0.41	0.56	0.66	0.64	0.54		-0.27	0.34	-0.33	0.57	-0.39	0.19
Inventory	0.05	-0.01	0.07	0.04	-0.18	-0.28	-0.22	0.05	-0.11	0.32	-0.16	0.47	0.65	0.51	0.04	-0.41	-0.28	-0.13	-0.2	-0.27		-0.4	0.23	0.04	0.25	-0.19
Other Current Assets	0.13	0.69	-0.54	0.44	0.15	0.85	0.7	0.43	-0.3	-0.47	-0.21	-0.25	-0.46	-0.54	-0.26	-0.08	-0.18	0.23	-0.41	0.34	-0.4		0.53	0.1	-0.2	-0.25
Other Stockholder Equity	-0.22	0.46	-0.64	0.12	-0.03	0.51	0.6	0.13	-0.29	-0.69	-0.4	-0.24	0.01	-0.29	-0.31	-0.6	-0.86	-0.1	-0.91	-0.33	0.23	0.53		-0.27	-0.08	-0.24
Total Liab	1.0	0.57	0.58	0.75	0.34	0.04	0.07	0.75	0.05	0.72	0.29	0.83	0.27	0.36	0.53	-0.14	0.6	0.85	0.56	0.57	0.04	0.1	-0.27		0.39	0.01
Short Term Debt	0.37	-0.07	0.34	0.23	-0.24	-0.53	0.17	0.24	-0.04	0.29	-0.1	0.52	0.11	0.2	0.11	-0.66	0.03	0.08	0.12	-0.39	0.25	-0.2	-0.08	0.39		-0.18
Intangible Assets	0.02	-0.13	0.57	-0.51	0.29	-0.32	-0.41	-0.51	0.64	0.15	0.91	0.0	0.31	0.39	0.8	0.33	0.2	0.34	0.4	0.19	-0.19	-0.25	-0.24	0.01	-0.18

Click cells to compare fundamentals

Bread Financial Account Relationship Matchups

Bread Financial balance sheet Accounts

	2020	2021	2022	2023	2024	2025 (projected)
Total Assets	22.5B	21.7B	25.4B	23.1B	22.9B	14.0B
Total Stockholder Equity	1.5B	2.1B	2.3B	2.9B	3.1B	3.2B
Net Debt	5.7B	4.5B	4.2B	1.9B	(3.7B)	(3.5B)
Cash	3.1B	3.0B	3.9B	3.6B	3.7B	3.9B
Non Current Assets Total	4.0B	1.9B	1.3B	18.8B	888M	843.6M
Non Currrent Assets Other	2.3B	299M	(743M)	17.5B	20.1B	21.1B
Other Assets	807M	817M	19.9B	796M	18.3B	19.2B
Cash And Short Term Investments	3.1B	3.1B	4.0B	3.6B	3.7B	3.9B
Liabilities And Stockholders Equity	22.5B	21.7B	25.4B	23.1B	22.9B	14.0B
Total Current Assets	18.6B	19.9B	4.2B	3.6B	3.7B	3.5B
Good Will	954.8M	954.9M	1.4B	634M	729.1M	692.6M
Short Long Term Debt Total	11.8B	21.8B	14.3B	5.4B	6.3B	7.6B
Other Current Liab	(2.3B)	11.5B	(398M)	(435M)	(500.3M)	(475.2M)
Total Current Liabilities	1.0B	11.8B	398M	273M	314.0M	298.3M
Property Plant And Equipment Net	233.2M	312M	283M	265M	142M	134.9M
Current Deferred Revenue	1.0B	(3.3B)	(5.9B)	138M	124.2M	193.4M
Retained Earnings	4.8B	(87M)	93M	767M	999M	1.7B
Accounts Payable	328.2M	291M	398M	422M	485.3M	271.1M
Net Receivables	14.8B	151M	164M	144M	165.6M	157.3M
Non Current Liabilities Total	20.0B	7.9B	398M	20.0B	22.9B	24.1B
Inventory	164.3M	16.4B	(618M)	(974M)	(1.1B)	(1.1B)
Other Current Assets	534.9M	151M	618M	830M	954.5M	1.0B
Other Stockholder Equity	(3.3B)	2.2B	2.2B	2.2B	2.1B	2.2B
Total Liab	21.0B	19.7B	23.1B	20.2B	19.8B	13.6B
Accumulated Other Comprehensive Income	(5M)	(2M)	(21M)	(19M)	(22M)	(23.1M)
Short Term Debt	2.0B	3.3B	6.3B	284M	326.6M	310.3M
Intangible Assets	81.7M	53M	165M	128M	115.2M	109.4M
Other Liab	795M	531.8M	449M	479M	431.1M	758.2M
Net Tangible Assets	406.1M	811M	1.4B	1.5B	1.7B	1.8B
Short Term Investments	638.1M	239M	95M	171M	153.9M	283.3M
Property Plant Equipment	472.6M	332M	312M	195M	175.5M	328.9M
Long Term Debt	6.6B	7.4B	8.0B	5.3B	4.8B	7.7B
Long Term Debt Total	12.2B	9.8B	18.5B	8.0B	7.2B	11.0B
Capital Surpluse	3.3B	3.4B	2.2B	2.2B	2.0B	2.3B
Cash And Equivalents	3.9B	3.1B	3.0B	3.9B	4.5B	3.7B
Net Invested Capital	10.0B	9.5B	10.3B	8.2B	7.4B	8.7B

Currently Active Assets on Macroaxis

CSX	CSX Corporation
ETON	Eton Pharmaceuticals
ALLT	Allot Communications
DIA	SPDR Dow Jones
SPY	SPDR SP 500

When determining whether Bread Financial Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bread Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bread Financial Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bread Financial Holdings Stock:

How To Invest In Bread

Details

Is Bread Stock a good investment?

Details

What is Bread Financial's Net Worth?

Details

Largest Consumer Finance Companies

View

Largest Financial Services Companies

View

You can also try the My Watchlist Analysis module to analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like.

Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bread Financial. If investors know Bread will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bread Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.85)

Dividend Share

0.84

Earnings Share

5.54

Revenue Per Share

49.214

Quarterly Revenue Growth

(0.05)

The market value of Bread Financial Holdings is measured differently than its book value, which is the value of Bread that is recorded on the company's balance sheet. Investors also form their own opinion of Bread Financial's value that differs from its market value or its book value, called intrinsic value, which is Bread Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bread Financial's market value can be influenced by many factors that don't directly affect Bread Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Bread Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bread Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bread Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

Feedback Blog

Made with optimal in San Francisco

2024 Macroaxis LLC

Bread Historical Balance Sheet

Bread Financial Inventory

(1.06 Billion)

About Bread Balance Sheet Analysis

Bread Financial Balance Sheet Chart

Total Assets

Total Stockholder Equity

Non Current Assets Total

Bread Financial balance sheet Correlations

Bread Financial Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Bread Financial balance sheet Accounts

Currently Active Assets on Macroaxis

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Total Liab	+ 1.0	Total Assets
Cash And Short Term Investments	+ 1.0	Cash
Total Current Liabilities	+ 0.94	Other Current Liab
Net Receivables	+ 0.94	Retained Earnings
Property Plant And Equipment Net	+ 0.92	Good Will
Intangible Assets	+ 0.91	Good Will

Other Stockholder Equity	- 0.91	Net Receivables
Other Stockholder Equity	- 0.86	Retained Earnings
Other Stockholder Equity	- 0.69	Total Current Assets
Short Term Debt	- 0.66	Current Deferred Revenue
Other Stockholder Equity	- 0.64	Net Debt
Non Currrent Assets Other	- 0.61	Net Debt