Pioneer Historical Cash Flow

PBFS Stock  USD 11.79  0.21  1.81%   
Analysis of Pioneer Bancorp cash flow over time is an excellent tool to project Pioneer Bancorp future capital expenditures as well as to predict the amount of cash needed to cover cost of sales, R&D expenses or production expansions. Investors should almost always look for trends in cash flow indicators such as Other Cashflows From Financing Activities of 8.6 M or Depreciation of 2.2 M as it is a great indicator of Pioneer Bancorp ability to facilitate future growth, repay debt on time or pay out dividends.
 
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Financial Statement Analysis is much more than just reviewing and examining Pioneer Bancorp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Pioneer Bancorp is a good buy for the upcoming year.
  
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Pioneer Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For more information on how to buy Pioneer Stock please use our How to Invest in Pioneer Bancorp guide.

About Pioneer Cash Flow Analysis

The Cash Flow Statement is a financial statement that shows how changes in Pioneer balance sheet and income statement accounts affect cash and cash equivalents. It breaks the analysis down to operating, investing, and financing activities. One of the most critical aspects of the cash flow statement is liquidity, which is the degree to which Pioneer's non-liquid assets can be easily converted into cash.

Pioneer Bancorp Cash Flow Chart

At this time, Pioneer Bancorp's Begin Period Cash Flow is comparatively stable compared to the past year. Change To Operating Activities is likely to gain to about 5.3 M in 2025, whereas Change In Cash is likely to drop slightly above 13.1 M in 2025.

Stock Based Compensation

Compensation provided to employees in the form of equity or options to purchase company stock. This type of compensation is used to align the interests of employees and shareholders.

Free Cash Flow

The amount of cash a company generates after accounting for cash outflows to support operations and maintain its capital assets.

Begin Period Cash Flow

The amount of cash a company has at the beginning of a financial reporting period. It serves as the starting point for calculating the period's cash flow from operations, investing, and financing activities.

Capital Expenditures

Capital Expenditures are funds used by Pioneer Bancorp to acquire physical assets such as property, industrial buildings or equipment. This type of outlay is used by management to increase the scope of Pioneer Bancorp operations. These expenditures can include everything from repairing an office equipment, building a brand new facility, or writing new software.
Most accounts from Pioneer Bancorp's cash flow statement are interrelated and interconnected. However, analyzing cash flow statement accounts one by one will only give a small insight into Pioneer Bancorp current financial condition. On the other hand, looking into the entire matrix of cash flow statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Pioneer Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For more information on how to buy Pioneer Stock please use our How to Invest in Pioneer Bancorp guide.At this time, Pioneer Bancorp's Begin Period Cash Flow is comparatively stable compared to the past year. Change To Operating Activities is likely to gain to about 5.3 M in 2025, whereas Change In Cash is likely to drop slightly above 13.1 M in 2025.
 2022 2023 2024 2025 (projected)
Free Cash Flow25.8M23.0M26.5M20.5M
Stock Based Compensation513K626K563.4K535.2K

Pioneer Bancorp cash flow statement Correlations

-0.080.52-0.310.16-0.450.21-0.050.29-0.470.17-0.330.560.16-0.15-0.28-0.60.630.63
-0.080.020.20.110.32-0.41-0.19-0.160.040.440.3-0.180.340.030.440.33-0.31-0.31
0.520.02-0.770.690.030.80.260.46-0.970.070.10.390.85-0.080.38-0.650.650.64
-0.310.2-0.77-0.74-0.24-0.83-0.66-0.390.890.02-0.32-0.2-0.710.39-0.470.77-0.77-0.77
0.160.110.69-0.740.70.730.21-0.03-0.73-0.230.760.380.84-0.520.51-0.760.750.74
-0.450.320.03-0.240.70.210.0-0.39-0.1-0.250.99-0.060.46-0.450.55-0.230.210.21
0.21-0.410.8-0.830.730.210.420.32-0.85-0.250.250.350.71-0.250.23-0.750.730.73
-0.05-0.190.26-0.660.210.00.420.18-0.450.040.020.00.29-0.420.23-0.310.310.31
0.29-0.160.46-0.39-0.03-0.390.320.18-0.430.69-0.39-0.430.210.620.01-0.060.080.08
-0.470.04-0.970.89-0.73-0.1-0.85-0.45-0.43-0.02-0.17-0.37-0.850.22-0.440.72-0.72-0.72
0.170.440.070.02-0.23-0.25-0.250.040.69-0.02-0.27-0.610.080.52-0.050.27-0.25-0.24
-0.330.30.1-0.320.760.990.250.02-0.39-0.17-0.270.020.49-0.530.55-0.350.330.33
0.56-0.180.39-0.20.38-0.060.350.0-0.43-0.37-0.610.020.22-0.6-0.16-0.620.610.61
0.160.340.85-0.710.840.460.710.290.21-0.850.080.490.22-0.240.57-0.520.520.52
-0.150.03-0.080.39-0.52-0.45-0.25-0.420.620.220.52-0.53-0.6-0.24-0.10.63-0.63-0.63
-0.280.440.38-0.470.510.550.230.230.01-0.44-0.050.55-0.160.57-0.1-0.030.030.03
-0.60.33-0.650.77-0.76-0.23-0.75-0.31-0.060.720.27-0.35-0.62-0.520.63-0.03-1.0-1.0
0.63-0.310.65-0.770.750.210.730.310.08-0.72-0.250.330.610.52-0.630.03-1.01.0
0.63-0.310.64-0.770.740.210.730.310.08-0.72-0.240.330.610.52-0.630.03-1.01.0
Click cells to compare fundamentals

Pioneer Bancorp Account Relationship Matchups

Pioneer Bancorp cash flow statement Accounts

202020212022202320242025 (projected)
Investments(186.5M)(147.6M)(114.9M)(18.0M)(20.8M)(21.8M)
Change In Cash168.1M51.1M(225.6M)14.7M13.2M13.1M
Stock Based Compensation534K581K513K626K563.4K535.2K
Free Cash Flow32.1M49.2M25.8M23.0M26.5M20.5M
Change In Working Capital26.1M34.7M778K(841K)(967.2K)(918.8K)
Begin Period Cash Flow156.9M325.0M376.1M150.5M173.0M197.1M
Total Cashflows From Investing Activities(109.5M)(125.1M)(148.0M)(114.9M)(103.4M)(108.6M)
Other Cashflows From Financing Activities260.5M149.2M(136.9M)10.1M9.1M8.6M
Depreciation2.9M2.7M2.7M2.6M3.0M2.2M
Other Non Cash Items3.3M1.0M(523K)6.4M7.4M5.5M
Capital Expenditures596K780K451K838K754.2K716.5K
Total Cash From Operating Activities32.7M50.0M26.3M23.8M27.4M23.8M
Change To Account Receivables(579K)(577K)(2.6M)(365K)(328.5K)(344.9K)
Change To Operating Activities(19.7M)26.7M35.2M3.3M3.9M5.3M
Net Income1.1M10.3M21.9M15.3M17.5M10.8M
Total Cash From Financing Activities260.5M149.2M(137.0M)8.9M8.0M7.6M
End Period Cash Flow325.0M376.1M150.5M165.2M190.0M215.1M
Other Cashflows From Investing Activities(205K)100.4M1.0M(199.7M)(179.7M)(170.7M)
Change To Netincome8.0M2.6M(120K)845K760.5K722.5K

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Additional Tools for Pioneer Stock Analysis

When running Pioneer Bancorp's price analysis, check to measure Pioneer Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Pioneer Bancorp is operating at the current time. Most of Pioneer Bancorp's value examination focuses on studying past and present price action to predict the probability of Pioneer Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Pioneer Bancorp's price. Additionally, you may evaluate how the addition of Pioneer Bancorp to your portfolios can decrease your overall portfolio volatility.