Republic Historical Income Statement

RBCAA Stock  USD 77.62  1.61  2.12%   
Historical analysis of Republic Bancorp income statement accounts such as Operating Income of 106.1 M, Ebit of 107.4 M, EBITDA of 112.9 M or Total Operating Expenses of 372 M can show how well Republic Bancorp performed in making a profits. Evaluating Republic Bancorp income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Republic Bancorp's future profits or losses.
 
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Financial Statement Analysis is much more than just reviewing and examining Republic Bancorp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Republic Bancorp is a good buy for the upcoming year.
  
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Republic Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
For information on how to trade Republic Stock refer to our How to Trade Republic Stock guide.

About Republic Income Statement Analysis

Republic Bancorp Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Republic Bancorp shareholders. The income statement also shows Republic investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Republic Bancorp Income Statement Chart

At present, Republic Bancorp's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Other Operating Expenses is expected to grow to about 179.1 M, whereas Total Revenue is forecasted to decline to about 176.7 M.

Total Revenue

Total revenue comprises all receipts Republic Bancorp generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Republic Bancorp minus its cost of goods sold. It is profit before Republic Bancorp operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Other Operating Expenses

Other Operating Expenses is the expense which generally does not depend on sales or production quantities of Republic Bancorp. It is also known as Republic Bancorp overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.

Operating Income

Operating Income is the amount of profit realized from Republic Bancorp operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of Republic Bancorp is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.
Most accounts from Republic Bancorp's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Republic Bancorp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Republic Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
For information on how to trade Republic Stock refer to our How to Trade Republic Stock guide.At present, Republic Bancorp's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Other Operating Expenses is expected to grow to about 179.1 M, whereas Total Revenue is forecasted to decline to about 176.7 M.
 2021 2022 2023 2024 (projected)
Total Revenue302.5M308.7M310.9M176.7M
Interest Expense5.7M7.5M67.3M70.6M

Republic Bancorp income statement Correlations

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Click cells to compare fundamentals

Republic Bancorp Account Relationship Matchups

Republic Bancorp income statement Accounts

201920202021202220232024 (projected)
Interest Expense44.8M19.9M5.7M7.5M67.3M70.6M
Total Revenue298.4M315.1M302.5M308.7M310.9M176.7M
Gross Profit298.4M315.1M302.5M308.7M310.9M176.7M
Other Operating Expenses185.2M212.4M192.2M189.5M170.6M179.1M
Operating Income113.2M102.6M110.3M119.3M115.4M106.1M
Ebit124.1M102.6M111.4M116.8M113.2M107.4M
Ebitda124.2M112.4M120.4M124.4M128.2M112.9M
Total Operating Expenses(185.2M)(212.4M)(192.2M)(189.5M)354.3M372.0M
Income Before Tax113.2M102.6M110.3M116.8M113.2M66.6M
Total Other Income Expense Net113.2M(28.5M)(20.1M)(5.2M)(2.2M)(2.3M)
Net Income91.7M83.2M87.6M91.1M90.4M46.7M
Income Tax Expense21.5M19.4M23.6M25.7M22.8M19.9M
Depreciation And Amortization171.9K9.7M9.0M7.6M15.0M15.8M
Selling General Administrative115.3M125.9M140.6M112.9M118.6M70.5M
Selling And Marketing Expenses5.0M4.0M4.3M6.9M8.4M4.9M
Net Income Applicable To Common Shares91.7M83.2M86.8M91.1M104.8M55.7M
Net Income From Continuing Ops91.7M83.2M86.8M91.1M89.2M77.4M
Tax Provision21.5M19.4M23.6M25.7M24.0M25.0M
Net Interest Income236.1M232.3M220.6M236.7M285.1M234.1M
Interest Income280.9M252.3M226.3M244.2M331.8M259.9M
Reconciled Depreciation11.1M13.5M12.4M9.9M8.6M8.7M

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Republic Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Republic Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Republic Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Republic Bancorp Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Republic Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
For information on how to trade Republic Stock refer to our How to Trade Republic Stock guide.
You can also try the Fundamentals Comparison module to compare fundamentals across multiple equities to find investing opportunities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Republic Bancorp. If investors know Republic will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Republic Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.233
Dividend Share
1.595
Earnings Share
5.26
Revenue Per Share
16.529
Quarterly Revenue Growth
0.093
The market value of Republic Bancorp is measured differently than its book value, which is the value of Republic that is recorded on the company's balance sheet. Investors also form their own opinion of Republic Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Republic Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Republic Bancorp's market value can be influenced by many factors that don't directly affect Republic Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Republic Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Republic Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Republic Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.