First Bancorp Stock Today

FNLC Stock  USD 29.18  0.06  0.21%   

Performance

Good

 
Weak
 
Strong

Odds Of Distress

Tiny

 
High
 
Low
First Bancorp is trading at 29.18 as of the 15th of February 2026, a 0.21 percent increase since the beginning of the trading day. The stock's open price was 29.12. First Bancorp has a very small chance of experiencing financial distress in the next few years and had a good performance during the last 90 days. The performance scores are derived for the period starting the 17th of November 2025 and ending today, the 15th of February 2026. Click here to learn more.
Business Domain
Banks
IPO Date
15th of July 1999
Category
Financial Services
Classification
Financials
The First Bancorp, Inc. operates as the holding company for First National Bank that provides a range of banking products and services to individuals and businesses. The First Bancorp, Inc. was founded in 1864 and is based in Damariscotta, Maine. First Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 11.22 M outstanding shares of which 57.89 K shares are currently shorted by private and institutional investors with about 2.83 trading days to cover. More on First Bancorp

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Follow Valuation Options Odds of Bankruptcy
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First Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEOTony McKim
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, Nasdaq Bank, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.01280.0109
Fairly Up
Slightly volatile
Asset Turnover0.05820.0561
Sufficiently Up
Slightly volatile
Gross Profit Margin0.480.5229
Significantly Down
Very volatile
Net Debt180 M160 M
Moderately Up
Slightly volatile
Total Current Liabilities1.2 B1.4 B
Significantly Down
Slightly volatile
Non Current Liabilities Total227.3 M147.2 M
Way Up
Pretty Stable
Total Assets3.3 B3.2 B
Sufficiently Up
Slightly volatile
Total Current Assets184 M306.4 M
Way Down
Slightly volatile
Debt Levels
By employing borrowed capital, First Bancorp can potentially magnify investment returns. Examining the debt-to-assets ratio offers investors perspective on First Bancorp's use of financial leverage and reveals what portion of First Bancorp's asset base relies on creditor financing.
Liquidity
First Bancorp currently holds 187.82 M in liabilities with Debt to Equity (D/E) ratio of 8.34, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about First Bancorp's use of debt, we should always consider it together with its cash and equity.

Change In Cash

(4.7 Million)
First Bancorp (FNLC) is traded on NASDAQ Exchange in USA and employs 284 people. First Bancorp is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 327.47 M. First Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 11.22 M outstanding shares of which 57.89 K shares are currently shorted by private and institutional investors with about 2.83 trading days to cover. First Bancorp currently holds about 99.19 M in cash with 26.05 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 8.98.
Check First Bancorp Probability Of Bankruptcy
Ownership Allocation
The market capitalization of First Bancorp is $327.47 Million. Over half of First Bancorp's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that obtain positions in a given instrument to benefit from reduced trade commissions. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check First Ownership Details

First Stock Institutional Holders

InstituionRecorded OnShares
Csm Advisors, Llc2025-06-30
68.4 K
The Colony Group Llc2025-06-30
60.7 K
Coston, Mcisaac & Partners2025-06-30
49.2 K
Lsv Asset Management2025-06-30
44.8 K
Goldman Sachs Group Inc2025-06-30
43.9 K
Barclays Plc2025-06-30
42 K
Stifel Financial Corp2025-06-30
36.9 K
Royal Bank Of Canada2025-06-30
35.9 K
Bank Of New York Mellon Corp2025-06-30
35.1 K
Blackrock Inc2025-06-30
847.3 K
First Bancorp, Inc /me/2025-06-30
737.5 K
View First Bancorp Diagnostics

First Bancorp Historical Income Statement

At present, First Bancorp's Selling General Administrative is projected to increase significantly based on the last few years of reporting. The current year's Total Revenue is expected to grow to about 186.5 M, whereas Depreciation And Amortization is forecasted to decline to about 1.3 M. View More Fundamentals

First Stock Against Markets

First Bancorp Corporate Management

Susan NortonExecutive VP of HR, Compliance Officer, Executive VP of HR - First National Bank and Compliance Officer of First National BankProfile
Richard ElderSr. VP-Retail Services of The First National BankProfile
Christopher AustinExecutive CounselProfile
Brad MartinExecutive OfficerProfile
When determining whether First Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
For information on how to trade First Stock refer to our How to Trade First Stock guide.
You can also try the Theme Ratings module to determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Will Regional Banks sector continue expanding? Could First diversify its offerings? Factors like these will boost the valuation of First Bancorp. Market participants price First higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every First Bancorp data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.406
Dividend Share
1.47
Earnings Share
3.07
Revenue Per Share
8.37
Quarterly Revenue Growth
0.228
The market value of First Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Bancorp's value that differs from its market value or its book value, called intrinsic value, which is First Bancorp's true underlying value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Because First Bancorp's market value can be influenced by many factors that don't directly affect First Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, First Bancorp's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.