Alerus Financial Net Worth

Alerus Financial Net Worth Breakdown

  ALRS
The net worth of Alerus Financial Corp is the difference between its total assets and liabilities. Alerus Financial's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of Alerus Financial's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. Alerus Financial's net worth can be used as a measure of its financial health and stability which can help investors to decide if Alerus Financial is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in Alerus Financial Corp stock.

Alerus Financial Net Worth Analysis

Alerus Financial's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Alerus Financial's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Alerus Financial's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Alerus Financial's net worth analysis. One common approach is to calculate Alerus Financial's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Alerus Financial's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Alerus Financial's net worth. This approach calculates the present value of Alerus Financial's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Alerus Financial's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Alerus Financial's net worth. This involves comparing Alerus Financial's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Alerus Financial's net worth relative to its peers.

Enterprise Value

69.13 Million

To determine if Alerus Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Alerus Financial's net worth research are outlined below:
On 11th of October 2024 Alerus Financial paid $ 0.2 per share dividend to its current shareholders
Latest headline from insidermonkey.com: Alerus Financial Corporation Q3 2024 Earnings Call Transcript

Alerus Financial Quarterly Good Will

46.78 Million

Alerus Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Alerus Financial Corp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Alerus Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
24th of April 2024
Upcoming Quarterly Report
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24th of July 2024
Next Financial Report
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31st of March 2024
Next Fiscal Quarter End
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22nd of January 2025
Next Fiscal Year End
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31st of December 2023
Last Quarter Report
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31st of December 2023
Last Financial Announcement
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Know Alerus Financial's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Alerus Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Alerus Financial Corp backward and forwards among themselves. Alerus Financial's institutional investor refers to the entity that pools money to purchase Alerus Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Cutler Capital Management2024-09-30
159 K
Charles Schwab Investment Management Inc2024-09-30
149.3 K
American Century Companies Inc2024-09-30
148.7 K
Bank Of New York Mellon Corp2024-06-30
123.5 K
Morgan Stanley - Brokerage Accounts2024-06-30
117.4 K
Zacks Investment Management Inc2024-09-30
102.7 K
Bridgeway Capital Management, Llc2024-09-30
101.9 K
Mairs & Power Inc2024-09-30
97.7 K
Keeley-teton Advisors, Llc2024-06-30
89.8 K
Alerus Financial Na2024-09-30
2.1 M
Blackrock Inc2024-06-30
1.7 M
Note, although Alerus Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow Alerus Financial's market capitalization trends

The company currently falls under 'Small-Cap' category with a current market capitalization of 560.23 M.

Market Cap

155.17 Million

Project Alerus Financial's profitablity

Last ReportedProjected for Next Year
Return On Capital Employed 0.02  0.03 
Return On Equity 0.03  0.03 
The company has Profit Margin (PM) of 0.02 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.2 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.2.
When accessing Alerus Financial's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Alerus Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Alerus Financial's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Alerus Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Alerus Financial Corp. Check Alerus Financial's Beneish M Score to see the likelihood of Alerus Financial's management manipulating its earnings.

Evaluate Alerus Financial's management efficiency

Return On Capital Employed is likely to gain to 0.03 in 2024, whereas Return On Tangible Assets are likely to drop 0 in 2024. At this time, Alerus Financial's Non Current Assets Total are comparatively stable compared to the past year. Non Currrent Assets Other is likely to gain to about 3.9 B in 2024, whereas Other Assets are likely to drop slightly above 1.3 B in 2024. Alerus Financial's management efficiency ratios could be used to measure how well Alerus Financial manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 18.53  17.60 
Tangible Book Value Per Share 15.22  14.46 
Enterprise Value Over EBITDA 12.21  12.82 
Price Book Value Ratio 1.21  1.03 
Enterprise Value Multiple 12.21  12.82 
Price Fair Value 1.21  1.03 
Enterprise Value52.3 M69.1 M
The strategic initiatives led by Alerus Financial's management are central to its market success. By analyzing these initiatives, we provide a clear picture of the stock's growth prospects.
Enterprise Value Revenue
4.874
Revenue
164.5 M
Quarterly Revenue Growth
0.009
Revenue Per Share
8.323
Return On Equity
0.0084
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Alerus Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Alerus Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Alerus Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Alerus Financial Corporate Filings

13A
8th of November 2024
An amended filing to the original Schedule 13G
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F4
4th of November 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
10Q
31st of October 2024
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
8K
29th of October 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
Alerus Financial time-series forecasting models is one of many Alerus Financial's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Alerus Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Alerus Financial Earnings per Share Projection vs Actual

Alerus Financial Corporate Management

Deborah OttoMarket DuluthProfile
Jim CollinsExecutive OfficerProfile
Jerrod CPAChief VPProfile
Bonnie CPAChief OfficerProfile
Karin TaylorExecutive OfficerProfile

Already Invested in Alerus Financial Corp?

The danger of trading Alerus Financial Corp is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Alerus Financial is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Alerus Financial. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Alerus Financial Corp is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.

Additional Tools for Alerus Stock Analysis

When running Alerus Financial's price analysis, check to measure Alerus Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Alerus Financial is operating at the current time. Most of Alerus Financial's value examination focuses on studying past and present price action to predict the probability of Alerus Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Alerus Financial's price. Additionally, you may evaluate how the addition of Alerus Financial to your portfolios can decrease your overall portfolio volatility.