Finwise Bancorp Net Worth

Finwise Bancorp Net Worth Breakdown

  FINW
The net worth of Finwise Bancorp is the difference between its total assets and liabilities. Finwise Bancorp's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of Finwise Bancorp's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. Finwise Bancorp's net worth can be used as a measure of its financial health and stability which can help investors to decide if Finwise Bancorp is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in Finwise Bancorp stock.

Finwise Bancorp Net Worth Analysis

Finwise Bancorp's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Finwise Bancorp's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Finwise Bancorp's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Finwise Bancorp's net worth analysis. One common approach is to calculate Finwise Bancorp's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Finwise Bancorp's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Finwise Bancorp's net worth. This approach calculates the present value of Finwise Bancorp's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Finwise Bancorp's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Finwise Bancorp's net worth. This involves comparing Finwise Bancorp's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Finwise Bancorp's net worth relative to its peers.

Enterprise Value

101.16 Million

209.534.9M26.1M68.2M78.5M101.2-83%-25%162%15%29%100%
To determine if Finwise Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Finwise Bancorp's net worth research are outlined below:
Finwise Bancorp had very high historical volatility over the last 90 days
About 32.0% of the company shares are held by company insiders
Latest headline from seekingalpha.com: FinWise Bancorp appoints Jim Noone as CEO of FinWise Bank
Finwise Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Finwise Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Finwise Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
29th of January 2024
Upcoming Quarterly Report
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25th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
29th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
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Finwise Bancorp Target Price Consensus

Finwise target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Finwise Bancorp's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   3  Strong Buy
Strong Buy33.3%Buy66.7%Hold0.0%Sell0.0%Strong Sell0.0%
Most Finwise analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Finwise stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Finwise Bancorp, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

Finwise Bancorp Target Price Projection

Finwise Bancorp's current and average target prices are 17.83 and 20.33, respectively. The current price of Finwise Bancorp is the price at which Finwise Bancorp is currently trading. On the other hand, Finwise Bancorp's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Finwise Bancorp Market Quote on 7th of March 2025

Low Price17.52Odds
High Price18.08Odds

17.83

Target Price

Analyst Consensus On Finwise Bancorp Target Price

Low Estimate18.5Odds
High Estimate22.57Odds

20.3333

Historical Lowest Forecast  18.5 Target Price  20.33 Highest Forecast  22.57
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Finwise Bancorp and the information provided on this page.

Know Finwise Bancorp's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Finwise Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Finwise Bancorp backward and forwards among themselves. Finwise Bancorp's institutional investor refers to the entity that pools money to purchase Finwise Bancorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Renaissance Technologies Corp2024-12-31
46.7 K
Blackrock Inc2024-12-31
46.1 K
Millennium Management Llc2024-12-31
42.5 K
Smith Moore & Co2024-12-31
25 K
Ubs Group Ag2024-12-31
23.4 K
Empowered Funds, Llc2024-12-31
22.5 K
683 Capital Management Llc2024-12-31
19.4 K
Gilder Gagnon Howe & Co Llc2024-12-31
19 K
State Street Corp2024-12-31
16.7 K
Alliancebernstein L.p.2024-12-31
984.8 K
Wasatch Advisors Lp2024-12-31
629.4 K
Note, although Finwise Bancorp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow Finwise Bancorp's market capitalization trends

The company currently falls under 'Small-Cap' category with a current market capitalization of 239 M.

Market Cap

116.47 Million

Project Finwise Bancorp's profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets 0.03  0.06 
Return On Capital Employed 0.06  0.06 
Return On Assets 0.03  0.06 
Return On Equity 0.13  0.24 
The company has Profit Margin (PM) of 0.18 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.21 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.21.
When accessing Finwise Bancorp's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Finwise Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Finwise Bancorp's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Finwise Bancorp's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Finwise Bancorp. Check Finwise Bancorp's Beneish M Score to see the likelihood of Finwise Bancorp's management manipulating its earnings.

Evaluate Finwise Bancorp's management efficiency

Finwise Bancorp has return on total asset (ROA) of 0.0191 % which means that it generated a profit of $0.0191 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.0775 %, meaning that it created $0.0775 on every $100 dollars invested by stockholders. Finwise Bancorp's management efficiency ratios could be used to measure how well Finwise Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is likely to climb to 0.06 in 2025. Return On Capital Employed is likely to climb to 0.06 in 2025. At this time, Finwise Bancorp's Non Current Assets Total are fairly stable compared to the past year. Return On Tangible Assets is likely to climb to 0.06 in 2025, whereas Net Tangible Assets are likely to drop slightly above 92.1 M in 2025.
Last ReportedProjected for Next Year
Book Value Per Share 11.17  8.79 
Tangible Book Value Per Share 10.87  8.54 
Enterprise Value Over EBITDA 2.84  2.70 
Price Book Value Ratio 1.33  2.45 
Enterprise Value Multiple 2.84  2.70 
Price Fair Value 1.33  2.45 
Enterprise Value78.5 M101.2 M
Leadership effectiveness at Finwise Bancorp is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Enterprise Value Revenue
3.1279
Revenue
69.8 M
Quarterly Revenue Growth
0.003
Revenue Per Share
5.536
Return On Equity
0.0775
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Finwise Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Finwise Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Finwise Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Finwise Bancorp Corporate Filings

8K
30th of January 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
10Q
12th of November 2024
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
F3
5th of November 2024
The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock
ViewVerify
F4
1st of August 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
Finwise Bancorp time-series forecasting models is one of many Finwise Bancorp's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Finwise Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Finwise Bancorp Earnings Estimation Breakdown

The calculation of Finwise Bancorp's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Finwise Bancorp is estimated to be 0.2533 with the future projection ranging from a low of 0.22 to a high of 0.27. Please be aware that this consensus of annual earnings estimates for Finwise Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.2
0.22
Lowest
Expected EPS
0.2533
0.27
Highest

Finwise Bancorp Earnings Projection Consensus

Suppose the current estimates of Finwise Bancorp's value are higher than the current market price of the Finwise Bancorp stock. In this case, investors may conclude that Finwise Bancorp is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Finwise Bancorp's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2025Current EPS (TTM)
281.42%
0.2
0.2533
0.93

Finwise Bancorp Earnings per Share Projection vs Actual

Actual Earning per Share of Finwise Bancorp refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Finwise Bancorp predict the company's earnings will be in the future. The higher the earnings per share of Finwise Bancorp, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.
JavaScript chart by amCharts 3.21.15MarSepSepMarDec0.10.20.30.40.5
JavaScript chart by amCharts 3.21.15Highest Estimate Lowest Estimate Estimated EPS Actual EPS

Finwise Bancorp Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Finwise Bancorp, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Finwise Bancorp should always be considered in relation to other companies to make a more educated investment decision.
JavaScript chart by amCharts 3.21.15MarSepSepMarDec0.150.200.250.300.350.400.450.50
JavaScript chart by amCharts 3.21.15Actual Estimated

Finwise Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Finwise Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2025-01-27
2024-12-310.230.2-0.0313 
2024-10-24
2024-09-300.210.250.0419 
2024-07-25
2024-06-300.190.240.0526 
2024-04-29
2024-03-310.230.250.02
2024-01-29
2023-12-310.310.320.01
2023-10-26
2023-09-300.240.370.1354 
2023-07-27
2023-06-300.180.360.18100 
2023-04-27
2023-03-310.310.29-0.02
2023-01-25
2022-12-310.430.490.0613 
2022-10-26
2022-09-300.360.27-0.0925 
2022-07-27
2022-06-300.570.41-0.1628 
2022-04-28
2022-03-310.610.760.1524 
2022-02-23
2021-12-310.560.990.4376 
2021-11-16
2021-09-3000.540.54
2021-08-04
2021-06-3000.150.15
2021-06-25
2021-03-3100.380.38
2021-03-31
2020-12-3100.59170.5917
2020-03-31
2019-12-3100.20670.2067

Finwise Bancorp Corporate Executives

Elected by the shareholders, the Finwise Bancorp's board of directors comprises two types of representatives: Finwise Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Finwise. The board's role is to monitor Finwise Bancorp's management team and ensure that shareholders' interests are well served. Finwise Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Finwise Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.

Additional Tools for Finwise Stock Analysis

When running Finwise Bancorp's price analysis, check to measure Finwise Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Finwise Bancorp is operating at the current time. Most of Finwise Bancorp's value examination focuses on studying past and present price action to predict the probability of Finwise Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Finwise Bancorp's price. Additionally, you may evaluate how the addition of Finwise Bancorp to your portfolios can decrease your overall portfolio volatility.
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